LVRs
Jarrod Kerr with the Top 10 things to think about into 2019 from trade wars to yield curve inversion, wage growth, property, Italy and more
14th Dec 18, 10:12am
7
Jarrod Kerr with the Top 10 things to think about into 2019 from trade wars to yield curve inversion, wage growth, property, Italy and more
Hood the hawks: The outlook is strong but uncertain. The RBNZ has released the doves, Kiwibank's Jarrod Kerr & Jeremy Couchman say in their latest economic outlook
7th Dec 18, 11:17am
49
Hood the hawks: The outlook is strong but uncertain. The RBNZ has released the doves, Kiwibank's Jarrod Kerr & Jeremy Couchman say in their latest economic outlook
David Hargreaves wonders whether perhaps we really can achieve a subdued, but not falling, house market - 'neither too hot, nor too cold'
6th Dec 18, 10:11am
110
David Hargreaves wonders whether perhaps we really can achieve a subdued, but not falling, house market - 'neither too hot, nor too cold'
David Hargreaves looks at some of the past impacts of the RBNZ's 'LVR speed limit' home loan restrictions and ponders how the latest changes to the LVRs might affect the housing landscape
2nd Dec 18, 7:02am
87
David Hargreaves looks at some of the past impacts of the RBNZ's 'LVR speed limit' home loan restrictions and ponders how the latest changes to the LVRs might affect the housing landscape
Fitch Ratings says a sharp housing market correction remains a possibility but slowing house price growth has dampened the risks of that occurring
30th Nov 18, 9:50am
3
Fitch Ratings says a sharp housing market correction remains a possibility but slowing house price growth has dampened the risks of that occurring
David Hargreaves admits to reservations about the Reserve Bank move to lift the 'speed limit' for high loan to value house lending - and particularly the move to free up some of the shackles on investors
28th Nov 18, 3:12pm
21
David Hargreaves admits to reservations about the Reserve Bank move to lift the 'speed limit' for high loan to value house lending - and particularly the move to free up some of the shackles on investors
The Reserve Bank is loosening the 'speed limits' on high loan to value ratio lending and says further relaxation of the rules is likely in future
28th Nov 18, 9:08am
167
The Reserve Bank is loosening the 'speed limits' on high loan to value ratio lending and says further relaxation of the rules is likely in future
Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
26th Nov 18, 1:48pm
28
Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
LVRs, bank capital review, dashboard plans and credit union struggles; Four things to keep an eye out for in the RBNZ's Financial Stability Report on Wednesday
26th Nov 18, 9:41am
LVRs, bank capital review, dashboard plans and credit union struggles; Four things to keep an eye out for in the RBNZ's Financial Stability Report on Wednesday
David Hargreaves says the first half of next year should give us a much clearer idea of which way the housing market will go
23rd Nov 18, 9:26am
57
David Hargreaves says the first half of next year should give us a much clearer idea of which way the housing market will go
ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
20th Nov 18, 11:02am
79
ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
14th Nov 18, 11:45am
47
Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
13th Nov 18, 7:50am
61
David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
Westpac NZ's David McLean is seeing increased competition between the banks as the spring housing market springs to life
6th Nov 18, 11:51am
32
Westpac NZ's David McLean is seeing increased competition between the banks as the spring housing market springs to life
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
31st Oct 18, 3:32pm
30
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
30th Oct 18, 11:34am
24
ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
Infometrics' Gareth Kiernan sees enough speed bumps on the horizon to slow economic growth more than the market expects; says it's time for LVRs to be eased
12th Oct 18, 5:02am
54
Infometrics' Gareth Kiernan sees enough speed bumps on the horizon to slow economic growth more than the market expects; says it's time for LVRs to be eased
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
11th Oct 18, 1:47pm
37
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
26th Sep 18, 3:38pm
28
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
25th Sep 18, 11:29am
88
David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
The collapse of Lehman Brothers, the GFC and all that it spawned, from sub-prime mortgages to Donald Trump. Plus reminiscing with 2 Kiwis who had front row seats
15th Sep 18, 8:27am
19
The collapse of Lehman Brothers, the GFC and all that it spawned, from sub-prime mortgages to Donald Trump. Plus reminiscing with 2 Kiwis who had front row seats
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
4th Sep 18, 8:09am
10
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
Monthly mortgage figures show investors are slowly rebuilding their share of borrowing, gaining their highest share of the overall figures for over a year last month
27th Aug 18, 3:38pm
30
Monthly mortgage figures show investors are slowly rebuilding their share of borrowing, gaining their highest share of the overall figures for over a year last month
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
14th Aug 18, 9:32am
15
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
Kiwibank fires the opening round in the battle for KiwiBuild customers, offering to pre-approve 90% mortgages and contribute $2000 towards buyers' legal or moving costs
13th Aug 18, 1:08pm
14
Kiwibank fires the opening round in the battle for KiwiBuild customers, offering to pre-approve 90% mortgages and contribute $2000 towards buyers' legal or moving costs