David Chaston

A review of things you need to know before you go home on Tuesday; ANZ cuts a mortgage rate, job confidence soft, export success thanks to China, swaps firm, NZD rising, & more

A review of things you need to know before you go home on Tuesday; ANZ cuts a mortgage rate, job confidence soft, export success thanks to China, swaps firm, NZD rising, & more

David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay

David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay

US manufacturing slows; China meat imports jump; China urbanisation grows; India faces severe regional water crisis; Turkey faces reckoning; UST 10yr yield at 2.02%; oil unchanged and gold up; NZ$1 = 66.2 USc; TWI-5 = 70.7

US manufacturing slows; China meat imports jump; China urbanisation grows; India faces severe regional water crisis; Turkey faces reckoning; UST 10yr yield at 2.02%; oil unchanged and gold up; NZ$1 = 66.2 USc; TWI-5 = 70.7

A review of things you need to know before you go home on Monday; key mortgage rate changes, deposit protection coming, farmers beat ANZ in court, swaps up, NZD stable, & more

A review of things you need to know before you go home on Monday; key mortgage rate changes, deposit protection coming, farmers beat ANZ in court, swaps up, NZD stable, & more

Two cuts to fixed mortgage rates and one increase come from BNZ as they tweak their carded offers. Even in the real estate off-season banks manoeuvre to get a competitive advantage

Two cuts to fixed mortgage rates and one increase come from BNZ as they tweak their carded offers. Even in the real estate off-season banks manoeuvre to get a competitive advantage

US bank stress tests clear; US PMIs weak; US house sales rise; Japan PMIs contract; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4, BIS warns on cryptos

US bank stress tests clear; US PMIs weak; US house sales rise; Japan PMIs contract; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4, BIS warns on cryptos

In a falling mortgage rate market, a major lender shifts a key rate higher, putting it back in the middle of the pack

In a falling mortgage rate market, a major lender shifts a key rate higher, putting it back in the middle of the pack

US PMIs buckle; US home sales turn up; Canada retail weak; Japan PMI's contract; EU PMIs brighten; equities post big June gains; UST 10yr 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4

US PMIs buckle; US home sales turn up; Canada retail weak; Japan PMI's contract; EU PMIs brighten; equities post big June gains; UST 10yr 2.06%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.4

A review of things you need to know before you go home on Friday; ASB cuts mortgage rates, farm sales low, long wait for tax refund, Paterson returns, swaps lower, NZD higher, & more

A review of things you need to know before you go home on Friday; ASB cuts mortgage rates, farm sales low, long wait for tax refund, Paterson returns, swaps lower, NZD higher, & more

Another major home loan lender trims interest rates for some popular terms, matching a big rival, but also going lower than most other majors with its eighteen month fixed rate

Another major home loan lender trims interest rates for some popular terms, matching a big rival, but also going lower than most other majors with its eighteen month fixed rate

Bond yields dive on risk aversion; US rail shipments fall; China extends its stimulus. EU sentiment falls, Norway hikes rates; Westpac flip-flops; UST 10yr yield at 2.00%; oil and gold jump; NZ$1 = 65.9 USc; TWI-5 = 70.6

Bond yields dive on risk aversion; US rail shipments fall; China extends its stimulus. EU sentiment falls, Norway hikes rates; Westpac flip-flops; UST 10yr yield at 2.00%; oil and gold jump; NZ$1 = 65.9 USc; TWI-5 = 70.6

A review of things you need to know before you go home on Thursday; minor rate changes, GDP growth scepticism, more gold exported, farmgate milk price forecast held, swaps fall hard, NZD rises, & more

A review of things you need to know before you go home on Thursday; minor rate changes, GDP growth scepticism, more gold exported, farmgate milk price forecast held, swaps fall hard, NZD rises, & more

US Fed no longer 'patient', but holds off rate cut anyway; Canada inflation rising; China liquidity stress grows; iron ore price rises again; UST 10yr yield at 2.03%; oil down and gold up; NZ$1 = 65.4 USc; TWI-5 = 70.3

US Fed no longer 'patient', but holds off rate cut anyway; Canada inflation rising; China liquidity stress grows; iron ore price rises again; UST 10yr yield at 2.03%; oil down and gold up; NZ$1 = 65.4 USc; TWI-5 = 70.3

A review of things you need to know before you go home on Wednesday; a mortgage rate change, tame current account deficit, foreign debt falls, lower dairy prices, swaps down, NZD firm, & more

