About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Monday; no retail rate updates, jobs rise (or do they?), fewer Auckland homes being built, record NZGB bond trading, AIA seeks more, swaps & NZD stable, & more
29th Sep 25, 3:59pm
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A review of things you need to know before you sign off on Monday; no retail rate updates, jobs rise (or do they?), fewer Auckland homes being built, record NZGB bond trading, AIA seeks more, swaps & NZD stable, & more
China profits rise; Singapore production falls; US inflation rises, sentiment eases; eyes on US non-farm payrolls; US imposes more tariffs; eyes on RBA rate review; UST 10yr at 4.19%; gold and oil ease; NZ$1 = 57.7 USc; TWI-5 = 65.2
29th Sep 25, 7:19am
7
China profits rise; Singapore production falls; US inflation rises, sentiment eases; eyes on US non-farm payrolls; US imposes more tariffs; eyes on RBA rate review; UST 10yr at 4.19%; gold and oil ease; NZ$1 = 57.7 USc; TWI-5 = 65.2
Inflation rises in the US; consumer sentiment retreats; US farms under pressure; US add new tariffs; shutdown watch closer; Singapore gets a jolt; UST 10yr at 4.18%; gold & silver rise, oil firm; NZ$1 = 57.8 USc; TWI-5 = 65.2
27th Sep 25, 8:47am
5
Inflation rises in the US; consumer sentiment retreats; US farms under pressure; US add new tariffs; shutdown watch closer; Singapore gets a jolt; UST 10yr at 4.18%; gold & silver rise, oil firm; NZ$1 = 57.8 USc; TWI-5 = 65.2
A review of things you need to know before you sign off on Friday; no retail rate changes, sentiment stops falling, banks love FHBs, Tower 1 IAG 0, wealth disparity unchanged, livestock prices firmer, swaps stable, NZD soft, & more
26th Sep 25, 4:00pm
17
A review of things you need to know before you sign off on Friday; no retail rate changes, sentiment stops falling, banks love FHBs, Tower 1 IAG 0, wealth disparity unchanged, livestock prices firmer, swaps stable, NZD soft, & more
US data weakish but GDP growth claimed to be strong; Canada to end post services; Taiwan retail rises; Swiss stay at zero; freight rates fall faster; UST 10yr at 4.17%; gold up, oil holds; NZ$1 = 57.6 USc; TWI-5 = 65.2
26th Sep 25, 7:27am
14
US data weakish but GDP growth claimed to be strong; Canada to end post services; Taiwan retail rises; Swiss stay at zero; freight rates fall faster; UST 10yr at 4.17%; gold up, oil holds; NZ$1 = 57.6 USc; TWI-5 = 65.2
A review of things you need to know before you sign off on Thursday; Fonterra floods the zone, older & older, activity rises, social housing demand falls (?), NZGBs in massive demand, more gas, swaps stable, NZD soft, & more
25th Sep 25, 3:59pm
15
A review of things you need to know before you sign off on Thursday; Fonterra floods the zone, older & older, activity rises, social housing demand falls (?), NZGBs in massive demand, more gas, swaps stable, NZD soft, & more
US data dodgy; Taiwan stars again; Aussie CPI pressure; copper prices jump; Russia ups war tax; US gets subprime shock reprise; another US shutdown looms; UST 10yr at 4.15%; gold down, oil up; NZ$1 = 58.1 USc; TWI-5 = 65.5
25th Sep 25, 7:27am
23
US data dodgy; Taiwan stars again; Aussie CPI pressure; copper prices jump; Russia ups war tax; US gets subprime shock reprise; another US shutdown looms; UST 10yr at 4.15%; gold down, oil up; NZ$1 = 58.1 USc; TWI-5 = 65.5
A review of things you need to know before you sign off on Wednesday; TSB cuts hard, Breman takes the helm, job confidence in doldrums, long-term fiscal pressure identified, swaps stable, NZD drops vs AUD, & more
24th Sep 25, 3:59pm
10
A review of things you need to know before you sign off on Wednesday; TSB cuts hard, Breman takes the helm, job confidence in doldrums, long-term fiscal pressure identified, swaps stable, NZD drops vs AUD, & more
US data soft; China faces new bad loan problem; Taiwan export orders impress; Sweden delivers surprise rate cut; OECD updates global forecasts; UST 10yr at 4.12%; gold rises again, oil up; NZ$1 = 58.6 USc; TWI-5 = 65.7
24th Sep 25, 7:21am
25
US data soft; China faces new bad loan problem; Taiwan export orders impress; Sweden delivers surprise rate cut; OECD updates global forecasts; UST 10yr at 4.12%; gold rises again, oil up; NZ$1 = 58.6 USc; TWI-5 = 65.7
TSB's new 4.49% two year fixed rate offer is now the best in the mortgage market, one gearing up for the spring real estate selling season just as wholesale rates start moving lower again
24th Sep 25, 6:00am
6
TSB's new 4.49% two year fixed rate offer is now the best in the mortgage market, one gearing up for the spring real estate selling season just as wholesale rates start moving lower again
A review of things you need to know before you sign off on Tuesday; cartel in Christchurch, affordability improves, new migrant pathway, Holidays Act to be repealed, CHFA raises $200 mln, swasp and NZD stable, & more
23rd Sep 25, 4:00pm
22
A review of things you need to know before you sign off on Tuesday; cartel in Christchurch, affordability improves, new migrant pathway, Holidays Act to be repealed, CHFA raises $200 mln, swasp and NZD stable, & more
US activity data stays negative; Fed speakers mostly worry about inflation; China-Europe land bridge closed; Hong Kong braces for typhoon; UST 10yr at 4.14%; gold & silver rise again, oil lower; NZ$1 = 58.7 USc; TWI-5 = 65.9
23rd Sep 25, 7:19am
21
US activity data stays negative; Fed speakers mostly worry about inflation; China-Europe land bridge closed; Hong Kong braces for typhoon; UST 10yr at 4.14%; gold & silver rise again, oil lower; NZ$1 = 58.7 USc; TWI-5 = 65.9
