Financial Stability
Latest Reserve Bank figures show the average-sized new mortgage hit a new record high of over $400,000 in April - while far fewer people were scrambling to borrow
26th May 22, 2:06pm
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Latest Reserve Bank figures show the average-sized new mortgage hit a new record high of over $400,000 in April - while far fewer people were scrambling to borrow
NZ Bankers' Association figures show a significant rise in the latter half of 2021 in the numbers of mortgage holders shifting to interest-only payments
24th May 22, 12:17pm
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NZ Bankers' Association figures show a significant rise in the latter half of 2021 in the numbers of mortgage holders shifting to interest-only payments
Insurance industry says a policyholder guarantee scheme should be unnecessary if other regulatory settings are correct and say a scheme would risk 'moral hazard'
24th May 22, 10:32am
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Insurance industry says a policyholder guarantee scheme should be unnecessary if other regulatory settings are correct and say a scheme would risk 'moral hazard'
Kiwibank economists see mortgage rates ranging as high as 7.5% even though they don't see the OCR going as high as currently forecast
23rd May 22, 3:03pm
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Kiwibank economists see mortgage rates ranging as high as 7.5% even though they don't see the OCR going as high as currently forecast
Latest figures show that having stretched themselves further and further in recent times new borrowers are now markedly stepping back from super-high borrowing levels
23rd May 22, 11:27am
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Latest figures show that having stretched themselves further and further in recent times new borrowers are now markedly stepping back from super-high borrowing levels
David Hargreaves examines the Reserve Bank's view of where house prices need to be and concludes that for many people, houses will never be 'affordable' again
10th May 22, 2:24pm
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David Hargreaves examines the Reserve Bank's view of where house prices need to be and concludes that for many people, houses will never be 'affordable' again
ANZ NZ CEO says NZ's biggest bank to be ready for new RBNZ outsourcing requirements ahead of schedule, but would've liked to spend the money on customer services
9th May 22, 4:44pm
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ANZ NZ CEO says NZ's biggest bank to be ready for new RBNZ outsourcing requirements ahead of schedule, but would've liked to spend the money on customer services
Reserve Bank says house prices will become sustainable if the 10% price drop it's forecasting over the next two years occurs
5th May 22, 11:37am
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Reserve Bank says house prices will become sustainable if the 10% price drop it's forecasting over the next two years occurs
RBNZ expects always-on retail payments next year, to stress test banks on rising interest rates & climate change, will consult on cyber data collection
5th May 22, 9:50am
RBNZ expects always-on retail payments next year, to stress test banks on rising interest rates & climate change, will consult on cyber data collection
Latest Reserve Bank Financial Stability Report says house prices have been declining since November but still remain above sustainable levels
4th May 22, 9:20am
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Latest Reserve Bank Financial Stability Report says house prices have been declining since November but still remain above sustainable levels
Latest Reserve Bank figures show net credit growth in the March quarter was the slowest since the third quarter of 2020
28th Apr 22, 3:51pm
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Latest Reserve Bank figures show net credit growth in the March quarter was the slowest since the third quarter of 2020
Reserve Bank Deputy Governor confirms LVRs will remain in place if new restrictions are applied to mortgage lending; Says the RBNZ will start publishing macroprudential policy projections
28th Apr 22, 11:11am
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Reserve Bank Deputy Governor confirms LVRs will remain in place if new restrictions are applied to mortgage lending; Says the RBNZ will start publishing macroprudential policy projections
The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
26th Apr 22, 1:56pm
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The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
25th Apr 22, 8:30am
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A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
Jenée Tibshraeny on how the evolving relationship between the government and Reserve Bank will affect policymaking
8th Apr 22, 8:30am
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Jenée Tibshraeny on how the evolving relationship between the government and Reserve Bank will affect policymaking
Latest Reserve Bank figures show slowing mortgage growth, but business lending is growing at its fastest rate since before the pandemic
31st Mar 22, 4:00pm
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Latest Reserve Bank figures show slowing mortgage growth, but business lending is growing at its fastest rate since before the pandemic
Policymakers at numbers 1 and 2 The Terrace to work more closely together, as Treasury will from July officially start monitoring the Reserve Bank
28th Mar 22, 10:30am
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Policymakers at numbers 1 and 2 The Terrace to work more closely together, as Treasury will from July officially start monitoring the Reserve Bank
Reserve Bank figures show February mortgage borrowing rose strongly from January's figures, but first home buyers are getting a smaller share of the lending
24th Mar 22, 3:57pm
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Reserve Bank figures show February mortgage borrowing rose strongly from January's figures, but first home buyers are getting a smaller share of the lending
Rising interest rates could see government suffer a $5 billion loss from the Reserve Bank's QE programme
22nd Mar 22, 4:53pm
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Rising interest rates could see government suffer a $5 billion loss from the Reserve Bank's QE programme
New Zealand banks appear well prepared to meet their increasing regulatory capital requirements
18th Mar 22, 9:38am
New Zealand banks appear well prepared to meet their increasing regulatory capital requirements
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
11th Mar 22, 12:23pm
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NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
RBNZ review of bank liquidity policy to look at adopting the international Basel liquidity framework and changes to requirements for NBDTs
1st Mar 22, 9:33am
RBNZ review of bank liquidity policy to look at adopting the international Basel liquidity framework and changes to requirements for NBDTs
Hawkesby: Reserve Bank to reassess monetary policy in light of rising oil prices lifting inflation more than expected; Central bank ready to respond if Ukraine war causes financial markets to seize up
28th Feb 22, 7:23pm
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Hawkesby: Reserve Bank to reassess monetary policy in light of rising oil prices lifting inflation more than expected; Central bank ready to respond if Ukraine war causes financial markets to seize up
The Reserve Bank is forecasting an annual fall in house prices of over 5% by March 2023 and a total fall in prices of about 9%
23rd Feb 22, 3:49pm
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The Reserve Bank is forecasting an annual fall in house prices of over 5% by March 2023 and a total fall in prices of about 9%
The Reserve Bank's latest mortgage debt-to-income figures suggest the sharp rises in DTI ratios may be coming to an end
21st Feb 22, 12:02pm
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The Reserve Bank's latest mortgage debt-to-income figures suggest the sharp rises in DTI ratios may be coming to an end