About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
[updated]
A review of things you need to know before you sign off on Tuesday; ICBC cuts home loan rates & BNZ trims TD rates, truckometer shows some signs, IRD has success collecting student loans, swaps firmer, NZD softer, & more
13th May 25, 4:01pm
45
A review of things you need to know before you sign off on Tuesday; ICBC cuts home loan rates & BNZ trims TD rates, truckometer shows some signs, IRD has success collecting student loans, swaps firmer, NZD softer, & more
ICBC cuts both its 6 month and 1 year fixed home loan rates, setting them well below everyone else in a way that is sure to grab attention and add a competitive bite to the mortgage market
13th May 25, 8:48am
ICBC cuts both its 6 month and 1 year fixed home loan rates, setting them well below everyone else in a way that is sure to grab attention and add a competitive bite to the mortgage market
US tariff war with China suddenly vanishes as Trump concedes; equity markets cheer, bond markets price in more risk; China car market hits new record; UST 10yr at 4.46%; gold drops hard and oil rises NZ$1 = 58.5 USc; TWI-5 = 67.4
13th May 25, 7:19am
28
US tariff war with China suddenly vanishes as Trump concedes; equity markets cheer, bond markets price in more risk; China car market hits new record; UST 10yr at 4.46%; gold drops hard and oil rises NZ$1 = 58.5 USc; TWI-5 = 67.4
A review of things you need to know before you sign off on Monday; IRD wants its loans repaid, concrete production weak, commercial building 'sad', Summerset on bond merry-go-round, swaps firm, NZD firmish, & more
12th May 25, 3:59pm
8
A review of things you need to know before you sign off on Monday; IRD wants its loans repaid, concrete production weak, commercial building 'sad', Summerset on bond merry-go-round, swaps firm, NZD firmish, & more
Japan spending rises; China's deflation extends; China's exports surge; US inbound travel dives; beef prices rise; Canadian jobless rate rises; UST 10yr at 4.38%; gold down and oil holds NZ$1 = 59.1 USc; TWI-5 = 67.6
12th May 25, 7:19am
8
Japan spending rises; China's deflation extends; China's exports surge; US inbound travel dives; beef prices rise; Canadian jobless rate rises; UST 10yr at 4.38%; gold down and oil holds NZ$1 = 59.1 USc; TWI-5 = 67.6
Eyes on China-US meeting in Switzerland; US gets shunned by world's travelers; Canadian jobless rise; Japanese households spending freely; China holds trade gains; UST 10yr at 4.38%; gold and oil up NZ$1 = 59.2 USc; TWI-5 = 67.6
10th May 25, 8:01am
34
Eyes on China-US meeting in Switzerland; US gets shunned by world's travelers; Canadian jobless rise; Japanese households spending freely; China holds trade gains; UST 10yr at 4.38%; gold and oil up NZ$1 = 59.2 USc; TWI-5 = 67.6
A review of things you need to know before you sign off on Friday; a TD rate rise, retail impulse weak, high milk payouts to extend, we may win some trade war gains, swaps stable, NZD weaker, & more
9th May 25, 3:59pm
24
A review of things you need to know before you sign off on Friday; a TD rate rise, retail impulse weak, high milk payouts to extend, we may win some trade war gains, swaps stable, NZD weaker, & more
Fanfare for a hollow US-UK tariff deal; US productivity falls; US households turn more negative; German factories busy; UK cuts rates; Australia tackles BNPL; UST 10yr at 4.37%; gold down but oil firms NZ$1 = 59.1 USc; TWI-5 = 67.6
9th May 25, 7:19am
44
Fanfare for a hollow US-UK tariff deal; US productivity falls; US households turn more negative; German factories busy; UK cuts rates; Australia tackles BNPL; UST 10yr at 4.37%; gold down but oil firms NZ$1 = 59.1 USc; TWI-5 = 67.6
