David Chaston

We explore how the Deposit Compensation Scheme could allow savers to earn more term deposit interest by spreading investments among the covered institutions. The result: better than main bank returns

We explore how the Deposit Compensation Scheme could allow savers to earn more term deposit interest by spreading investments among the covered institutions. The result: better than main bank returns

US PMIs falter; US sentiment drops; US inflation expectations rise; Japan inflation up; Japan PMIs rise; India still expanding fast; commodity prices weaken; UST 10yr at 4.42%; gold and oil down; NZ$1 = 57.5 USc; TWI = 67.2

US PMIs falter; US sentiment drops; US inflation expectations rise; Japan inflation up; Japan PMIs rise; India still expanding fast; commodity prices weaken; UST 10yr at 4.42%; gold and oil down; NZ$1 = 57.5 USc; TWI = 67.2

A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more

A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more

Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end

Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end

US data looks topped out; Canadian PPI rises; Taiwan export orders slip; Aussie workforce grows; container freight rates fall faster; UST 10yr at 4.50%; gold up and oil holds; NZ$1 = 57.6 USc; TWI = 67.2

US data looks topped out; Canadian PPI rises; Taiwan export orders slip; Aussie workforce grows; container freight rates fall faster; UST 10yr at 4.50%; gold up and oil holds; NZ$1 = 57.6 USc; TWI = 67.2

A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more

A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more

The ground is about to sink faster for savers. ANZ brings back a TD rate starting with a '3', and now only one bank offers a rate starting with a '5'

The ground is about to sink faster for savers. ANZ brings back a TD rate starting with a '3', and now only one bank offers a rate starting with a '5'

US data shaky as US policies grow increasingly unstable; Japan machinery orders fall; China house prices fall; UK inflation rises; UST 10yr at 4.56%; gold dips and oil firms; NZ$1 = 57.1 USc; TWI = 67.2

US data shaky as US policies grow increasingly unstable; Japan machinery orders fall; China house prices fall; UK inflation rises; UST 10yr at 4.56%; gold dips and oil firms; NZ$1 = 57.1 USc; TWI = 67.2

A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more

A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more

The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer

The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer

Banks quick out of the blocks with cuts to floating home loan rates - and they are also cutting savings account rates at the same time

Banks quick out of the blocks with cuts to floating home loan rates - and they are also cutting savings account rates at the same time

Dairy prices slip; US business sentiment mixed; Canada inflation pressure rises; German business sentiment rises; RBA makes a hawkish cut; UST 10yr at 4.54%; gold and oil up; NZ$1 = 57 USc; TWI = 66.9

Dairy prices slip; US business sentiment mixed; Canada inflation pressure rises; German business sentiment rises; RBA makes a hawkish cut; UST 10yr at 4.54%; gold and oil up; NZ$1 = 57 USc; TWI = 66.9

Reserve Bank of Australia cuts its cash rate by 25 basis points to 4.1% citing progress on getting inflation down towards its target range

Reserve Bank of Australia cuts its cash rate by 25 basis points to 4.1% citing progress on getting inflation down towards its target range

A review of things you need to know before you sign off on Tuesday; TSB launches a hot one year mortgage rate, population growth slows and ages, Heartland gets vehicle loan indigestion, swaps firm, NZD eases, & more

A review of things you need to know before you sign off on Tuesday; TSB launches a hot one year mortgage rate, population growth slows and ages, Heartland gets vehicle loan indigestion, swaps firm, NZD eases, & more

TSB shines with a pre-RBNZ rate drop for fixed home loan rates, with their one year rate at a market leading level not seen since May 2023 from any other bank

TSB shines with a pre-RBNZ rate drop for fixed home loan rates, with their one year rate at a market leading level not seen since May 2023 from any other bank

Canadian housing starts rise; Singapore's exports fall; so do China's car sales and India's exports; eyes on RBA review, tinged with uncertainty; UST 10yr at 4.49%; gold up and oil little-changed; NZ$1 = 57.4 USc; TWI = 67.2

Canadian housing starts rise; Singapore's exports fall; so do China's car sales and India's exports; eyes on RBA review, tinged with uncertainty; UST 10yr at 4.49%; gold up and oil little-changed; NZ$1 = 57.4 USc; TWI = 67.2

A review of things you need to know before you sign off on Monday; TM Property listing load rises, services shift to expansion, migration flows slow, tourist arrivals speed up, a2 Milk has huge cash hoard, swaps and NZD stable, & more

A review of things you need to know before you sign off on Monday; TM Property listing load rises, services shift to expansion, migration flows slow, tourist arrivals speed up, a2 Milk has huge cash hoard, swaps and NZD stable, & more

China goes on a new debt splurge; China FDI dives; Singapore growth rises, Malaysia's declines; US retail disappoints; Canada credit conditions tighten; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3

China goes on a new debt splurge; China FDI dives; Singapore growth rises, Malaysia's declines; US retail disappoints; Canada credit conditions tighten; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3

US activity data holding; US tariff war policies revealed; China new lending spurts dramatically higher; China FDI plunges; India gains huge leverage over Trump; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3

US activity data holding; US tariff war policies revealed; China new lending spurts dramatically higher; China FDI plunges; India gains huge leverage over Trump; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3

A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more

US PPI stays high; US household debt rise modest; Japanese PPI rise stays elevated; EU industrial production weak; freight rates fall; UST 10yr at 4.54%; gold up and oil down; NZ$1 = 56.5 USc; TWI = 66.7

US PPI stays high; US household debt rise modest; Japanese PPI rise stays elevated; EU industrial production weak; freight rates fall; UST 10yr at 4.54%; gold up and oil down; NZ$1 = 56.5 USc; TWI = 66.7

A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more

A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more

US inflation rises along with inflation expectations; Japanese machine tool orders up; India industrial growth eases; Aussie housing investors pull back; UST 10yr at 4.63%; gold and oil down; NZ$1 = 56.3 USc; TWI = 66.7

US inflation rises along with inflation expectations; Japanese machine tool orders up; India industrial growth eases; Aussie housing investors pull back; UST 10yr at 4.63%; gold and oil down; NZ$1 = 56.3 USc; TWI = 66.7

A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more

A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more

ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes

ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes