David Chaston

A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down

A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down

The combination of boomer demographics and a weakening economy is depressing term deposit rates. Thus David Chaston says the prospect is for lower rates in the future

The combination of boomer demographics and a weakening economy is depressing term deposit rates. Thus David Chaston says the prospect is for lower rates in the future

US inflation rising; GM warns on tariffs; Trump official warns the Fed; Canada hits US with tariffs; Canada GDP up +2.5%, APRA warns on 'cash' definition; UST 10yr 2.85%; oil up again, gold holds; NZ$1 = 67.7 USc; TWI-5 = 72.1

US inflation rising; GM warns on tariffs; Trump official warns the Fed; Canada hits US with tariffs; Canada GDP up +2.5%, APRA warns on 'cash' definition; UST 10yr 2.85%; oil up again, gold holds; NZ$1 = 67.7 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Friday; some small TD changes, confidence slips, housing consents up, what election uncertainty cost, debt growth, swaps down again, bitcoin drops, NZD holds

A review of things you need to know before you go home on Friday; some small TD changes, confidence slips, housing consents up, what election uncertainty cost, debt growth, swaps down again, bitcoin drops, NZD holds

US growth downgraded; emerging TIVA economy wobbles grow; China in bear market; China rail-to-EU grows; UST 10yr at 2.85%; oil unchanged, gold down again; NZ$1 = 67.5 USc; TWI-5 = 71.1

US growth downgraded; emerging TIVA economy wobbles grow; China in bear market; China rail-to-EU grows; UST 10yr at 2.85%; oil unchanged, gold down again; NZ$1 = 67.5 USc; TWI-5 = 71.1

A review of things you need to know before you go home on Thursday; OCR on hold, stamp duty a tax drug, rural pay rising, visitor spending grows, online retail growth slows, swap rates drop, NZD down

A review of things you need to know before you go home on Thursday; OCR on hold, stamp duty a tax drug, rural pay rising, visitor spending grows, online retail growth slows, swap rates drop, NZD down

Do we have a household debt problem? Yes we do, but it is not as severe as you may think and we are getting it under control, David Chaston says

Do we have a household debt problem? Yes we do, but it is not as severe as you may think and we are getting it under control, David Chaston says

US data weak; China equities tumble even as data strong; RBA getting sidelined; UST 10yr at 2.83%; UST 2-10 curve slides; oil up again, gold down again; NZ$1 = 67.9 USc; TWI-5 = 71.5

US data weak; China equities tumble even as data strong; RBA getting sidelined; UST 10yr at 2.83%; UST 2-10 curve slides; oil up again, gold down again; NZ$1 = 67.9 USc; TWI-5 = 71.5

A review of things you need to know before you go home on Wednesday; HNZ cuts rates, business confidence drops sharply, exports rise, power prices spike up, FHBs out in force, swap rates down, NZD drops

A review of things you need to know before you go home on Wednesday; HNZ cuts rates, business confidence drops sharply, exports rise, power prices spike up, FHBs out in force, swap rates down, NZD drops

Wall Street stops falling; US confidence sags; US budget track exposed; Canada and China react to US tariffs; China warns to 'prepare for the worst'; UST 10yr at 2.88%; oil leaps, gold sinks; NZ$1 = 68.5 USc; TWI-5 = 71.9

Wall Street stops falling; US confidence sags; US budget track exposed; Canada and China react to US tariffs; China warns to 'prepare for the worst'; UST 10yr at 2.88%; oil leaps, gold sinks; NZ$1 = 68.5 USc; TWI-5 = 71.9

US threatens EU cars with new tariffs; US bank stress tests succeed; PMIs improve, Canada data weaker than expected, Greece gets its debt relief; UST 10yr 2.90%; oil leaps, gold holds; NZ$1 = 69.2 USc; TWI-5 = 72.5

US threatens EU cars with new tariffs; US bank stress tests succeed; PMIs improve, Canada data weaker than expected, Greece gets its debt relief; UST 10yr 2.90%; oil leaps, gold holds; NZ$1 = 69.2 USc; TWI-5 = 72.5

Less than a week after rival ASB trimmed some key rates, ANZ has now moved to match them. And it has lowered other rates to stay in touch with its key rivals

Less than a week after rival ASB trimmed some key rates, ANZ has now moved to match them. And it has lowered other rates to stay in touch with its key rivals

A review of things you need to know before you go home on Wednesday; no rate changes, current account surplus, IIP stable, gold exports rise, farm sales slip, Asia stocks stabilise, swaps and NZD unchanged

A review of things you need to know before you go home on Wednesday; no rate changes, current account surplus, IIP stable, gold exports rise, farm sales slip, Asia stocks stabilise, swaps and NZD unchanged

Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses

Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses

Dairy prices hold; Trump threatens more tariffs; China angry now; equity and bond markets drop; US housing starts rise; Aussie housing markets fall; UST 10yr at 2.89%; oil and gold lower; NZ$1 = 69 USc; TWI-5 = 72.6

Dairy prices hold; Trump threatens more tariffs; China angry now; equity and bond markets drop; US housing starts rise; Aussie housing markets fall; UST 10yr at 2.89%; oil and gold lower; NZ$1 = 69 USc; TWI-5 = 72.6

A review of things you need to know before you go home on Tuesday; no rate changes, eyes on GDT auction, more transparency for Co registration, Fitch likes Aussie banks here, Whineray wins NZSF CEO job, swaps slip, NZD stable

A review of things you need to know before you go home on Tuesday; no rate changes, eyes on GDT auction, more transparency for Co registration, Fitch likes Aussie banks here, Whineray wins NZSF CEO job, swaps slip, NZD stable

Equities lose luster; US MNCs avoid more tax; Japan posts surprise trade deficit; fund managers withdraw investments from emerging economies; UST 10yr at 2.93%; oil up but gold stays down; NZ$1 = 69.4 USc; TWI-5 = 72.8

Equities lose luster; US MNCs avoid more tax; Japan posts surprise trade deficit; fund managers withdraw investments from emerging economies; UST 10yr at 2.93%; oil up but gold stays down; NZ$1 = 69.4 USc; TWI-5 = 72.8

A review of things you need to know before you go home on Monday; Kiwibank changes TD rates, eyes on weaker GDP, PSI improves, nurses reject +9% pay offer, swap rates soft, NZD little changed

A review of things you need to know before you go home on Monday; Kiwibank changes TD rates, eyes on weaker GDP, PSI improves, nurses reject +9% pay offer, swap rates soft, NZD little changed

US slaps tariffs on China, China retaliates; US factor production sags; Canada house sales drop; China power consumption leaps, EMs struggle; UST 10yr at 2.92%; oil and gold drop sharply; NZ$1 = 69.5 USc; TWI-5 = 72.8

US slaps tariffs on China, China retaliates; US factor production sags; Canada house sales drop; China power consumption leaps, EMs struggle; UST 10yr at 2.92%; oil and gold drop sharply; NZ$1 = 69.5 USc; TWI-5 = 72.8

US and China exchange tariff hikes; commodity markets drop; US industrial production droops; Canada house sales hit 5yr low, emerging markets battered; UST 10yr 2.92%; oil and gold sink; NZ$1 = 69.4 USc; TWI-5 = 72.8

US and China exchange tariff hikes; commodity markets drop; US industrial production droops; Canada house sales hit 5yr low, emerging markets battered; UST 10yr 2.92%; oil and gold sink; NZ$1 = 69.4 USc; TWI-5 = 72.8

A review of things you need to know before you go home on Friday; personal loan rate cut, PMIs solid, new money for MPB fight, mortgage fraud guilty verdicts, new taxes-fees signaled, swap rates fall, NZD stable

A review of things you need to know before you go home on Friday; personal loan rate cut, PMIs solid, new money for MPB fight, mortgage fraud guilty verdicts, new taxes-fees signaled, swap rates fall, NZD stable

ECB signals end of QE but not negative rates; US retail zooms; IMF issues warning; Canada and China trade jeopardy; El Niño to return; UST 10yr at 2.94%; oil mixed and gold up; NZ$1 = 69.8 USc; TWI-5 = 73.2

ECB signals end of QE but not negative rates; US retail zooms; IMF issues warning; Canada and China trade jeopardy; El Niño to return; UST 10yr at 2.94%; oil mixed and gold up; NZ$1 = 69.8 USc; TWI-5 = 73.2

A review of things you need to know before you go home on Thursday; rates cut, ministers try to change Fonterra management, ComCom suggests Fonterra paying to much for milk, NZGB demand soft, swaps & NZD stable

A review of things you need to know before you go home on Thursday; rates cut, ministers try to change Fonterra management, ComCom suggests Fonterra paying to much for milk, NZGB demand soft, swaps & NZD stable

New Zealand's second largest home loan lender shifts its key carded rate offers lower for the three most popular fixed terms

New Zealand's second largest home loan lender shifts its key carded rate offers lower for the three most popular fixed terms

US Fed declares GFC victory, signals two more 2018 rate rises; US PPI rises faster; ECB response on watch; VW given huge fine; UST 10yr at 2.98%; oil up and gold unchanged; NZ$1 = 70.1 USc; TWI-5 = 73

US Fed declares GFC victory, signals two more 2018 rate rises; US PPI rises faster; ECB response on watch; VW given huge fine; UST 10yr at 2.98%; oil up and gold unchanged; NZ$1 = 70.1 USc; TWI-5 = 73