sign up log in
Want to go ad-free? Find out how, here.

Household Debt

Gareth Vaughan on the danger from African Covid variants, Deutsche Bank's 'pot, kettle black' moment, Elizabeth Warren v Wells Fargo, household debt on the march & the buyers of long-term NZ government debt
17th Sep 21, 10:08am
28
Gareth Vaughan on the danger from African Covid variants, Deutsche Bank's 'pot, kettle black' moment, Elizabeth Warren v Wells Fargo, household debt on the march & the buyers of long-term NZ government debt
Aussie parents of NZ's major banks prepared to lend mortgage borrowers up to seven times gross income, which is more than UK, Canadian, Swedish and US banks will lend
14th Sep 21, 6:13pm
2
Aussie parents of NZ's major banks prepared to lend mortgage borrowers up to seven times gross income, which is more than UK, Canadian, Swedish and US banks will lend
Institute of International Finance's Global Debt Monitor shows global debt down slightly in the March quarter
15th May 21, 9:23am
2
Institute of International Finance's Global Debt Monitor shows global debt down slightly in the March quarter
Institute of International Finance says unprecedented increase in global debt means it's not clear how the global economy can deleverage without significant adverse implications for economic activity
19th Nov 20, 9:00am
42
Institute of International Finance says unprecedented increase in global debt means it's not clear how the global economy can deleverage without significant adverse implications for economic activity
Alison Brook says while Covid-19 is unlikely to signal the end of the office, if working from home can improve productivity then this could be a rare positive arising from the crisis
16th Sep 20, 12:57pm
25
Alison Brook says while Covid-19 is unlikely to signal the end of the office, if working from home can improve productivity then this could be a rare positive arising from the crisis
Alison Brook asks if, in the context of our already high levels of household debt, we are relegating ourselves to a tepid, low-growth recovery
3rd Sep 20, 8:57am
101
Alison Brook asks if, in the context of our already high levels of household debt, we are relegating ourselves to a tepid, low-growth recovery
Boss of credit bureau Centrix surprised by volume of borrowers in arrears not seeking a mortgage deferral, says credit demand fell across country when Auckland moved into new lockdown
19th Aug 20, 10:45am
20
Boss of credit bureau Centrix surprised by volume of borrowers in arrears not seeking a mortgage deferral, says credit demand fell across country when Auckland moved into new lockdown
Alison Brook argues the COVID-19 crisis offers the opportunity for New Zealand to reorientate to a 'new normal' that will enable it to shrug off the decades of poor productivity and create sustainable growth
13th Aug 20, 12:33pm
38
Alison Brook argues the COVID-19 crisis offers the opportunity for New Zealand to reorientate to a 'new normal' that will enable it to shrug off the decades of poor productivity and create sustainable growth
Brian Fallow asks just how freaked out or sanguine we should be about burgeoning public debt
9th Aug 20, 6:02am
50
Brian Fallow asks just how freaked out or sanguine we should be about burgeoning public debt
MMT economist Steven Hail argues that, as long as the New Zealand Government remains a monetary sovereign, there can never be a government debt crisis
4th Aug 20, 12:15pm
101
MMT economist Steven Hail argues that, as long as the New Zealand Government remains a monetary sovereign, there can never be a government debt crisis
RBNZ Deputy Governor: Saying goodbye to mortgage lending restrictions won't cause rapid credit growth - the bigger risk right now is banks being too conservative
21st Apr 20, 7:12pm
55
RBNZ Deputy Governor: Saying goodbye to mortgage lending restrictions won't cause rapid credit growth - the bigger risk right now is banks being too conservative
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
20th Dec 19, 5:00am
25
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
Benje Patterson explores the key contributors to private sector debt, as well as basic rules of thumb to put this debt in context
21st Nov 19, 12:03pm
41
Benje Patterson explores the key contributors to private sector debt, as well as basic rules of thumb to put this debt in context
Gareth Vaughan argues the RBNZ's proposals to increase bank capital requirements could be good for both NZ banking competition and NZ taxpayers
30th Apr 19, 5:00am
42
Gareth Vaughan argues the RBNZ's proposals to increase bank capital requirements could be good for both NZ banking competition and NZ taxpayers
Kiwibank chief economist Jarrod Kerr says as central banks continue grappling with the impacts of the Global Financial Crisis, governments could be doing more to help
8th Apr 19, 12:14pm
24
Kiwibank chief economist Jarrod Kerr says as central banks continue grappling with the impacts of the Global Financial Crisis, governments could be doing more to help
Fitch sees Auckland continuing to record lower house price growth than other NZ regions this year with price falls likely
16th Jan 19, 4:49pm
22
Fitch sees Auckland continuing to record lower house price growth than other NZ regions this year with price falls likely
Gareth Vaughan details the two reports, the consultation process and the chart he'll be keeping a close eye on in 2019
24th Dec 18, 7:02am
80
Gareth Vaughan details the two reports, the consultation process and the chart he'll be keeping a close eye on in 2019
A 325% debt-to-disposable income ratio, household debt growing at a more sustainable rate, horticulture lending being monitored, eye watering life insurance commissions & more from the RBNZ's FSR
29th Nov 18, 12:00pm
27
A 325% debt-to-disposable income ratio, household debt growing at a more sustainable rate, horticulture lending being monitored, eye watering life insurance commissions & more from the RBNZ's FSR
Reserve Bank data shows non-bank financial institutions growing housing and consumer lending strongly
2nd Oct 18, 2:12pm
10
Reserve Bank data shows non-bank financial institutions growing housing and consumer lending strongly
If you think New Zealand's households are much more vulnerable now than just before the GFC, you are wrong according to the data collated by David Chaston
23rd Sep 18, 6:02am
106
If you think New Zealand's households are much more vulnerable now than just before the GFC, you are wrong according to the data collated by David Chaston
Geoff Simmons separates the 'fake' reasons from the good reasons for talking about government debt
26th Jul 18, 10:14am
39
Geoff Simmons separates the 'fake' reasons from the good reasons for talking about government debt
The amount of equity borrowers have in their homes has increased significantly since LVRs were introduced
16th Jul 18, 1:20pm
80
The amount of equity borrowers have in their homes has increased significantly since LVRs were introduced
Do we have a household debt problem? Yes we do, but it is not as severe as you may think and we are getting it under control, David Chaston says
28th Jun 18, 11:28am
24
Do we have a household debt problem? Yes we do, but it is not as severe as you may think and we are getting it under control, David Chaston says
UBS points out APRA's focus on debt-to-income levels may significantly reduce the borrowing capacity of many would-be Aussie home buyers
21st Jun 18, 10:52am
UBS points out APRA's focus on debt-to-income levels may significantly reduce the borrowing capacity of many would-be Aussie home buyers
RBNZ Governor Adrian Orr is confident NZ’s highly indebted households can withstand interest rate rises, as long as there are no ‘abrupt changes’
30th May 18, 1:04pm
by Jason Walls
68
RBNZ Governor Adrian Orr is confident NZ’s highly indebted households can withstand interest rate rises, as long as there are no ‘abrupt changes’