David Chaston

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years

US producer prices jump; Mexican production rises; China aims for more private sector support; Singles Day record; Fed targets financial stability; UST 10yr at 3.19%; oil and gold fall; NZ$1 = 67.4 USc; TWI-5 = 72

US producer prices jump; Mexican production rises; China aims for more private sector support; Singles Day record; Fed targets financial stability; UST 10yr at 3.19%; oil and gold fall; NZ$1 = 67.4 USc; TWI-5 = 72

With wholesale interest rates turning higher, Kiwibank tests the waters with a new 'special' one year term deposit rate offer that is +15 to +25 bps higher than its rivals

With wholesale interest rates turning higher, Kiwibank tests the waters with a new 'special' one year term deposit rate offer that is +15 to +25 bps higher than its rivals

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up

US PPI surges; US wholesales sale up; China CPI up, PPI down; China economy sagging, but iron ore prices up; S&P500 and SSE indexes fall; UST 10yr 3.19%; oil and gold down; NZ$1 = 67.4 USc; TWI-5 = 71.9

US PPI surges; US wholesales sale up; China CPI up, PPI down; China economy sagging, but iron ore prices up; S&P500 and SSE indexes fall; UST 10yr 3.19%; oil and gold down; NZ$1 = 67.4 USc; TWI-5 = 71.9

Fed holds; Canada housing starts drop; Mexico inflation cools; China posts jump in exports; EU data soft; AU banks warn on regulatory overreach; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 67.8 USc; TWI-5 = 72.1

Fed holds; Canada housing starts drop; Mexico inflation cools; China posts jump in exports; EU data soft; AU banks warn on regulatory overreach; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 67.8 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Thursday; no rate changes even from RBNZ, Fonterra shareholders unhappy, more concrete poured, swap rates up again, NZD stronger

A review of things you need to know before you go home on Thursday; no rate changes even from RBNZ, Fonterra shareholders unhappy, more concrete poured, swap rates up again, NZD stronger

Live-streamed video from the November 2018 RBNZ Monetary Policy Statement press conference with Governor Adrian Orr

Live-streamed video from the November 2018 RBNZ Monetary Policy Statement press conference with Governor Adrian Orr

Eyes on RBNZ; Wall St lives with US Midterms; US mortgage applications drop sharply; China fx reserves slip; PBoC to fund desperate private companies; UST 10yr at 3.20%; oil and gold hold; NZ$1 = 67.9 USc; TWI-5 = 72.1

Eyes on RBNZ; Wall St lives with US Midterms; US mortgage applications drop sharply; China fx reserves slip; PBoC to fund desperate private companies; UST 10yr at 3.20%; oil and gold hold; NZ$1 = 67.9 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Wednesday; no rate changes today but major drama in jobs, inflation expectations and wholesale rate data. NZD rises strongly, & more

A review of things you need to know before you go home on Wednesday; no rate changes today but major drama in jobs, inflation expectations and wholesale rate data. NZD rises strongly, & more

Dairy prices slip -2%; markets sanguine on US elections; Canada building permits edge up; China facing growing economic challenges; RBA optimistic; UST 10yr at 3.21%; oil and gold lower; NZ$1 = 66.7 USc; TWI-5 = 71

Dairy prices slip -2%; markets sanguine on US elections; Canada building permits edge up; China facing growing economic challenges; RBA optimistic; UST 10yr at 3.21%; oil and gold lower; NZ$1 = 66.7 USc; TWI-5 = 71

A review of things you need to know before you go home on Tuesday; some more rate changes, used car sales dip, rents up in Auckland, Fonterra gets a terrier inside, Hisco pay revealed, swaps and NZD on hold, & more

A review of things you need to know before you go home on Tuesday; some more rate changes, used car sales dip, rents up in Auckland, Fonterra gets a terrier inside, Hisco pay revealed, swaps and NZD on hold, & more

