About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Tuesday; firms pay later, Shanghai holds, BNZ chases KiwiBuild business, why pay lags, swaps firm, NZD soft
25th Sep 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; firms pay later, Shanghai holds, BNZ chases KiwiBuild business, why pay lags, swaps firm, NZD soft
Bank terms and conditions are where it is most obvious that your deal with them is not an equal balanced arrangement, even if it is in plain language
25th Sep 18, 3:34pm
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Bank terms and conditions are where it is most obvious that your deal with them is not an equal balanced arrangement, even if it is in plain language
US firms fear tariff impacts; China firm stress sees debt levels rise; Argentina says deficit-busting plan popular; Westpac culls property investors; UST 10yr at 3.08%; oil leaps, gold holds; NZ$1 = 66.5 USc; TWI-5 = 70.1
25th Sep 18, 7:42am
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US firms fear tariff impacts; China firm stress sees debt levels rise; Argentina says deficit-busting plan popular; Westpac culls property investors; UST 10yr at 3.08%; oil leaps, gold holds; NZ$1 = 66.5 USc; TWI-5 = 70.1
State-owned lender Kiwibank takes benchmark two year fixed home loan rate down to a new low by a major bank, opening up a juicy advantage over its main rivals
24th Sep 18, 4:13pm
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State-owned lender Kiwibank takes benchmark two year fixed home loan rate down to a new low by a major bank, opening up a juicy advantage over its main rivals
A review of things you need to know before you go home on Monday; Kiwibank cuts a key mortgage rate, ANZ gets cheaper funding, fewer farm sales, fewer lifestyle block sales, swaps unchanged, NZD stable
24th Sep 18, 3:59pm
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A review of things you need to know before you go home on Monday; Kiwibank cuts a key mortgage rate, ANZ gets cheaper funding, fewer farm sales, fewer lifestyle block sales, swaps unchanged, NZD stable
BIS warns on zombies; China rejects talks after US tariff hike; world shares jump; US PMIs soft; Canada inflation eases; Australia get ratings boost; UST 10yr at 3.07%; oil unchanged, gold slips; NZ$1 = 66.7 USc; TWI-5 = 70.3
24th Sep 18, 7:44am
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BIS warns on zombies; China rejects talks after US tariff hike; world shares jump; US PMIs soft; Canada inflation eases; Australia get ratings boost; UST 10yr at 3.07%; oil unchanged, gold slips; NZ$1 = 66.7 USc; TWI-5 = 70.3
If you think New Zealand's households are much more vulnerable now than just before the GFC, you are wrong according to the data collated by David Chaston
23rd Sep 18, 6:02am
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If you think New Zealand's households are much more vulnerable now than just before the GFC, you are wrong according to the data collated by David Chaston
Shanghai stocks leap; US PMIs retreat; Canada inflation eases; UK boxed in over Brexit; ratings agencies upgrade Australia and NZ; UST 10yr 3.07%; oil unchanged and gold down; NZ$1 = 66.8 USc; TWI-5 = 70.3
22nd Sep 18, 7:09am
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Shanghai stocks leap; US PMIs retreat; Canada inflation eases; UK boxed in over Brexit; ratings agencies upgrade Australia and NZ; UST 10yr 3.07%; oil unchanged and gold down; NZ$1 = 66.8 USc; TWI-5 = 70.3
SBS Bank now offers the lowest two, four and five year fixed mortgage rates, joining other challenger banks in cutting rates as the Spring house selling season advances
22nd Sep 18, 6:31am
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SBS Bank now offers the lowest two, four and five year fixed mortgage rates, joining other challenger banks in cutting rates as the Spring house selling season advances
US home sales flat-line; China makes trade war move; Basel Committee targets window dressing; UST 10yr at 3.07%; oil down and gold up; NZ$1 = 6.8 USc; TWI-5 = 70.3
21st Sep 18, 7:32am
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US home sales flat-line; China makes trade war move; Basel Committee targets window dressing; UST 10yr at 3.07%; oil down and gold up; NZ$1 = 6.8 USc; TWI-5 = 70.3
A review of things you need to know before you go home on Thursday; Westpac & ICBC raise TD rates, GDP growth surprises, productivity up, TWG reports, NZGB yields rise, swaps and NZD rise
20th Sep 18, 3:59pm
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A review of things you need to know before you go home on Thursday; Westpac & ICBC raise TD rates, GDP growth surprises, productivity up, TWG reports, NZGB yields rise, swaps and NZD rise
US C/A deficit drops, US housing starts wobble; BoJ sits pat; trade war lull between battles; EU car sales jump; global poverty drops; UST 10yr at 3.08%; oil and gold up; NZ$1 = 66.2 USc; TWI-5 = 69.8
20th Sep 18, 7:41am
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US C/A deficit drops, US housing starts wobble; BoJ sits pat; trade war lull between battles; EU car sales jump; global poverty drops; UST 10yr at 3.08%; oil and gold up; NZ$1 = 66.2 USc; TWI-5 = 69.8
A review of things you need to know before you go home on Wednesday; another mortgage cut, dairy prices lower, confidence down, C/A weakens, jobs growth slows, swaps and NZD firm
