Mortgages
How has the composition of NZ's top 10 non-bank financial institutions changed over the past decade and does this say anything about the economy?
18th Dec 21, 8:03am
3
How has the composition of NZ's top 10 non-bank financial institutions changed over the past decade and does this say anything about the economy?
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
16th Dec 21, 5:00am
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Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
ANZ economists are the last major bank to tip that house prices will drop - now picking a 4% decline next year
15th Dec 21, 9:01am
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ANZ economists are the last major bank to tip that house prices will drop - now picking a 4% decline next year
Off the back of strong growth over several years, Avanti Finance is now New Zealand's second biggest non-bank lender
14th Dec 21, 7:58am
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Off the back of strong growth over several years, Avanti Finance is now New Zealand's second biggest non-bank lender
Fund manager Harbour Asset Management says the recent pickup in inflation goes beyond supply chain disruption and higher petrol prices
8th Dec 21, 11:34am
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Fund manager Harbour Asset Management says the recent pickup in inflation goes beyond supply chain disruption and higher petrol prices
ASB trims its two year fixed home loan rate by 20 basis points to 4.15% as wholesale swap rates make a similar move down. And the CCCFA rules start to bite at loan demand
7th Dec 21, 9:12am
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ASB trims its two year fixed home loan rate by 20 basis points to 4.15% as wholesale swap rates make a similar move down. And the CCCFA rules start to bite at loan demand
Credit bureau Centrix says consumer confidence is high as festive season kicks off, business credit defaults down, housing market stabilising
7th Dec 21, 5:00am
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Credit bureau Centrix says consumer confidence is high as festive season kicks off, business credit defaults down, housing market stabilising
ANZ economists say interest rate hikes will be tough - but ongoing high inflation would be worse
2nd Dec 21, 1:23pm
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ANZ economists say interest rate hikes will be tough - but ongoing high inflation would be worse
Economists at three of the four largest banks now see house prices dropping in 2022
1st Dec 21, 1:49pm
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Economists at three of the four largest banks now see house prices dropping in 2022
More information will need to be gathered from borrowers by lenders about the reasons why they need the loan, their income, and expenses. Lenders need to assess that the borrower can afford the repayments without getting into financial difficulty
1st Dec 21, 9:47am
13
More information will need to be gathered from borrowers by lenders about the reasons why they need the loan, their income, and expenses. Lenders need to assess that the borrower can afford the repayments without getting into financial difficulty
September quarter combined financial performance from the big 5 NZ banks comfortably outstrips September 2020 quarter on a range of measures
29th Nov 21, 12:06pm
September quarter combined financial performance from the big 5 NZ banks comfortably outstrips September 2020 quarter on a range of measures
Suddenly, the rise and rise of fixed mortgage rates looks less certain as financial markets recoil at Omicron. Maybe that opens up an opportunity for borrowers to seek discounts off the new higher carded rates
29th Nov 21, 9:33am
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Suddenly, the rise and rise of fixed mortgage rates looks less certain as financial markets recoil at Omicron. Maybe that opens up an opportunity for borrowers to seek discounts off the new higher carded rates
The housing market remains amazingly buoyant even as interest rates are getting cranked up
24th Nov 21, 3:20pm
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The housing market remains amazingly buoyant even as interest rates are getting cranked up
ASB the first bank to increase floating home loan rates following the 25 basis points OCR rise, but only by 15 basis points, ANZ adds 20 basis points, Kiwibank, Westpac and BNZ add 25 bps
24th Nov 21, 2:14pm
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ASB the first bank to increase floating home loan rates following the 25 basis points OCR rise, but only by 15 basis points, ANZ adds 20 basis points, Kiwibank, Westpac and BNZ add 25 bps
David Hargreaves crunches some facts and numbers and worries about what might be ahead in 2022
23rd Nov 21, 2:29pm
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David Hargreaves crunches some facts and numbers and worries about what might be ahead in 2022
Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
23rd Nov 21, 10:49am
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Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
Country's largest bank joins growing number of banks declining mortgage applications for loans with less than a 20% deposit
23rd Nov 21, 9:41am
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Country's largest bank joins growing number of banks declining mortgage applications for loans with less than a 20% deposit
BNZ economists anticipate ongoing interest rate increases and constrained household spending; a recession is 'possible' but not their 'central scenario' barring an external shock
22nd Nov 21, 2:12pm
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BNZ economists anticipate ongoing interest rate increases and constrained household spending; a recession is 'possible' but not their 'central scenario' barring an external shock
Following ASB and Westpac, ANZ as the largest home loan lender raises its carded offers, pushing some rates to new higher territory. One year rates now have a 70 bps advantage
22nd Nov 21, 8:37am
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Following ASB and Westpac, ANZ as the largest home loan lender raises its carded offers, pushing some rates to new higher territory. One year rates now have a 70 bps advantage
BNZ clamps down on low equity home lending to meet new RBNZ speed limit
Westpac joins ASB in pushing through higher fixed mortgage rates, as rising inflation expectations push up wholesale rates, and all eyes turn to how the RBNZ will react
18th Nov 21, 4:06pm
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Westpac joins ASB in pushing through higher fixed mortgage rates, as rising inflation expectations push up wholesale rates, and all eyes turn to how the RBNZ will react
ANZ economists see 'a relatively middle of the road outlook' for a period of weaker-than-average house price growth over 2022, but a gradual return to average over 2023
17th Nov 21, 3:01pm
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ANZ economists see 'a relatively middle of the road outlook' for a period of weaker-than-average house price growth over 2022, but a gradual return to average over 2023
Westpac's head of NZ strategy Imre Speizer says the current rush to fix mortgages is likely to continue into next year, which will keep pressure on swap rates
17th Nov 21, 12:35pm
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Westpac's head of NZ strategy Imre Speizer says the current rush to fix mortgages is likely to continue into next year, which will keep pressure on swap rates
Kiwibank pulling plug on pre-approvals for low deposit home loans as banks strive to meet new RBNZ LVR restrictions
17th Nov 21, 7:44am
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Kiwibank pulling plug on pre-approvals for low deposit home loans as banks strive to meet new RBNZ LVR restrictions
New Reserve Bank debt to income figures show the extent to which housing investors filled their boots during the low-interest, LVR-free days of last year and into this year
16th Nov 21, 3:25pm
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New Reserve Bank debt to income figures show the extent to which housing investors filled their boots during the low-interest, LVR-free days of last year and into this year