David Hargreaves

Reserve Bank is proposing formal requirements for banks to provide access to cash deposits and withdrawals and wants the power to set standards for machines that process and dispense cash

Reserve Bank is proposing formal requirements for banks to provide access to cash deposits and withdrawals and wants the power to set standards for machines that process and dispense cash

Directors say it is 'clear' that additional financial resources will be required for the Reserve Bank in the future

Directors say it is 'clear' that additional financial resources will be required for the Reserve Bank in the future

Latest NZIER Quarterly Survey of Business Opinion suggests GDP could fall below 1% later this year; RBNZ likely to be forced to cut interest rates further

Latest NZIER Quarterly Survey of Business Opinion suggests GDP could fall below 1% later this year; RBNZ likely to be forced to cut interest rates further

Government says the big banks have promised not to close any regional branches while a four-location trial of banking hubs is under way from early next year

Government says the big banks have promised not to close any regional branches while a four-location trial of banking hubs is under way from early next year

Latest ANZ Business Outlook Survey shows that the Reserve Bank's 'shock and Orr' cut to interest rates last month has done little to improve sentiment in the business community

Latest ANZ Business Outlook Survey shows that the Reserve Bank's 'shock and Orr' cut to interest rates last month has done little to improve sentiment in the business community

Adrian Orr says the RBNZ is 'monitoring' the banks to assess any degree that they might be 'front loading' the central bank's upcoming capital proposals; says bank customers should 'question' their banks on issues of competition

Adrian Orr says the RBNZ is 'monitoring' the banks to assess any degree that they might be 'front loading' the central bank's upcoming capital proposals; says bank customers should 'question' their banks on issues of competition

Fonterra is employing a back to basics strategy that will involve it getting rid of its overseas 'milk pools' over time; is targeting lower dividends in the immediate future and will not borrow to pay for these

Fonterra is employing a back to basics strategy that will involve it getting rid of its overseas 'milk pools' over time; is targeting lower dividends in the immediate future and will not borrow to pay for these

Reserve Bank makes no change to Official Cash Rate but says it still has scope to provide further stimulus in future if that's needed

Reserve Bank makes no change to Official Cash Rate but says it still has scope to provide further stimulus in future if that's needed

Fonterra says it has $1 billion available for debt reduction after completing its latest asset sale

Fonterra says it has $1 billion available for debt reduction after completing its latest asset sale

Tower says it has a deal to pay $13 million for the 34,000 policies issued by Youi in this country; Tower to raise $47 million to pay for purchase and to boost its own solvency position

Tower says it has a deal to pay $13 million for the 34,000 policies issued by Youi in this country; Tower to raise $47 million to pay for purchase and to boost its own solvency position

Independent experts assessing the 2018 census data quality disagree with Statistics NZ's view that the information on ethnicity is of 'high' quality and say there's 'significant variability in the quality of ethnicity data by ethnic group'

Independent experts assessing the 2018 census data quality disagree with Statistics NZ's view that the information on ethnicity is of 'high' quality and say there's 'significant variability in the quality of ethnicity data by ethnic group'

The Official Cash Rate will most probably be kept at 1% this week after last month's shock double cut - but under the current RBNZ regime, nothing should be ruled out

The Official Cash Rate will most probably be kept at 1% this week after last month's shock double cut - but under the current RBNZ regime, nothing should be ruled out

Government releases its Economic Plan, which includes measures to make business feasibility studies tax deductible and makes it easier for new ventures to carry forward deductions for tax losses

Government releases its Economic Plan, which includes measures to make business feasibility studies tax deductible and makes it easier for new ventures to carry forward deductions for tax losses

Kiwibank economists say monetary policy is proving ineffective without fiscal support and we need 'strong, wise and expansive fiscal policy'

Kiwibank economists say monetary policy is proving ineffective without fiscal support and we need 'strong, wise and expansive fiscal policy'

David Hargreaves looks at the new temporary work visa proposals - the latest broken election promise from the Labour-led 'taking a breather on immigration' Government

David Hargreaves looks at the new temporary work visa proposals - the latest broken election promise from the Labour-led 'taking a breather on immigration' Government

Westpac economists say unconventional monetary policy could help the Reserve Bank meet its inflation target but they warn that any monetary policy is 'no panacea'

Westpac economists say unconventional monetary policy could help the Reserve Bank meet its inflation target but they warn that any monetary policy is 'no panacea'

New measures make it simpler for employers to bring temporary migrant labour in - and the Government has reversed the previous National administration's clampdown on families of workers being allowed to come to NZ

New measures make it simpler for employers to bring temporary migrant labour in - and the Government has reversed the previous National administration's clampdown on families of workers being allowed to come to NZ

New Gross Domestic Product figures out this week expected to show quarterly growth of around 0.5% and annual growth of a little over 2%; such figures would be in line with RBNZ expectations

New Gross Domestic Product figures out this week expected to show quarterly growth of around 0.5% and annual growth of a little over 2%; such figures would be in line with RBNZ expectations

S&P Global Ratings sees Fonterra's flexibility over setting the milk price paid to farmers as giving the dairy co-operative a higher debt capacity

S&P Global Ratings sees Fonterra's flexibility over setting the milk price paid to farmers as giving the dairy co-operative a higher debt capacity

David Hargreaves continues crunching the numbers on Fonterra and points to 2015 as the year it all went terribly wrong

David Hargreaves continues crunching the numbers on Fonterra and points to 2015 as the year it all went terribly wrong

Statistics NZ estimates New Zealand's net migration gain increased by over 8% in the July year when compared with the year to July 2018

Statistics NZ estimates New Zealand's net migration gain increased by over 8% in the July year when compared with the year to July 2018

David Hargreaves crunches some numbers around Fonterra and does little to soothe his own anxiety about the future of New Zealand's dairy giant and our dairy industry

David Hargreaves crunches some numbers around Fonterra and does little to soothe his own anxiety about the future of New Zealand's dairy giant and our dairy industry

David Hargreaves ponders why a housing obsessed nation like New Zealand keeps electing governments that don't know how to handle housing issues

David Hargreaves ponders why a housing obsessed nation like New Zealand keeps electing governments that don't know how to handle housing issues

ANZ agriculture economist Susan Kilsby thinks Fonterra may have to make still further asset write-downs of up to $700 million and may have to withhold some of the milk price payout

ANZ agriculture economist Susan Kilsby thinks Fonterra may have to make still further asset write-downs of up to $700 million and may have to withhold some of the milk price payout

The latest MBIE National Construction Pipeline Report sees nationwide house building peaking at 38,000 in the next few years - about 5,000 houses a year fewer than earlier forecast

The latest MBIE National Construction Pipeline Report sees nationwide house building peaking at 38,000 in the next few years - about 5,000 houses a year fewer than earlier forecast