Household Debt

16 Jan 19, 4:49pm
Fitch sees Auckland continuing to record lower house price growth than other NZ regions this year with price falls likely
24 Dec 18, 7:02am
Gareth Vaughan details the two reports, the consultation process and the chart he'll be keeping a close eye on in 2019
29 Nov 18, 12:00pm
A 325% debt-to-disposable income ratio, household debt growing at a more sustainable rate, horticulture lending being monitored, eye watering life insurance commissions & more from the RBNZ's FSR
2 Oct 18, 2:12pm
Reserve Bank data shows non-bank financial institutions growing housing and consumer lending strongly
23 Sep 18, 6:02am
If you think New Zealand's households are much more vulnerable now than just before the GFC, you are wrong according to the data collated by David Chaston
26 Jul 18, 10:14am
Geoff Simmons separates the 'fake' reasons from the good reasons for talking about government debt
16 Jul 18, 1:20pm
The amount of equity borrowers have in their homes has increased significantly since LVRs were introduced
28 Jun 18, 11:28am
Do we have a household debt problem? Yes we do, but it is not as severe as you may think and we are getting it under control, David Chaston says
21 Jun 18, 10:52am
UBS points out APRA's focus on debt-to-income levels may significantly reduce the borrowing capacity of many would-be Aussie home buyers
30 May 18, 1:04pm
RBNZ Governor Adrian Orr is confident NZ’s highly indebted households can withstand interest rate rises, as long as there are no ‘abrupt changes’
30 Apr 18, 1:42pm
Westpac economists see Govt policies as acting to rein in household debt and providing scope for the Reserve Bank to further loosen lending restrictions
6 Mar 18, 9:35am
Credit-supply expansions play a key role in subsequent recessions. Households take on more debt when lenders make it more available or more affordable, which drives up aggregate demand – that is, until the music stops
5 Mar 18, 10:54am
When we hear about household debt stress, David Chaston wonders whether we are looking at the most relevant data. Household budgets will only be stressed when the servicing costs rise
4 Mar 18, 7:24am
In 1988, 1998 and 2008, NZ’s economy took a beating due to a crisis the year prior – some have termed it 'the curse of the eight'; as NZ makes its way through 2018, there is a sense of optimism the curse may have been broken
29 Nov 17, 6:39am
Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
22 Nov 17, 8:42am
Jacob Shapiro warns that when the next US recession comes, it will strike with inequality at new heights, which is likely to translate into massive political change
25 Oct 17, 10:27am
Kiwibank's economists probe whether the housing boom is turning to a bust or has just hit a temporary bump in the road
16 Oct 17, 10:44am
Aussie parents of NZ's big 4 banks seen facing increased risk of mis-selling claims as interest-only mortgage borrowers come under pressure
6 Sep 17, 4:12pm
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
19 Jul 17, 10:22am
Parents of NZ's big 4 banks to require Common Equity Tier 1 capital ratios of at least 10.5% to meet APRA's ‘unquestionably strong’ benchmark


8 Mar 17, 5:00pm
6 Mar 17, 3:53pm
27 Oct 16, 7:38am
3 Oct 16, 4:07pm
12 Sep 16, 9:23am
13 Jun 16, 3:38pm
19 May 16, 4:00pm
12 May 16, 8:50am