Mortgages
Independent global economic researcher Capital Economics says some countries' housing markets look vulnerable to 'even a modest rise' in interest rates - and the New Zealand market is pinpointed as one for particular concern
28th Mar 22, 9:58am
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Independent global economic researcher Capital Economics says some countries' housing markets look vulnerable to 'even a modest rise' in interest rates - and the New Zealand market is pinpointed as one for particular concern
Reserve Bank figures show February mortgage borrowing rose strongly from January's figures, but first home buyers are getting a smaller share of the lending
24th Mar 22, 3:57pm
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Reserve Bank figures show February mortgage borrowing rose strongly from January's figures, but first home buyers are getting a smaller share of the lending
ASB economists see a $15 bln hit to NZ's household budgets this year, with housing costs spiking 8%
23rd Mar 22, 11:50am
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ASB economists see a $15 bln hit to NZ's household budgets this year, with housing costs spiking 8%
ANZ economists say the Reserve Bank will need to 'move aggressively' to defend its inflation target from people's rising expectations - and that won't be good for economic growth
23rd Mar 22, 8:30am
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ANZ economists say the Reserve Bank will need to 'move aggressively' to defend its inflation target from people's rising expectations - and that won't be good for economic growth
Inflation has so much strength and persistence that the RBNZ will likely need to keep raising interest rates despite softening house prices, ANZ economists say
22nd Mar 22, 10:37am
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Inflation has so much strength and persistence that the RBNZ will likely need to keep raising interest rates despite softening house prices, ANZ economists say
ASB ending its low interest lending campaign to borrowers who are building new houses
18th Mar 22, 11:00am
ASB ending its low interest lending campaign to borrowers who are building new houses
David Hargreaves thinks that regardless of the election result next year, recent changes to the country's housing investment rules may well be reversed
18th Mar 22, 9:25am
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David Hargreaves thinks that regardless of the election result next year, recent changes to the country's housing investment rules may well be reversed
Two more major mortgage lenders raise rates, but take different approaches. BNZ matches ANZ, but ASB goes further with some sharp extra hikes
17th Mar 22, 8:40am
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Two more major mortgage lenders raise rates, but take different approaches. BNZ matches ANZ, but ASB goes further with some sharp extra hikes
David Hargreaves sees a way for house prices to get more affordable without a crash - but there are plenty of ifs and buts
16th Mar 22, 12:43pm
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David Hargreaves sees a way for house prices to get more affordable without a crash - but there are plenty of ifs and buts
As bond and swap rates rise inexorably, only Kiwibank has moved to match ANZ with higher mortgage rates so far. But the margin pressure on the other majors is building fast
15th Mar 22, 8:53am
42
As bond and swap rates rise inexorably, only Kiwibank has moved to match ANZ with higher mortgage rates so far. But the margin pressure on the other majors is building fast
BNZ economists say they are raising their inflation forecasts on an almost daily basis while ASB economists are seeing a 'Costpocalypse'
14th Mar 22, 2:48pm
50
BNZ economists say they are raising their inflation forecasts on an almost daily basis while ASB economists are seeing a 'Costpocalypse'
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
11th Mar 22, 12:23pm
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NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
David Hargreaves assesses the economic landscape as the Reserve Bank gets inexorably drawn into a 'squeeze it to death' struggle with inflation
10th Mar 22, 9:17am
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David Hargreaves assesses the economic landscape as the Reserve Bank gets inexorably drawn into a 'squeeze it to death' struggle with inflation
ANZ kicks off next round of mortgage rate hikes with some mid-range increases
ASB economists now see NZ inflation driving up over 7% in the first half of this year, mainly on the back of surging oil prices
7th Mar 22, 3:45pm
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ASB economists now see NZ inflation driving up over 7% in the first half of this year, mainly on the back of surging oil prices
Major banks record $207 million increase in combined quarterly profit, however other key profitability measures little changed
7th Mar 22, 9:34am
4
Major banks record $207 million increase in combined quarterly profit, however other key profitability measures little changed
Non-bank lenders growing their slice of new housing lending as headwinds strengthen against banks
4th Mar 22, 9:28am
Non-bank lenders growing their slice of new housing lending as headwinds strengthen against banks
Westpac is the next major to raise fixed mortgage rates, taking them to mid-pack. They also raised most term deposit rates by about the same amount. But wholesale echoes grow louder from eastern Europe
1st Mar 22, 5:00pm
Westpac is the next major to raise fixed mortgage rates, taking them to mid-pack. They also raised most term deposit rates by about the same amount. But wholesale echoes grow louder from eastern Europe
David Hargreaves assesses the return of the old enemy - inflation expectations
1st Mar 22, 12:41pm
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David Hargreaves assesses the return of the old enemy - inflation expectations
The idea that first home buyers have been disproportionately affected by the CCCFA changes appears to be unfounded
28th Feb 22, 11:48am
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The idea that first home buyers have been disproportionately affected by the CCCFA changes appears to be unfounded
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
28th Feb 22, 10:53am
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
Kiwibank raises its floating mortgage rate 25 basis points, and ups its home loan fixed rates too, some to higher than its Aussie bank rivals
28th Feb 22, 10:26am
11
Kiwibank raises its floating mortgage rate 25 basis points, and ups its home loan fixed rates too, some to higher than its Aussie bank rivals
Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
25th Feb 22, 10:44am
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Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
24th Feb 22, 7:31pm
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
The Reserve Bank is forecasting an annual fall in house prices of over 5% by March 2023 and a total fall in prices of about 9%
23rd Feb 22, 3:49pm
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The Reserve Bank is forecasting an annual fall in house prices of over 5% by March 2023 and a total fall in prices of about 9%