A review of things you need to know before you sign off on Thursday; longer fixed terms in favour, residential build costs ease, online retail positive, ANZ profit 'jumps', Crown accounts worse, swaps stable, NZD slightly lower, & more
8th May 25, 3:59pm
24
A review of things you need to know before you sign off on Thursday; longer fixed terms in favour, residential build costs ease, online retail positive, ANZ profit 'jumps', Crown accounts worse, swaps stable, NZD slightly lower, & more
The US Fed sees greater risks ahead but no current stress signs; China moves to bolster liquidity; German factory orders rise; Macquarie slapped; UST 10yr at 4.28%; gold down but oil turns up; NZ$1 = 59.7 USc; TWI-5 = 67.8
8th May 25, 7:19am
28
The US Fed sees greater risks ahead but no current stress signs; China moves to bolster liquidity; German factory orders rise; Macquarie slapped; UST 10yr at 4.28%; gold down but oil turns up; NZ$1 = 59.7 USc; TWI-5 = 67.8
A review of things you need to know before you sign off on Wednesday; some TD cuts, the jobless rates dips, RBNZ worries about the trade war, BNZ profit rises, China plans rate cuts, swaps stable, NZD firms, & more
7th May 25, 3:59pm
3
A review of things you need to know before you sign off on Wednesday; some TD cuts, the jobless rates dips, RBNZ worries about the trade war, BNZ profit rises, China plans rate cuts, swaps stable, NZD firms, & more
Dairy prices rise; US data roiled by tariff taxes; eyes on US Fed; China service sector eases; Aussie household spending slips; UST 10yr at 4.31%; gold rises sharply again and oil turns up; NZ$1 = 60 USc; TWI-5 = 68
7th May 25, 7:19am
15
Dairy prices rise; US data roiled by tariff taxes; eyes on US Fed; China service sector eases; Aussie household spending slips; UST 10yr at 4.31%; gold rises sharply again and oil turns up; NZ$1 = 60 USc; TWI-5 = 68
A review of things you need to know before you sign off on Tuesday; Heartland trims TD rates, insurance stress test result out, Auckland house building completes fall, commodity prices hold high, swaps and NZD stable, & more
6th May 25, 3:59pm
17
A review of things you need to know before you sign off on Tuesday; Heartland trims TD rates, insurance stress test result out, Auckland house building completes fall, commodity prices hold high, swaps and NZD stable, & more
US services surveys vary widely but markets prefer the optimistic one; no tariff deals yet; Canada faces recession; Singapore & Australia elections assessed; UST 10yr at 4.34%; gold rises sharply and oil stays down; NZ$1 = 59.6 USc; TWI-5 = 67.9
6th May 25, 7:19am
39
US services surveys vary widely but markets prefer the optimistic one; no tariff deals yet; Canada faces recession; Singapore & Australia elections assessed; UST 10yr at 4.34%; gold rises sharply and oil stays down; NZ$1 = 59.6 USc; TWI-5 = 67.9
New mortgage rate cuts from Kiwibank show the most likely market reductions in May may come in the longer fixed terms
5th May 25, 10:05am
New mortgage rate cuts from Kiwibank show the most likely market reductions in May may come in the longer fixed terms
US data extends its weak run; eyes on US jobs report; Japan holds rate; Aussie trade balance average; container freight rates fall; UST 10yr at 4.23%; gold drops sharply and oil stays down; NZ$1 = 59 USc; TWI-5 = 67.4
2nd May 25, 7:19am
25
US data extends its weak run; eyes on US jobs report; Japan holds rate; Aussie trade balance average; container freight rates fall; UST 10yr at 4.23%; gold drops sharply and oil stays down; NZ$1 = 59 USc; TWI-5 = 67.4
A review of things you need to know before you sign off on Thursday; Westpac shifts two TD rates, asking prices dropping, listing levels very high, open banking closer, passport fee to rise +15%, tax wedge low, swaps stable, NZD stable, & more
1st May 25, 3:59pm
3
