About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Monday; many rate and term changes, PSI expansion slows, scammers attack, swaps and NZD stable, & more
18th Mar 19, 3:59pm
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A review of things you need to know before you go home on Monday; many rate and term changes, PSI expansion slows, scammers attack, swaps and NZD stable, & more
BNZ has raised the interest rate penalty for residential investors who use either of their revolving credit products, but it makes no changes for owner occupiers
18th Mar 19, 10:39am
BNZ has raised the interest rate penalty for residential investors who use either of their revolving credit products, but it makes no changes for owner occupiers
Two banks cut selected fixed mortgage rates for residential borrowers, one of which takes a rate back down under 4%
18th Mar 19, 9:30am
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Two banks cut selected fixed mortgage rates for residential borrowers, one of which takes a rate back down under 4%
US factory output falling, consumer sentiment up; Canada factory output up, house sales slump; China FDI rising; Aust. apartment sales tough; UST 10yr 2.59%; oil and gold unchanged; NZ$1 = 68.5 USc; TWI-5 = 73
18th Mar 19, 7:34am
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US factory output falling, consumer sentiment up; Canada factory output up, house sales slump; China FDI rising; Aust. apartment sales tough; UST 10yr 2.59%; oil and gold unchanged; NZ$1 = 68.5 USc; TWI-5 = 73
New Zealand attacked by anti-immigrant extremists; UST 10yr 2.60%; oil and gold little-changed; NZ$1 = 68.5 USc; TWI-5 = 73
16th Mar 19, 5:50am
New Zealand attacked by anti-immigrant extremists; UST 10yr 2.60%; oil and gold little-changed; NZ$1 = 68.5 USc; TWI-5 = 73
US durable goods orders rise; US construction flat; Japan machine orders drop; equities rise; RBA finds new systemic risk; bond markets weaken; UST 10yr 2.61%; oil and gold up; NZ$1 = 68.5 USc; TWI-5 = 73.1
14th Mar 19, 7:34am
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US durable goods orders rise; US construction flat; Japan machine orders drop; equities rise; RBA finds new systemic risk; bond markets weaken; UST 10yr 2.61%; oil and gold up; NZ$1 = 68.5 USc; TWI-5 = 73.1
A review of things you need to know before you go home on Wednesday; Westpac raises a key mortgage rate, house sales fall, food inflation up, significant drop in swap rates, NZD stay high, & more
13th Mar 19, 3:59pm
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A review of things you need to know before you go home on Wednesday; Westpac raises a key mortgage rate, house sales fall, food inflation up, significant drop in swap rates, NZD stay high, & more
Stable wholesale swap rates and stable bank deposit rates are limiting how far fixed mortgage rates can move down. Westpac pushes a key fighting rate up
13th Mar 19, 9:55am
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Stable wholesale swap rates and stable bank deposit rates are limiting how far fixed mortgage rates can move down. Westpac pushes a key fighting rate up
A review of things you need to know before you go home on Tuesday; no rate changes, truckometers diverge, inflation petering out, FMA removes limit, AMP NZ a keeper, swaps firm, NZD firm, & more
12th Mar 19, 3:59pm
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A review of things you need to know before you go home on Tuesday; no rate changes, truckometers diverge, inflation petering out, FMA removes limit, AMP NZ a keeper, swaps firm, NZD firm, & more
US retail sales weak; US inflation expectations low; China car sales slump; Japan and Germany report low key data; Wall Street strangely ebullient; UST 10yr 2.64%; oil up and gold down; NZ$1 = 68.3 USc; TWI-5 = 73.1
12th Mar 19, 7:41am
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US retail sales weak; US inflation expectations low; China car sales slump; Japan and Germany report low key data; Wall Street strangely ebullient; UST 10yr 2.64%; oil up and gold down; NZ$1 = 68.3 USc; TWI-5 = 73.1
A review of things you need to know before you go home on Monday; some rate cuts, retail sales sluggish, Norwegian blues, ANZ finds cheap funding, swaps lower & flatter, NZD firm, & more
11th Mar 19, 3:59pm
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A review of things you need to know before you go home on Monday; some rate cuts, retail sales sluggish, Norwegian blues, ANZ finds cheap funding, swaps lower & flatter, NZD firm, & more
US jobs data in major miss; Canada jobs grow; Japan GDP up; China debt growth slows; China price growth falls; AU polls suggest change; UST 10yr 2.63%; oil and gold up; NZ$1 = 68 USc; TWI-5 = 72.9
11th Mar 19, 7:32am
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US jobs data in major miss; Canada jobs grow; Japan GDP up; China debt growth slows; China price growth falls; AU polls suggest change; UST 10yr 2.63%; oil and gold up; NZ$1 = 68 USc; TWI-5 = 72.9
US payrolls growth in massive undershoot; equities fall; Fed implications; Canada jobs growth rises; Japan growth up; China exports slump; UST 10yr 2.62; oil and gold drop; NZ$1 = 68.1 USc; TWI-5 = 72.9
9th Mar 19, 8:58am
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US payrolls growth in massive undershoot; equities fall; Fed implications; Canada jobs growth rises; Japan growth up; China exports slump; UST 10yr 2.62; oil and gold drop; NZ$1 = 68.1 USc; TWI-5 = 72.9
A review of things you need to know before you go home on Friday; rents ease, manufacturing withers, building work up, household financial wealth dips, swaps flatten, NZF stays high, & more
8th Mar 19, 3:59pm
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A review of things you need to know before you go home on Friday; rents ease, manufacturing withers, building work up, household financial wealth dips, swaps flatten, NZF stays high, & more
US household net worth falls; ECB restarts stimulus; Beijing worried about local authority debt levels; claims China's economy is overstated; air cargo volumes retreat; UST 10yr 2.65%; oil up and gold down; NZ$1 = 67.7 USc; TWI-5 = 72.6
8th Mar 19, 7:38am
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US household net worth falls; ECB restarts stimulus; Beijing worried about local authority debt levels; claims China's economy is overstated; air cargo volumes retreat; UST 10yr 2.65%; oil up and gold down; NZ$1 = 67.7 USc; TWI-5 = 72.6
A review of things you need to know before you go home on Thursday; no rate changes, wholesale trade soft, councils take much higher revenues, linker yields lower, swaps flatten, NZ firm, & more
7th Mar 19, 3:59pm
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A review of things you need to know before you go home on Thursday; no rate changes, wholesale trade soft, councils take much higher revenues, linker yields lower, swaps flatten, NZ firm, & more
The OECD cuts growth forecasts; US jobs growth slows, trade deficit swells; Canada holds rates; China debt risk rises; Singapore ship traffic jams; UST 10yr 2.69%; oil stable and gold up; NZ$1 = 67.7 USc; TWI-5 = 72.5
7th Mar 19, 7:42am
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The OECD cuts growth forecasts; US jobs growth slows, trade deficit swells; Canada holds rates; China debt risk rises; Singapore ship traffic jams; UST 10yr 2.69%; oil stable and gold up; NZ$1 = 67.7 USc; TWI-5 = 72.5
A review of things you need to know before you go home on Wednesday; no rate changes, QV data eases, used import car sales weak, dairy prices jump, short-termism extreme, swaps stable, NZD falls, & more
6th Mar 19, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, QV data eases, used import car sales weak, dairy prices jump, short-termism extreme, swaps stable, NZD falls, & more
Dairy prices up strongly again; US service sector strong; Vancouver housing in doldrums; China trims growth target, taxes; RBA sanguine; UST 10yr 2.74%; oil stable and gold drops; NZ$1 = 67.9 USc; TWI-5 = 72.6
6th Mar 19, 7:38am
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Dairy prices up strongly again; US service sector strong; Vancouver housing in doldrums; China trims growth target, taxes; RBA sanguine; UST 10yr 2.74%; oil stable and gold drops; NZ$1 = 67.9 USc; TWI-5 = 72.6
Nikko NZ launches an online goals-based saving platform incorporating personal professional advice in a new digital investment tool aiming to take the mystique out of real investing
6th Mar 19, 5:02am
Nikko NZ launches an online goals-based saving platform incorporating personal professional advice in a new digital investment tool aiming to take the mystique out of real investing
A review of things you need to know before you go home on Tuesday; a new low mortgage rate, Fonterra chided, leverage not improving, car sales high, commodity prices up, swaps rates slip, NZD firm, & more
5th Mar 19, 3:59pm
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A review of things you need to know before you go home on Tuesday; a new low mortgage rate, Fonterra chided, leverage not improving, car sales high, commodity prices up, swaps rates slip, NZD firm, & more
HSBC launches a 3.69% 2-year fixed mortgage 'special', the lowest-ever home loan rate from a NZ bank
Taking advantage of low wholesale rates, HSBC launches a very low two year home loan rate, withdraws other 'specials' but still has market-leading rate card
5th Mar 19, 8:24am
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Taking advantage of low wholesale rates, HSBC launches a very low two year home loan rate, withdraws other 'specials' but still has market-leading rate card
US construction spending weak; Wall Street down; trade talk resolution closer; China suppresses World Bank report; tariff impacts; Fonterra outlook downgraded; UST 10yr 2.73; oil stable and gold drops; NZ$1 = 68.1 USc; TWI-5 = 72.7
5th Mar 19, 7:40am
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US construction spending weak; Wall Street down; trade talk resolution closer; China suppresses World Bank report; tariff impacts; Fonterra outlook downgraded; UST 10yr 2.73; oil stable and gold drops; NZ$1 = 68.1 USc; TWI-5 = 72.7
A review of things you need to know before you go home on Monday; more TD rate cuts; Barfoot sales slump; TPP now a big deal; Dashboard updated, swaps rise; NZD stable, & more
4th Mar 19, 3:59pm
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A review of things you need to know before you go home on Monday; more TD rate cuts; Barfoot sales slump; TPP now a big deal; Dashboard updated, swaps rise; NZD stable, & more
Stocks up even as key data fades, especially in the US; Canada and Japan too; China stabilises; BIS wants risk weighting audits; AU banks 'strong'; UST 10yr 2.76; oil and gold drop; NZ$1 = 68 USc; TWI-5 = 72.5
4th Mar 19, 8:36am
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Stocks up even as key data fades, especially in the US; Canada and Japan too; China stabilises; BIS wants risk weighting audits; AU banks 'strong'; UST 10yr 2.76; oil and gold drop; NZ$1 = 68 USc; TWI-5 = 72.5