David Chaston

The S&P500 drops sharply; China retaliates with tariff hikes; China lets the yuan slip; markets expect Fed cut; China car sales slump; Aussie lending dives; UST 10yr 2.40%; oil lower and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.4

The S&P500 drops sharply; China retaliates with tariff hikes; China lets the yuan slip; markets expect Fed cut; China car sales slump; Aussie lending dives; UST 10yr 2.40%; oil lower and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.4

A review of things you need to know before you go home on Monday; a minor rate cut, food price growth low, some rent rises are steep, CBA sees ASB needing $3 bln more capital, swaps soft, NZD soft, & more

A review of things you need to know before you go home on Monday; a minor rate cut, food price growth low, some rent rises are steep, CBA sees ASB needing $3 bln more capital, swaps soft, NZD soft, & more

China holds off reacting to the US; US CPI at target; US Federal deficit leaps; Canada and Germany report good data; AU election promise for FHBs; UST 10yr 2.47%; oil unchanged and gold up; NZ$1 = 66 USc; TWI-5 = 70.6

China holds off reacting to the US; US CPI at target; US Federal deficit leaps; Canada and Germany report good data; AU election promise for FHBs; UST 10yr 2.47%; oil unchanged and gold up; NZ$1 = 66 USc; TWI-5 = 70.6

With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well

With headline mortgage rates from every bank for every fixed term now below 5% and most key rates below 4%, this is a very competitive home loan market. Cash incentives are also available as well

China:US talks continue even after tariff increase; US CPI at 2%; US Federal budget deficit soars; Canada jobs growth strong; HSBC sees end to AU housing downturn; UST 10yr 2.46%; oil unchanged and gold up; NZ$1 = 66 USc; TWI-5 = 70.7

China:US talks continue even after tariff increase; US CPI at 2%; US Federal budget deficit soars; Canada jobs growth strong; HSBC sees end to AU housing downturn; UST 10yr 2.46%; oil unchanged and gold up; NZ$1 = 66 USc; TWI-5 = 70.7

A review of things you need to know before you go home on Friday; many small rate cuts, higher spending; eyes on tariff talks; RBA gets ready for cuts, swaps up, NZD firm, & more

A review of things you need to know before you go home on Friday; many small rate cuts, higher spending; eyes on tariff talks; RBA gets ready for cuts, swaps up, NZD firm, & more

Home loan rates continue to be cut, but somewhat surprisingly, there are a small handful of rises as well. The outliers stand out more

Home loan rates continue to be cut, but somewhat surprisingly, there are a small handful of rises as well. The outliers stand out more

US trade deficit widens; China CPI rises, China new loan growth slows; global food prices rise; two EU banks in trouble; key bond curve inverts; UST 10yr 2.46%; oil softer and gold up; NZ$1 = 66 USc; TWI-5 = 70.6

US trade deficit widens; China CPI rises, China new loan growth slows; global food prices rise; two EU banks in trouble; key bond curve inverts; UST 10yr 2.46%; oil softer and gold up; NZ$1 = 66 USc; TWI-5 = 70.6

A review of things you need to know before you go home on Thursday; many rate changes, big northern pour, truck activity analysed, inflation softens, big infrastructure needs, swaps firm, NZD stable, & more

A review of things you need to know before you go home on Thursday; many rate changes, big northern pour, truck activity analysed, inflation softens, big infrastructure needs, swaps firm, NZD stable, & more

Banks are trimming interest rates for savings accounts and term deposits. We update the latest changes

Banks are trimming interest rates for savings accounts and term deposits. We update the latest changes

We track the changes banks made to their floating rates after the Reserve Bank cut its official cash rate by 25 basis points

We track the changes banks made to their floating rates after the Reserve Bank cut its official cash rate by 25 basis points

China reacts to Trump threats; China trade surplus shrinks, except with the US; air travel growth weakens; Aussie regulators set legal trap; UST 10yr 2.49%; oil firm and gold soft; NZ$1 = 65.7 USc; TWI-5 = 70.5

China reacts to Trump threats; China trade surplus shrinks, except with the US; air travel growth weakens; Aussie regulators set legal trap; UST 10yr 2.49%; oil firm and gold soft; NZ$1 = 65.7 USc; TWI-5 = 70.5

A review of things you need to know before you go home on Wednesday; RBNZ cuts the OCR, GDPLive hints at a slowdown, global equities drop, swap rates down, NZD lower, & more

A review of things you need to know before you go home on Wednesday; RBNZ cuts the OCR, GDPLive hints at a slowdown, global equities drop, swap rates down, NZD lower, & more

