David Chaston

A review of things you need to know before you go home on Friday; many rate cuts, confidence bounce, housing debt falls, bank deposits jump, swaps little-changed, NZD firm, & more

A review of things you need to know before you go home on Friday; many rate cuts, confidence bounce, housing debt falls, bank deposits jump, swaps little-changed, NZD firm, & more

US jobless claims mount higher; US durable goods orders tank; US GDP dives; international trade falls; China launches ever more stimulus; UST 10yr yield at 0.70%; oil firm and gold unchanged; NZ$1 = 62.2 USc; TWI-5 = 67.7

US jobless claims mount higher; US durable goods orders tank; US GDP dives; international trade falls; China launches ever more stimulus; UST 10yr yield at 0.70%; oil firm and gold unchanged; NZ$1 = 62.2 USc; TWI-5 = 67.7

The Red Bank has trimmed mortgage 'specials' across the board, with none of these sub 80% LVR rates over 3%. But their Standard rates aren't moving at this time

The Red Bank has trimmed mortgage 'specials' across the board, with none of these sub 80% LVR rates over 3%. But their Standard rates aren't moving at this time

A review of things you need to know before you go home on Thursday; more rate cuts, price-match promise back, confidence grim, job numbers fall, swaps flat, NZD unchanged, & more

A review of things you need to know before you go home on Thursday; more rate cuts, price-match promise back, confidence grim, job numbers fall, swaps flat, NZD unchanged, & more

We want to hear from you. We want to publish useful articles and content, so understanding what readers want from us is an important insight. Here is your chance to have your say

We want to hear from you. We want to publish useful articles and content, so understanding what readers want from us is an important insight. Here is your chance to have your say

Trader sentiment in alternate reality to economic data; Fed balance sheet jumps; EU with grand plan; China takes many knocks; APRA warns banks; UST 10yr yield at 0.69%; oil firm and gold soft; NZ$1 = 62 USc; TWI-5 = 67.7

Trader sentiment in alternate reality to economic data; Fed balance sheet jumps; EU with grand plan; China takes many knocks; APRA warns banks; UST 10yr yield at 0.69%; oil firm and gold soft; NZ$1 = 62 USc; TWI-5 = 67.7

A review of things you need to know before you go home on Wednesday; more sharp rate cuts, market and regulator slaps, housing confidence dives, $1 bln tout de suite, swaps stable, NZD firm & more

A review of things you need to know before you go home on Wednesday; more sharp rate cuts, market and regulator slaps, housing confidence dives, $1 bln tout de suite, swaps stable, NZD firm & more

BNZ makes further cuts to both home loan and term deposit rates, and resets its Standard mortgage rates lower across the board. The pace of reductions isn't slowing

BNZ makes further cuts to both home loan and term deposit rates, and resets its Standard mortgage rates lower across the board. The pace of reductions isn't slowing

Risk sentiment jumps in all markets; most data doesn't support the mood swing; US pharmacies prepare for second virus wave; UST 10yr yield at 0.69%; oil firm and gold soft; NZ$1 = 62 USc; TWI-5 = 67.7

Risk sentiment jumps in all markets; most data doesn't support the mood swing; US pharmacies prepare for second virus wave; UST 10yr yield at 0.69%; oil firm and gold soft; NZ$1 = 62 USc; TWI-5 = 67.7

A review of things you need to know before you go home on Tuesday; very low TD rates, huge cash burn, farmers feel more loved by banks, consumer spending stages a comeback, swaps up, NZD firm, & more

A review of things you need to know before you go home on Tuesday; very low TD rates, huge cash burn, farmers feel more loved by banks, consumer spending stages a comeback, swaps up, NZD firm, & more

ANZ takes term deposit rate offers down to levels never seen before, with almost no offers above 2%. It is hoping savers just take it despite significant benefits for shifting to another bank

ANZ takes term deposit rate offers down to levels never seen before, with almost no offers above 2%. It is hoping savers just take it despite significant benefits for shifting to another bank

If you don't have a 20% deposit for a house purchase, all banks will add some serious additional costs to your repayments - but a few add a lot less than others

If you don't have a 20% deposit for a house purchase, all banks will add some serious additional costs to your repayments - but a few add a lot less than others

Australia points to cold turkey; Taiwan shows what's possible; China suggests an inward turn; Europe struggles with economic traction; UST 10yr yield at 0.66%; oil firm and gold soft; NZ$1 = 61 USc; TWI-5 = 67

