David Chaston

US jobs growth beats estimates; ditto Canada; equity markets rise; China takes US to WTO; some metals retreat; EU gives Japan trade deal the green light; UST 10yr 2.84%; oil up, gold down; NZ$1 = 67.7 USc; TWI-5 = 71.5

US jobs growth beats estimates; ditto Canada; equity markets rise; China takes US to WTO; some metals retreat; EU gives Japan trade deal the green light; UST 10yr 2.84%; oil up, gold down; NZ$1 = 67.7 USc; TWI-5 = 71.5

US tariffs effective today; China will respond; Fed watching; US job growth hits bump; BIS warns on low rates; air travel in strong growth; RBA eyes housing turn; UST 10yr at 2.84%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.2

US tariffs effective today; China will respond; Fed watching; US job growth hits bump; BIS warns on low rates; air travel in strong growth; RBA eyes housing turn; UST 10yr at 2.84%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.2

New car sales growth may have topped out but there are still fast growing segments and shifts, moving us to a fleet of bigger, beefier personal transport

New car sales growth may have topped out but there are still fast growing segments and shifts, moving us to a fleet of bigger, beefier personal transport

Airfreight volumes expand; WTO sees more restrictions; China services expand faster; OECD fingers 'superstar tech'; Aussie service sector cools; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 71.1

Airfreight volumes expand; WTO sees more restrictions; China services expand faster; OECD fingers 'superstar tech'; Aussie service sector cools; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 71.1

A review of things you need to know before you go home on Wednesday; no rate changes, buyers market for housing, KiwiBuild ballot criteria, land tax gets a booster, job ads sag, swaps stable, NZD up

A review of things you need to know before you go home on Wednesday; no rate changes, buyers market for housing, KiwiBuild ballot criteria, land tax gets a booster, job ads sag, swaps stable, NZD up

WMP prices drop more than -7%; US factory activity rises, car sales up; US personal loans leap; ASIC raises flags on credit card debt standards; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.5 USc; TWI-5 = 70.9

WMP prices drop more than -7%; US factory activity rises, car sales up; US personal loans leap; ASIC raises flags on credit card debt standards; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.5 USc; TWI-5 = 70.9

A review of things you need to know before you go home on Tuesday; no rate changes, Shanghai in trouble again, businesses 'quietly unconfident', SUV's rule, asking prices drop, swaps stable, NZD down

A review of things you need to know before you go home on Tuesday; no rate changes, Shanghai in trouble again, businesses 'quietly unconfident', SUV's rule, asking prices drop, swaps stable, NZD down

Shanghai drops -2.5%; China external debt jumps; Mexico turns left; Merkel losing authority; Aussie worries grow; commodity prices wobble; UST 10yr at 2.87%; oil unchanged, gold drops; NZ$1 = 67 USc; TWI-5 = 70.6

Shanghai drops -2.5%; China external debt jumps; Mexico turns left; Merkel losing authority; Aussie worries grow; commodity prices wobble; UST 10yr at 2.87%; oil unchanged, gold drops; NZ$1 = 67 USc; TWI-5 = 70.6

A review of things you need to know before you go home on Monday; many mortgage rate cuts, a TD rate hike, TPP gaining momentum again, India faces tumult, AU house prices slip, partisanship breeds distrust, swaps and NZD stable

A review of things you need to know before you go home on Monday; many mortgage rate cuts, a TD rate hike, TPP gaining momentum again, India faces tumult, AU house prices slip, partisanship breeds distrust, swaps and NZD stable

Kiwibank is the third bank to adopt 4.19% as its one year fixed home loan rate as the reductions keep coming at the popular end of the fixed term options

Kiwibank is the third bank to adopt 4.19% as its one year fixed home loan rate as the reductions keep coming at the popular end of the fixed term options

US inflation hits +2.3%, confidence stutters; Canada tariffs US goods; EU inflation jumps; China cuts tariffs; Aussie new house sales fall; UST 10yr at 2.85%; oil unchanged, gold stops falling; NZ$1 = 67.7 USc; TWI-5 = 71.1

US inflation hits +2.3%, confidence stutters; Canada tariffs US goods; EU inflation jumps; China cuts tariffs; Aussie new house sales fall; UST 10yr at 2.85%; oil unchanged, gold stops falling; NZ$1 = 67.7 USc; TWI-5 = 71.1

A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down

A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down

The combination of boomer demographics and a weakening economy is depressing term deposit rates. Thus David Chaston says the prospect is for lower rates in the future

