About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Strong US job signals push up inflation expectations; Canada growth up; China expansion slows; Beijing readies new stimulus; RCEP progresses; UST 10yr at 3.15%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70
1st Nov 18, 7:47am
26
Strong US job signals push up inflation expectations; Canada growth up; China expansion slows; Beijing readies new stimulus; RCEP progresses; UST 10yr at 3.15%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70
A review of things you need to know before you go home on Wednesday; key rate changes, job ads & retail looking up, building consents and business confidence down, TPP ratified, swaps rise, NZD firm, & more
31st Oct 18, 3:59pm
8
A review of things you need to know before you go home on Wednesday; key rate changes, job ads & retail looking up, building consents and business confidence down, TPP ratified, swaps rise, NZD firm, & more
Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins
31st Oct 18, 10:04am
32
Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins
US confidence confuses, house price growth slows; Mexico growth good; Australia struggles to ratify TPP; China markets firm; EU weakens; UST 10yr at 3.10%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70.2
31st Oct 18, 7:41am
22
US confidence confuses, house price growth slows; Mexico growth good; Australia struggles to ratify TPP; China markets firm; EU weakens; UST 10yr at 3.10%; oil and gold dip; NZ$1 = 65.2 USc; TWI-5 = 70.2
A review of things you need to know before you go home on Tuesday; no rate changes, fewer foreign buyers, housing costs stable, NAIT to be updated, sudden Aussie consent drop, swaps & NZD unchanged
30th Oct 18, 3:59pm
10
A review of things you need to know before you go home on Tuesday; no rate changes, fewer foreign buyers, housing costs stable, NAIT to be updated, sudden Aussie consent drop, swaps & NZD unchanged
US PCE at 2%; Shanghai now a bear market; China mulls tax cut on cars; China toughens currency rules; NZ scores well in household deleveraging risk review; UST 10yr at 3.10%; oil and gold little changed NZ$1 = 65.3 USc; TWI-5 = 69.8
30th Oct 18, 7:42am
46
US PCE at 2%; Shanghai now a bear market; China mulls tax cut on cars; China toughens currency rules; NZ scores well in household deleveraging risk review; UST 10yr at 3.10%; oil and gold little changed NZ$1 = 65.3 USc; TWI-5 = 69.8
A review of things you need to know before you go home on Monday; Kiwibank trims a mortgage rate, exporters chirpy, bank customers satisfied, mixed work safety record, Shanghai opens lower, swaps lower, NZD stable
29th Oct 18, 3:59pm
27
A review of things you need to know before you go home on Monday; Kiwibank trims a mortgage rate, exporters chirpy, bank customers satisfied, mixed work safety record, Shanghai opens lower, swaps lower, NZD stable
As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows
29th Oct 18, 8:36am
25
As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows
US growth slows; US personal savings stall; US consumer sentiment slips; Wall Street drops; Canadians take on less debt; lower China profits, Singapore output falls; UST 10yr at 3.08%; oil and gold little changed NZ$1 = 65.2 USc; TWI-5 = 69.6
29th Oct 18, 7:15am
27
US growth slows; US personal savings stall; US consumer sentiment slips; Wall Street drops; Canadians take on less debt; lower China profits, Singapore output falls; UST 10yr at 3.08%; oil and gold little changed NZ$1 = 65.2 USc; TWI-5 = 69.6
We review the performance of KiwiSaver growth funds and find our previous expectation they might struggle quite wrong. Results are on an upswing again
27th Oct 18, 10:02am
27
We review the performance of KiwiSaver growth funds and find our previous expectation they might struggle quite wrong. Results are on an upswing again
US Q3 growth up +2.8%; US personal costs rise faster than incomes; US consumer sentiment falls, as do markets; China sentiment sours; Singapore factories shrink; UST 10yr 3.08%; oil and gold up; NZ$1 = 65.2 USc; TWI-5 = 69.6
27th Oct 18, 8:46am
17
US Q3 growth up +2.8%; US personal costs rise faster than incomes; US consumer sentiment falls, as do markets; China sentiment sours; Singapore factories shrink; UST 10yr 3.08%; oil and gold up; NZ$1 = 65.2 USc; TWI-5 = 69.6
After one year, we look at the economic benchmarks we set when the Labour-NZ First-Greens government took office. It's early days still but the review reveals some trends
27th Oct 18, 7:06am
13
After one year, we look at the economic benchmarks we set when the Labour-NZ First-Greens government took office. It's early days still but the review reveals some trends
A review of things you need to know before you go home on Friday; no rate changes, equity markets stabilise, Aussie growth record continues, velvet prices stay up, milk volumes rising, dryness encroaching, swaps and NZD stable
26th Oct 18, 3:59pm
41
A review of things you need to know before you go home on Friday; no rate changes, equity markets stabilise, Aussie growth record continues, velvet prices stay up, milk volumes rising, dryness encroaching, swaps and NZD stable
