David Chaston

A review of things you need to know before you go home on Wednesday; BNZ makes a TD adjustment, QV index rises slower, dairy prices up, December retail soft, tax inflow strong, swaps drift lower, NZD stable, & more

A review of things you need to know before you go home on Wednesday; BNZ makes a TD adjustment, QV index rises slower, dairy prices up, December retail soft, tax inflow strong, swaps drift lower, NZD stable, & more

Surprising analysts, December retail sales end 2018 on a very weak note, even after removing the impact of falling petrol prices

Surprising analysts, December retail sales end 2018 on a very weak note, even after removing the impact of falling petrol prices

Dairy prices rise again; US data weakens; Canada home sales poor; EU growth slows; S&P500 rises +1%; China spruiks stimulus; NZ a high-tax country; UST 10yr 2.72%; oil up while gold slips; NZ$1 = 68.1 USc; TWI-5 = 72.3

Dairy prices rise again; US data weakens; Canada home sales poor; EU growth slows; S&P500 rises +1%; China spruiks stimulus; NZ a high-tax country; UST 10yr 2.72%; oil up while gold slips; NZ$1 = 68.1 USc; TWI-5 = 72.3

A review of things you need to know before you go home on Tuesday; QSBO less pessimistic; food prices favour the good stuff, dairy auction signals, swaps dip further, NZD stable, & more

A review of things you need to know before you go home on Tuesday; QSBO less pessimistic; food prices favour the good stuff, dairy auction signals, swaps dip further, NZD stable, & more

Food prices are not rising - in fact healthy food prices are lower now than at the start of 2018. Better weather conditions kept prices of fruit & vegetables considerably lower

Food prices are not rising - in fact healthy food prices are lower now than at the start of 2018. Better weather conditions kept prices of fruit & vegetables considerably lower

Growth dims in major economies; China trade shrinks but surplus grows, especially with the US; EU savings rate jumps; China banks seek capital; UST 10yr 2.71%; oil dips while gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.2

Growth dims in major economies; China trade shrinks but surplus grows, especially with the US; EU savings rate jumps; China banks seek capital; UST 10yr 2.71%; oil dips while gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.2

A review of things you need to know before you go home on Monday; Kiwibank raises a TD rate, poll says we are optimistic, inflation tame, new Chinese buyer frenzy, Fitch likes NZ, swaps lower, NZD firms, & more

A review of things you need to know before you go home on Monday; Kiwibank raises a TD rate, poll says we are optimistic, inflation tame, new Chinese buyer frenzy, Fitch likes NZ, swaps lower, NZD firms, & more

A market leading offer by Kiwibank comes at a time all banks, especially the large ones, are under pressure to raise vast amounts of new capital over the next few years

A market leading offer by Kiwibank comes at a time all banks, especially the large ones, are under pressure to raise vast amounts of new capital over the next few years

US wants back in to TPP; US inflation cools; China readies a large tax cut; Brazil sees strong growth ahead; Australian coal exports zoom; UST 10yr 2.70%; oil and gold softer; NZ$1 = 68.3 USc; TWI-5 = 72.3

US wants back in to TPP; US inflation cools; China readies a large tax cut; Brazil sees strong growth ahead; Australian coal exports zoom; UST 10yr 2.70%; oil and gold softer; NZ$1 = 68.3 USc; TWI-5 = 72.3

Personal loans are a uniquely profitable corner of the overall debt market where margins are high but shopping around is essentially ineffective. No-one stands up for the interests of these borrowers

Personal loans are a uniquely profitable corner of the overall debt market where margins are high but shopping around is essentially ineffective. No-one stands up for the interests of these borrowers

US CPI inflation eases; survey sees recession chance low; no shutdown progress; US deficit swells; market volatility eases; UST 10yr 2.69%; oil slips and gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.3

US CPI inflation eases; survey sees recession chance low; no shutdown progress; US deficit swells; market volatility eases; UST 10yr 2.69%; oil slips and gold firms; NZ$1 = 68.3 USc; TWI-5 = 72.3

The first 2019 home loan rate reduction has arrived, taking the two year fixed to a market-leading 4.19% level. Eyes are now on rival moves

The first 2019 home loan rate reduction has arrived, taking the two year fixed to a market-leading 4.19% level. Eyes are now on rival moves

A review of things you need to know before you go home on Friday; Kiwibank cuts a mortgage rate, dwelling consents hit capacity limits, REINZ warns, swaps drift up, bitcoin tanks, NZD says firm, & more