US service sector cools; China service sector growth stalls; airfreight growth down sharply; Chinese investors lose on Australia property; UST 10yr at 3.20%; oil and gold unchanged; NZ$1 = 66.6 USc; TWI-5 = 71

US service sector cools; China service sector growth stalls; airfreight growth down sharply; Chinese investors lose on Australia property; UST 10yr at 3.20%; oil and gold unchanged; NZ$1 = 66.6 USc; TWI-5 = 71

A review of things you need to know before you go home on Monday; big mortgage rate cuts, B&T rates rise as do dropouts, commodities lower, car sales leap, bank behaviour critiqued, swaps up, NZD holds

A review of things you need to know before you go home on Monday; big mortgage rate cuts, B&T rates rise as do dropouts, commodities lower, car sales leap, bank behaviour critiqued, swaps up, NZD holds

As financial markets suddenly get more volatile or turn lower, we need to be careful about not over stating the nature of changes - otherwise we will miss or ignore the really important events

As financial markets suddenly get more volatile or turn lower, we need to be careful about not over stating the nature of changes - otherwise we will miss or ignore the really important events

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower

US jobs growth superficial; Wall Street falls; US trade deficit -2.9% of GDP; Canada jobs growth extends; China targets jobs growth; EBA fingers UK, Italy weakness; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 65.6 USc; TWI-5 = 71

US jobs growth superficial; Wall Street falls; US trade deficit -2.9% of GDP; Canada jobs growth extends; China targets jobs growth; EBA fingers UK, Italy weakness; UST 10yr at 3.22%; oil and gold fall; NZ$1 = 65.6 USc; TWI-5 = 71

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers

Heavy buying by just three dictatorships add significantly to current gold demand, but are overwhelmed by even faster supply flows. Prices are falling. Investors are shying away

Heavy buying by just three dictatorships add significantly to current gold demand, but are overwhelmed by even faster supply flows. Prices are falling. Investors are shying away

US jobs and wages grow faster than expected; US trade deficit small; Canada jobs growth up; China targets jobs; EU stress tests show issues; AU solar use jumps; UST 10yr 3.21%; oil and gold down; NZ$1 = 66.4 USc; TWI-5 = 70.8

US jobs and wages grow faster than expected; US trade deficit small; Canada jobs growth up; China targets jobs; EU stress tests show issues; AU solar use jumps; UST 10yr 3.21%; oil and gold down; NZ$1 = 66.4 USc; TWI-5 = 70.8

Boosted by strong demand for rental cars and the tourism market, new vehicle sales leap to a new record high in October, with sales of electric vehicles nowhere in sight

Boosted by strong demand for rental cars and the tourism market, new vehicle sales leap to a new record high in October, with sales of electric vehicles nowhere in sight

A review of things you need to know before you go home on Friday: no rate changes, consumer confidence turns down, RBNZ restructures; KPG pays 4.06%, swap rates rise again, the NZD is up strongly, & more

A review of things you need to know before you go home on Friday: no rate changes, consumer confidence turns down, RBNZ restructures; KPG pays 4.06%, swap rates rise again, the NZD is up strongly, & more

US car sales weaken; US factory PMIs moderate, mirrored in Canada, Mexico and China; China faces currency crisis; Aussie house prices dropping; UST 10yr at 3.14%; oil drops and gold jumps; NZ$1 = 65.5 USc; TWI-5 = 70.4

US car sales weaken; US factory PMIs moderate, mirrored in Canada, Mexico and China; China faces currency crisis; Aussie house prices dropping; UST 10yr at 3.14%; oil drops and gold jumps; NZ$1 = 65.5 USc; TWI-5 = 70.4

A review of things you need to know before you go home on Thursday; some small rate changes, house prices soft, job ad growth modest, record low linker yield, swaps rise, NZD unchanged, & more

A review of things you need to know before you go home on Thursday; some small rate changes, house prices soft, job ad growth modest, record low linker yield, swaps rise, NZD unchanged, & more