David Chaston

A review of things you need to know before you go home on Wednesday; many rate changes, accommodation shadow, high petrol prices, Aussie confidence fall, swaps inch up, NZD low

A review of things you need to know before you go home on Wednesday; many rate changes, accommodation shadow, high petrol prices, Aussie confidence fall, swaps inch up, NZD low

US data supportive; Canada housing starts fall; German investors less negative; China car sales drop; Aussie drought bites crop estimates; UST 10yr at 2.98%; oil up sharply, gold unchanged; NZ$1 = 65.1 USc; TWI-5 = 69.1

US data supportive; Canada housing starts fall; German investors less negative; China car sales drop; Aussie drought bites crop estimates; UST 10yr at 2.98%; oil up sharply, gold unchanged; NZ$1 = 65.1 USc; TWI-5 = 69.1

TSB takes a sharp pencil to home loan rates three years and longer. ANZ reduces most of its rates, but none market leading

TSB takes a sharp pencil to home loan rates three years and longer. ANZ reduces most of its rates, but none market leading

A review of things you need to know before you go home on Tuesday; no rate changes, truckometer mixed, inflation rises, petrol eats up retail sales, electricity reviewed, swaps and NZD becalmed

A review of things you need to know before you go home on Tuesday; no rate changes, truckometer mixed, inflation rises, petrol eats up retail sales, electricity reviewed, swaps and NZD becalmed

US consumer credit grows strongly; Fed officials turn hawkish; China CPI rises; EU sentiment dips; Japan sentiment up; RBA warns local system risks are high; UST 10yr at 2.94%; oil and gold unchanged; NZ$1 = 65.2 USc; TWI-5 = 69.2

US consumer credit grows strongly; Fed officials turn hawkish; China CPI rises; EU sentiment dips; Japan sentiment up; RBA warns local system risks are high; UST 10yr at 2.94%; oil and gold unchanged; NZ$1 = 65.2 USc; TWI-5 = 69.2

A review of things you need to know before you go home on Monday; some rate changes, 5 mln closer, weaker manufacturing, weaker commercial vehicle sales, soaking up cheap money, swaps unchanged, NZD soft

A review of things you need to know before you go home on Monday; some rate changes, 5 mln closer, weaker manufacturing, weaker commercial vehicle sales, soaking up cheap money, swaps unchanged, NZD soft

US jobs up in one survey, down in another; ditto Canada; China trade surplus shrinks, except with the US; Trump threatens total tariffs; another Aussie rort; UST 10yr at 2.94%; oil unchanged, gold softer; NZ$1 = 65.4 USc; TWI-5 = 69.4

US jobs up in one survey, down in another; ditto Canada; China trade surplus shrinks, except with the US; Trump threatens total tariffs; another Aussie rort; UST 10yr at 2.94%; oil unchanged, gold softer; NZ$1 = 65.4 USc; TWI-5 = 69.4

David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins

David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins

US job gains undermined by detail; Canada job losses mask F/T gains; Mexico inflation up; EU growth down; China reserves steady; US makes new trade threats; UST 10yr 2.85; oil up, gold down; NZ$1 = 65.4 USc; TWI-5 = 69.4

US job gains undermined by detail; Canada job losses mask F/T gains; Mexico inflation up; EU growth down; China reserves steady; US makes new trade threats; UST 10yr 2.85; oil up, gold down; NZ$1 = 65.4 USc; TWI-5 = 69.4

A review of things you need to know before you go home on Friday; ASB cuts rates for mortgages and term deposits, FMA sees trust crisis, wholesale trade jumps, household net worth growth dips, swaps and NZD slip

A review of things you need to know before you go home on Friday; ASB cuts rates for mortgages and term deposits, FMA sees trust crisis, wholesale trade jumps, household net worth growth dips, swaps and NZD slip

ASB trims a range of term deposit rates, in most cases matching their main rivals, focusing on terms of 18 months and longer

ASB trims a range of term deposit rates, in most cases matching their main rivals, focusing on terms of 18 months and longer

Falling wholesale rates and the start of the Spring real estate selling season sees a major home loan lender cut a longer term fixed rate aggressively

Falling wholesale rates and the start of the Spring real estate selling season sees a major home loan lender cut a longer term fixed rate aggressively

US payroll growth slips; service sector gives mixed signals; Canada data mixed; German orders fall; Switzerland shines; China banks wary; UST 10yr at 2.88%; oil down and gold up; NZ$1 = 65.9 USc; TWI-5 = 69.7

US payroll growth slips; service sector gives mixed signals; Canada data mixed; German orders fall; Switzerland shines; China banks wary; UST 10yr at 2.88%; oil down and gold up; NZ$1 = 65.9 USc; TWI-5 = 69.7

A review of things you need to know before you go home on Thursday; no local rate changes, house price falls, used import sales slow, Council revenues up, cheaper money, less credit stress, swap rates slip, NZD rises

