David Chaston

US home sales slip; Canadian retail sales lower; tariff waivers get political; another key Brexit vote imminent; Aussie bank targets residential investors; UST 10yr yield at 1.79%; oil up and gold unchanged; NZ$1 = 64.1 USc; TWI-5 = 69

US home sales slip; Canadian retail sales lower; tariff waivers get political; another key Brexit vote imminent; Aussie bank targets residential investors; UST 10yr yield at 1.79%; oil up and gold unchanged; NZ$1 = 64.1 USc; TWI-5 = 69

A review of things you need to know before you go home on Tuesday; a few rate changes, affordability improves, e-scooters cost taxpayers, Southern Response winding up, swaps higher, NZD higher, & more

A review of things you need to know before you go home on Tuesday; a few rate changes, affordability improves, e-scooters cost taxpayers, Southern Response winding up, swaps higher, NZD higher, & more

Farm land prices are not rising and haven't been for at least a decade. Clearly farmers are not 'farming for capital gains', no matter what farm type you review

Farm land prices are not rising and haven't been for at least a decade. Clearly farmers are not 'farming for capital gains', no matter what farm type you review

Wall Street mood improves; China house price growth slips; key China rate on hold; Japanese exports fall; sharp wealth changes; UST 10yr yield at 1.80%; oil and gold lower; NZ$1 = 64 USc; TWI-5 = 68.9

Wall Street mood improves; China house price growth slips; key China rate on hold; Japanese exports fall; sharp wealth changes; UST 10yr yield at 1.80%; oil and gold lower; NZ$1 = 64 USc; TWI-5 = 68.9

A review of things you need to know before you go home on Monday; lower rates, broader incentives, credit card growth stunted, BNPL extends, swaps up, NZD up, & more

A review of things you need to know before you go home on Monday; lower rates, broader incentives, credit card growth stunted, BNPL extends, swaps up, NZD up, & more

The re-emergence of cash-back home loan incentives in public mortgage advertising heralds an elevated drive for business by a number of banks

The re-emergence of cash-back home loan incentives in public mortgage advertising heralds an elevated drive for business by a number of banks

US corporate earnings flat; Japan eyes deeper negative rates; China growth slows; Brexit shambles continues; AU banks shun clients with AfterPay; UST 10yr yield at 1.75%; oil and gold little-changed; NZ$1 = 63.9 USc; TWI-5 = 68.7

US corporate earnings flat; Japan eyes deeper negative rates; China growth slows; Brexit shambles continues; AU banks shun clients with AfterPay; UST 10yr yield at 1.75%; oil and gold little-changed; NZ$1 = 63.9 USc; TWI-5 = 68.7

A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too

A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too

Wall Street middling; US Q3 growth low; China growth downshifts; China clamps down on P2P; US tariffs EU goods; eyes on Brexit vote; NZ GDP firm; UST 10yr 1.75%; oil unchanged and gold lower; NZ$1 = 63.7 USc; TWI-5 = 68.6

Wall Street middling; US Q3 growth low; China growth downshifts; China clamps down on P2P; US tariffs EU goods; eyes on Brexit vote; NZ GDP firm; UST 10yr 1.75%; oil unchanged and gold lower; NZ$1 = 63.7 USc; TWI-5 = 68.6

A review of things you need to know before you go home on Friday; ASB cuts, goMoney used by 1 mln, FMA warns, retirement home risks, marine risks, China's growth holds high, swaps up again, NZD rises, & more

A review of things you need to know before you go home on Friday; ASB cuts, goMoney used by 1 mln, FMA warns, retirement home risks, marine risks, China's growth holds high, swaps up again, NZD rises, & more

The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line

The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line

American housing and factories stumble; Canadian jobs rise; China targets trade deal signing; EU gets its Brexit deal, now up to London signoff; UST 10yr yield at 1.74%; oil unchanged and gold up; NZ$1 = 63.5 USc; TWI-5 = 68.5

American housing and factories stumble; Canadian jobs rise; China targets trade deal signing; EU gets its Brexit deal, now up to London signoff; UST 10yr yield at 1.74%; oil unchanged and gold up; NZ$1 = 63.5 USc; TWI-5 = 68.5

A review of things you need to know before you go home on Thursday; some significant rate cuts, investors tire on low yields, businesses struggle, swaps firm, NZD soft, & more

A review of things you need to know before you go home on Thursday; some significant rate cuts, investors tire on low yields, businesses struggle, swaps firm, NZD soft, & more

