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Household Debt

Institute of International Finance cautions on hidden debt in emerging markets as global debt hits new highs
19th May 22, 12:38pm
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Institute of International Finance cautions on hidden debt in emerging markets as global debt hits new highs
Credit bureau Centrix says business debt demand is starting to rise, suggesting improving business confidence
3rd May 22, 5:00am
8
Credit bureau Centrix says business debt demand is starting to rise, suggesting improving business confidence
[updated]
Consumer NZ says the Bank of Mum and Dad is the fifth biggest owner-occupier lender in New Zealand
28th Apr 22, 8:26am
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Consumer NZ says the Bank of Mum and Dad is the fifth biggest owner-occupier lender in New Zealand
ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions
10th Feb 22, 8:12am
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ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
16th Dec 21, 5:00am
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Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
ASB economists calculate that every one percentage point increase in mortgage interest rates would add $3.3 bln to NZ's household debt servicing costs
23rd Sep 21, 2:05pm
22
ASB economists calculate that every one percentage point increase in mortgage interest rates would add $3.3 bln to NZ's household debt servicing costs
Gareth Vaughan on the danger from African Covid variants, Deutsche Bank's 'pot, kettle black' moment, Elizabeth Warren v Wells Fargo, household debt on the march & the buyers of long-term NZ government debt
17th Sep 21, 10:08am
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Gareth Vaughan on the danger from African Covid variants, Deutsche Bank's 'pot, kettle black' moment, Elizabeth Warren v Wells Fargo, household debt on the march & the buyers of long-term NZ government debt
Aussie parents of NZ's major banks prepared to lend mortgage borrowers up to seven times gross income, which is more than UK, Canadian, Swedish and US banks will lend
14th Sep 21, 6:13pm
2
Aussie parents of NZ's major banks prepared to lend mortgage borrowers up to seven times gross income, which is more than UK, Canadian, Swedish and US banks will lend
Institute of International Finance's Global Debt Monitor shows global debt down slightly in the March quarter
15th May 21, 9:23am
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Institute of International Finance's Global Debt Monitor shows global debt down slightly in the March quarter
Institute of International Finance says unprecedented increase in global debt means it's not clear how the global economy can deleverage without significant adverse implications for economic activity
19th Nov 20, 9:00am
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Institute of International Finance says unprecedented increase in global debt means it's not clear how the global economy can deleverage without significant adverse implications for economic activity
Alison Brook says while Covid-19 is unlikely to signal the end of the office, if working from home can improve productivity then this could be a rare positive arising from the crisis
16th Sep 20, 12:57pm
25
Alison Brook says while Covid-19 is unlikely to signal the end of the office, if working from home can improve productivity then this could be a rare positive arising from the crisis
Alison Brook asks if, in the context of our already high levels of household debt, we are relegating ourselves to a tepid, low-growth recovery
3rd Sep 20, 8:57am
101
Alison Brook asks if, in the context of our already high levels of household debt, we are relegating ourselves to a tepid, low-growth recovery
Boss of credit bureau Centrix surprised by volume of borrowers in arrears not seeking a mortgage deferral, says credit demand fell across country when Auckland moved into new lockdown
19th Aug 20, 10:45am
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Boss of credit bureau Centrix surprised by volume of borrowers in arrears not seeking a mortgage deferral, says credit demand fell across country when Auckland moved into new lockdown
Alison Brook argues the COVID-19 crisis offers the opportunity for New Zealand to reorientate to a 'new normal' that will enable it to shrug off the decades of poor productivity and create sustainable growth
13th Aug 20, 12:33pm
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Alison Brook argues the COVID-19 crisis offers the opportunity for New Zealand to reorientate to a 'new normal' that will enable it to shrug off the decades of poor productivity and create sustainable growth
Brian Fallow asks just how freaked out or sanguine we should be about burgeoning public debt
9th Aug 20, 6:02am
50
Brian Fallow asks just how freaked out or sanguine we should be about burgeoning public debt
MMT economist Steven Hail argues that, as long as the New Zealand Government remains a monetary sovereign, there can never be a government debt crisis
4th Aug 20, 12:15pm
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MMT economist Steven Hail argues that, as long as the New Zealand Government remains a monetary sovereign, there can never be a government debt crisis
RBNZ Deputy Governor: Saying goodbye to mortgage lending restrictions won't cause rapid credit growth - the bigger risk right now is banks being too conservative
21st Apr 20, 7:12pm
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RBNZ Deputy Governor: Saying goodbye to mortgage lending restrictions won't cause rapid credit growth - the bigger risk right now is banks being too conservative
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
20th Dec 19, 5:00am
25
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
Benje Patterson explores the key contributors to private sector debt, as well as basic rules of thumb to put this debt in context
21st Nov 19, 12:03pm
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Benje Patterson explores the key contributors to private sector debt, as well as basic rules of thumb to put this debt in context
Gareth Vaughan argues the RBNZ's proposals to increase bank capital requirements could be good for both NZ banking competition and NZ taxpayers
30th Apr 19, 5:00am
42
Gareth Vaughan argues the RBNZ's proposals to increase bank capital requirements could be good for both NZ banking competition and NZ taxpayers
Kiwibank chief economist Jarrod Kerr says as central banks continue grappling with the impacts of the Global Financial Crisis, governments could be doing more to help
8th Apr 19, 12:14pm
24
Kiwibank chief economist Jarrod Kerr says as central banks continue grappling with the impacts of the Global Financial Crisis, governments could be doing more to help
Fitch sees Auckland continuing to record lower house price growth than other NZ regions this year with price falls likely
16th Jan 19, 4:49pm
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Fitch sees Auckland continuing to record lower house price growth than other NZ regions this year with price falls likely
Gareth Vaughan details the two reports, the consultation process and the chart he'll be keeping a close eye on in 2019
24th Dec 18, 7:02am
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Gareth Vaughan details the two reports, the consultation process and the chart he'll be keeping a close eye on in 2019
A 325% debt-to-disposable income ratio, household debt growing at a more sustainable rate, horticulture lending being monitored, eye watering life insurance commissions & more from the RBNZ's FSR
29th Nov 18, 12:00pm
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A 325% debt-to-disposable income ratio, household debt growing at a more sustainable rate, horticulture lending being monitored, eye watering life insurance commissions & more from the RBNZ's FSR
Reserve Bank data shows non-bank financial institutions growing housing and consumer lending strongly
2nd Oct 18, 2:12pm
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Reserve Bank data shows non-bank financial institutions growing housing and consumer lending strongly