About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Thursday; again no retail rate changes, retail sales weak. NZGB tenders successful, alcohol consumption eases, swaps up again, NZD eases, & more
23rd May 24, 4:00pm
82
A review of things you need to know before you sign off on Thursday; again no retail rate changes, retail sales weak. NZGB tenders successful, alcohol consumption eases, swaps up again, NZD eases, & more
US Fed minutes show unease at inflation-fighting progress; Japanese machinery orders strong; China excavator sales weak; UK CPI slips; UST 10yr 4.43%; gold and oil slips again; NZ$1 = 61 USc; TWI-5 = 70.3
23rd May 24, 7:19am
63
US Fed minutes show unease at inflation-fighting progress; Japanese machinery orders strong; China excavator sales weak; UK CPI slips; UST 10yr 4.43%; gold and oil slips again; NZ$1 = 61 USc; TWI-5 = 70.3
A review of things you need to know before you sign off on Wednesday; RBNZ hawkish, First Home grant killed off, work visa arrivals stay high, dairy prices rise, swaps rise, NZD rises, & more
22nd May 24, 3:59pm
113
A review of things you need to know before you sign off on Wednesday; RBNZ hawkish, First Home grant killed off, work visa arrivals stay high, dairy prices rise, swaps rise, NZD rises, & more
Dairy prices rise again; US retail growth stays very positive; Canada inflation eases; Aussie consumer sentiment stays low; eyes on RBNZ; UST 10yr 4.42%; gold and oil slips; NZ$1 = 60.9 USc; TWI-5 = 70.1
22nd May 24, 7:19am
53
Dairy prices rise again; US retail growth stays very positive; Canada inflation eases; Aussie consumer sentiment stays low; eyes on RBNZ; UST 10yr 4.42%; gold and oil slips; NZ$1 = 60.9 USc; TWI-5 = 70.1
A review of things you need to know before you sign off on Tuesday; no retail rate changes, job ads soft, carbon price sinks, credit card billings weak, swaps firmish, NZD softish, & more
21st May 24, 4:00pm
37
A review of things you need to know before you sign off on Tuesday; no retail rate changes, job ads soft, carbon price sinks, credit card billings weak, swaps firmish, NZD softish, & more
China leaves key rates unchanged but markets not convinced on property sector actions; some commodities jump; Taiwan export orders rise; UST 10yr 4.44%; gold up again; oil slips; NZ$1 = 61.1 USc; TWI-5 = 70.2
21st May 24, 7:22am
53
China leaves key rates unchanged but markets not convinced on property sector actions; some commodities jump; Taiwan export orders rise; UST 10yr 4.44%; gold up again; oil slips; NZ$1 = 61.1 USc; TWI-5 = 70.2
A review of things you need to know before you sign off on Monday; rents inflationary, perceptions of inflation, consumer data right law progressed, big 'refresh' at Kāinga Ora, swaps and NZD stable, & more
20th May 24, 3:59pm
55
A review of things you need to know before you sign off on Monday; rents inflationary, perceptions of inflation, consumer data right law progressed, big 'refresh' at Kāinga Ora, swaps and NZD stable, & more
US corporate earnings strong; China retail soft; China starts huge housing rescue; India growth to extend; UST 10yr 4.42%; gold eases slightly; oil stays up; NZ$1 = 61.4 USc; TWI-5 = 70.4
20th May 24, 7:19am
46
US corporate earnings strong; China retail soft; China starts huge housing rescue; India growth to extend; UST 10yr 4.42%; gold eases slightly; oil stays up; NZ$1 = 61.4 USc; TWI-5 = 70.4
China data mixed; China goes all-in on housing rescue; UN sees India rising; EU inflation eases; nickel price jumps; SkyCity hit less than expected; UST 10yr 4.42%; gold at ATH and oil up; NZ$1 = 61.4 USc; TWI-5 = 70.4
18th May 24, 8:37am
48
China data mixed; China goes all-in on housing rescue; UN sees India rising; EU inflation eases; nickel price jumps; SkyCity hit less than expected; UST 10yr 4.42%; gold at ATH and oil up; NZ$1 = 61.4 USc; TWI-5 = 70.4
A review of things you need to know before you sign off on Friday; PPI's underpin inflation, Stobo to the FMA, S&P explains its Watercare position, swaps firmish, NZD on hold, & more
17th May 24, 3:59pm
16
A review of things you need to know before you sign off on Friday; PPI's underpin inflation, Stobo to the FMA, S&P explains its Watercare position, swaps firmish, NZD on hold, & more
China mulls full property sector rescue; US data stable with upside suggestions; ECB says risks being ignored; copper at ATH; freight rates up again; UST 10yr 4.38%; gold down and oil up; NZ$1 = 61.2 USc; TWI-5 = 70.2
17th May 24, 7:22am
60
China mulls full property sector rescue; US data stable with upside suggestions; ECB says risks being ignored; copper at ATH; freight rates up again; UST 10yr 4.38%; gold down and oil up; NZ$1 = 61.2 USc; TWI-5 = 70.2
David Chaston looks at the rise and rise of mortgage broking in New Zealand, which is now a dominant force in controlling home loan origination activity
17th May 24, 5:00am
35
David Chaston looks at the rise and rise of mortgage broking in New Zealand, which is now a dominant force in controlling home loan origination activity
A review of things you need to know before you sign off on Thursday; more mortgage cuts but a reverse mortgage rate hike, Fonterra speeds its transition, farm wallets shut, swaps ease, NZD rises, & more
16th May 24, 3:58pm
47
