David Chaston

A review of things you need to know before you go home on Wednesday; ASB cuts TD rates, RBNZ holds, markets adjust after misreading them, QV house prices, swaps and NZD jump, & more

A review of things you need to know before you go home on Wednesday; ASB cuts TD rates, RBNZ holds, markets adjust after misreading them, QV house prices, swaps and NZD jump, & more

A big Aussie-owned bank sneaks in a term deposit rate cut, setting some of its rate offers below its main rivals. We review what is behind the move and how bank margins are tracking

A big Aussie-owned bank sneaks in a term deposit rate cut, setting some of its rate offers below its main rivals. We review what is behind the move and how bank margins are tracking

US job openings jump but SMEs less optimistic; US car loan delinquencies at record high; equity markets rise; China plays defense; AU business conditions flat; UST 10yr 2.69%; oil up and gold unchanged; NZ$1 = 67.4 USc; TWI-5 = 71.9

US job openings jump but SMEs less optimistic; US car loan delinquencies at record high; equity markets rise; China plays defense; AU business conditions flat; UST 10yr 2.69%; oil up and gold unchanged; NZ$1 = 67.4 USc; TWI-5 = 71.9

A review of things you need to know before you go home on Tuesday; NBS cuts TD rates, truckometer slows, inflation low, retail activity picks up, swaps and NZD settle, & more

A review of things you need to know before you go home on Tuesday; NBS cuts TD rates, truckometer slows, inflation low, retail activity picks up, swaps and NZD settle, & more

US treading water on trade, shutdown; China holiday spending growth disappoints; Italy and Spain take economic risks; ASX dips on Hayne; UST 10yr 2.66%; oil and gold dip; NZ$1 = 67.3 USc; TWI-5 = 72

US treading water on trade, shutdown; China holiday spending growth disappoints; Italy and Spain take economic risks; ASX dips on Hayne; UST 10yr 2.66%; oil and gold dip; NZ$1 = 67.3 USc; TWI-5 = 72

A review of things you need to know before you go home on Monday; home loan rate changes, reading the MPS tea leaves; retail investors downbeat; heavy truck buyers upbeat; swaps rally, NZD firm, & more

A review of things you need to know before you go home on Monday; home loan rate changes, reading the MPS tea leaves; retail investors downbeat; heavy truck buyers upbeat; swaps rally, NZD firm, & more

Both BNZ and Kiwibank change fixed mortgage rates for one and two years to open the bidding for the new week, hard on the heals of HSBC's market leading challenge

Both BNZ and Kiwibank change fixed mortgage rates for one and two years to open the bidding for the new week, hard on the heals of HSBC's market leading challenge

US faces another shutdown; Canada jobs rise; EU data weak; China returns, faces higher iron ore prices; OECD reports leap in US debt load; UST 10yr 2.63%; oil and gold firm; NZ$1 = 67.4 Sc; TWI-5 = 71.9

US faces another shutdown; Canada jobs rise; EU data weak; China returns, faces higher iron ore prices; OECD reports leap in US debt load; UST 10yr 2.63%; oil and gold firm; NZ$1 = 67.4 Sc; TWI-5 = 71.9

Equities can't hold gains; Canada job growth impresses, EU data weak; Finland ends UBI experiment; China laps up PPPs; iron ore price leaps; UST 10yr 2.63%; oil unchanged, gold up; NZ$1 = 67.4 USc; TWI-5 = 72

Equities can't hold gains; Canada job growth impresses, EU data weak; Finland ends UBI experiment; China laps up PPPs; iron ore price leaps; UST 10yr 2.63%; oil unchanged, gold up; NZ$1 = 67.4 USc; TWI-5 = 72

A review of things you need to know before you go home on Friday; HSBC offers 3.95%, concrete flat, a few more overseas buyers, farmers gloomy, RBA more dovish, swaps at record lows, NZD holds, & more

A review of things you need to know before you go home on Friday; HSBC offers 3.95%, concrete flat, a few more overseas buyers, farmers gloomy, RBA more dovish, swaps at record lows, NZD holds, & more

HSBC cuts three home loan rate offers with some new 3.95% 'specials', restoring its market-leading positions after others had moved to challenge it

HSBC cuts three home loan rate offers with some new 3.95% 'specials', restoring its market-leading positions after others had moved to challenge it

Wall Street and EU equities turn lower; pessimism on US-China trade talks; EU data weak; India cuts rate; airtravel growth slows; NAB changes; UST 10yr 2.66%; oil and gold down; NZ$1 = 67.6 USc; TWI-5 = 72

Wall Street and EU equities turn lower; pessimism on US-China trade talks; EU data weak; India cuts rate; airtravel growth slows; NAB changes; UST 10yr 2.66%; oil and gold down; NZ$1 = 67.6 USc; TWI-5 = 72

