David Hargreaves

Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again

Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again

David Hargreaves expresses reservations about Fonterra's efforts to turn itself around

David Hargreaves expresses reservations about Fonterra's efforts to turn itself around

Rising global dairy prices are increasing Fonterra's chances of being able to pay a farmgate milk price at the top end of its current forecast range

Rising global dairy prices are increasing Fonterra's chances of being able to pay a farmgate milk price at the top end of its current forecast range

Fonterra's new chief executive says the co-operative needs to put New Zealand 'front and centre' and extract the maximum value from milk produced here

Fonterra's new chief executive says the co-operative needs to put New Zealand 'front and centre' and extract the maximum value from milk produced here

China's largest dairy producer Yili will pay $588 million for the Westland Co-operative Dairy Company

China's largest dairy producer Yili will pay $588 million for the Westland Co-operative Dairy Company

ANZ economists say 'an immediate dip' in tourist arrivals can be expected in the wake of the Christchurch terrorist attacks 'particularly from traditionally more risk-averse markets in Asia'

ANZ economists say 'an immediate dip' in tourist arrivals can be expected in the wake of the Christchurch terrorist attacks 'particularly from traditionally more risk-averse markets in Asia'

GDP figures out next week widely expected to show an annual economic growth rate below 3% for the first time since late 2014

GDP figures out next week widely expected to show an annual economic growth rate below 3% for the first time since late 2014

Ratings agency S&P Global says while the global economy is more leveraged that it was at the time of the GFC the likelihood of a widespread investor exodus is contained

Ratings agency S&P Global says while the global economy is more leveraged that it was at the time of the GFC the likelihood of a widespread investor exodus is contained

Kathmandu is warning that customers' personal and payment information details may have been compromised

Kathmandu is warning that customers' personal and payment information details may have been compromised

REINZ says sales were down at a time when they are normally strong; Auckland had lowest number of sales in a non-January month since 2010

REINZ says sales were down at a time when they are normally strong; Auckland had lowest number of sales in a non-January month since 2010

The new leadership of Fonterra will need to demonstrate at next week's half-year result announcement that they are getting a handle on the giant dairy co-operative's many problems and issues

The new leadership of Fonterra will need to demonstrate at next week's half-year result announcement that they are getting a handle on the giant dairy co-operative's many problems and issues

David Hargreaves says we all need to be getting much more interested in local government

David Hargreaves says we all need to be getting much more interested in local government

Ratings agency Fitch says Fonterra has structural issues it needs to address; expects Fonterra to prioritise the strength of its balance sheet over payments to farmer shareholders; Hurrell gets Fonterra CEO job permanently

Ratings agency Fitch says Fonterra has structural issues it needs to address; expects Fonterra to prioritise the strength of its balance sheet over payments to farmer shareholders; Hurrell gets Fonterra CEO job permanently

David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market

David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market

Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling

Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling

ANZ's latest Business Outlook survey shows the recent improvement in levels of business confidence have stopped and a net 31% of survey respondents expect deteriorating conditions this year

ANZ's latest Business Outlook survey shows the recent improvement in levels of business confidence have stopped and a net 31% of survey respondents expect deteriorating conditions this year

Very mixed news for farmers as Fonterra increases the milk price forecast by possibly as much as 60c, but slashes the earnings forecast possibly more than in half; no interim dividend

Very mixed news for farmers as Fonterra increases the milk price forecast by possibly as much as 60c, but slashes the earnings forecast possibly more than in half; no interim dividend

Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month

Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month

David Hargreaves says the lasting legacy of the Government's new 'Healthy Homes' initiative will likely be increasing numbers of people dependent on the state for a roof over their heads

David Hargreaves says the lasting legacy of the Government's new 'Healthy Homes' initiative will likely be increasing numbers of people dependent on the state for a roof over their heads

Housing and Urban Development Ministry officials concede that the Govt's new 'Healthy Homes' initiative will drive up rents, see rental stock taken off the market and may increase demand for public and emergency housing

Housing and Urban Development Ministry officials concede that the Govt's new 'Healthy Homes' initiative will drive up rents, see rental stock taken off the market and may increase demand for public and emergency housing

David Hargreaves has a quick look at some of the florid prose that has greeted the Tax Working Group's final recommendations

David Hargreaves has a quick look at some of the florid prose that has greeted the Tax Working Group's final recommendations

A year after formally pulling out of tendering for big building projects following huge financial losses, Fletcher Building is tentatively signalling a likely re-entry into such work later this calendar year

A year after formally pulling out of tendering for big building projects following huge financial losses, Fletcher Building is tentatively signalling a likely re-entry into such work later this calendar year

Heartland Group Holdings says it will be able to meet the new RBNZ capital requirements through retained earnings and 'other sources'

Heartland Group Holdings says it will be able to meet the new RBNZ capital requirements through retained earnings and 'other sources'

Heartland Group Holdings has increased half year tax paid earnings 6.5% to $33.1 million but reduced the full year forecast profit to between $73 mln and $75 mln from an earlier forecast of $75-77 mln

Heartland Group Holdings has increased half year tax paid earnings 6.5% to $33.1 million but reduced the full year forecast profit to between $73 mln and $75 mln from an earlier forecast of $75-77 mln

David Hargreaves says the Government should broaden its line of attack in the fight against the country's housing problems

David Hargreaves says the Government should broaden its line of attack in the fight against the country's housing problems