About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Monday; no rate changes, Heartland seeks funding, FMA raises the AML bar, Treasury gets no surprises, wealth effect examined, swaps up, NZD firm & more
1st Apr 19, 3:59pm
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A review of things you need to know before you go home on Monday; no rate changes, Heartland seeks funding, FMA raises the AML bar, Treasury gets no surprises, wealth effect examined, swaps up, NZD firm & more
China PMI recovers strongly; US data weak; good Canada GDP growth; more China stimulus; good Japan data; Aussie negative gearing in spotlight; UST 10yr under 2.41%; oil unchanged and gold dips; NZ$1 = 68.1 USc; TWI-5 = 72.8
1st Apr 19, 7:37am
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China PMI recovers strongly; US data weak; good Canada GDP growth; more China stimulus; good Japan data; Aussie negative gearing in spotlight; UST 10yr under 2.41%; oil unchanged and gold dips; NZ$1 = 68.1 USc; TWI-5 = 72.8
US data mixed; Canada GDP up; trade talks run on; China stimulus widens; Brexit messier; equities up; negative gearing addiction; UST 10yr 2.41%; oil firm, gold up; NZ$1 = 68.2 USc; TWI-5 = 72.9
30th Mar 19, 7:41am
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US data mixed; Canada GDP up; trade talks run on; China stimulus widens; Brexit messier; equities up; negative gearing addiction; UST 10yr 2.41%; oil firm, gold up; NZ$1 = 68.2 USc; TWI-5 = 72.9
US current account deficit grows; Canada and Mexico 'win' in trade war; China profits dive; Turkey roiled; Draghi rethinks; UST 10yr under 2.37%; oil unchanged and gold down; NZ$1 = 68 USc; TWI-5 = 72.6
28th Mar 19, 7:42am
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US current account deficit grows; Canada and Mexico 'win' in trade war; China profits dive; Turkey roiled; Draghi rethinks; UST 10yr under 2.37%; oil unchanged and gold down; NZ$1 = 68 USc; TWI-5 = 72.6
The state-owned bank is the first out of the blocks with a sharply lower home loan rate offer following the latest RBNZ monetary policy indication
27th Mar 19, 4:39pm
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The state-owned bank is the first out of the blocks with a sharply lower home loan rate offer following the latest RBNZ monetary policy indication
A review of things you need to know before you go home on Wednesday; RBNZ clear and dovish, Heartland increases Harmoney stake, Aussie credit crunch, swap rates dive, NZD falls sharply, & more
27th Mar 19, 3:59pm
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A review of things you need to know before you go home on Wednesday; RBNZ clear and dovish, Heartland increases Harmoney stake, Aussie credit crunch, swap rates dive, NZD falls sharply, & more
Equity rally runs out of puff; US housing starts weaken; US consumer confidence down; EU rebuffs US on Huawei; local retail impulse weakens; UST 10yr under 2.41%; oil up and gold down; NZ$1 = 69.2 USc; TWI-5 = 73.7
27th Mar 19, 7:35am
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Equity rally runs out of puff; US housing starts weaken; US consumer confidence down; EU rebuffs US on Huawei; local retail impulse weakens; UST 10yr under 2.41%; oil up and gold down; NZ$1 = 69.2 USc; TWI-5 = 73.7
The Co-operative Bank cuts two of its home loan rates below 4%, pitching them for fixed terms different to most other rivals and setting them as market leaders for both
26th Mar 19, 5:31pm
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The Co-operative Bank cuts two of its home loan rates below 4%, pitching them for fixed terms different to most other rivals and setting them as market leaders for both
A review of things you need to know before you go home on Tuesday; ANZ cuts rates, trade surplus tiny, PCE new approach, new home loan lending growth, swaps flatter, NZD high, & more
26th Mar 19, 3:59pm
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A review of things you need to know before you go home on Tuesday; ANZ cuts rates, trade surplus tiny, PCE new approach, new home loan lending growth, swaps flatter, NZD high, & more
Asian equities tumble; Wall Street dips; US data soft; EU prepared for hard Brexit; China order big from Airbus; India's growth weakens; UST 10yr under 2.40%; oil unchanged and gold up; NZ$1 = 69.1 USc; TWI-5 = 73.6
26th Mar 19, 7:47am
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Asian equities tumble; Wall Street dips; US data soft; EU prepared for hard Brexit; China order big from Airbus; India's growth weakens; UST 10yr under 2.40%; oil unchanged and gold up; NZ$1 = 69.1 USc; TWI-5 = 73.6
ANZ has now announced its its following all its rivals with a two year fixed mortgage rate of 3.99%. Wholesale swap rates fall. ANZ also trims some term deposit rates
25th Mar 19, 6:02pm
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ANZ has now announced its its following all its rivals with a two year fixed mortgage rate of 3.99%. Wholesale swap rates fall. ANZ also trims some term deposit rates
A review of things you need to know before you go home on Monday; BNZ joins in; Greenwood joins Westpac, 'you can do better'; Heartland seeks more; swaps dive, NZD strong, & more
25th Mar 19, 3:59pm
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A review of things you need to know before you go home on Monday; BNZ joins in; Greenwood joins Westpac, 'you can do better'; Heartland seeks more; swaps dive, NZD strong, & more
It is a new week and now BNZ falls into line with a 3.99% two year fixed mortgage offer. That only leaves ANZ as a holdout among the majors. And now two year swap rates are falling too
25th Mar 19, 10:43am
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It is a new week and now BNZ falls into line with a 3.99% two year fixed mortgage offer. That only leaves ANZ as a holdout among the majors. And now two year swap rates are falling too
Wall Street drops sharply; global factory activity falls; some bond yields invert; trade deal talks stutter; China blocks Canada; Hayne emasculated; UST 10yr 2.44%; oil down and gold up; NZ$1 = 68.8 USc; TWI-5 = 73.3
25th Mar 19, 7:22am
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Wall Street drops sharply; global factory activity falls; some bond yields invert; trade deal talks stutter; China blocks Canada; Hayne emasculated; UST 10yr 2.44%; oil down and gold up; NZ$1 = 68.8 USc; TWI-5 = 73.3
We take an updated look at what the bond markets are signaling. Rate curves are trending down and some have turned negative. Where is this all leading?