A review of things you need to know before you go home on Wednesday; a mortgage rate change, tame current account deficit, foreign debt falls, lower dairy prices, swaps down, NZD firm, & more

Dairy prices weak again; US housing starts weak; German sentiment dives; Draghi signals new stimulus; G20 US-China meeting on; Facebook announces Libra; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.2 USc; TWI-5 = 70.3

Dairy prices weak again; US housing starts weak; German sentiment dives; Draghi signals new stimulus; G20 US-China meeting on; Facebook announces Libra; UST 10yr yield at 2.06%; oil and gold up; NZ$1 = 65.2 USc; TWI-5 = 70.3

A review of things you need to know before you go home on Tuesday; Co-op Bank makes TD changes, consumer sentiment weak, tractor sales growing, RBA turns gloomy, swaps soft, NZD holds & more

A review of things you need to know before you go home on Tuesday; Co-op Bank makes TD changes, consumer sentiment weak, tractor sales growing, RBA turns gloomy, swaps soft, NZD holds & more

NY factories in sharp turn down; KMPG pays huge fine for integrity bust; China surrenders at WTO; China bank contagion worry; UN revises population forecast; UST 10yr yield at 2.09%; oil and gold stable; NZ$1 = 65 USc; TWI-5 = 70

NY factories in sharp turn down; KMPG pays huge fine for integrity bust; China surrenders at WTO; China bank contagion worry; UN revises population forecast; UST 10yr yield at 2.09%; oil and gold stable; NZ$1 = 65 USc; TWI-5 = 70

David Chaston suggests the premium on NZ term deposit rates over those in other countries might be explained by our lack of deposit insurance. He checks how we benchmark with other countries with a taxpayer backstop

David Chaston suggests the premium on NZ term deposit rates over those in other countries might be explained by our lack of deposit insurance. He checks how we benchmark with other countries with a taxpayer backstop

A review of things you need to know before you go home on Monday; no rate changes, Hisco dumped, services weak, occupancy rates up, inflation up, fx volumes up, swaps rise, NZF firm, & more

A review of things you need to know before you go home on Monday; no rate changes, Hisco dumped, services weak, occupancy rates up, inflation up, fx volumes up, swaps rise, NZF firm, & more

India hits US with tariff rises; Hong Kong in huge protest; China retail rises; China taxes fall; US retail up, sentiment down; Aussie house auctions rise; UST 10yr yield at 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 69.9

India hits US with tariff rises; Hong Kong in huge protest; China retail rises; China taxes fall; US retail up, sentiment down; Aussie house auctions rise; UST 10yr yield at 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 69.9

There is a substantial interest rate benefit for being a term deposit saver on this side of the Tasman, even after adjusting for the OCR differences and the inflation rate difference. NZ banks hold some for savers

There is a substantial interest rate benefit for being a term deposit saver on this side of the Tasman, even after adjusting for the OCR differences and the inflation rate difference. NZ banks hold some for savers

US retail sales good but business indicators turn down; China retail sales good but business indicators weaken; Russia cuts; equities flat; UST 10yr 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 70

US retail sales good but business indicators turn down; China retail sales good but business indicators weaken; Russia cuts; equities flat; UST 10yr 2.08%; oil and gold unchanged; NZ$1 = 64.9 USc; TWI-5 = 70

A review of things you need to know before you go home on Friday; mortgage and TD rate changes, house sale volumes sink, PMIs retreat, food prices low, rents up, swaps sink, NZD down, & more

A review of things you need to know before you go home on Friday; mortgage and TD rate changes, house sale volumes sink, PMIs retreat, food prices low, rents up, swaps sink, NZD down, & more

US jobless claims rise; US imports and exports fall; eyes on Fed; China readies new monetary responses; Aussie jobs growth all part-time; UST 10yr yield at 2.10%; oil and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.6

US jobless claims rise; US imports and exports fall; eyes on Fed; China readies new monetary responses; Aussie jobs growth all part-time; UST 10yr yield at 2.10%; oil and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.6

A review of things you need to know before you go home on Thursday; HNZ cuts mortgage rates, Afterpay investigated, Aussie jobs grow, but most part-time, swaps dip again, NZD firmer, & more

A review of things you need to know before you go home on Thursday; HNZ cuts mortgage rates, Afterpay investigated, Aussie jobs grow, but most part-time, swaps dip again, NZD firmer, & more