About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Tuesday; TSB cuts mortgage rate, Co-op Bank cuts two rates for savers, business confidence falls further, RBNZ pays big dividend, swaps and NZD stable
2nd Oct 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; TSB cuts mortgage rate, Co-op Bank cuts two rates for savers, business confidence falls further, RBNZ pays big dividend, swaps and NZD stable
NAFTA deal done with minor changes; US PMIs slip but strong; US construction growth weak; airfreight growth weakens as trade drifts; Hayne consequences angst; UST 10yr at 3.08%; oil up, gold down; NZ$1 = 66.2 USc; TWI-5 = 70.2
2nd Oct 18, 7:40am
28
NAFTA deal done with minor changes; US PMIs slip but strong; US construction growth weak; airfreight growth weakens as trade drifts; Hayne consequences angst; UST 10yr at 3.08%; oil up, gold down; NZ$1 = 66.2 USc; TWI-5 = 70.2
A review of things you need to know before you go home on Monday; more mortgage rate cuts, some TD cuts too, milk flows strong, underground economy booms, listing rise, swaps soft, NZD stable
1st Oct 18, 3:59pm
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A review of things you need to know before you go home on Monday; more mortgage rate cuts, some TD cuts too, milk flows strong, underground economy booms, listing rise, swaps soft, NZD stable
New Zealand's largest mortgage lender pushes its one year home loan rate offer to a new all-time low, challenging its rivals on price
1st Oct 18, 8:55am
11
New Zealand's largest mortgage lender pushes its one year home loan rate offer to a new all-time low, challenging its rivals on price
NAFTA close for Canada; US losing FDI, losing reserve strength; Canada housing affordability worst ever; Italy takes huge risks; China factories stall; Aussie mortgage woes; UST 10yr at 3.07%; oil and gold up; NZ$1 = 66.2 USc; TWI-5 = 70.2
1st Oct 18, 7:20am
29
NAFTA close for Canada; US losing FDI, losing reserve strength; Canada housing affordability worst ever; Italy takes huge risks; China factories stall; Aussie mortgage woes; UST 10yr at 3.07%; oil and gold up; NZ$1 = 66.2 USc; TWI-5 = 70.2
Kiwibank cuts more mortgage rates, tightening up bank offers across the board. It also trims a set of term deposit rates
1st Oct 18, 5:12am
14
Kiwibank cuts more mortgage rates, tightening up bank offers across the board. It also trims a set of term deposit rates
US growth slips; Canada growth holds; Japan reports impress; EU inflation rising; China sanitises its data; India debt low; Hayne shames finance industry; UST 10yr 3.06%; oil and gold up; NZ$1 = 66.3 USc; TWI-5 = 70.3
29th Sep 18, 8:09am
24
US growth slips; Canada growth holds; Japan reports impress; EU inflation rising; China sanitises its data; India debt low; Hayne shames finance industry; UST 10yr 3.06%; oil and gold up; NZ$1 = 66.3 USc; TWI-5 = 70.3
A review of things you need to know before you go home on Friday; TSB drops two key rates, Auckland consents rise, confidence steady, Super Fund stars, non-bank lending jumps, swaps soft, NZD unchanged
28th Sep 18, 3:59pm
17
A review of things you need to know before you go home on Friday; TSB drops two key rates, Auckland consents rise, confidence steady, Super Fund stars, non-bank lending jumps, swaps soft, NZD unchanged
TSB moves to match rivals with two new fixed rate home loan specials. Bank rate pricing tactics getting assessed as home buying volumes stay in an unexceptional zone
28th Sep 18, 10:52am
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TSB moves to match rivals with two new fixed rate home loan specials. Bank rate pricing tactics getting assessed as home buying volumes stay in an unexceptional zone
US data generally weaker; EU economic confidence slips; German prices up; IMF ups Argentina bailout; WTO downgrades trade growth; SEA rate hikes; UST 10yr at 3.06%; oil up and gold drops; NZ$1 = 66.2 USc; TWI-5 = 70.1
28th Sep 18, 7:44am
11
US data generally weaker; EU economic confidence slips; German prices up; IMF ups Argentina bailout; WTO downgrades trade growth; SEA rate hikes; UST 10yr at 3.06%; oil up and gold drops; NZ$1 = 66.2 USc; TWI-5 = 70.1
A review of things you need to know before you go home on Thursday; minor TD trimmings, ACC goes hard at tax increases, online retail up, Tatua shines, new insurance data, swaps and NZD soft
27th Sep 18, 3:59pm
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A review of things you need to know before you go home on Thursday; minor TD trimmings, ACC goes hard at tax increases, online retail up, Tatua shines, new insurance data, swaps and NZD soft
US Fed hikes as expected; US new home sales jump; China corporate debt zooms; China cuts tariffs; ECB says US will lose trade war; Aust. house prices to fall further; UST 10yr at 3.06%; oil and gold lower; NZ$1 = 66.8 USc; TWI-5 = 70.3
27th Sep 18, 7:35am
23
US Fed hikes as expected; US new home sales jump; China corporate debt zooms; China cuts tariffs; ECB says US will lose trade war; Aust. house prices to fall further; UST 10yr at 3.06%; oil and gold lower; NZ$1 = 66.8 USc; TWI-5 = 70.3
A review of things you need to know before you go home on Wednesday; no rate changes, employment confidence sags, trade deficit leaps, business confidence bounces, high LVR interest only loans to investors low, swaps & NZD stable