Dairy prices rise strongly; US trade deficit falls; German factory orders fall; airfreight declines; RBA goes dovish; UST 10yr 2.68%; oil and gold unchanged; NZ$1 = 68.5 USc; TWI-5 = 72.8

Dairy prices rise strongly; US trade deficit falls; German factory orders fall; airfreight declines; RBA goes dovish; UST 10yr 2.68%; oil and gold unchanged; NZ$1 = 68.5 USc; TWI-5 = 72.8

The Co-operative Bank takes a knife to most fixed mortgage rates, ending up with market leading positions at 6 months and for those three years and longer

The Co-operative Bank takes a knife to most fixed mortgage rates, ending up with market leading positions at 6 months and for those three years and longer

US service sector expansion slows; credit tightens; Vancouver housing cools sharply; Apple pays taxes secretly; investors love Hayne outcome; Aussie retail growth stalls; UST 10yr 2.70%; oil slips, gold stable; NZ$1 = 69 USc; TWI-5 = 73.1

US service sector expansion slows; credit tightens; Vancouver housing cools sharply; Apple pays taxes secretly; investors love Hayne outcome; Aussie retail growth stalls; UST 10yr 2.70%; oil slips, gold stable; NZ$1 = 69 USc; TWI-5 = 73.1

A review of things you need to know before you go home on Tuesday; car sales strong, B&T sales volumes bounce back, commodity prices rise, bank shares zoom higher, swaps dip, NZD firms, & more

A review of things you need to know before you go home on Tuesday; car sales strong, B&T sales volumes bounce back, commodity prices rise, bank shares zoom higher, swaps dip, NZD firms, & more

Hayne Report issues 76 recommended changes; criminal charges possible; broker conflicts unresolvable; US durable goods orders fall; UST 10yr 2.73%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 72.9

Hayne Report issues 76 recommended changes; criminal charges possible; broker conflicts unresolvable; US durable goods orders fall; UST 10yr 2.73%; oil and gold down; NZ$1 = 68.8 USc; TWI-5 = 72.9

A review of things you need to know before you go home on Monday; SBS Bank cuts a home loan rate, building consents rise, FMT sold, bank funding even more short term, swaps & NZD unchanged, & more

A review of things you need to know before you go home on Monday; SBS Bank cuts a home loan rate, building consents rise, FMT sold, bank funding even more short term, swaps & NZD unchanged, & more

US jobs growth unexpectedly strong; US consumer confidence drops; world PMIs dip; China on holiday; eyes on Hayne; UST 10yr 2.68%; oil up and gold down; NZ$1 = 69 USc; TWI-5 = 72.9

US jobs growth unexpectedly strong; US consumer confidence drops; world PMIs dip; China on holiday; eyes on Hayne; UST 10yr 2.68%; oil up and gold down; NZ$1 = 69 USc; TWI-5 = 72.9

The KiwiSaver results are in for the December 2018 quarter and we review how high market volatility affected our retirement savings accounts, with a detailed look at Default funds

The KiwiSaver results are in for the December 2018 quarter and we review how high market volatility affected our retirement savings accounts, with a detailed look at Default funds

David Chaston suggests that if you want to know where mortgage rates are headed next, watch what the big banks do with term deposit rates rather than where swap rates go

David Chaston suggests that if you want to know where mortgage rates are headed next, watch what the big banks do with term deposit rates rather than where swap rates go

Good US jobs growth, but part-time heavy; US factory expansion unchanged; US consumers less confident; most other PMIs weaken; AU house prices fall; UST 10yr 2.69%; oil rises and gold slips; NZ$1 = 69.1 USc; TWI-5 = 73

Good US jobs growth, but part-time heavy; US factory expansion unchanged; US consumers less confident; most other PMIs weaken; AU house prices fall; UST 10yr 2.69%; oil rises and gold slips; NZ$1 = 69.1 USc; TWI-5 = 73

A review of things you need to know before you go home on Friday; some TD increases, Westpac says house building in balance, consumer confidence good & stable, swaps flatten, NZD firm, & more

A review of things you need to know before you go home on Friday; some TD increases, Westpac says house building in balance, consumer confidence good & stable, swaps flatten, NZD firm, & more

Another bank raises its key term deposit rates, even in the face of sharply falling wholesale swap rates. A finance company raised a key rate too

Another bank raises its key term deposit rates, even in the face of sharply falling wholesale swap rates. A finance company raised a key rate too

Lame Fed signals have big impact; US jobless jump; US housing starts dive; EU finds bond cartel; China PMIs mixed; credit raters satisfied with NZ; UST 10yr 2.64%; oil and gold up; NZ$1 = 69.2 USc; TWI-5 = 73.1

Lame Fed signals have big impact; US jobless jump; US housing starts dive; EU finds bond cartel; China PMIs mixed; credit raters satisfied with NZ; UST 10yr 2.64%; oil and gold up; NZ$1 = 69.2 USc; TWI-5 = 73.1