About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Friday; no rate changes, consumer confidence falls, overseas house buyers an Auckland central issue, Aussie migration; swap rates slip, NZD softer
27th Jul 18, 3:59pm
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A review of things you need to know before you go home on Friday; no rate changes, consumer confidence falls, overseas house buyers an Auckland central issue, Aussie migration; swap rates slip, NZD softer
The aggressive KiwiSaver category grew 30% in a year as members chase upsized returns to build their retirement funds over the long run
27th Jul 18, 12:03pm
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The aggressive KiwiSaver category grew 30% in a year as members chase upsized returns to build their retirement funds over the long run
Facebook thrashed; US trade deficit swells; US home ownership rises; China & Mexico make non-tariff retaliations; ECB winds down QE; Aussie regulators panned; UST 10yr at 2.98%; oil up and gold down; NZ$1 = 67.9 USc; TWI-5 = 71.4
27th Jul 18, 7:42am
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Facebook thrashed; US trade deficit swells; US home ownership rises; China & Mexico make non-tariff retaliations; ECB winds down QE; Aussie regulators panned; UST 10yr at 2.98%; oil up and gold down; NZ$1 = 67.9 USc; TWI-5 = 71.4
A review of things you need to know before you go home on Thursday; NZCU South changes, NZGB yields fall, Banking Ombudsman fingers Kiwibank as the outlier, swaps unchanged, NZD higher
26th Jul 18, 3:59pm
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A review of things you need to know before you go home on Thursday; NZCU South changes, NZGB yields fall, Banking Ombudsman fingers Kiwibank as the outlier, swaps unchanged, NZD higher
US new home sales fall; US budget deficit rises faster; EU-US trade talks assume failure; China embraces mortgage debt derivatives; Aussie inflation modest; UST 10yr at 2.94%; oil and gold up; NZ$1 = 68.2 USc; TWI-5 = 71.5
26th Jul 18, 7:32am
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US new home sales fall; US budget deficit rises faster; EU-US trade talks assume failure; China embraces mortgage debt derivatives; Aussie inflation modest; UST 10yr at 2.94%; oil and gold up; NZ$1 = 68.2 USc; TWI-5 = 71.5
A review of things you need to know before you go home on Wednesday; home loan affordability improves, the trade deficit widens, mortgage interest paid rises, repayments fall, swaps unchanged, NZD steady
25th Jul 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; home loan affordability improves, the trade deficit widens, mortgage interest paid rises, repayments fall, swaps unchanged, NZD steady
Major PMIs mark time but prices rising; China plans major stimulus; EU targets internet profits; Australia focuses on big 4 accounting firms; UST 10yr at 2.95%; oil firmer, gold unchanged; NZ$1 = 68 USc; TWI-5 = 71.4
25th Jul 18, 7:32am
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Major PMIs mark time but prices rising; China plans major stimulus; EU targets internet profits; Australia focuses on big 4 accounting firms; UST 10yr at 2.95%; oil firmer, gold unchanged; NZ$1 = 68 USc; TWI-5 = 71.4
A review of things you need to know before you go home on Tuesday; NZCU Baywide trims a rate, house auctions struggle, NZX misses out, BNZ warns, swaps rise & steepen, NZD stable
24th Jul 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; NZCU Baywide trims a rate, house auctions struggle, NZX misses out, BNZ warns, swaps rise & steepen, NZD stable
The small Conservative KiwiSaver category is growing fast and David Chaston can't work out why investors have directed $2.7 bln that way
24th Jul 18, 12:04pm
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The small Conservative KiwiSaver category is growing fast and David Chaston can't work out why investors have directed $2.7 bln that way
Wall Street senses rate rises, QE changes; US home sales drop as prices rise; Canada wholesale trade jumps; China launches targeted stimulus; UST 10yr at 2.97%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.3
24th Jul 18, 7:29am
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Wall Street senses rate rises, QE changes; US home sales drop as prices rise; Canada wholesale trade jumps; China launches targeted stimulus; UST 10yr at 2.97%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.3
A review of things you need to know before you go home on Monday; UDC rate change, real estate agent commission update, improvements to Key Bank Metrics tool, swaps up, NZD firms
23rd Jul 18, 3:59pm
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A review of things you need to know before you go home on Monday; UDC rate change, real estate agent commission update, improvements to Key Bank Metrics tool, swaps up, NZD firms
The anxieties over our overseas debt obligations have faded significantly over the past generation. David Chaston updates the data and explores why we are less worried now
23rd Jul 18, 7:32am
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The anxieties over our overseas debt obligations have faded significantly over the past generation. David Chaston updates the data and explores why we are less worried now
Canada inflation rises, rise of Aussie shadow banking; Singapore & Hong Kong add housing restrictions; UST 10yr at 2.90%; oil and gold up; copper down again; NZ$1 = 68.2 USc; TWI-5 = 71.5
23rd Jul 18, 7:28am
