David Hargreaves

Latest Reserve Bank figures show that annual mortgage growth has slowed for the first time since last November

Latest Reserve Bank figures show that annual mortgage growth has slowed for the first time since last November

ANZ Business Outlook Survey shows the worst sentiment in the construction sector since 2009, while overall business confidence has sagged again and more firms are expecting to cut staff

ANZ Business Outlook Survey shows the worst sentiment in the construction sector since 2009, while overall business confidence has sagged again and more firms are expecting to cut staff

New research finds the composition of migrants has no influence on house prices, but New Zealanders moving tends to push prices up more

New research finds the composition of migrants has no influence on house prices, but New Zealanders moving tends to push prices up more

BNZ chief economist Tony Alexander has crunched the data and declares that the Govt decision to can any Capital Gains Tax has not reignited investor interest in house buying

BNZ chief economist Tony Alexander has crunched the data and declares that the Govt decision to can any Capital Gains Tax has not reignited investor interest in house buying

P2P lender Squirrel Money has reported smaller losses after significantly reducing its marketing spend

P2P lender Squirrel Money has reported smaller losses after significantly reducing its marketing spend

Westpac economists change their call and now see two further cuts to the OCR this year - but they say even three cuts would be a possibility; house price rises may be even more than Westpac has forecast

Westpac economists change their call and now see two further cuts to the OCR this year - but they say even three cuts would be a possibility; house price rises may be even more than Westpac has forecast

In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high

In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high

Westpac NZ has made one of this country's largest ever non-government debt issues, raising NZ$900 mln for an offer that was notionally seeking NZ$100 mln

Westpac NZ has made one of this country's largest ever non-government debt issues, raising NZ$900 mln for an offer that was notionally seeking NZ$100 mln

Online lender Harmoney reports an after-tax gain of $7.22 million and vastly increased assets; still seeking new share capital

Online lender Harmoney reports an after-tax gain of $7.22 million and vastly increased assets; still seeking new share capital

BNZ chief economist Tony Alexander crunches the reasons why he believes it is not valid to assume recent declines in Australian house prices will translate to similar falls here

BNZ chief economist Tony Alexander crunches the reasons why he believes it is not valid to assume recent declines in Australian house prices will translate to similar falls here

A review of things you need to know before you go home on Monday; Mortgage and term deposit rate changes as BNZ goes low, there's a new IRD scam in town, Westpac NZ looks for $100+ mln, swaps drop, and dollar firms

A review of things you need to know before you go home on Monday; Mortgage and term deposit rate changes as BNZ goes low, there's a new IRD scam in town, Westpac NZ looks for $100+ mln, swaps drop, and dollar firms

Reserve Bank says an insurance sector prudential dashboard 'will incur some costs on the industry' and may take several years

Reserve Bank says an insurance sector prudential dashboard 'will incur some costs on the industry' and may take several years

Kiwibank economists say despite the residential construction boom the country is still falling short of what it needs to build; further short term weakness seen in Auckland house prices, however

Kiwibank economists say despite the residential construction boom the country is still falling short of what it needs to build; further short term weakness seen in Auckland house prices, however

Fitch Ratings affirms the AA- ratings of ANZ and Westpac but warns both they and their NZ subsidiaries might see a weakening in earnings relative to their peers

Fitch Ratings affirms the AA- ratings of ANZ and Westpac but warns both they and their NZ subsidiaries might see a weakening in earnings relative to their peers

Aotea Finance will pay thousands of customers after a settlement with the Commerce Commission due to credit contracts not including all the key information required under the Credit Contracts and Consumer Finance Act 2003

Aotea Finance will pay thousands of customers after a settlement with the Commerce Commission due to credit contracts not including all the key information required under the Credit Contracts and Consumer Finance Act 2003

David Hargreaves wonders if the push-back, particularly by the Big Four Aussie banks, against the RBNZ's capital proposals may ultimately prove to be counter-productive

David Hargreaves wonders if the push-back, particularly by the Big Four Aussie banks, against the RBNZ's capital proposals may ultimately prove to be counter-productive

Department of Internal Affairs says Regus Management has failed to meet requirements under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009

Department of Internal Affairs says Regus Management has failed to meet requirements under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009

David Hargreaves says the Government needs to take a hard look at the growing usage of Kiwisaver to fund deposits for houses - and the risks that this carries

David Hargreaves says the Government needs to take a hard look at the growing usage of Kiwisaver to fund deposits for houses - and the risks that this carries

The Financial Markets Authority says filing of legal action against ANZ by RAM investors is the 'right result'

The Financial Markets Authority says filing of legal action against ANZ by RAM investors is the 'right result'

APRA will make each of ANZ, National Australia Bank and Westpac hold an extra A$500 mln 'to reflect higher operational risk identified in their risk governance self-assessments'

APRA will make each of ANZ, National Australia Bank and Westpac hold an extra A$500 mln 'to reflect higher operational risk identified in their risk governance self-assessments'

KPMG's head of banking and finance John Kensington wonders whether the growing trend of young Kiwis using Kiwisaver for a home deposit is just 'pushing the problem of retirement affordability down the track' for future generations

KPMG's head of banking and finance John Kensington wonders whether the growing trend of young Kiwis using Kiwisaver for a home deposit is just 'pushing the problem of retirement affordability down the track' for future generations

David Hargreaves argues that the current push to devolve central government powers to local authorities should not be countenanced - but there's a danger it will be with an election looming

David Hargreaves argues that the current push to devolve central government powers to local authorities should not be countenanced - but there's a danger it will be with an election looming

Westpac economists pare back their economic growth forecasts and now see annual GDP growth of just 2.4% through the first half of this year, however, they reckon house price growth could be even stronger than they previously forecast

Westpac economists pare back their economic growth forecasts and now see annual GDP growth of just 2.4% through the first half of this year, however, they reckon house price growth could be even stronger than they previously forecast

Shareholders vote overwhelmingly in favour of $588 million takeover deal for Westland Co-operative Dairy Company; regulatory hurdles still ahead; NZ First - it's a sad day

Shareholders vote overwhelmingly in favour of $588 million takeover deal for Westland Co-operative Dairy Company; regulatory hurdles still ahead; NZ First - it's a sad day

David Hargreaves thinks the RBNZ should have lost its role as insurance regulator, but since it will be keeping the role, the emphasis needs to be on ensuring it is now better resourced for the job

David Hargreaves thinks the RBNZ should have lost its role as insurance regulator, but since it will be keeping the role, the emphasis needs to be on ensuring it is now better resourced for the job