sign up log in
Want to go ad-free? Find out how, here.

Gareth Vaughan

About

Gareth is editor of interest.co.nz and has worked for more than 20 years as a financial journalist in New Zealand and the United Kingdom. He has received awards in the EY Business Journalism Awards, Canon Media Awards, and Shareholders' Association Business Journalism Awards.

Member for

15 years 8 months

Latest articles

TSB now has more lending exposure in Auckland than Taranaki
TSB lending more money in Auckland than Taranaki as annual profit and housing lending surges. Bank sells its Harmoney loan portfolio
30th Jun 21, 5:23pm
by Gareth Vaughan
5
TSB lending more money in Auckland than Taranaki as annual profit and housing lending surges. Bank sells its Harmoney loan portfolio
RBNZ eyes public consultation on the pros & cons of a central bank digital currency
Reserve Bank to consult on, and test the perceived benefits and challenges of, a central bank digital currency
30th Jun 21, 10:48am
by Gareth Vaughan
40
Reserve Bank to consult on, and test the perceived benefits and challenges of, a central bank digital currency
Shareholders in big 4 Aussie banks set to have their boots filled, Morningstar says
Morningstar Equity Research says shareholders in the big four Australasian banks set for mammoth paydays as the banks unwind 'excess' capital holdings
29th Jun 21, 9:34am
by Gareth Vaughan
1
Morningstar Equity Research says shareholders in the big four Australasian banks set for mammoth paydays as the banks unwind 'excess' capital holdings
The decision by Australia's Westpac to retain Westpac NZ leaves unanswered questions
Gareth Vaughan takes a look at the rather odd ownership review of Westpac NZ run by its Australian parent the Westpac Banking Corporation
26th Jun 21, 9:01am
by Gareth Vaughan
6
Gareth Vaughan takes a look at the rather odd ownership review of Westpac NZ run by its Australian parent the Westpac Banking Corporation
A Top 5 featuring housing despair, central bank digital currencies, living with COVID-19 long-term & more
Gareth Vaughan on central bank digital currencies cutting out the banks, why you can't debase a fiat currency, Bernard's most despairing column, living with COVID-19 long-term & a cricket tragic celebrates
25th Jun 21, 2:38pm
by Gareth Vaughan
23
Gareth Vaughan on central bank digital currencies cutting out the banks, why you can't debase a fiat currency, Bernard's most despairing column, living with COVID-19 long-term & a cricket tragic celebrates
BNZ 'thrilled' to be New Zealand’s biggest business lender
BNZ overtakes ANZ to become New Zealand's biggest lender to businesses in a market going backwards
24th Jun 21, 4:31pm
by Gareth Vaughan
4
BNZ overtakes ANZ to become New Zealand's biggest lender to businesses in a market going backwards
Westpac NZ to remain a part of Australia's Westpac Banking Corporation
Australia's Westpac Banking Corporation to retain ownership of Westpac New Zealand after ownership review
24th Jun 21, 10:03am
by Gareth Vaughan
15
Australia's Westpac Banking Corporation to retain ownership of Westpac New Zealand after ownership review
Cyber security, mortgage growth, climate reporting standards & more
A lack of cyber security regulation, loan provision releases racking up, COVID-19 challenges forward looking loss provisioning models, climate-related accounting standards & more
23rd Jun 21, 10:35am
by Gareth Vaughan
1
A lack of cyber security regulation, loan provision releases racking up, COVID-19 challenges forward looking loss provisioning models, climate-related accounting standards & more
Govt toughening AML/CFT oversight of companies with nominee directors
Ministry of Justice requiring enhanced customer due diligence for companies with nominee directors through amendments to anti-money laundering and countering financing of terrorism regulations
21st Jun 21, 9:38am
by Gareth Vaughan
Ministry of Justice requiring enhanced customer due diligence for companies with nominee directors through amendments to anti-money laundering and countering financing of terrorism regulations
Where are banks' mortgage serviceability test rates at?
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
19th Jun 21, 9:01am
by Gareth Vaughan
26
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
RBNZ makes some changes desired by banks in the latest instalment of its long running capital review
RBNZ responds favourably to banks' concerns around terms sheets, dividend stoppers and foreign law oversight in capital review
18th Jun 21, 9:25am
by Gareth Vaughan
RBNZ responds favourably to banks' concerns around terms sheets, dividend stoppers and foreign law oversight in capital review
RBNZ may get access to an NZBA promoted interest rate tool before a DTI tool
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