Australia points to cold turkey; Taiwan shows what's possible; China suggests an inward turn; Europe struggles with economic traction; UST 10yr yield at 0.66%; oil firm and gold soft; NZ$1 = 61 USc; TWI-5 = 67

HSBC grabs the 'lowest rate' mantle with sharp cuts for all terms for its Premier offers, none over 3%, and the lowest home loan rate ever at 2.60% for a one year fixed term

HSBC grabs the 'lowest rate' mantle with sharp cuts for all terms for its Premier offers, none over 3%, and the lowest home loan rate ever at 2.60% for a one year fixed term

A review of things you need to know before you go home on Monday: new record low rate, a bond killing, FHB deposit struggles, more zeros, job loss payments, swaps unchanged, NZD soft, & more

A review of things you need to know before you go home on Monday: new record low rate, a bond killing, FHB deposit struggles, more zeros, job loss payments, swaps unchanged, NZD soft, & more

With world's attention on economic woes, China cracks down on Hong Kong; China and Japan launch huge new stimulus; big job losses mount; UST 10yr yield at 0.66%; oil and gold unchanged; NZ$1 = 61.1 USc; TWI-5 = 67.1

With world's attention on economic woes, China cracks down on Hong Kong; China and Japan launch huge new stimulus; big job losses mount; UST 10yr yield at 0.66%; oil and gold unchanged; NZ$1 = 61.1 USc; TWI-5 = 67.1

Hong Kong tensions rise; China announces vast stimulus; Japan also launches huge new program; EU car industry on its knees; giant Aussie math mistake; UST 10yr yield at 0.66%; oil down and gold up; NZ$1 = 60.9 USc; TWI-5 = 66.9

Hong Kong tensions rise; China announces vast stimulus; Japan also launches huge new program; EU car industry on its knees; giant Aussie math mistake; UST 10yr yield at 0.66%; oil down and gold up; NZ$1 = 60.9 USc; TWI-5 = 66.9

A review of things you need to know before you go home on Friday: rapid-fire rate cuts, high demand for cheap SME loans, KiwiSaver balances in rare fall, swaps stable, NZD soft, & more

A review of things you need to know before you go home on Friday: rapid-fire rate cuts, high demand for cheap SME loans, KiwiSaver balances in rare fall, swaps stable, NZD soft, & more

BNZ gets back in the ring with a 'special' rate card all below three percent, including all rates for three, four and five years fixed

BNZ gets back in the ring with a 'special' rate card all below three percent, including all rates for three, four and five years fixed

Now its ASB's turn to push down home loan interest rates, with a market leading target at 2.69% for two years fixed, and trumping all their main rivals

Now its ASB's turn to push down home loan interest rates, with a market leading target at 2.69% for two years fixed, and trumping all their main rivals

More huge US job losses; economies contracting; Beijing clamps down on Hong Kong; China stimulus plans awaited; China tackles Australia; UST 10yr yield at 0.68%; oil unchanged and gold down; NZ$1 = 61.1 USc; TWI-5 = 66.9

More huge US job losses; economies contracting; Beijing clamps down on Hong Kong; China stimulus plans awaited; China tackles Australia; UST 10yr yield at 0.68%; oil unchanged and gold down; NZ$1 = 61.1 USc; TWI-5 = 66.9

Westpac joins the fray with a market leading two year fixed rate, but doesn't reduce standard rates so the difference grows to unusual levels

Westpac joins the fray with a market leading two year fixed rate, but doesn't reduce standard rates so the difference grows to unusual levels

A review of things you need to know before you go home on Thursday; significant rate cuts, credit card spending dives, hot demand for NZGBs, swaps low, NZD firmer, & more

A review of things you need to know before you go home on Thursday; significant rate cuts, credit card spending dives, hot demand for NZGBs, swaps low, NZD firmer, & more

TSB joins ANZ offering a home loan rate of 2.79% fixed for one year. It cuts four other rates, two of them to below 3%. It cuts term deposit rates too

TSB joins ANZ offering a home loan rate of 2.79% fixed for one year. It cuts four other rates, two of them to below 3%. It cuts term deposit rates too

Fed faces grim reality; Canada in deflation, prepared to buy into companies; deflation spreads in EU; Japan machine orders surprise; Aussie retail sales sink; UST 10yr yield at 0.69%; oil and gold up; NZ$1 = 61.4 USc; TWI-5 = 67.1

Fed faces grim reality; Canada in deflation, prepared to buy into companies; deflation spreads in EU; Japan machine orders surprise; Aussie retail sales sink; UST 10yr yield at 0.69%; oil and gold up; NZ$1 = 61.4 USc; TWI-5 = 67.1