19th Sep 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; another mortgage cut, dairy prices lower, confidence down, C/A weakens, jobs growth slows, swaps and NZD firm
Dairy prices fall yet again; US and China fight on tariffs; markets yawn; China swine fever crisis grows; world car maket stable; CBA dumps SMSF property lending; UST 10yr at 3.05%; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.6
19th Sep 18, 7:47am
20
Dairy prices fall yet again; US and China fight on tariffs; markets yawn; China swine fever crisis grows; world car maket stable; CBA dumps SMSF property lending; UST 10yr at 3.05%; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.6
A review of things you need to know before you go home on Tuesday; Co-op Bank trims some TD rates, auction updates, polytech bailouts, more bonds coming, more hotels too, swaps up & steeper, NZD stable
18th Sep 18, 3:59pm
12
A review of things you need to know before you go home on Tuesday; Co-op Bank trims some TD rates, auction updates, polytech bailouts, more bonds coming, more hotels too, swaps up & steeper, NZD stable
Key US factory survey stumbles; EU inflation dips; Canada house sales fall; G20 growth stable; China turns away from trade talks; UST 10yr at 3.00%; oil down and gold up; NZ$1 = 65.8 USc; TWI-5 = 69.5
18th Sep 18, 7:41am
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Key US factory survey stumbles; EU inflation dips; Canada house sales fall; G20 growth stable; China turns away from trade talks; UST 10yr at 3.00%; oil down and gold up; NZ$1 = 65.8 USc; TWI-5 = 69.5
A review of things you need to know before you go home on Monday; Heartland trims TD rates, PSI jobs contract, Harcourts finds soft prices, Shipley faces court, more bond issues, swaps firm, NZD stable
17th Sep 18, 3:59pm
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A review of things you need to know before you go home on Monday; Heartland trims TD rates, PSI jobs contract, Harcourts finds soft prices, Shipley faces court, more bond issues, swaps firm, NZD stable
US retail sales growth slows, ditto factory production and imports; EU trade balance lower; Russia and Indonesia feel the pinch; China slows, turns to houses; UST 10yr at 3.00%; oil and gold prices fall; NZ$1 = 65.5 USc; TWI-5 = 69.4
17th Sep 18, 7:05am
10
US retail sales growth slows, ditto factory production and imports; EU trade balance lower; Russia and Indonesia feel the pinch; China slows, turns to houses; UST 10yr at 3.00%; oil and gold prices fall; NZ$1 = 65.5 USc; TWI-5 = 69.4
The updated RLB survey of construction cranes shows rising growth in Auckland, and resurgent growth in Christchurch
16th Sep 18, 12:05pm
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The updated RLB survey of construction cranes shows rising growth in Auckland, and resurgent growth in Christchurch
Core US data soft, but confidence up; EU trade balance shrinks; Russia hikes rates; Trump wants more tariffs; China data soft; Indonesia delays projects; UST 10yr 3.00%; oil and gold down; NZ$1 = 65.5 USc; TWI-5 = 69.4
15th Sep 18, 8:47am
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Core US data soft, but confidence up; EU trade balance shrinks; Russia hikes rates; Trump wants more tariffs; China data soft; Indonesia delays projects; UST 10yr 3.00%; oil and gold down; NZ$1 = 65.5 USc; TWI-5 = 69.4
A review of things you need to know before you go home on Friday; many rate changes, factories glum, KiwiSaver matures, NZD trading volumes jump, swaps steepen, NZD rises
14th Sep 18, 3:59pm
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A review of things you need to know before you go home on Friday; many rate changes, factories glum, KiwiSaver matures, NZD trading volumes jump, swaps steepen, NZD rises
Three more banks lower their home loan rates but only to levels in the middle of the pack - and one of them lowers term deposit rates as well
14th Sep 18, 10:29am
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Three more banks lower their home loan rates but only to levels in the middle of the pack - and one of them lowers term deposit rates as well
US inflation eases; US federal deficit jumps to -4.5% of GDP; ECB lowers growth forecast; Turkey hikes rates sharply; UST 10yr at 2.97%; oil and gold prices fall; NZ$1 = 65.7 USc; TWI-5 = 69.3
14th Sep 18, 7:42am
12
US inflation eases; US federal deficit jumps to -4.5% of GDP; ECB lowers growth forecast; Turkey hikes rates sharply; UST 10yr at 2.97%; oil and gold prices fall; NZ$1 = 65.7 USc; TWI-5 = 69.3
A review of things you need to know before you go home on Thursday; no rate changes; Fonterra reports first loss, house prices flat-line, food prices down, Council pay up, swap rates stable, NZD firm
13th Sep 18, 3:59pm
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A review of things you need to know before you go home on Thursday; no rate changes; Fonterra reports first loss, house prices flat-line, food prices down, Council pay up, swap rates stable, NZD firm
US Fed sees trade cutbacks, more rate hikes; US PPI falls; EU factory production falls; euro as reserve currency; China pumps in liquidity; UST 10yr at 2.98%; oil and gold up sharply; NZ$1 = 65.6 USc; TWI-5 = 69.4
13th Sep 18, 7:34am
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US Fed sees trade cutbacks, more rate hikes; US PPI falls; EU factory production falls; euro as reserve currency; China pumps in liquidity; UST 10yr at 2.98%; oil and gold up sharply; NZ$1 = 65.6 USc; TWI-5 = 69.4