17th Jun 21, 10:30am
by Gareth Vaughan
22
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
Massive growth in buy now, pay later spending predicted
Juniper Research predicts huge growth in consumer spending via buy now, pay later services over the next five years despite the expected introduction of regulation
15th Jun 21, 9:50am
by Gareth Vaughan
Juniper Research predicts huge growth in consumer spending via buy now, pay later services over the next five years despite the expected introduction of regulation
NZ banks not likely to need capital & liquidity requirements for cryptoasset exposure anytime soon
Central banks' global prudential regulation standard setter proposes weighty capital, and liquidity, requirements for banks' exposure to cryptocurrencies
15th Jun 21, 9:46am
by Gareth Vaughan
1
Central banks' global prudential regulation standard setter proposes weighty capital, and liquidity, requirements for banks' exposure to cryptocurrencies
RBNZ likely to be taking a look at BNZ after AUSTRAC launches AML/CFT probe of NAB
As the Aussie anti-money laundering regulator investigates BNZ's parent, in such scenarios the RBNZ says it typically investigates whether similar issues are present here
14th Jun 21, 9:37am
by Gareth Vaughan
As the Aussie anti-money laundering regulator investigates BNZ's parent, in such scenarios the RBNZ says it typically investigates whether similar issues are present here
Cross border central bank digital currency experiment unveiled
Bank for International Settlements teams with Swiss National Bank, Bank of France, Accenture and others in cross-border central bank digital currency experiment
11th Jun 21, 12:30pm
by Gareth Vaughan
13
Bank for International Settlements teams with Swiss National Bank, Bank of France, Accenture and others in cross-border central bank digital currency experiment
Covered bond extravaganza
Three of New Zealand's big four banks load up on a combined €2.450 billion worth of covered bonds
10th Jun 21, 4:33pm
by Gareth Vaughan
6
Three of New Zealand's big four banks load up on a combined €2.450 billion worth of covered bonds
Against the backdrop of cryptocurrencies, select committee highlights potential impact of technological innovation on public's use of money
Parliament's Finance and Expenditure Committee emphasises importance of RBNZ monitoring the impact of technological innovation on the NZ dollar
9th Jun 21, 10:40am
by Gareth Vaughan
12
Parliament's Finance and Expenditure Committee emphasises importance of RBNZ monitoring the impact of technological innovation on the NZ dollar
Govt to consult on potentially regulating the buy now, pay later sector
Concerned about any consumer harm from buy now, pay later services, Commerce and Consumer Affairs Minister David Clark says government to consult on possible regulation
9th Jun 21, 9:15am
by Gareth Vaughan
6
Concerned about any consumer harm from buy now, pay later services, Commerce and Consumer Affairs Minister David Clark says government to consult on possible regulation
'In many ways we've had a great year, says departing Co-operative Bank CEO
Departing Co-operative Bank CEO David Cunningham sees flat to lower house prices over the next couple of years
5th Jun 21, 9:50am
by Gareth Vaughan
1
Departing Co-operative Bank CEO David Cunningham sees flat to lower house prices over the next couple of years
Kiwibank offers its lowest ever home loan rate, hikes some other rates
Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
4th Jun 21, 1:20pm
by Gareth Vaughan
52
Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
SBS CEO cites advantageous capital position of big 4 banks as SBS pulls back from agriculture & commercial property lending
SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
4th Jun 21, 10:03am
by Gareth Vaughan
5
SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
BNZ paying 1.884% pa for $550 million five-year bond issue
BNZ borrows $550 million through five-year bond issue paying investors 1.884% per annum
3rd Jun 21, 7:29am
by Gareth Vaughan
3
BNZ borrows $550 million through five-year bond issue paying investors 1.884% per annum
Staff untrained in what market sensitive information is involved in RBNZ breach
Deloitte report details how the Reserve Bank could improve its handling of sensitive information after information breaches
2nd Jun 21, 9:22am
by Gareth Vaughan
3
Deloitte report details how the Reserve Bank could improve its handling of sensitive information after information breaches
Big banks' return on equity surges
Profits and return on equity at New Zealand's major banks surge higher on the back of the red hot housing market
1st Jun 21, 9:30am
by Gareth Vaughan
10
Profits and return on equity at New Zealand's major banks surge higher on the back of the red hot housing market