Following the RBNZ's -25 bps official rate cut, banks are trimming their home loan rates, including floating rates. Here is an updated list

Following the RBNZ's -25 bps official rate cut, banks are trimming their home loan rates, including floating rates. Here is an updated list

After 10 weeks as one of the lowest two-year home loan rates available, HSBC says it's 'special' two-year offer will expire at the end of this week

After 10 weeks as one of the lowest two-year home loan rates available, HSBC says it's 'special' two-year offer will expire at the end of this week

Dairy prices stable; US consumer credit data worries; trade prospects darken; Wall Street dives; airfreight growth evaporates; eyes on RBNZ; UST 10yr 2.45%; oil weak and gold firm; NZ$1 = 65.9 USc; TWI-5 = 70.7

Dairy prices stable; US consumer credit data worries; trade prospects darken; Wall Street dives; airfreight growth evaporates; eyes on RBNZ; UST 10yr 2.45%; oil weak and gold firm; NZ$1 = 65.9 USc; TWI-5 = 70.7

A review of things you need to know before you go home on Tuesday; ASB cuts term deposit rates, smaller livestock numbers, LGFA borrows cheaper, eyes on RBA, swaps soft, NZD on tenterhooks, & more

A review of things you need to know before you go home on Tuesday; ASB cuts term deposit rates, smaller livestock numbers, LGFA borrows cheaper, eyes on RBA, swaps soft, NZD on tenterhooks, & more

The range of term deposit offer rates tightens as yet more banks cut rates. With loan demand tepid, there is little sign of competition for customer funds

The range of term deposit offer rates tightens as yet more banks cut rates. With loan demand tepid, there is little sign of competition for customer funds

Equity markets drop on trade fears; China cuts reserve ratio; Fed official sees rate hikes; Canada & Europe data positive; UN warns on natural risks; UST 10yr 2.50%; oil and gold firm; NZ$1 = 66.1 USc; TWI-5 = 70.9

Equity markets drop on trade fears; China cuts reserve ratio; Fed official sees rate hikes; Canada & Europe data positive; UN warns on natural risks; UST 10yr 2.50%; oil and gold firm; NZ$1 = 66.1 USc; TWI-5 = 70.9

A review of things you need to know before you go home on Monday; SBS Bank cuts mortgage rates, used import registrations stable, commodity prices rise, Westpac wins big, swaps slip, NZD holds, & more

A review of things you need to know before you go home on Monday; SBS Bank cuts mortgage rates, used import registrations stable, commodity prices rise, Westpac wins big, swaps slip, NZD holds, & more

US:China trade talks face Trump threats; US jobs growth up; US services data weak; EU inflation up; China tightens FX rules; AU eyes RBA decision; UST 10yr 2.53%; oil and gold soft; NZ$1 = 66.5 USc; TWI-5 = 71.3

US:China trade talks face Trump threats; US jobs growth up; US services data weak; EU inflation up; China tightens FX rules; AU eyes RBA decision; UST 10yr 2.53%; oil and gold soft; NZ$1 = 66.5 USc; TWI-5 = 71.3

In a slowing housing market, banks chase carded home loan rate offers lower. Weighted average offers at challenger banks are lower than for the main banks

In a slowing housing market, banks chase carded home loan rate offers lower. Weighted average offers at challenger banks are lower than for the main banks

Strong US jobs growth but services sector momentum wanes; EU inflation rises; China tightens currency rules; eyes on RBA rate decision; UST 10yr 2.53%; oil unchanged and gold up; NZ$1 = 66.4 USc; TWI-5 = 71.2

Strong US jobs growth but services sector momentum wanes; EU inflation rises; China tightens currency rules; eyes on RBA rate decision; UST 10yr 2.53%; oil unchanged and gold up; NZ$1 = 66.4 USc; TWI-5 = 71.2

A review of things you need to know before you go home on Friday; BNZ cuts some mortgage rates hard, SUVs rule, Heartland's new CFO, Aussie building consents plunge, swaps and NZD stable, & more

A review of things you need to know before you go home on Friday; BNZ cuts some mortgage rates hard, SUVs rule, Heartland's new CFO, Aussie building consents plunge, swaps and NZD stable, & more

BNZ matches two key rivals with sharp four and five year fixed home loan rates, but doesn't go as far down as Kiwibank. ANZ's equivalent offers remain uncompetitive

BNZ matches two key rivals with sharp four and five year fixed home loan rates, but doesn't go as far down as Kiwibank. ANZ's equivalent offers remain uncompetitive