This week BNZ, Kiwibank and Rabobank have cut term deposit rates and a 3% offer is only available from SBS Bank now. We update where term deposit rates are being pitched in this ever-declining space

This week BNZ, Kiwibank and Rabobank have cut term deposit rates and a 3% offer is only available from SBS Bank now. We update where term deposit rates are being pitched in this ever-declining space

BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals

BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals

US retail sales sag, inventories jump; Canada CPI stuck; China commercial property woes; EU CPI dips; US investors shun equities for bonds; UST 10yr yield at 1.75%; oil unchanged and gold up; NZ$1 = 62.9 USc; TWI-5 = 68.1

US retail sales sag, inventories jump; Canada CPI stuck; China commercial property woes; EU CPI dips; US investors shun equities for bonds; UST 10yr yield at 1.75%; oil unchanged and gold up; NZ$1 = 62.9 USc; TWI-5 = 68.1

A review of things you need to know before you go home on Wednesday; no rate changes, CPI rise beats estimates, farm sales up, dairy payout views positive, SMEs paid sooner, swaps up, NZD soft, & more

A review of things you need to know before you go home on Wednesday; no rate changes, CPI rise beats estimates, farm sales up, dairy payout views positive, SMEs paid sooner, swaps up, NZD soft, & more

Dairy prices flat; IMF downgrades growth; China reveals tariff conditions; Wall Street up on earnings; Brexit deal possible; China debt jumps; UST 10yr yield at 1.76%; oil unchanged and gold down; NZ$1 = 62.8 USc; TWI-5 = 68.2

Dairy prices flat; IMF downgrades growth; China reveals tariff conditions; Wall Street up on earnings; Brexit deal possible; China debt jumps; UST 10yr yield at 1.76%; oil unchanged and gold down; NZ$1 = 62.8 USc; TWI-5 = 68.2

Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates

Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates

A review of things you need to know before you go home on Tuesday; no rate reactions yet, house prices at record highs, immigration up +9%, tourist arrivals up strongly, swaps slip, NZD stable, & more

A review of things you need to know before you go home on Tuesday; no rate reactions yet, house prices at record highs, immigration up +9%, tourist arrivals up strongly, swaps slip, NZD stable, & more

China trade surplus rises; India inflation up; US mortgage rates down; EU industrial production falls; Wall Street opens week flat; UST 10yr yield at 1.73%; oil down and gold up; NZ$1 = 63 USc; TWI-5 = 68.4

China trade surplus rises; India inflation up; US mortgage rates down; EU industrial production falls; Wall Street opens week flat; UST 10yr yield at 1.73%; oil down and gold up; NZ$1 = 63 USc; TWI-5 = 68.4

A review of things you need to know before you go home on Monday; ANZ cuts mortgage rates, Kiwibank trims TD rates, service sector expansion rolls on, eyes on CPI, swaps up again, NZD holds, & more

A review of things you need to know before you go home on Monday; ANZ cuts mortgage rates, Kiwibank trims TD rates, service sector expansion rolls on, eyes on CPI, swaps up again, NZD holds, & more

China wins in mini deal with the US; US sentiment rises; Fed buys more USTs; Canada jobs market improves; China capital flight high; AU pressures banks; UST 10yr yield at 1.73%; oil and gold up; NZ$1 = 63.4 USc; TWI-5 = 68.7

China wins in mini deal with the US; US sentiment rises; Fed buys more USTs; Canada jobs market improves; China capital flight high; AU pressures banks; UST 10yr yield at 1.73%; oil and gold up; NZ$1 = 63.4 USc; TWI-5 = 68.7

Wall Street rises; US-China trade talks positive; US consumer sentiment rises; US Fed pumps; Canada jobs jump; China capital flight rises; UST 10yr 1.77%; oil up and gold lower; NZ$1 = 63.4 USc; TWI-5 = 68.6

Wall Street rises; US-China trade talks positive; US consumer sentiment rises; US Fed pumps; Canada jobs jump; China capital flight rises; UST 10yr 1.77%; oil up and gold lower; NZ$1 = 63.4 USc; TWI-5 = 68.6

A review of things you need to know before you go home on Friday; no rate changes, retail sales weak, factory PMIs very weak, prefab reforms, Foran comes home, swaps race higher and steeper, NZD holds, & more

A review of things you need to know before you go home on Friday; no rate changes, retail sales weak, factory PMIs very weak, prefab reforms, Foran comes home, swaps race higher and steeper, NZD holds, & more