A review of things you need to know before you go home on Thursday; no local rate changes, house price falls, used import sales slow, Council revenues up, cheaper money, less credit stress, swap rates slip, NZD rises

US trade deficit swells; Brexit talks move forward; EU retail weak; China PMIs slip; China opens up debt expansion; Indonesia raises taxes on imports; UST 10yr at 2.90%; oil down and gold up; NZ$1 = 65.9 USc; TWI-5 = 69.8

US trade deficit swells; Brexit talks move forward; EU retail weak; China PMIs slip; China opens up debt expansion; Indonesia raises taxes on imports; UST 10yr at 2.90%; oil down and gold up; NZ$1 = 65.9 USc; TWI-5 = 69.8

A review of things you need to know before you go home on Wednesday; no rate changes, Auckland listings rise, job ad growth slows, commodity prices slip, construction faces issues, swaps firmer, NZD weaker

A review of things you need to know before you go home on Wednesday; no rate changes, Auckland listings rise, job ad growth slows, commodity prices slip, construction faces issues, swaps firmer, NZD weaker

Dairy prices down again; US factories expand; US car sales flat; OECD inflation up; Chinese shares jump; Indonesia spends big defending currency; UST 10yr at 2.90%; oil and gold down; NZ$1 = 65.5 USc; TWI-5 = 69.5

Dairy prices down again; US factories expand; US car sales flat; OECD inflation up; Chinese shares jump; Indonesia spends big defending currency; UST 10yr at 2.90%; oil and gold down; NZ$1 = 65.5 USc; TWI-5 = 69.5

A review of things you need to know before you go home on Tuesday; no rate changes, healthy car sales, more house listings, healthy China trade, a low-emissions plan, swaps hold, NZD hanging in there

A review of things you need to know before you go home on Tuesday; no rate changes, healthy car sales, more house listings, healthy China trade, a low-emissions plan, swaps hold, NZD hanging in there

OECD warns on derivatives, China's BRI; Argentina enters emergency mode; Indonesia currency drops, Turkey inflation jumps; PMIs slip; UST 10yr at 2.86%; oil higher, gold unchanged; NZ$1 = 66 USc; TWI-5 = 69.8

OECD warns on derivatives, China's BRI; Argentina enters emergency mode; Indonesia currency drops, Turkey inflation jumps; PMIs slip; UST 10yr at 2.86%; oil higher, gold unchanged; NZ$1 = 66 USc; TWI-5 = 69.8

A review of things you need to know before you go home on Monday; term deposit rate cuts, terms of trade high, core funding ratio high, China factories mark time, swap rates fall again, NZD slips

A review of things you need to know before you go home on Monday; term deposit rate cuts, terms of trade high, core funding ratio high, China factories mark time, swap rates fall again, NZD slips

Crikey! Falling business investment is a serious threat to term deposit savers. The last time business loan demand slumped, TD returns fell -0.5%. If that happens this time, we would be at record lows

Crikey! Falling business investment is a serious threat to term deposit savers. The last time business loan demand slumped, TD returns fell -0.5%. If that happens this time, we would be at record lows

US strongarms Canada after doing deal with Mexico; US threatens WTO; Argentina gets IMF's "full support"; India growth rises; China PMIs rise; EU challenges Aust; UST 10yr at 2.86%; oil softer, gold firmer; NZ$1 = 66.2 USc; TWI-5 = 70

US strongarms Canada after doing deal with Mexico; US threatens WTO; Argentina gets IMF's "full support"; India growth rises; China PMIs rise; EU challenges Aust; UST 10yr at 2.86%; oil softer, gold firmer; NZ$1 = 66.2 USc; TWI-5 = 70

ANZ follows some of its main rivals lower with -10 to -20 bps cuts to seven specific terms, and a +5 bps rise for one term

ANZ follows some of its main rivals lower with -10 to -20 bps cuts to seven specific terms, and a +5 bps rise for one term

NAFTA talks stumble; US threatens the WTO; emerging market woes spread; the IMF gives Argentina "full support"; India booms; China expands; Australia faces tough choice; UST 10yr 2.85; oil down, gold up; NZ$1 = 66.1 USc; TWI-5 = 70

NAFTA talks stumble; US threatens the WTO; emerging market woes spread; the IMF gives Argentina "full support"; India booms; China expands; Australia faces tough choice; UST 10yr 2.85; oil down, gold up; NZ$1 = 66.1 USc; TWI-5 = 70

A review of things you need to know before you go home on Friday; a few rate changes, chasing cheap money, scam alert, low NZD boosts online trade, consumers concerned, Fonterra trims payout, swaps lower, NZD stable

A review of things you need to know before you go home on Friday; a few rate changes, chasing cheap money, scam alert, low NZD boosts online trade, consumers concerned, Fonterra trims payout, swaps lower, NZD stable