The combination of boomer demographics and a weakening economy is depressing term deposit rates. Thus David Chaston says the prospect is for lower rates in the future

US inflation rising; GM warns on tariffs; Trump official warns the Fed; Canada hits US with tariffs; Canada GDP up +2.5%, APRA warns on 'cash' definition; UST 10yr 2.85%; oil up again, gold holds; NZ$1 = 67.7 USc; TWI-5 = 72.1

US inflation rising; GM warns on tariffs; Trump official warns the Fed; Canada hits US with tariffs; Canada GDP up +2.5%, APRA warns on 'cash' definition; UST 10yr 2.85%; oil up again, gold holds; NZ$1 = 67.7 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Friday; some small TD changes, confidence slips, housing consents up, what election uncertainty cost, debt growth, swaps down again, bitcoin drops, NZD holds

A review of things you need to know before you go home on Friday; some small TD changes, confidence slips, housing consents up, what election uncertainty cost, debt growth, swaps down again, bitcoin drops, NZD holds

US growth downgraded; emerging TIVA economy wobbles grow; China in bear market; China rail-to-EU grows; UST 10yr at 2.85%; oil unchanged, gold down again; NZ$1 = 67.5 USc; TWI-5 = 71.1

US growth downgraded; emerging TIVA economy wobbles grow; China in bear market; China rail-to-EU grows; UST 10yr at 2.85%; oil unchanged, gold down again; NZ$1 = 67.5 USc; TWI-5 = 71.1

A review of things you need to know before you go home on Thursday; OCR on hold, stamp duty a tax drug, rural pay rising, visitor spending grows, online retail growth slows, swap rates drop, NZD down

A review of things you need to know before you go home on Thursday; OCR on hold, stamp duty a tax drug, rural pay rising, visitor spending grows, online retail growth slows, swap rates drop, NZD down

Do we have a household debt problem? Yes we do, but it is not as severe as you may think and we are getting it under control, David Chaston says

Do we have a household debt problem? Yes we do, but it is not as severe as you may think and we are getting it under control, David Chaston says

US data weak; China equities tumble even as data strong; RBA getting sidelined; UST 10yr at 2.83%; UST 2-10 curve slides; oil up again, gold down again; NZ$1 = 67.9 USc; TWI-5 = 71.5

US data weak; China equities tumble even as data strong; RBA getting sidelined; UST 10yr at 2.83%; UST 2-10 curve slides; oil up again, gold down again; NZ$1 = 67.9 USc; TWI-5 = 71.5

A review of things you need to know before you go home on Wednesday; HNZ cuts rates, business confidence drops sharply, exports rise, power prices spike up, FHBs out in force, swap rates down, NZD drops

A review of things you need to know before you go home on Wednesday; HNZ cuts rates, business confidence drops sharply, exports rise, power prices spike up, FHBs out in force, swap rates down, NZD drops

Wall Street stops falling; US confidence sags; US budget track exposed; Canada and China react to US tariffs; China warns to 'prepare for the worst'; UST 10yr at 2.88%; oil leaps, gold sinks; NZ$1 = 68.5 USc; TWI-5 = 71.9

Wall Street stops falling; US confidence sags; US budget track exposed; Canada and China react to US tariffs; China warns to 'prepare for the worst'; UST 10yr at 2.88%; oil leaps, gold sinks; NZ$1 = 68.5 USc; TWI-5 = 71.9

US threatens EU cars with new tariffs; US bank stress tests succeed; PMIs improve, Canada data weaker than expected, Greece gets its debt relief; UST 10yr 2.90%; oil leaps, gold holds; NZ$1 = 69.2 USc; TWI-5 = 72.5

US threatens EU cars with new tariffs; US bank stress tests succeed; PMIs improve, Canada data weaker than expected, Greece gets its debt relief; UST 10yr 2.90%; oil leaps, gold holds; NZ$1 = 69.2 USc; TWI-5 = 72.5

Less than a week after rival ASB trimmed some key rates, ANZ has now moved to match them. And it has lowered other rates to stay in touch with its key rivals

Less than a week after rival ASB trimmed some key rates, ANZ has now moved to match them. And it has lowered other rates to stay in touch with its key rivals

A review of things you need to know before you go home on Wednesday; no rate changes, current account surplus, IIP stable, gold exports rise, farm sales slip, Asia stocks stabilise, swaps and NZD unchanged

A review of things you need to know before you go home on Wednesday; no rate changes, current account surplus, IIP stable, gold exports rise, farm sales slip, Asia stocks stabilise, swaps and NZD unchanged

Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses

Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses