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David Chaston

About

David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.

Member for

16 years 1 month

Latest articles

[updated]
A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too
8th Sep 25, 3:37pm
A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too
After weak jobs data US eyes now turn to upcoming inflation and sentiment readings; Canada pushes active economic defense; global food prices stable; UST 10yr at 4.09%; gold stays near ATH, oil soft; NZ$1 = 58.9 USc; TWI-5 = 66.4
8th Sep 25, 7:20am
22
After weak jobs data US eyes now turn to upcoming inflation and sentiment readings; Canada pushes active economic defense; global food prices stable; UST 10yr at 4.09%; gold stays near ATH, oil soft; NZ$1 = 58.9 USc; TWI-5 = 66.4
US factory jobs shrink as overall labour market cools; US inflation stays high; Canada turns active in economic defense; global food prices stable; UST 10yr at 4.09%; gold jumps to new ATH, oil retreats further; NZ$1 = 58.9 USc; TWI-5 = 66.3
6th Sep 25, 8:32am
30
US factory jobs shrink as overall labour market cools; US inflation stays high; Canada turns active in economic defense; global food prices stable; UST 10yr at 4.09%; gold jumps to new ATH, oil retreats further; NZ$1 = 58.9 USc; TWI-5 = 66.3
A review of things you need to know before you sign off on Friday; SBS ends its 3.99% first home special, insurers show more caution, CHFA gets an A+ rating, NZX50 heading for a +2% weekly gain, swaps stable, NZD weaker, & more
5th Sep 25, 3:59pm
11
A review of things you need to know before you sign off on Friday; SBS ends its 3.99% first home special, insurers show more caution, CHFA gets an A+ rating, NZX50 heading for a +2% weekly gain, swaps stable, NZD weaker, & more
US labour market data generally weak; US services sector stays expanding; markets expect a Fed rate cut; China juices personal loans for consumption; UST 10yr at 4.17%; gold settles back, oil holds low; NZ$1 = 58.4 USc; TWI-5 = 66.1
5th Sep 25, 7:24am
5
US labour market data generally weak; US services sector stays expanding; markets expect a Fed rate cut; China juices personal loans for consumption; UST 10yr at 4.17%; gold settles back, oil holds low; NZ$1 = 58.4 USc; TWI-5 = 66.1
A review of things you need to know before you sign off on Thursday; housing market fades, trouble follows Fletcher, Q2 construction weak, retail glimmers, farmers winning, bonds hot, swaps stable, NZD firms, & more
4th Sep 25, 3:58pm
20
A review of things you need to know before you sign off on Thursday; housing market fades, trouble follows Fletcher, Q2 construction weak, retail glimmers, farmers winning, bonds hot, swaps stable, NZD firms, & more
US data very unimpressive; China services expand faster; Korea eyes joining the CPTPP; Australian GDP rises faster than expected; UST 10yr at 4.22%; gold rises sharply again, oil firmish; NZ$1 = 58.8 USc; TWI-5 = 66.3
4th Sep 25, 7:19am
24
US data very unimpressive; China services expand faster; Korea eyes joining the CPTPP; Australian GDP rises faster than expected; UST 10yr at 4.22%; gold rises sharply again, oil firmish; NZ$1 = 58.8 USc; TWI-5 = 66.3
A review of things you need to know before you sign off on Wednesday; TD rates edge down, fewer Auckland dwelling completions, small rise in consumer spending, dairy prices drop, commodity prices rise, swaps stable, NZD soft, & more
3rd Sep 25, 3:59pm
18
A review of things you need to know before you sign off on Wednesday; TD rates edge down, fewer Auckland dwelling completions, small rise in consumer spending, dairy prices drop, commodity prices rise, swaps stable, NZD soft, & more
Another big bank has trimmed its term deposit rates, aligning them with their main rivals. But the overall trend is for lower TD rates. Savers should reassess their penchant for keeping their TD terms short
3rd Sep 25, 11:55am
1
Another big bank has trimmed its term deposit rates, aligning them with their main rivals. But the overall trend is for lower TD rates. Savers should reassess their penchant for keeping their TD terms short
Key US indicators point lower, risk appetite fades; dairy prices drop; EU inflation stable; global electricity demand surges; UST 10yr at 4.28%; gold rises sharply to new ATH, oil firmish; NZ$1 = 58.7 USc; TWI-5 = 66.3
3rd Sep 25, 7:19am
11
Key US indicators point lower, risk appetite fades; dairy prices drop; EU inflation stable; global electricity demand surges; UST 10yr at 4.28%; gold rises sharply to new ATH, oil firmish; NZ$1 = 58.7 USc; TWI-5 = 66.3
A review of things you need to know before you sign off on Tuesday; BNZ and Heartland change rates, Barfoots saw good sales activity at lower prices, terms of trade improve sharply, swaps stable, NZD soft, & more
2nd Sep 25, 3:59pm
36
A review of things you need to know before you sign off on Tuesday; BNZ and Heartland change rates, Barfoots saw good sales activity at lower prices, terms of trade improve sharply, swaps stable, NZD soft, & more
World's factories rise despite tariff threats; Australia building consents fall but house prices rise; wheat crop forecast jumps; UST 10yr at 4.25%; gold rises again with silver, oil firmish; NZ$1 = 59 USc; TWI-5 = 66.4
2nd Sep 25, 7:18am
17
World's factories rise despite tariff threats; Australia building consents fall but house prices rise; wheat crop forecast jumps; UST 10yr at 4.25%; gold rises again with silver, oil firmish; NZ$1 = 59 USc; TWI-5 = 66.4
A review of things you need to know before you sign off on Monday; Kiwibank moves down, new tool to assess mortgage offers, bottoming out, Jetstar slapped & shamed, dairy consolidation, swaps stable, NZD firmish, & more
1st Sep 25, 3:59pm
9
A review of things you need to know before you sign off on Monday; Kiwibank moves down, new tool to assess mortgage offers, bottoming out, Jetstar slapped & shamed, dairy consolidation, swaps stable, NZD firmish, & more
Talleys, through their Open Country Dairy business, acquires a second dairy processor in two weeks, taking over Mataura Valley Milk, and now Miraka
1st Sep 25, 12:01pm
13
Talleys, through their Open Country Dairy business, acquires a second dairy processor in two weeks, taking over Mataura Valley Milk, and now Miraka
Interest.co.nz launches new home loan comparison calculator allowing you to compare the impact on the rate you are offered of costs you be will liable for, and the benefits of any cashbacks, across multiple offers
1st Sep 25, 10:30am
2
Interest.co.nz launches new home loan comparison calculator allowing you to compare the impact on the rate you are offered of costs you be will liable for, and the benefits of any cashbacks, across multiple offers
[updated]
Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too
1st Sep 25, 8:37am
Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too
Eyes on upcoming US jobs data; Chinese PMIs stay weak; China housing market weaker; Japan & Korea positive; air travel and air freight grow strongly; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
1st Sep 25, 7:19am
14
Eyes on upcoming US jobs data; Chinese PMIs stay weak; China housing market weaker; Japan & Korea positive; air travel and air freight grow strongly; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
[updated]
US data imbalanced and faces a reckoning; Korea and Japan show economic gains; EU inflation expectations anchored; air cargo volumes rise, except in US; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
30th Aug 25, 9:02am
24
US data imbalanced and faces a reckoning; Korea and Japan show economic gains; EU inflation expectations anchored; air cargo volumes rise, except in US; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
A review of things you need to know before you sign off on Friday; ASB cuts fixed rates, insurance premiums significant, consumer sentiment weaker, FHB's very active, housing loans rise faster, swaps hold, NZD firmer, & more
29th Aug 25, 3:59pm
14
A review of things you need to know before you sign off on Friday; ASB cuts fixed rates, insurance premiums significant, consumer sentiment weaker, FHB's very active, housing loans rise faster, swaps hold, NZD firmer, & more
ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move
29th Aug 25, 10:08am
10
ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move
US data uninspiring but equity markets hit records again; Canadian wages rise faster; India factories busier; freight rates fall; UST 10yr at 4.21%; gold rises but oil holds; NZ$1 = 58.9 USc; TWI-5 = 66.4
29th Aug 25, 7:27am
17
US data uninspiring but equity markets hit records again; Canadian wages rise faster; India factories busier; freight rates fall; UST 10yr at 4.21%; gold rises but oil holds; NZ$1 = 58.9 USc; TWI-5 = 66.4
A review of things you need to know before you sign off on Thursday; retail rates keep falling, home loan affordability improves again, business sentiment little-changed, jobs market improves, swaps soft, NZD firmish, & more
28th Aug 25, 3:59pm
9
A review of things you need to know before you sign off on Thursday; retail rates keep falling, home loan affordability improves again, business sentiment little-changed, jobs market improves, swaps soft, NZD firmish, & more
If you read us from Australia, check out our new service there. Our interest rate tables are unique for Aussie homeowners and savers. Our news and opinion is tailored for Lucky Country readers
28th Aug 25, 11:54am
4
If you read us from Australia, check out our new service there. Our interest rate tables are unique for Aussie homeowners and savers. Our news and opinion is tailored for Lucky Country readers
Eyes on Nvidia; US mortgage applications dip; US caught doing covert ops in Greenland; Taiwan sentiment weakens; Aussie inflation turns up; UST 10yr at 4.24%; gold firmer and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3
28th Aug 25, 7:19am
19
Eyes on Nvidia; US mortgage applications dip; US caught doing covert ops in Greenland; Taiwan sentiment weakens; Aussie inflation turns up; UST 10yr at 4.24%; gold firmer and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3
Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond
27th Aug 25, 5:51pm
6
Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond