David Hargreaves

BNZ's head of research Stephen Toplis says the Reserve Bank 'does have a track record' of withdrawing guidance on the future forecast level of the Official Cash Rate

BNZ's head of research Stephen Toplis says the Reserve Bank 'does have a track record' of withdrawing guidance on the future forecast level of the Official Cash Rate

Reserve Bank's latest credit conditions survey shows while mortgage demand has increased, poor economic conditions and higher unemployment rates are likely to remain headwinds

Reserve Bank's latest credit conditions survey shows while mortgage demand has increased, poor economic conditions and higher unemployment rates are likely to remain headwinds

ANZ Roy Morgan Consumer Confidence survey shows kiwis see inflation being 4.7% in 2027 - the highest reading in this survey for two years

ANZ Roy Morgan Consumer Confidence survey shows kiwis see inflation being 4.7% in 2027 - the highest reading in this survey for two years

Bumper exports of dairy, meat and fruit give NZ its biggest monthly goods trade surplus since the pandemic

Bumper exports of dairy, meat and fruit give NZ its biggest monthly goods trade surplus since the pandemic

David Hargreaves looks at where the Official Cash Rate might go, what that means for mortgage holders and will it give a stuttering economic recovery fresh life?

David Hargreaves looks at where the Official Cash Rate might go, what that means for mortgage holders and will it give a stuttering economic recovery fresh life?

ANZ economists now see the OCR going as low as 2.5% and have trimmed their forecast house price growth this year from 6% to 4.5%

ANZ economists now see the OCR going as low as 2.5% and have trimmed their forecast house price growth this year from 6% to 4.5%

Our national airline is forecasting pre-tax profits of between $150 million and $190 million for the current financial year

Our national airline is forecasting pre-tax profits of between $150 million and $190 million for the current financial year

New Zealand Banking Association says a large proportion of mortgage holders are 'reaping the benefits' of paying down their loan faster

New Zealand Banking Association says a large proportion of mortgage holders are 'reaping the benefits' of paying down their loan faster

Stats NZ says retail card spending fell 0.8% last month, while separate data showed the services sector remained in contractionary mode

Stats NZ says retail card spending fell 0.8% last month, while separate data showed the services sector remained in contractionary mode

David Hargreaves has a look at what the March quarter inflation figures might bring. That's the easy bit. The hard bit is trying to work out what might come next

David Hargreaves has a look at what the March quarter inflation figures might bring. That's the easy bit. The hard bit is trying to work out what might come next

Kelly Eckhold says a lot has changed in the past week and he expects the RBNZ this week to indicate 'a firm intention to get the Official Cash Rate to 3% soon'

Kelly Eckhold says a lot has changed in the past week and he expects the RBNZ this week to indicate 'a firm intention to get the Official Cash Rate to 3% soon'

Latest monthly RBNZ figures show in February, owner occupiers were still overwhelmingly taking up 'short' mortgage commitments - but banks' pushing lower two-year rates was starting to have an impact

Latest monthly RBNZ figures show in February, owner occupiers were still overwhelmingly taking up 'short' mortgage commitments - but banks' pushing lower two-year rates was starting to have an impact

BNZ economists reiterate their longstanding prediction that the RBNZ will ultimately take the Official Cash Rate down to 2.75%

BNZ economists reiterate their longstanding prediction that the RBNZ will ultimately take the Official Cash Rate down to 2.75%

There's upheaval inside the Reserve Bank, there's upheaval outside of the Reserve Bank, but we'll still get our promised 25 point Official Cash Rate cut

There's upheaval inside the Reserve Bank, there's upheaval outside of the Reserve Bank, but we'll still get our promised 25 point Official Cash Rate cut

Kelly Eckhold says while the RBNZ appeared to promise an OCR cut next week almost unconditionally, decisions should always be based on the situation on the ground. 'No change with an easing bias would be the right thing to do'

Kelly Eckhold says while the RBNZ appeared to promise an OCR cut next week almost unconditionally, decisions should always be based on the situation on the ground. 'No change with an easing bias would be the right thing to do'

Latest RBNZ figures show a split between mortgage holders opting to go for floating rates and those pushing out to longer fixed terms

Latest RBNZ figures show a split between mortgage holders opting to go for floating rates and those pushing out to longer fixed terms

ANZ chief economist says firms' pricing and cost expectations have risen again 'and are not consistent with' the Reserve Bank's inflation forecasts

ANZ chief economist says firms' pricing and cost expectations have risen again 'and are not consistent with' the Reserve Bank's inflation forecasts

Heartland is offering three-year reverse mortgage loans for retirees 'moving from one stage of retirement to another'

Heartland is offering three-year reverse mortgage loans for retirees 'moving from one stage of retirement to another'

Latest Reserve Bank figures show first home buyers continue to take a declining share of monthly mortgage advances, while the overall figures for February were down on a seasonally-adjusted basis

Latest Reserve Bank figures show first home buyers continue to take a declining share of monthly mortgage advances, while the overall figures for February were down on a seasonally-adjusted basis

With the first quarter of the year nearly gone, and with GDP having returned to growth, David Hargreaves has a quick check on the economy's pulse

With the first quarter of the year nearly gone, and with GDP having returned to growth, David Hargreaves has a quick check on the economy's pulse

Westpac McDermott Miller Employment Confidence Survey shows lowest levels of confidence since the immediate aftermath of the first Covid lockdown in 2020

Westpac McDermott Miller Employment Confidence Survey shows lowest levels of confidence since the immediate aftermath of the first Covid lockdown in 2020

Economists don't see the upside surprise to the latest quarterly GDP figures as derailing likely Official Cash Rate cuts in each of the next two RBNZ reviews - but beyond that there's question marks over what comes next

Economists don't see the upside surprise to the latest quarterly GDP figures as derailing likely Official Cash Rate cuts in each of the next two RBNZ reviews - but beyond that there's question marks over what comes next

David Hargreaves says the turnaround of co-operative Fonterra at a time of high dairy prices provides a timely boost for our flagging economy

David Hargreaves says the turnaround of co-operative Fonterra at a time of high dairy prices provides a timely boost for our flagging economy

After plunging in the previous two quarters, GDP grew a better-than expected 0.7% in the December quarter; figures 'a genuine upside surprise'

After plunging in the previous two quarters, GDP grew a better-than expected 0.7% in the December quarter; figures 'a genuine upside surprise'

Dairy giant Fonterra is paying its shareholder farmers a 22c interim dividend, up from 15c last year and narrowed its forecast milk price range - although the 'midpoint' for this is still a record $10.00

Dairy giant Fonterra is paying its shareholder farmers a 22c interim dividend, up from 15c last year and narrowed its forecast milk price range - although the 'midpoint' for this is still a record $10.00