Need some flex for whatever's next? Be prepared to pay heaps. We mystery shop the current Gem Finance personal loan offer
26th Oct 18, 11:49am
18
Need some flex for whatever's next? Be prepared to pay heaps. We mystery shop the current Gem Finance personal loan offer
US data tame as Q3 GDP awaited; ECB stays with unwinding despite weakening; equities up; China SOE risk revealed; Aussie budget improves; UST 10yr at 3.14%; oil and gold little changed NZ$1 = 65.2 USc; TWI-5 = 69.7
26th Oct 18, 7:43am
34
US data tame as Q3 GDP awaited; ECB stays with unwinding despite weakening; equities up; China SOE risk revealed; Aussie budget improves; UST 10yr at 3.14%; oil and gold little changed NZ$1 = 65.2 USc; TWI-5 = 69.7
A review of things you need to know before you go home on Thursday; minor rate changes, record trade deficit, popular govt bond tender, record mortgage interest paid, TPP ratified, swap rates lower, NZD soft
25th Oct 18, 3:59pm
27
A review of things you need to know before you go home on Thursday; minor rate changes, record trade deficit, popular govt bond tender, record mortgage interest paid, TPP ratified, swap rates lower, NZD soft
Our comprehensive review of moderate KiwiSaver fund regular savings returns as at September 30, identifying who has the best long-term returns
25th Oct 18, 7:58am
12
Our comprehensive review of moderate KiwiSaver fund regular savings returns as at September 30, identifying who has the best long-term returns
Wall Street in bearish mood; Beige Book survey worried about rising costs; US new home sales slump; Canada raises rates; air travel to double; AU serviceability breaches; UST 10yr at 3.13%; oil and gold lower; NZ$1 = 65.2 USc; TWI-5 = 69.8
25th Oct 18, 7:38am
41
Wall Street in bearish mood; Beige Book survey worried about rising costs; US new home sales slump; Canada raises rates; air travel to double; AU serviceability breaches; UST 10yr at 3.13%; oil and gold lower; NZ$1 = 65.2 USc; TWI-5 = 69.8
A review of things you need to know before you go home on Wednesday; no rate changes again, lower farm sales, fines & scams, NZ classed as risky, satisfaction with IRD lower, swaps soft, NZD unchanged
24th Oct 18, 3:59pm
29
A review of things you need to know before you go home on Wednesday; no rate changes again, lower farm sales, fines & scams, NZ classed as risky, satisfaction with IRD lower, swaps soft, NZD unchanged
Equities drop on risk aversion, lower earnings outlooks; second-tier data underwhelms; secret Aussie tax enforcement deals; UST 10yr at 3.15%; oil down, gold up; NZ$1 = 65.6 USc; TWI-5 = 69.9
24th Oct 18, 7:41am
34
Equities drop on risk aversion, lower earnings outlooks; second-tier data underwhelms; secret Aussie tax enforcement deals; UST 10yr at 3.15%; oil down, gold up; NZ$1 = 65.6 USc; TWI-5 = 69.9
No rate changes, Auckland's housing pressures ease, population growth detail, RBNZ eyes watered down disclosure of bank rego breaches, swaps firm, NZD unchanged
23rd Oct 18, 3:59pm
45
No rate changes, Auckland's housing pressures ease, population growth detail, RBNZ eyes watered down disclosure of bank rego breaches, swaps firm, NZD unchanged
China goes all out but is ignored elsewhere; US data weaker; China GDP growth slows, house prices stable, retail sales rise; Italy rating cut; UST 10yr at 3.19%; oil and gold slip; NZ$1 = 65.5 USc; TWI-5 = 69.9
23rd Oct 18, 7:29am
30
China goes all out but is ignored elsewhere; US data weaker; China GDP growth slows, house prices stable, retail sales rise; Italy rating cut; UST 10yr at 3.19%; oil and gold slip; NZ$1 = 65.5 USc; TWI-5 = 69.9
China stocks jump; US homes sales slip; Canada inflation lower; China grows slower; China retail sales star, home prices stable; Moody's downgrades Italy; UST 10yr at 3.20%; oil up, gold unchanged; NZ$1 = 65.9 USc; TWI-5 = 70.1
22nd Oct 18, 7:02am
20
China stocks jump; US homes sales slip; Canada inflation lower; China grows slower; China retail sales star, home prices stable; Moody's downgrades Italy; UST 10yr at 3.20%; oil up, gold unchanged; NZ$1 = 65.9 USc; TWI-5 = 70.1
Unlike the worsening average OECD situation, New Zealand is making small progress with child poverty. But it's not enough by miles. We need to rid ourselves of vanity projects and focus on this core, urgent problem
21st Oct 18, 7:41am
130
Unlike the worsening average OECD situation, New Zealand is making small progress with child poverty. But it's not enough by miles. We need to rid ourselves of vanity projects and focus on this core, urgent problem
US homes sales fall; CLO risks jump; Canada inflation falls; Chile raises rates; China growth slows; Italy contagion spreads; NZ wealth ranks high; UST 10yr 3.20%; oil and gold unchanged; NZ$1 = 65.9 USc; TWI-5 = 70
20th Oct 18, 8:42am
43
US homes sales fall; CLO risks jump; Canada inflation falls; Chile raises rates; China growth slows; Italy contagion spreads; NZ wealth ranks high; UST 10yr 3.20%; oil and gold unchanged; NZ$1 = 65.9 USc; TWI-5 = 70