About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Wednesday; no retail rate changes, QV data variable, Barfoot results strong, GDT prices rise, Aussie growth slows, swaps weak again, NZD firm, & more
5th Dec 18, 3:59pm
11
A review of things you need to know before you go home on Wednesday; no retail rate changes, QV data variable, Barfoot results strong, GDT prices rise, Aussie growth slows, swaps weak again, NZD firm, & more
Dairy prices rise; Wall Street drops sharply; US trade positions confusing; WTO worried; inflation rising; UST 10yr at 2.89%; yield curves slump; oil and gold higher; NZ$1 = 69.3 USc; TWI-5 = 73.8
5th Dec 18, 7:45am
63
Dairy prices rise; Wall Street drops sharply; US trade positions confusing; WTO worried; inflation rising; UST 10yr at 2.89%; yield curves slump; oil and gold higher; NZ$1 = 69.3 USc; TWI-5 = 73.8
A review of things you need to know before you go home on Tuesday; car sales drop, Ardern pitches CPTPP to Moon, hydrogen chosen, NZ wins on trade, big bond rate falls, NZD rises, & more
4th Dec 18, 3:59pm
46
A review of things you need to know before you go home on Tuesday; car sales drop, Ardern pitches CPTPP to Moon, hydrogen chosen, NZ wins on trade, big bond rate falls, NZD rises, & more
Car sales enter a sales shadow in November with SUV demand lower, especially for medium-sized SUVs. Commercial demand stays strong
4th Dec 18, 9:33am
48
Car sales enter a sales shadow in November with SUV demand lower, especially for medium-sized SUVs. Commercial demand stays strong
Equity investors approve of China-US deal, but bond investors don't; US factory data unchanged, others weaker; ECB adjustment; Sydney house prices fall; UST 10yr at 2.99%; oil and gold up; NZ$1 = 69.3 USc; TWI-5 = 73.8
4th Dec 18, 7:41am
61
Equity investors approve of China-US deal, but bond investors don't; US factory data unchanged, others weaker; ECB adjustment; Sydney house prices fall; UST 10yr at 2.99%; oil and gold up; NZ$1 = 69.3 USc; TWI-5 = 73.8
A review of things you need to know before you go home on Monday; listing and inventories decline, dairy prices rise, terms of trade drop irrelevant, Shanghai celebrates, Aussie data weak, swaps and NZD firm, & more
3rd Dec 18, 3:59pm
2
A review of things you need to know before you go home on Monday; listing and inventories decline, dairy prices rise, terms of trade drop irrelevant, Shanghai celebrates, Aussie data weak, swaps and NZD firm, & more
G20 brings 90-day trade ceasefire; Canada GDP growth lower; Japan data up; India growth lower; UST 10yr at 2.99%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 73.4
3rd Dec 18, 7:34am
22
G20 brings 90-day trade ceasefire; Canada GDP growth lower; Japan data up; India growth lower; UST 10yr at 2.99%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 73.4
Eyes on Xi-Trump meeting; Canada growth soft; Japan gets boosts; China factories stall; India growth slows; investors wary of Australia; UST 10yr 3.01%; oil holds low and gold down; NZ$1 = 68.7 USc; TWI-5 = 73.3
1st Dec 18, 8:53am
11
Eyes on Xi-Trump meeting; Canada growth soft; Japan gets boosts; China factories stall; India growth slows; investors wary of Australia; UST 10yr 3.01%; oil holds low and gold down; NZ$1 = 68.7 USc; TWI-5 = 73.3
NZ's largest mortgage bank also raises a key rate, but then adds a competitive 18 mth 'special', and extends its $3000 cash-back inducement
30th Nov 18, 5:29pm
15
NZ's largest mortgage bank also raises a key rate, but then adds a competitive 18 mth 'special', and extends its $3000 cash-back inducement
A review of things you need to know before you go home on Friday; key rate changes, building consents rise, RBNZ to get tough on bank capital, consumer confidence average, business borrowing sags, swaps down, NZD firm & more
30th Nov 18, 3:59pm
2
A review of things you need to know before you go home on Friday; key rate changes, building consents rise, RBNZ to get tough on bank capital, consumer confidence average, business borrowing sags, swaps down, NZD firm & more
BNZ ups its sub-4% two year home loan rate to match its rivals at 4.29% as the competitive imperative for lower rates to win market share fades. Westpac follows
30th Nov 18, 10:16am
46
BNZ ups its sub-4% two year home loan rate to match its rivals at 4.29% as the competitive imperative for lower rates to win market share fades. Westpac follows
US incomes rise, prices up less; US housing markets weak; China private sector in retreat; EU growth slows; NZ #2 in prosperity; UST 10yr at 3.04%; oil firms, gold up; NZ$1 = 68.5 USc; TWI-5 = 73
30th Nov 18, 7:46am
23
US incomes rise, prices up less; US housing markets weak; China private sector in retreat; EU growth slows; NZ #2 in prosperity; UST 10yr at 3.04%; oil firms, gold up; NZ$1 = 68.5 USc; TWI-5 = 73
A review of things you need to know before you go home on Thursday: no rate changes, business confidence stays low, subbies suffer more legal woes, PGF funds more, tough ICRs, swaps rise, NZD firm, & more
29th Nov 18, 3:59pm
6