26th Sep 18, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, employment confidence sags, trade deficit leaps, business confidence bounces, high LVR interest only loans to investors low, swaps & NZD stable
Fed hike awaited; US confidence, house prices up; Argentine central bank boss quits, Philippines ready to raise rates; NZ braces for new tax; UST 10yr at 3.10%; oil holds, gold up; NZ$1 = 66.5 USc; TWI-5 = 70.1
26th Sep 18, 7:47am
56
Fed hike awaited; US confidence, house prices up; Argentine central bank boss quits, Philippines ready to raise rates; NZ braces for new tax; UST 10yr at 3.10%; oil holds, gold up; NZ$1 = 66.5 USc; TWI-5 = 70.1
A review of things you need to know before you go home on Tuesday; firms pay later, Shanghai holds, BNZ chases KiwiBuild business, why pay lags, swaps firm, NZD soft
25th Sep 18, 3:59pm
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A review of things you need to know before you go home on Tuesday; firms pay later, Shanghai holds, BNZ chases KiwiBuild business, why pay lags, swaps firm, NZD soft
Bank terms and conditions are where it is most obvious that your deal with them is not an equal balanced arrangement, even if it is in plain language
25th Sep 18, 3:34pm
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Bank terms and conditions are where it is most obvious that your deal with them is not an equal balanced arrangement, even if it is in plain language
US firms fear tariff impacts; China firm stress sees debt levels rise; Argentina says deficit-busting plan popular; Westpac culls property investors; UST 10yr at 3.08%; oil leaps, gold holds; NZ$1 = 66.5 USc; TWI-5 = 70.1
25th Sep 18, 7:42am
87
US firms fear tariff impacts; China firm stress sees debt levels rise; Argentina says deficit-busting plan popular; Westpac culls property investors; UST 10yr at 3.08%; oil leaps, gold holds; NZ$1 = 66.5 USc; TWI-5 = 70.1
State-owned lender Kiwibank takes benchmark two year fixed home loan rate down to a new low by a major bank, opening up a juicy advantage over its main rivals
24th Sep 18, 4:13pm
40
State-owned lender Kiwibank takes benchmark two year fixed home loan rate down to a new low by a major bank, opening up a juicy advantage over its main rivals
A review of things you need to know before you go home on Monday; Kiwibank cuts a key mortgage rate, ANZ gets cheaper funding, fewer farm sales, fewer lifestyle block sales, swaps unchanged, NZD stable
24th Sep 18, 3:59pm
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A review of things you need to know before you go home on Monday; Kiwibank cuts a key mortgage rate, ANZ gets cheaper funding, fewer farm sales, fewer lifestyle block sales, swaps unchanged, NZD stable
BIS warns on zombies; China rejects talks after US tariff hike; world shares jump; US PMIs soft; Canada inflation eases; Australia get ratings boost; UST 10yr at 3.07%; oil unchanged, gold slips; NZ$1 = 66.7 USc; TWI-5 = 70.3
24th Sep 18, 7:44am
21
BIS warns on zombies; China rejects talks after US tariff hike; world shares jump; US PMIs soft; Canada inflation eases; Australia get ratings boost; UST 10yr at 3.07%; oil unchanged, gold slips; NZ$1 = 66.7 USc; TWI-5 = 70.3
If you think New Zealand's households are much more vulnerable now than just before the GFC, you are wrong according to the data collated by David Chaston
23rd Sep 18, 6:02am
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If you think New Zealand's households are much more vulnerable now than just before the GFC, you are wrong according to the data collated by David Chaston
Shanghai stocks leap; US PMIs retreat; Canada inflation eases; UK boxed in over Brexit; ratings agencies upgrade Australia and NZ; UST 10yr 3.07%; oil unchanged and gold down; NZ$1 = 66.8 USc; TWI-5 = 70.3
22nd Sep 18, 7:09am
13
Shanghai stocks leap; US PMIs retreat; Canada inflation eases; UK boxed in over Brexit; ratings agencies upgrade Australia and NZ; UST 10yr 3.07%; oil unchanged and gold down; NZ$1 = 66.8 USc; TWI-5 = 70.3
SBS Bank now offers the lowest two, four and five year fixed mortgage rates, joining other challenger banks in cutting rates as the Spring house selling season advances
22nd Sep 18, 6:31am
3
SBS Bank now offers the lowest two, four and five year fixed mortgage rates, joining other challenger banks in cutting rates as the Spring house selling season advances
US home sales flat-line; China makes trade war move; Basel Committee targets window dressing; UST 10yr at 3.07%; oil down and gold up; NZ$1 = 6.8 USc; TWI-5 = 70.3
21st Sep 18, 7:32am
56
US home sales flat-line; China makes trade war move; Basel Committee targets window dressing; UST 10yr at 3.07%; oil down and gold up; NZ$1 = 6.8 USc; TWI-5 = 70.3
A review of things you need to know before you go home on Thursday; Westpac & ICBC raise TD rates, GDP growth surprises, productivity up, TWG reports, NZGB yields rise, swaps and NZD rise
20th Sep 18, 3:59pm
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A review of things you need to know before you go home on Thursday; Westpac & ICBC raise TD rates, GDP growth surprises, productivity up, TWG reports, NZGB yields rise, swaps and NZD rise