A review of things you need to know before you sign off on Thursday; more mortgage cuts but a reverse mortgage rate hike, Fonterra speeds its transition, farm wallets shut, swaps ease, NZD rises, & more
While most borrowers are focused on 6 and 12 month fixed mortgage rates, there is suddenly more competition among banks at the three year fixed rate level. It might make sense to consider that option
16th May 24, 9:22am
11
While most borrowers are focused on 6 and 12 month fixed mortgage rates, there is suddenly more competition among banks at the three year fixed rate level. It might make sense to consider that option
No surprises from April US CPI; US retail soft; Indian exports weak; EU economic indicators pick up; Aussie pay growth slips; UST 10yr 4.36%; gold and oil up; NZ$1 = 61.3 USc; TWI-5 = 70.2
16th May 24, 7:39am
119
No surprises from April US CPI; US retail soft; Indian exports weak; EU economic indicators pick up; Aussie pay growth slips; UST 10yr 4.36%; gold and oil up; NZ$1 = 61.3 USc; TWI-5 = 70.2
A review of things you need to know before you sign off on Wednesday; some small retail changes, big population rise, more offices to be built, tough household spending patterns, swaps stable, NZD firm, & more
15th May 24, 3:59pm
61
A review of things you need to know before you sign off on Wednesday; some small retail changes, big population rise, more offices to be built, tough household spending patterns, swaps stable, NZD firm, & more
US sentiment and data better, Powell sings same tune; China sees insurance company stress; German sentiment up; Australia gets a pre-election budget; UST 10yr 4.45%; gold up and oil weaker; NZ$1 = 60.3 USc; TWI-5 = 69.6
15th May 24, 7:19am
121
US sentiment and data better, Powell sings same tune; China sees insurance company stress; German sentiment up; Australia gets a pre-election budget; UST 10yr 4.45%; gold up and oil weaker; NZ$1 = 60.3 USc; TWI-5 = 69.6
Mortgage brokers probably earned about $400m in the March year, up 17% year-on-year, as they gain a significantly larger share of home loan transactions
15th May 24, 6:30am
24
Mortgage brokers probably earned about $400m in the March year, up 17% year-on-year, as they gain a significantly larger share of home loan transactions
A review of things you need to know before you sign off on Tuesday; BNZ falls into line, housing data 'cold', retail slump extends, population mix changes fast, passports issued slow, swaps & NZD on hold, & more
14th May 24, 3:59pm
34
A review of things you need to know before you sign off on Tuesday; BNZ falls into line, housing data 'cold', retail slump extends, population mix changes fast, passports issued slow, swaps & NZD on hold, & more
[updated]
With the shift lower by the last major Aussie bank now complete, we look at whether it is better to take the new lower short home loan rates, or go for the much lower longer term rates
14th May 24, 8:50am
15
With the shift lower by the last major Aussie bank now complete, we look at whether it is better to take the new lower short home loan rates, or go for the much lower longer term rates
US inflation expectations rise; India inflation stable but high; China lubricates its funding for a new stimulus push; Aussie sentiment stable; copper price jumps; UST 10yr 4.49%; gold down and oil firm; NZ$1 = 60.2 USc; TWI-5 = 69.5
14th May 24, 7:19am
67
US inflation expectations rise; India inflation stable but high; China lubricates its funding for a new stimulus push; Aussie sentiment stable; copper price jumps; UST 10yr 4.49%; gold down and oil firm; NZ$1 = 60.2 USc; TWI-5 = 69.5
[updated]
A review of things you need to know before you sign off on Monday; Kiwibank & Westpac cut retail rates, auctions slow, food not pressing inflation, services contracting, expectations ease, swaps & NZD stable
13th May 24, 3:59pm
69
A review of things you need to know before you sign off on Monday; Kiwibank & Westpac cut retail rates, auctions slow, food not pressing inflation, services contracting, expectations ease, swaps & NZD stable
Kiwibank takes its carded one year home loan rate below 7%, the first time any main bank has offered a rate that low for that term in 10 months, cuts key term deposit rates at the same time
13th May 24, 8:46am
19
Kiwibank takes its carded one year home loan rate below 7%, the first time any main bank has offered a rate that low for that term in 10 months, cuts key term deposit rates at the same time
Chinese data lackluster; US sentiment slips; Canada jobs rise; Indian industrial production up; Australia targets social housing fix; UST 10yr 4.50%; gold up and oil down; NZ$1 = 60.2 USc; TWI-5 = 69.6
13th May 24, 7:19am
42
Chinese data lackluster; US sentiment slips; Canada jobs rise; Indian industrial production up; Australia targets social housing fix; UST 10yr 4.50%; gold up and oil down; NZ$1 = 60.2 USc; TWI-5 = 69.6
US sentiment slips but still in rising trend; Canada jobs rise; India industrial production up; China FDI growth slows fast; Australia targets social housing fix; UST 10yr 4.50%; gold up and oil down; NZ$1 = 60.2 USc; TWI-5 = 69.6
11th May 24, 8:05am
40
US sentiment slips but still in rising trend; Canada jobs rise; India industrial production up; China FDI growth slows fast; Australia targets social housing fix; UST 10yr 4.50%; gold up and oil down; NZ$1 = 60.2 USc; TWI-5 = 69.6