A review of things you need to know before you go home on Thursday: no rate changes, business confidence stays low, subbies suffer more legal woes, PGF funds more, tough ICRs, swaps rise, NZD firm, & more
Powell's comments boost Wall St, undermine greenback; US trade deficit widens; OECD says trade growth ends; BofE warns on Brexit; Hayne targets advice fees; UST 10yr at 3.05%; oil unchanged, gold recovers; NZ$1 = 68.8 USc; TWI-5 = 73.2
29th Nov 18, 7:47am
28
Powell's comments boost Wall St, undermine greenback; US trade deficit widens; OECD says trade growth ends; BofE warns on Brexit; Hayne targets advice fees; UST 10yr at 3.05%; oil unchanged, gold recovers; NZ$1 = 68.8 USc; TWI-5 = 73.2
A review of things you need to know before you go home on Wednesday; no rate changes, LVR relaxations, regulators act, a Maori bank?, swaps lower, NZD higher, & more
28th Nov 18, 3:59pm
19
A review of things you need to know before you go home on Wednesday; no rate changes, LVR relaxations, regulators act, a Maori bank?, swaps lower, NZD higher, & more
US consumer confidence slips; investment held back; new US tariffs raise uncertainty; China profits lower; ASIC warns on low-doc lending; UST 10yr at 3.05%; oil down, gold drops; NZ$1 = 67.8 USc; TWI-5 = 72.6
28th Nov 18, 7:39am
31
US consumer confidence slips; investment held back; new US tariffs raise uncertainty; China profits lower; ASIC warns on low-doc lending; UST 10yr at 3.05%; oil down, gold drops; NZ$1 = 67.8 USc; TWI-5 = 72.6
A review of things you need to know before you go home on Tuesday; Co-op Bank cuts a mortgage rate, imports pour in, trade deficit swells, Sovereign brand to go, swaps and NZD unchanged, & more
27th Nov 18, 3:59pm
56
A review of things you need to know before you go home on Tuesday; Co-op Bank cuts a mortgage rate, imports pour in, trade deficit swells, Sovereign brand to go, swaps and NZD unchanged, & more
GM in bold revision; US data ho-hum; markets like retail gains; Italy rethinks its budget; Argentina claims new US beef access; UST 10yr at 3.07%; oil bounces, gold holds; NZ$1 = 67.9 USc; TWI-5 = 72.5
27th Nov 18, 7:42am
37
GM in bold revision; US data ho-hum; markets like retail gains; Italy rethinks its budget; Argentina claims new US beef access; UST 10yr at 3.07%; oil bounces, gold holds; NZ$1 = 67.9 USc; TWI-5 = 72.5
A review of things you need to know before you go home on Monday; no rate changes, retail sales soft in Q2, retail inventories rise, Black Friday strong, swap rates unchanged, NZD soft, & more
26th Nov 18, 3:59pm
7
A review of things you need to know before you go home on Monday; no rate changes, retail sales soft in Q2, retail inventories rise, Black Friday strong, swap rates unchanged, NZD soft, & more
US retail under scrutiny; US PMIs weaken; Italy warning; Shanghai index tumbles; decisive Victorian election; Aussie SME pain; UST 10yr at 3.05%; oil drops sharply, gold holds; NZ$1 = 67.8 USc; TWI-5 = 72.3
26th Nov 18, 7:26am
6
US retail under scrutiny; US PMIs weaken; Italy warning; Shanghai index tumbles; decisive Victorian election; Aussie SME pain; UST 10yr at 3.05%; oil drops sharply, gold holds; NZ$1 = 67.8 USc; TWI-5 = 72.3
Stocks drop and retail struggles in US; Canada CPI rises; Italy financial stability waivers; Shanghai stocks tank; Hayne hearings become bar fight; UST 10yr 3.05%; oil plunges and gold holds; NZ$1 = 67.8 USc; TWI-5 = 72.3
24th Nov 18, 8:45am
28
Stocks drop and retail struggles in US; Canada CPI rises; Italy financial stability waivers; Shanghai stocks tank; Hayne hearings become bar fight; UST 10yr 3.05%; oil plunges and gold holds; NZ$1 = 67.8 USc; TWI-5 = 72.3
A review of things you need to know before you go home on Friday; HSBC goes to 3.79% again, business pay faster, more new-build lending, savings rate turns negative, swaps and NZD soft, & more
23rd Nov 18, 3:59pm
13
A review of things you need to know before you go home on Friday; HSBC goes to 3.79% again, business pay faster, more new-build lending, savings rate turns negative, swaps and NZD soft, & more
US focus on retail results; China & Russia try to go own way; ECB confirms stimulus dialback; EU confidence wanes; more Brexit details; UST 10yr at 3.07%; oil down, gold up; NZ$1 = 68.2 USc; TWI-5 = 72.5
23rd Nov 18, 7:48am
16
US focus on retail results; China & Russia try to go own way; ECB confirms stimulus dialback; EU confidence wanes; more Brexit details; UST 10yr at 3.07%; oil down, gold up; NZ$1 = 68.2 USc; TWI-5 = 72.5
HSBC reprises its lowest-ever mortgage rate of 3.79% making that offer 16 basis points better than any other bank for a one year fixed term
22nd Nov 18, 6:07pm
67
HSBC reprises its lowest-ever mortgage rate of 3.79% making that offer 16 basis points better than any other bank for a one year fixed term
A review of things you need to know before you go home on Thursday; no rate changes, fewer incoming workers, tourism still thriving, swap rates unchanged, NZD firmer, & more
22nd Nov 18, 3:59pm
16
A review of things you need to know before you go home on Thursday; no rate changes, fewer incoming workers, tourism still thriving, swap rates unchanged, NZD firmer, & more