23rd Mar 19, 9:24am
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We take an updated look at what the bond markets are signaling. Rate curves are trending down and some have turned negative. Where is this all leading?
Wall Street slumps on weak factory data; US Govt deficit hits record; China messes with ag imports from Canada; yield curves invert; UST 10yr 2.44%; oil down, gold up; NZ$1 = 68.7 USc; TWI-5 = 73.3
23rd Mar 19, 8:37am
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Wall Street slumps on weak factory data; US Govt deficit hits record; China messes with ag imports from Canada; yield curves invert; UST 10yr 2.44%; oil down, gold up; NZ$1 = 68.7 USc; TWI-5 = 73.3
A review of things you need to know before you go home on Friday; Westpac cuts mortgage rates, fewer farms sold, Vector fined for outages, swaps on hold, NZD stays high, & more
22nd Mar 19, 3:59pm
A review of things you need to know before you go home on Friday; Westpac cuts mortgage rates, fewer farms sold, Vector fined for outages, swaps on hold, NZD stays high, & more
NZ happy before tragedy; Wall Street rises; US surveys turn; China-US trade talks falter; EU to grant UK 60 extra days; Aussie jobless rate dips; UST 10yr 2.52%; oil unchanged and gold down; NZ$1 = 68.7 USc; TWI-5 = 73.2
22nd Mar 19, 7:49am
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NZ happy before tragedy; Wall Street rises; US surveys turn; China-US trade talks falter; EU to grant UK 60 extra days; Aussie jobless rate dips; UST 10yr 2.52%; oil unchanged and gold down; NZ$1 = 68.7 USc; TWI-5 = 73.2
Following HSBC, Kiwibank, ASB and TSB, Westpac comes back with a 3.99% two year fixed home loan offer. That's now six banks with a sub 4% mortgage offer
21st Mar 19, 8:43pm
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Following HSBC, Kiwibank, ASB and TSB, Westpac comes back with a 3.99% two year fixed home loan offer. That's now six banks with a sub 4% mortgage offer
A review of things you need to know before you go home on Thursday; one small rate change, good GDP growth, confusing credit card data, cheap NZGB yields, no growth in new housing, swaps fall, NZD up, & more
21st Mar 19, 3:59pm
A review of things you need to know before you go home on Thursday; one small rate change, good GDP growth, confusing credit card data, cheap NZGB yields, no growth in new housing, swaps fall, NZD up, & more
Background wholesale money costs are changing lower, but not at the durations that will have much influence on fixed mortgage rates
21st Mar 19, 1:10pm
Background wholesale money costs are changing lower, but not at the durations that will have much influence on fixed mortgage rates
US Fed signals no more rate hikes, end of balance sheet drawdown; US CEOs pull back; more US tariffs; RBA sees stability issues in housing; UST 10yr 2.54%; oil and gold firm; NZ$1 = 69.2 USc; TWI-5 = 73.4
21st Mar 19, 7:39am
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US Fed signals no more rate hikes, end of balance sheet drawdown; US CEOs pull back; more US tariffs; RBA sees stability issues in housing; UST 10yr 2.54%; oil and gold firm; NZ$1 = 69.2 USc; TWI-5 = 73.4
A review of things you need to know before you go home on Wednesday; more rate changes, higher dairy prices, wider C/A deficit, more job ads, swap rates weaken, NZD stable, & more
20th Mar 19, 3:59pm
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A review of things you need to know before you go home on Wednesday; more rate changes, higher dairy prices, wider C/A deficit, more job ads, swap rates weaken, NZD stable, & more
Dairy prices rise again; US factory order growth fades; China pushes back on US demands; China holds up AU coal imports; RBA sanguine; UST 10yr 2.61%; oil and gold firm; NZ$1 = 68.6 USc; TWI-5 = 73.1
20th Mar 19, 7:46am
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Dairy prices rise again; US factory order growth fades; China pushes back on US demands; China holds up AU coal imports; RBA sanguine; UST 10yr 2.61%; oil and gold firm; NZ$1 = 68.6 USc; TWI-5 = 73.1
A review of things you need to know before you go home on Tuesday: more rate changes, consumer confidence weakens, eyes on dairy, comment update, swaps and NZD stable, & more
19th Mar 19, 3:59pm
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A review of things you need to know before you go home on Tuesday: more rate changes, consumer confidence weakens, eyes on dairy, comment update, swaps and NZD stable, & more