David Chaston

A review of things you need to know before you sign off on Wednesday; gender pay gap shrinks, bank mortgage market share changes, dairy prices dip, FMA sees more fraud, ASB bond issue wildly popular, swaps soft, NZD stable, & more

A review of things you need to know before you sign off on Wednesday; gender pay gap shrinks, bank mortgage market share changes, dairy prices dip, FMA sees more fraud, ASB bond issue wildly popular, swaps soft, NZD stable, & more

There are two definite winners in the long term battle for home loan market share, and one clear underperformer. These pressures partly explain why some banks are more competitive than others

There are two definite winners in the long term battle for home loan market share, and one clear underperformer. These pressures partly explain why some banks are more competitive than others

US durable goods orders fall, factory surveys mildly negative; consumer sentiment dips; Canadian data positive; South Korean sentiment stays firm; UST 10yr at 4.25%; gold firmer and oil lower; NZ$1 = 58.6 USc; TWI-5 = 66.3

US durable goods orders fall, factory surveys mildly negative; consumer sentiment dips; Canadian data positive; South Korean sentiment stays firm; UST 10yr at 4.25%; gold firmer and oil lower; NZ$1 = 58.6 USc; TWI-5 = 66.3

A review of things you need to know before you sign off on Tuesday; many retail rate reductions, Fonterra gets the cream, RBNZ mortgage lending data under review, swaps stable, equity losses everywhere, NZD slips, & more

A review of things you need to know before you sign off on Tuesday; many retail rate reductions, Fonterra gets the cream, RBNZ mortgage lending data under review, swaps stable, equity losses everywhere, NZD slips, & more

BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate

BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate

Even superprime US consumers now showing credit stress; other US data lackluster; Singapore beats inflation; Chinese yuan rises with equity markets; UST 10yr at 4.28%; gold stable and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3

Even superprime US consumers now showing credit stress; other US data lackluster; Singapore beats inflation; Chinese yuan rises with equity markets; UST 10yr at 4.28%; gold stable and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3

A review of things you need to know before you sign off on Monday; ICBC stars with very low 1yr rate, retail delivers a surprise rise, ASB launches big new bond, awful Q2 KiwiSaver results, swaps soft, NZD stable, & more

A review of things you need to know before you sign off on Monday; ICBC stars with very low 1yr rate, retail delivers a surprise rise, ASB launches big new bond, awful Q2 KiwiSaver results, swaps soft, NZD stable, & more

China reveals extended weak FDI; Canada gets tariff inflation; Japan inflation dips but rice still a problem; US markets like that Powell de-emphasising the inflation fight; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3

China reveals extended weak FDI; Canada gets tariff inflation; Japan inflation dips but rice still a problem; US markets like that Powell de-emphasising the inflation fight; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3

Markets embrace US rate cut signals; tariff-tax costs embed; Canada rolls back some tariffs; China's FDI stays very weak; AI investments juices R&D; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3

Markets embrace US rate cut signals; tariff-tax costs embed; Canada rolls back some tariffs; China's FDI stays very weak; AI investments juices R&D; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3

A review of things you need to know before you sign off on Friday; more rate cuts, Fonterra sells, farmers want to twist the scrum further, fraud attempts pervasive, ghost tapping arrives, swaps stable, NZD stable, & more

A review of things you need to know before you sign off on Friday; more rate cuts, Fonterra sells, farmers want to twist the scrum further, fraud attempts pervasive, ghost tapping arrives, swaps stable, NZD stable, & more

Fonterra's sale of its consumer business to French giant Lactalis will deliver a $3.2 bln tax-free boost for shareholders, and it retains supply agreements for iconic dairy brands Anchor and Mainland

Fonterra's sale of its consumer business to French giant Lactalis will deliver a $3.2 bln tax-free boost for shareholders, and it retains supply agreements for iconic dairy brands Anchor and Mainland

Powell awaited but US data doesn't support rate cuts; Japanese business rises; China in more debt stress; Australia data upbeat; freight rates ease; UST 10yr at 4.33%; gold soft and oil firmer; NZ$1 = 58.2 USc; TWI-5 = 66.2

Powell awaited but US data doesn't support rate cuts; Japanese business rises; China in more debt stress; Australia data upbeat; freight rates ease; UST 10yr at 4.33%; gold soft and oil firmer; NZ$1 = 58.2 USc; TWI-5 = 66.2

A review of things you need to know before you sign off on Thursday; more rate cuts, more housing market sceptics, Fonterra boosts payout, two banks report profit stutters, swaps stay down, NZD stays down, & more

A review of things you need to know before you sign off on Thursday; more rate cuts, more housing market sceptics, Fonterra boosts payout, two banks report profit stutters, swaps stay down, NZD stays down, & more

Rate cut announcements to savings accounts have started to flow with the six banks advising changes so far, ranging from no-change to -30 bps

Rate cut announcements to savings accounts have started to flow with the six banks advising changes so far, ranging from no-change to -30 bps

Fed vote isolates dissenters, Trump goes after a governor; Canada SMEs positive; Taiwan export orders strong; Indonesia cuts; UK inflation rising; UST 10yr at 4.29%; gold and oil firmer; NZ$1 = 58.3 USc; TWI-5 = 66.1

Fed vote isolates dissenters, Trump goes after a governor; Canada SMEs positive; Taiwan export orders strong; Indonesia cuts; UK inflation rising; UST 10yr at 4.29%; gold and oil firmer; NZ$1 = 58.3 USc; TWI-5 = 66.1

A review of things you need to know before you sign off on Wednesday; financial markets react to what they think is a dovish RBNZ OCR move, dairy prices hold, insurers reprice climate risks, Fletcher in sell-off mode, swaps drop, NZD dives, & more

A review of things you need to know before you sign off on Wednesday; financial markets react to what they think is a dovish RBNZ OCR move, dairy prices hold, insurers reprice climate risks, Fletcher in sell-off mode, swaps drop, NZD dives, & more

The Cooperative Bank kicks off the latest round of floating home loan rate reductions with matching cuts to variable rates and savings account rates. ANZ follows with a lesser cut, Westpac too. Now Kiwibank

The Cooperative Bank kicks off the latest round of floating home loan rate reductions with matching cuts to variable rates and savings account rates. ANZ follows with a lesser cut, Westpac too. Now Kiwibank

Financial markets in broad but shallow retreat, led by commodities; Canadian inflation lower; Malaysian exports strong; Australian consumers more bullish; UST 10yr at 4.30%; gold and oil weaken; NZ$1 = 59 USc; TWI-5 = 66.9

Financial markets in broad but shallow retreat, led by commodities; Canadian inflation lower; Malaysian exports strong; Australian consumers more bullish; UST 10yr at 4.30%; gold and oil weaken; NZ$1 = 59 USc; TWI-5 = 66.9

A review of things you need to know before you sign off on Tuesday; BNZ trims TD rates, PPI stays high, but farm expenses avoid the pressure, population growth low, eyes on dairy prices - and OCR, swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Tuesday; BNZ trims TD rates, PPI stays high, but farm expenses avoid the pressure, population growth low, eyes on dairy prices - and OCR, swaps stable, NZD firm, & more

US housebuilders downbeat on cost pressure; Canadian housebuilders buoyant; India jobless levels low; Singapore exports fall; China keeps pressure on EU; UST 10yr at 4.34%; gold holds and oil firms; NZ$1 = 59.2 USc; TWI-5 = 67

US housebuilders downbeat on cost pressure; Canadian housebuilders buoyant; India jobless levels low; Singapore exports fall; China keeps pressure on EU; UST 10yr at 4.34%; gold holds and oil firms; NZ$1 = 59.2 USc; TWI-5 = 67

A review of things you need to know before you sign off on Monday; service sector contracts less, withdrawns point to unrealistic sellers, MVM sold for a big loss, businesses expect higher inflation, swaps stable, NZD softish, & more

A review of things you need to know before you sign off on Monday; service sector contracts less, withdrawns point to unrealistic sellers, MVM sold for a big loss, businesses expect higher inflation, swaps stable, NZD softish, & more

Chinese data holds but stimulus juice losing its effectiveness; US data holds but consumers less confident; Ireland jolted by US tariffs; UST 10yr at 4.32%; gold holds and oil dips; NZ$1 = 59.2 USc; TWI-5 = 66.9

Chinese data holds but stimulus juice losing its effectiveness; US data holds but consumers less confident; Ireland jolted by US tariffs; UST 10yr at 4.32%; gold holds and oil dips; NZ$1 = 59.2 USc; TWI-5 = 66.9

US consumers glummer but still buy cars; Malaysia GDP rise good; China data softens; shipping to get a new twist; Ireland's trade with the US dives; UST 10yr at 4.32%; gold holds and oil dips; NZ$1 = 59.2 USc; TWI-5 = 66.9

US consumers glummer but still buy cars; Malaysia GDP rise good; China data softens; shipping to get a new twist; Ireland's trade with the US dives; UST 10yr at 4.32%; gold holds and oil dips; NZ$1 = 59.2 USc; TWI-5 = 66.9

A review of things you need to know before you sign off on Friday; more home loan rate cuts, inflation still lurking, migration eases, tourism stalls, PMI rises, swaps stable, NZX50 firm, NZD soft, & more

A review of things you need to know before you sign off on Friday; more home loan rate cuts, inflation still lurking, migration eases, tourism stalls, PMI rises, swaps stable, NZX50 firm, NZD soft, & more

SBS Bank cuts its first home buyer 'Combo' rate to 3.99%, its lowest rate since May 2022

SBS Bank cuts its first home buyer 'Combo' rate to 3.99%, its lowest rate since May 2022