David Hargreaves

David Hargreaves analyses the crucial roles in the house market that the investors, the first home buyers and Kiwisaver have been playing

David Hargreaves analyses the crucial roles in the house market that the investors, the first home buyers and Kiwisaver have been playing

The big bank economists are mulling what the flagging business confidence and drooping inflation expectations mean for the economy, with one economist even questioning whether the economy is heading for 'stall speed'

The big bank economists are mulling what the flagging business confidence and drooping inflation expectations mean for the economy, with one economist even questioning whether the economy is heading for 'stall speed'

David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing

David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing

ANZ Business Outlook Survey says there's 'nothing good to say' about business confidence as it hits the lowest level in over 11 years while increasing numbers of firms intend to reduce staff numbers

ANZ Business Outlook Survey says there's 'nothing good to say' about business confidence as it hits the lowest level in over 11 years while increasing numbers of firms intend to reduce staff numbers

Fonterra says its milk volumes in Australia were down nearly 29% in the first month of the new season, following on from a more than 20% drop for the whole of last season

Fonterra says its milk volumes in Australia were down nearly 29% in the first month of the new season, following on from a more than 20% drop for the whole of last season

Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates

Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates

David Hargreaves examines the problems at ANZ NZ and explains why he's been opening new bank accounts

David Hargreaves examines the problems at ANZ NZ and explains why he's been opening new bank accounts

ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'

ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'

In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest

In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest

David Hargreaves says Fonterra needs to articulate a plan for how it will get back on its feet quickly - or NZ's dairy industry could be imperilled

David Hargreaves says Fonterra needs to articulate a plan for how it will get back on its feet quickly - or NZ's dairy industry could be imperilled

David Hargreaves says with the Official Cash Rate now quickly moving towards zero we will all need to know as soon as possible what alternative weapons the Reserve Bank proposes wielding to shape monetary policy

David Hargreaves says with the Official Cash Rate now quickly moving towards zero we will all need to know as soon as possible what alternative weapons the Reserve Bank proposes wielding to shape monetary policy

Heartland Group Holdings has reported after-tax profits of $73.6 million for the June financial year and is forecasting a profit of between $77 million and $80 million for the forthcoming year

Heartland Group Holdings has reported after-tax profits of $73.6 million for the June financial year and is forecasting a profit of between $77 million and $80 million for the forthcoming year

Case against ANZ by investors in Ross Asset Management likely to be held next year, with investors claiming in excess of $50 million against the bank

Case against ANZ by investors in Ross Asset Management likely to be held next year, with investors claiming in excess of $50 million against the bank

Lobbyist and think tank the NZ Initiative is concerned the Reserve Bank's role could 'morph' once it starts using unconventional monetary policies and it might feel required to align itself with the Government's fiscal policy

Lobbyist and think tank the NZ Initiative is concerned the Reserve Bank's role could 'morph' once it starts using unconventional monetary policies and it might feel required to align itself with the Government's fiscal policy

ASB has opened a bond offer, notionally seeking $100 mln, but with 'unlimited' oversubscriptions; Westpac NZ recently took a stunning $900 mln through the same tactics

ASB has opened a bond offer, notionally seeking $100 mln, but with 'unlimited' oversubscriptions; Westpac NZ recently took a stunning $900 mln through the same tactics

RBNZ's new data series looking at debt-to-income ratios of home buyers shows that a third of first home buyer debt nationally, and nearly half of FHB debt in Auckland, is at a level of over five times income

RBNZ's new data series looking at debt-to-income ratios of home buyers shows that a third of first home buyer debt nationally, and nearly half of FHB debt in Auckland, is at a level of over five times income

Fonterra says it is set to lose between $590 mln and $675 mln in the just-completed financial year after writing down the value of more of its assets; $800 mln debt reduction target not achieved; board discussion on capital structure

Fonterra says it is set to lose between $590 mln and $675 mln in the just-completed financial year after writing down the value of more of its assets; $800 mln debt reduction target not achieved; board discussion on capital structure

With the Reserve Bank starting to run out of room to further cut interest rates, ANZ economists are calling for the central bank to soon unveil what its plans are for 'unconventional' monetary policy

With the Reserve Bank starting to run out of room to further cut interest rates, ANZ economists are calling for the central bank to soon unveil what its plans are for 'unconventional' monetary policy

In its latest Monetary Policy Statement the Reserve Bank has expressed surprise that house price inflation has not picked up as it expected and it now forecasts very modest growth over the next few years

In its latest Monetary Policy Statement the Reserve Bank has expressed surprise that house price inflation has not picked up as it expected and it now forecasts very modest growth over the next few years

'A stunning decision' - RBNZ delivers huge surprise with a 50-basis-point cut to the Official Cash Rate; banks quickly react with mortgage cuts; dollar drops

'A stunning decision' - RBNZ delivers huge surprise with a 50-basis-point cut to the Official Cash Rate; banks quickly react with mortgage cuts; dollar drops

Fonterra is now planning to sell part of its ill-starred investment in China's Beingmate on-market having failed to find a buyer for the whole 18.8% stake

Fonterra is now planning to sell part of its ill-starred investment in China's Beingmate on-market having failed to find a buyer for the whole 18.8% stake

ANZ chief economist Sharon Zollner now expects the Reserve Bank to cut interest rates three times before the end of 2019 to combat a global and domestic environment 'turning sour'

ANZ chief economist Sharon Zollner now expects the Reserve Bank to cut interest rates three times before the end of 2019 to combat a global and domestic environment 'turning sour'

NZIER's 'shadow board' of experts commenting on the Official Cash Rate is throwing up increasing doubts about the effectiveness of continuing to push interest rates down

NZIER's 'shadow board' of experts commenting on the Official Cash Rate is throwing up increasing doubts about the effectiveness of continuing to push interest rates down

Kiwibank economists are now predicting a 'terminal' Official Cash Rate by next year of 0.75%, but also put some possibility on the rate going to 0.5%

Kiwibank economists are now predicting a 'terminal' Official Cash Rate by next year of 0.75%, but also put some possibility on the rate going to 0.5%

With interest rates down and seemingly heading ever lower, David Hargreaves ponders how long the remarkable restraint being shown by the New Zealand public will last for

With interest rates down and seemingly heading ever lower, David Hargreaves ponders how long the remarkable restraint being shown by the New Zealand public will last for