A review of things you need to know before you go home on Friday; Kiwibank cuts a mortgage rate, dwelling consents hit capacity limits, REINZ warns, swaps drift up, bitcoin tanks, NZD says firm, & more

The level of dwelling building consents issued in November was disappointingly tame, and fell noticeably in Auckland. Consents for other types of buildings rise strongly however

The level of dwelling building consents issued in November was disappointingly tame, and fell noticeably in Auckland. Consents for other types of buildings rise strongly however

Powell says inflation data to set rate track from here; no movement on big issues; Mexico confidence jumps; hard Brexit looms; China CPI drops; UST 10yr 2.73%; oil and gold little changed; NZ$1 = 67.9 USc; TWI-5 = 71.8

Powell says inflation data to set rate track from here; no movement on big issues; Mexico confidence jumps; hard Brexit looms; China CPI drops; UST 10yr 2.73%; oil and gold little changed; NZ$1 = 67.9 USc; TWI-5 = 71.8

A review of things you need to know before you go home on Thursday; Westpac makes some TD changes, ANZ's truckometer flashes warning, used imports stall, swaps drop, NZD stays high, & more

A review of things you need to know before you go home on Thursday; Westpac makes some TD changes, ANZ's truckometer flashes warning, used imports stall, swaps drop, NZD stays high, & more

Fed speakers sound caution but minutes do not; Canada holds but cuts forecasts; EU jobless rate falls; World Bank downgrades China; UST 10yr 2.72%; oil and gold up; NZ$1 = 68 USc; TWI-5 = 71.9

Fed speakers sound caution but minutes do not; Canada holds but cuts forecasts; EU jobless rate falls; World Bank downgrades China; UST 10yr 2.72%; oil and gold up; NZ$1 = 68 USc; TWI-5 = 71.9

A review of things you need to know before you go home on Wednesday; a TD rate rise, home ownership rate falls again, commodity prices fall, Wellington job demand up, swaps stable, NZD firms, & more

A review of things you need to know before you go home on Wednesday; a TD rate rise, home ownership rate falls again, commodity prices fall, Wellington job demand up, swaps stable, NZD firms, & more

We look at some key data available from the RBNZ Dashboard to help investors and depositors in our banks understand where some important hazards lie

We look at some key data available from the RBNZ Dashboard to help investors and depositors in our banks understand where some important hazards lie

Beijing trade talks go into third day; US job openings fall; Canada exports slump; China eyes more stimulus; EU confidence slumps; Aussie trade surplus healthy; UST 10yr 2.71%; oil up and gold down; NZ$1 = 67.3 USc; TWI-5 = 71.4

Beijing trade talks go into third day; US job openings fall; Canada exports slump; China eyes more stimulus; EU confidence slumps; Aussie trade surplus healthy; UST 10yr 2.71%; oil up and gold down; NZ$1 = 67.3 USc; TWI-5 = 71.4

Tradie orders drive new vehicle sales growth in the commercial segment but overall new vehicle sales are softening and expected to soften further in 2019

Tradie orders drive new vehicle sales growth in the commercial segment but overall new vehicle sales are softening and expected to soften further in 2019

Markets obsessed by US-China trade talks; equity markets in relief rallies; US service sector weakens; EU retail surprises; China reserves holding; UST 10yr 2.68%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 71.7

Markets obsessed by US-China trade talks; equity markets in relief rallies; US service sector weakens; EU retail surprises; China reserves holding; UST 10yr 2.68%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 71.7

Term deposit rates are tightly bunched, but there are still opportunities even when rates are low. We compare where rates are at the start of 2019, and look at some practical options

Term deposit rates are tightly bunched, but there are still opportunities even when rates are low. We compare where rates are at the start of 2019, and look at some practical options

Barfoots says the Auckland property market ended 2018 edging towards its first decline in prices for ten years. Sales volumes were weakest in at least 17 years

Barfoots says the Auckland property market ended 2018 edging towards its first decline in prices for ten years. Sales volumes were weakest in at least 17 years

Positive US jobs report; trade talks to resume; but US Govt shutdown drags on; China services impress; China cuts reserve ratio; eyes on Aussie mortgage transition; UST 10yr 2.67%; oil firms, gold down; NZ$1 = 67.3 USc; TWI-5 = 71.5

Positive US jobs report; trade talks to resume; but US Govt shutdown drags on; China services impress; China cuts reserve ratio; eyes on Aussie mortgage transition; UST 10yr 2.67%; oil firms, gold down; NZ$1 = 67.3 USc; TWI-5 = 71.5