About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
You now have the tools to check the risks, strength & stability of all NZ's retail banks. The RBNZ has released its Dashboard; we have released our own Key Metrics tool
30th May 18, 2:34pm
11
You now have the tools to check the risks, strength & stability of all NZ's retail banks. The RBNZ has released its Dashboard; we have released our own Key Metrics tool
Optimism staggers as Italy and Trump deliver weird decisions; Aussie confidence slumps and Hayne's impact dawns on markets; UST 10yr at 2.79%; oil holds, gold up; NZ$1 = 69 USc; TWI-5 = 72.2
30th May 18, 7:44am
51
Optimism staggers as Italy and Trump deliver weird decisions; Aussie confidence slumps and Hayne's impact dawns on markets; UST 10yr at 2.79%; oil holds, gold up; NZ$1 = 69 USc; TWI-5 = 72.2
Wall Street on holiday; ASX200 drops; Italy convulses; Turkey unstable; key defaults in China; SME access to credit to tighten in Australia; UST 10yr at 2.93%; oil drops, gold up; NZ$1 = 69.4 USc; TWI-5 = 72.5
29th May 18, 7:40am
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Wall Street on holiday; ASX200 drops; Italy convulses; Turkey unstable; key defaults in China; SME access to credit to tighten in Australia; UST 10yr at 2.93%; oil drops, gold up; NZ$1 = 69.4 USc; TWI-5 = 72.5
NZ banks' mortgage market shares vary from region to region with some banks making significant moves in some parts of the country
26th May 18, 9:12am
2
NZ banks' mortgage market shares vary from region to region with some banks making significant moves in some parts of the country
US durable goods orders slip; US confidence also slips; some key EU concerns grow; Turkey turmoil may bring opportunity; UST 10yr 2.93%; oil drops and gold jumps; NZ$1 = 69.1 USc; TWI-5 = 72.1
26th May 18, 8:51am
6
US durable goods orders slip; US confidence also slips; some key EU concerns grow; Turkey turmoil may bring opportunity; UST 10yr 2.93%; oil drops and gold jumps; NZ$1 = 69.1 USc; TWI-5 = 72.1
A review of things you need to know before you go home on Wednesday; no rate changes, Fonterra ups milk price, China demands more, Moody's likes Budget 2018, Pharmac budget hidden, swaps slip, NZD soft
23rd May 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, Fonterra ups milk price, China demands more, Moody's likes Budget 2018, Pharmac budget hidden, swaps slip, NZD soft
China cuts car tariffs; US banks report bumper profits; US economic well-being up; shipping stress rises; China bond investors turn cautious; UST 10yr at 3.06%; oil and gold unchanged; NZ$1 = 69.3 USc; TWI-5 = 72.1
23rd May 18, 7:44am
18
China cuts car tariffs; US banks report bumper profits; US economic well-being up; shipping stress rises; China bond investors turn cautious; UST 10yr at 3.06%; oil and gold unchanged; NZ$1 = 69.3 USc; TWI-5 = 72.1
A review of things you need to know before you go home on Tuesday; home loan affordability updates, housing confidence bounces back, Kiwibank likes the outlook, swaps unchanged, NZD firmer
22nd May 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; home loan affordability updates, housing confidence bounces back, Kiwibank likes the outlook, swaps unchanged, NZD firmer
First home buyer affordability little changed in April, but those who bought a first home five years ago may be wise to assess whether it is time to move on and up
22nd May 18, 10:28am
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First home buyer affordability little changed in April, but those who bought a first home five years ago may be wise to assess whether it is time to move on and up
Wall Street in tariff relief rally; Japan's trade balance rises; Italian fiscal prudence concerns; China to end birth rules; UST 10yr at 3.06%; oil firm, gold unchanged; NZ$1 = 69.3 USc; TWI-5 = 72.2
22nd May 18, 7:28am
29
Wall Street in tariff relief rally; Japan's trade balance rises; Italian fiscal prudence concerns; China to end birth rules; UST 10yr at 3.06%; oil firm, gold unchanged; NZ$1 = 69.3 USc; TWI-5 = 72.2
A review of things you need to know before you go home on Monday; Westpac cuts some TD rates, air goes out of migration, petrol prices jump, farm sales drop, swap rates down, NZD holds
21st May 18, 3:59pm
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A review of things you need to know before you go home on Monday; Westpac cuts some TD rates, air goes out of migration, petrol prices jump, farm sales drop, swap rates down, NZD holds
US & China pull back from tariff war; US mortgage rates at seven year high; Canada inflation above BoC target; EU pushes back on US Iran sanctions; UST 10yr at 3.06%; oil soft, gold unchanged; NZ$1 = 69 USc; TWI-5 = 72
21st May 18, 7:28am
10
US & China pull back from tariff war; US mortgage rates at seven year high; Canada inflation above BoC target; EU pushes back on US Iran sanctions; UST 10yr at 3.06%; oil soft, gold unchanged; NZ$1 = 69 USc; TWI-5 = 72
Two banks announce special term deposit offers, both for terms less than one year, and both with rates that compare well with an 18 month term
20th May 18, 10:05am