A review of things you need to know before you sign off on Thursday; Westpac shifts two TD rates, asking prices dropping, listing levels very high, open banking closer, passport fee to rise +15%, tax wedge low, swaps stable, NZD stable, & more
US economic activity shrinks; payrolls grow much slower; Walmart rolls over on tariffs; China starts holiday; Aussie inflation holds, boosting rate cut bets; UST 10yr at 4.17%; gold down and oil drops hard; NZ$1 = 59.4 USc; TWI-5 = 67.6
1st May 25, 7:19am
82
US economic activity shrinks; payrolls grow much slower; Walmart rolls over on tariffs; China starts holiday; Aussie inflation holds, boosting rate cut bets; UST 10yr at 4.17%; gold down and oil drops hard; NZ$1 = 59.4 USc; TWI-5 = 67.6
A review of things you need to know before you sign off on Wednesday; business sentiment wavers, home loan borrowers switch more, house buyers more leveraged, dairy farmers less leveraged, gold & oil slip, swaps hold, NZD dips, & more
30th Apr 25, 3:59pm
31
A review of things you need to know before you sign off on Wednesday; business sentiment wavers, home loan borrowers switch more, house buyers more leveraged, dairy farmers less leveraged, gold & oil slip, swaps hold, NZD dips, & more
US data and sentiment points to a US recession; Canada resists Trump but faces a hard future; Europe sentiment drops as inflation expectations edge up; UST 10yr at 4.17%; gold and oil down; NZ$1 = 59.4 USc; TWI-5 = 67.6
30th Apr 25, 7:19am
34
US data and sentiment points to a US recession; Canada resists Trump but faces a hard future; Europe sentiment drops as inflation expectations edge up; UST 10yr at 4.17%; gold and oil down; NZ$1 = 59.4 USc; TWI-5 = 67.6
A review of things you need to know before you sign off on Tuesday; TD rates fall again, home loan affordability becalmed, Govt pushes austerity, house borrowers pay back more, Canada rejects Trump, swaps stable still, NZD too, & more
29th Apr 25, 3:59pm
A review of things you need to know before you sign off on Tuesday; TD rates fall again, home loan affordability becalmed, Govt pushes austerity, house borrowers pay back more, Canada rejects Trump, swaps stable still, NZD too, & more
Trump injects himself into Canadian election campaign; Texas turns glummer; Spain blacked out; India expansion slows; Aussie AAA rating at risk; UST 10yr at 4.21%; gold up; oil down; NZ$1 = 59.6 USc; TWI-5 = 67.7
29th Apr 25, 7:19am
20
Trump injects himself into Canadian election campaign; Texas turns glummer; Spain blacked out; India expansion slows; Aussie AAA rating at risk; UST 10yr at 4.21%; gold up; oil down; NZ$1 = 59.6 USc; TWI-5 = 67.7
A review of things you need to know before you sign off on Monday; shop around for insurance, real estate agent commissions updated, sustainable financing still grows, but carbon price sinks, swaps stable, NZD on hold, & more
28th Apr 25, 3:59pm
38
A review of things you need to know before you sign off on Monday; shop around for insurance, real estate agent commissions updated, sustainable financing still grows, but carbon price sinks, swaps stable, NZD on hold, & more
In an unsafe world, savers can manage risk, and the upcoming taxpayer guarantee will make that easy to access. But the cost will be lower returns
28th Apr 25, 2:34pm
5
In an unsafe world, savers can manage risk, and the upcoming taxpayer guarantee will make that easy to access. But the cost will be lower returns
China delivers better economic data responding to stimulus; Singapore factories busier; US data wavers & sentiment drops; UST 10yr at 4.25%; gold up; oil holds; NZ$1 = 59.6 USc; TWI-5 = 68
28th Apr 25, 7:20am
28
China delivers better economic data responding to stimulus; Singapore factories busier; US data wavers & sentiment drops; UST 10yr at 4.25%; gold up; oil holds; NZ$1 = 59.6 USc; TWI-5 = 68