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Canada inflation rises, rise of Aussie shadow banking; Singapore & Hong Kong add housing restrictions; UST 10yr at 2.90%; oil and gold up; copper down again; NZ$1 = 68.2 USc; TWI-5 = 71.5
Trump threatens tariffs on all US-China imports; markets react; Fitch warns; G20 seethes; shadow banks rush for Aussie opportunities; UST 10yr 2.89%; oil up, gold up; NZ$1 = 68.2 USc; TWI-5 = 71.5
21st Jul 18, 9:01am
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Trump threatens tariffs on all US-China imports; markets react; Fitch warns; G20 seethes; shadow banks rush for Aussie opportunities; UST 10yr 2.89%; oil up, gold up; NZ$1 = 68.2 USc; TWI-5 = 71.5
A review of things you need to know before you go home on Friday; a meaningless fee reduction, migration attraction diminishes, tourism flow settles, credit card convenience hooks us, swaps slip, NZD lower
20th Jul 18, 3:59pm
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A review of things you need to know before you go home on Friday; a meaningless fee reduction, migration attraction diminishes, tourism flow settles, credit card convenience hooks us, swaps slip, NZD lower
David Chaston joins the call for KiwiSavers to move investments in default funds elsewhere, unless they're nearing retirement
20th Jul 18, 9:43am
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David Chaston joins the call for KiwiSavers to move investments in default funds elsewhere, unless they're nearing retirement
TPP gets new momentum; US jobless claims fall, Trump criticises the Fed; Canada jobs slip, China loosens; UST 10yr at 2.85%; oil up and gold down; copper slumps; NZ$1 = 67.6 USc; TWI-5 = 71.2
20th Jul 18, 7:43am
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TPP gets new momentum; US jobless claims fall, Trump criticises the Fed; Canada jobs slip, China loosens; UST 10yr at 2.85%; oil up and gold down; copper slumps; NZ$1 = 67.6 USc; TWI-5 = 71.2
A review of things you need to know before you go home on Thursday; farm sales weak, KiwiBuild demand rising, regions to the fore, benefit levels turn up, NZGB tender popular, swaps slip, NZD holds
19th Jul 18, 3:59pm
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A review of things you need to know before you go home on Thursday; farm sales weak, KiwiBuild demand rising, regions to the fore, benefit levels turn up, NZGB tender popular, swaps slip, NZD holds
US Fed's Beige Book records tariff concerns; US housing starts drop; EU fines Google heaps; Boeing flying high; APRA spells it out to Hayne; UST 10yr at 2.88%; oil up and gold down; NZ$1 = 68 USc; TWI-5 = 71.6
19th Jul 18, 7:47am
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US Fed's Beige Book records tariff concerns; US housing starts drop; EU fines Google heaps; Boeing flying high; APRA spells it out to Hayne; UST 10yr at 2.88%; oil up and gold down; NZ$1 = 68 USc; TWI-5 = 71.6
A review of things you need to know before you go home on Wednesday; Westpac cuts a TD rate, FMA moves against insurance churn, we are living longer & in better health, LGFA offers popular, swaps fall & flatten, NZD firms
18th Jul 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; Westpac cuts a TD rate, FMA moves against insurance churn, we are living longer & in better health, LGFA offers popular, swaps fall & flatten, NZD firms
Dairy prices slip again; Powell positive and on track; US industrial production up; same in Canada; China new home prices rise; UST 10yr at 2.86%; oil stable and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.4
18th Jul 18, 7:48am
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Dairy prices slip again; Powell positive and on track; US industrial production up; same in Canada; China new home prices rise; UST 10yr at 2.86%; oil stable and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.4
A review of things you need to know before you go home on Tuesday; Co-op reduces some TD rates, house sale volumes fall, CPI up modestly, insurance premiums jump, swap rates recover, NZD stable
17th Jul 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; Co-op reduces some TD rates, house sale volumes fall, CPI up modestly, insurance premiums jump, swap rates recover, NZD stable
US retail sales strong; EU trade surplus shrinks; Canada house sales weak; China growth softens; IMF sees rising risk of worse outcomes; UST 10yr at 2.86%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.1
17th Jul 18, 7:40am
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US retail sales strong; EU trade surplus shrinks; Canada house sales weak; China growth softens; IMF sees rising risk of worse outcomes; UST 10yr at 2.86%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.1
A review of things you need to know before you go home on Monday; BNZ reverses TD 'special', PSI flashes warning signal, China growth stays up, RBNZ claims improves safety, swaps slip again, NZD holds
16th Jul 18, 3:59pm
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A review of things you need to know before you go home on Monday; BNZ reverses TD 'special', PSI flashes warning signal, China growth stays up, RBNZ claims improves safety, swaps slip again, NZD holds
US terms of trade improve; China trade surplus shrinks; new China corporate debt rises; more policy rate rises; UST 10yr at 2.83%; oil up, gold down; NZ$1 = 67.7 USc; TWI-5 = 71
16th Jul 18, 7:25am
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US terms of trade improve; China trade surplus shrinks; new China corporate debt rises; more policy rate rises; UST 10yr at 2.83%; oil up, gold down; NZ$1 = 67.7 USc; TWI-5 = 71