A review of things you need to know before you sign off on Monday; investors sentiment dips, tracking real-time prosperity, median multiples improve, Canterbury businesses optimistic, Hong Kong girds for Ragasa, swaps and NZD stable, & more
22nd Sep 25, 3:58pm
17
A review of things you need to know before you sign off on Monday; investors sentiment dips, tracking real-time prosperity, median multiples improve, Canterbury businesses optimistic, Hong Kong girds for Ragasa, swaps and NZD stable, & more
Eyes on market reactions to the Fed rate cut and political pressure; China FDI stalls; Japan inflation eases; German PPI soft; Canada retail strong; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
22nd Sep 25, 7:20am
14
Eyes on market reactions to the Fed rate cut and political pressure; China FDI stalls; Japan inflation eases; German PPI soft; Canada retail strong; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
China FDI stays weak; Japanese inflation moderates; BofJ to quit EFTs and JREITs; German PPI stays very low; Canada retail rises; big wet to extend in Australia; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
20th Sep 25, 8:26am
28
China FDI stays weak; Japanese inflation moderates; BofJ to quit EFTs and JREITs; German PPI stays very low; Canada retail rises; big wet to extend in Australia; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
[updated]
A review of things you need to know before you sign off on Friday; rents flat or falling, nore job ads, trade deficit halves, more tractors sold, credit card activity rises, FMA gets 'guidance', swaps soft again, NZD drops, & more
19th Sep 25, 3:59pm
10
A review of things you need to know before you sign off on Friday; rents flat or falling, nore job ads, trade deficit halves, more tractors sold, credit card activity rises, FMA gets 'guidance', swaps soft again, NZD drops, & more
A reader asked how a break fee cost can be taken into account in our new home loan comparison calculator. We show you the way
19th Sep 25, 2:02pm
1
A reader asked how a break fee cost can be taken into account in our new home loan comparison calculator. We show you the way
US data mixed but leading indicators weaken; many more central banks review rates; Australian labour market stumbles; container freight rates fall; UST 10yr at 4.10%; gold soft, oil lower; NZ$1 = 58.8 USc; TWI-5 = 66
19th Sep 25, 7:21am
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US data mixed but leading indicators weaken; many more central banks review rates; Australian labour market stumbles; container freight rates fall; UST 10yr at 4.10%; gold soft, oil lower; NZ$1 = 58.8 USc; TWI-5 = 66
A review of things you need to know before you sign off on Thursday; ugly Q2 GDP result, which changes the OCR outlook, resi property investment lack returns, livestock prices rise, swaps drop, NZD falls, & more
18th Sep 25, 3:59pm
35
A review of things you need to know before you sign off on Thursday; ugly Q2 GDP result, which changes the OCR outlook, resi property investment lack returns, livestock prices rise, swaps drop, NZD falls, & more
Fed cuts but can't shake White House corrosion; US housing starts tumble; Canada cuts; Eyes on Australian labour market, NZ GDP; UST 10yr at 4.07%; gold soft, oil holds; NZ$1 = 59.7 USc; TWI-5 = 66.5
18th Sep 25, 7:18am
16
Fed cuts but can't shake White House corrosion; US housing starts tumble; Canada cuts; Eyes on Australian labour market, NZ GDP; UST 10yr at 4.07%; gold soft, oil holds; NZ$1 = 59.7 USc; TWI-5 = 66.5
A review of things you need to know before you sign off on Wednesday; no retail rate changes, current account shrinks notably, dairy prices dip marginally, sentiment edges lower, e-Can acts, swaps soft, NZD stable, & more
17th Sep 25, 3:59pm
11
A review of things you need to know before you sign off on Wednesday; no retail rate changes, current account shrinks notably, dairy prices dip marginally, sentiment edges lower, e-Can acts, swaps soft, NZD stable, & more
Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers
17th Sep 25, 2:30pm
1
Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers
Dairy prices hold; US data positive; Binance to escape oversight; Canadian inflation stays in zone; China and EU industrial production rise; UST 10yr at 4.03%; gold firm, oil up; NZ$1 = 59.9 USc; TWI-5 = 66.7
17th Sep 25, 7:19am
22
Dairy prices hold; US data positive; Binance to escape oversight; Canadian inflation stays in zone; China and EU industrial production rise; UST 10yr at 4.03%; gold firm, oil up; NZ$1 = 59.9 USc; TWI-5 = 66.7
A review of things you need to know before you sign off on Tuesday; ASB trims some TD rates, food inflation stays at 5%, REINZ sales 'chilly', business sentiment upbeat, eyes on dairy auction, swaps soft, NZD eases slightly, & more
16th Sep 25, 3:59pm
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A review of things you need to know before you sign off on Tuesday; ASB trims some TD rates, food inflation stays at 5%, REINZ sales 'chilly', business sentiment upbeat, eyes on dairy auction, swaps soft, NZD eases slightly, & more
Markets position for Fed decision; another US factory survey weak; China data below expectations; Indonesia splashes stimulus; climate risk in focus; UST 10yr at 4.04%; gold rises, oil up; NZ$1 = 59.7 USc; TWI-5 = 66.7
16th Sep 25, 7:19am
3
Markets position for Fed decision; another US factory survey weak; China data below expectations; Indonesia splashes stimulus; climate risk in focus; UST 10yr at 4.04%; gold rises, oil up; NZ$1 = 59.7 USc; TWI-5 = 66.7