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Two banks announce special term deposit offers, both for terms less than one year, and both with rates that compare well with an 18 month term
US mortgage rates at 7yr high; US farm supports fail; Canada inflation over 2%; EU trade swells; TIVA tensions grow; UST 10yr 3.06%; oil and gold unchanged; NZ$1 = 69.2 USc; TWI-5 = 72.1
19th May 18, 9:01am
35
US mortgage rates at 7yr high; US farm supports fail; Canada inflation over 2%; EU trade swells; TIVA tensions grow; UST 10yr 3.06%; oil and gold unchanged; NZ$1 = 69.2 USc; TWI-5 = 72.1
A review of things you need to know before you go home on Friday; CBL escapes liquidation, some TD rate changes, higher inflation expectations, S&P ok with Budget 2018, more bond offers, swaps still rising, NZD firms
18th May 18, 3:59pm
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A review of things you need to know before you go home on Friday; CBL escapes liquidation, some TD rate changes, higher inflation expectations, S&P ok with Budget 2018, more bond offers, swaps still rising, NZD firms
US birthrate at record low; Canada jobs grow; EU resists US; EU car sales up strongly; Turkey wobbles; the Pope criticises finance; UST 10yr at 3.11%; oil and gold unchanged; NZ$1 = 68.8 USc; TWI-5 = 71.6
18th May 18, 7:35am
36
US birthrate at record low; Canada jobs grow; EU resists US; EU car sales up strongly; Turkey wobbles; the Pope criticises finance; UST 10yr at 3.11%; oil and gold unchanged; NZ$1 = 68.8 USc; TWI-5 = 71.6
A review of things you need to know before you go home on Thursday; no rate changes, Govt spending to drive economy, PPI growth slips, petrol prices rise, Aussie job gains, swap rates rise, NZD firms on Budget
17th May 18, 3:59pm
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A review of things you need to know before you go home on Thursday; no rate changes, Govt spending to drive economy, PPI growth slips, petrol prices rise, Aussie job gains, swap rates rise, NZD firms on Budget
David Chaston checks to see if having your KiwiSaver in a bank-based fund hurts your returns. It does in two risk categories, not so much in the others
17th May 18, 9:45am
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David Chaston checks to see if having your KiwiSaver in a bank-based fund hurts your returns. It does in two risk categories, not so much in the others
US housing starts slip; factory output up; Canada factory output up; Japan shrinks; UK calls for accounting firm breakups; Aussie wage growth tame; UST 10yr at 3.10%; oil up and gold unchanged; NZ$1 = 69.1 USc; TWI-5 = 72
17th May 18, 7:32am
21
US housing starts slip; factory output up; Canada factory output up; Japan shrinks; UK calls for accounting firm breakups; Aussie wage growth tame; UST 10yr at 3.10%; oil up and gold unchanged; NZ$1 = 69.1 USc; TWI-5 = 72
A review of things you need to know before you go home on Wednesday; a Co-op Bank cut, more job vacancies, failed sale win, coalface report, Govt debt up, swap rates jump, NZD holds
16th May 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; a Co-op Bank cut, more job vacancies, failed sale win, coalface report, Govt debt up, swap rates jump, NZD holds
We analyse the MPs exposure to trusts, mortgages, and KiwiSaver. Yes, there are party differences, but some are not as pronounced as you might expect
16th May 18, 2:47pm
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We analyse the MPs exposure to trusts, mortgages, and KiwiSaver. Yes, there are party differences, but some are not as pronounced as you might expect
Dairy prices rise; US inflation jumps; Canadian house prices slump; China electricity production up strongly; WTO rules against Airbus; German growth slows; UST 10yr at 3.08%; oil up and gold drops; NZ$1 = 68.6 USc; TWI-5 = 71.5
16th May 18, 7:32am
32
Dairy prices rise; US inflation jumps; Canadian house prices slump; China electricity production up strongly; WTO rules against Airbus; German growth slows; UST 10yr at 3.08%; oil up and gold drops; NZ$1 = 68.6 USc; TWI-5 = 71.5
Only the major Aussie-owned banks now have a one year fixed home loan rate above 4.30%, as challenger banks set the pace for this popular term
15th May 18, 5:52pm
Only the major Aussie-owned banks now have a one year fixed home loan rate above 4.30%, as challenger banks set the pace for this popular term
A review of things you need to know before you go home on Tuesday; Co-op Bank cuts rates, eyes on dairy auction, log prices rising, ANZ faces more scrutiny, few AFAs, swaps up, NZD down
15th May 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; Co-op Bank cuts rates, eyes on dairy auction, log prices rising, ANZ faces more scrutiny, few AFAs, swaps up, NZD down
Canada house price rises decelerate; China bond defaults rise; India inflation up; blockchain used for LoCs; UST 10yr at 2.99%; oil up and gold down; NZ$1 = 69.2 USc; TWI-5 = 71.7
15th May 18, 7:45am
12
Canada house price rises decelerate; China bond defaults rise; India inflation up; blockchain used for LoCs; UST 10yr at 2.99%; oil up and gold down; NZ$1 = 69.2 USc; TWI-5 = 71.7