About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
US jobs growth disappoints; Aussie economy bounces back; China's demand distorts prices, raises temperatures; UST 10y at 0.95%; oil and gold up ; NZ$1 = 70.6 USc; TWI-5 = 72.8
3rd Dec 20, 7:19am
49
US jobs growth disappoints; Aussie economy bounces back; China's demand distorts prices, raises temperatures; UST 10y at 0.95%; oil and gold up ; NZ$1 = 70.6 USc; TWI-5 = 72.8
A review of things you need to know before you go home on Wednesday; no retail rate changes, a positive dairy auction, Barfoots' best November, 'emergency' declared; bond yields rise, NZD rises, & more
2nd Dec 20, 3:59pm
21
A review of things you need to know before you go home on Wednesday; no retail rate changes, a positive dairy auction, Barfoots' best November, 'emergency' declared; bond yields rise, NZD rises, & more
Dairy prices rise; global PMIs expand faster; Hong Kong retail falls; RBA changes its tune on inflation; OECD sees improvements ahead; UST 10y at 0.92%; oil dips and gold up ; NZ$1 = 70.6 USc; TWI-5 = 72.9
2nd Dec 20, 7:25am
11
Dairy prices rise; global PMIs expand faster; Hong Kong retail falls; RBA changes its tune on inflation; OECD sees improvements ahead; UST 10y at 0.92%; oil dips and gold up ; NZ$1 = 70.6 USc; TWI-5 = 72.9
A review of things you need to know before you go home on Tuesday; many retail rate cuts, FLP details released, retail trade looks up, pandemic travel insurance extended, swaps lower, NZD holds, & more
1st Dec 20, 3:59pm
44
A review of things you need to know before you go home on Tuesday; many retail rate cuts, FLP details released, retail trade looks up, pandemic travel insurance extended, swaps lower, NZD holds, & more
US data underwhelms; China data better strong; China retail about to overtake US retail; world grain prices surge; China caught in ugly fake; UST 10y at 0.84%; oil and gold down; NZ$1 = 70.1 USc; TWI-5 = 72.6
1st Dec 20, 7:19am
84
US data underwhelms; China data better strong; China retail about to overtake US retail; world grain prices surge; China caught in ugly fake; UST 10y at 0.84%; oil and gold down; NZ$1 = 70.1 USc; TWI-5 = 72.6
A review of things you need to know before you go home on Monday; reverse equity rates cut, Govt hires freely, business confidence improves, mortgage lending hits records, swaps and NZD stable, & more
30th Nov 20, 3:59pm
22
A review of things you need to know before you go home on Monday; reverse equity rates cut, Govt hires freely, business confidence improves, mortgage lending hits records, swaps and NZD stable, & more
China's company profits rise; Aussie wine targeted by China; US holiday shopping twists but growth expected; EU pessimistic; Swiss reject bans; UST 10y at 0.84%; oil unchanged and gold down; NZ$1 = 70.3 USc; TWI-5 = 72.7
30th Nov 20, 7:19am
35
China's company profits rise; Aussie wine targeted by China; US holiday shopping twists but growth expected; EU pessimistic; Swiss reject bans; UST 10y at 0.84%; oil unchanged and gold down; NZ$1 = 70.3 USc; TWI-5 = 72.7
All the real official signals lenders get encourage them to lend for housing, and disincentive them lending to the productive economy - no matter what the officials may say. This raises real dangers says David Chaston
29th Nov 20, 6:31am
216
All the real official signals lenders get encourage them to lend for housing, and disincentive them lending to the productive economy - no matter what the officials may say. This raises real dangers says David Chaston
The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
28th Nov 20, 10:11am
35
The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
COVID twists US holiday shopping severely; Chinese industrial profits rise; China hits Aussie wine with steep tariffs; EU gloomy; Wall Street at record high; UST 10y at 0.84%; oil up and gold down; NZ$1 = 70.2 USc; TWI-5 = 72.7
28th Nov 20, 7:49am
65
COVID twists US holiday shopping severely; Chinese industrial profits rise; China hits Aussie wine with steep tariffs; EU gloomy; Wall Street at record high; UST 10y at 0.84%; oil up and gold down; NZ$1 = 70.2 USc; TWI-5 = 72.7
A review of things you need to know before you go home on Friday; more TD cuts, consumer confidence low, KiwiSaver balances high, freight subsidy extended, swap rates flatten, NZD stable, & more
27th Nov 20, 3:59pm
39
A review of things you need to know before you go home on Friday; more TD cuts, consumer confidence low, KiwiSaver balances high, freight subsidy extended, swap rates flatten, NZD stable, & more
US on holiday; Disney deepens layoffs; Singapore production retreats; China commodity prices surge; China targets cold-chain virus spread; UST 10y at 0.88%; oil and gold slip; NZ$1 = 70 USc; TWI-5 = 72.6, bitcoin dives
27th Nov 20, 7:19am
67
US on holiday; Disney deepens layoffs; Singapore production retreats; China commodity prices surge; China targets cold-chain virus spread; UST 10y at 0.88%; oil and gold slip; NZ$1 = 70 USc; TWI-5 = 72.6, bitcoin dives
A review of things you need to know before you go home on Thursday; no retail rate changes, APD downgrade, high trade surplus, higher yields hold, rents high, swaps stable, NZD firms, & more
26th Nov 20, 3:59pm
17
A review of things you need to know before you go home on Thursday; no retail rate changes, APD downgrade, high trade surplus, higher yields hold, rents high, swaps stable, NZD firms, & more
Worrying US data released ahead of Thanksgiving holiday; China raises regulatory pressure; airlines in big trouble; France starts tech tax crackdown; UST 10y at 0.87%; oil and gold firmer; NZ$1 = 70.1 USc; TWI-5 = 72.6
26th Nov 20, 7:23am
67
Worrying US data released ahead of Thanksgiving holiday; China raises regulatory pressure; airlines in big trouble; France starts tech tax crackdown; UST 10y at 0.87%; oil and gold firmer; NZ$1 = 70.1 USc; TWI-5 = 72.6
A review of things you need to know before you go home on Wednesday; FSR updated, mortgage lending booms, investors up their share, good company results, swaps up, NZD stays high, & more
25th Nov 20, 3:59pm
21
A review of things you need to know before you go home on Wednesday; FSR updated, mortgage lending booms, investors up their share, good company results, swaps up, NZD stays high, & more
Markets cheer Yellen appointment; US retail sags; China bond issues worsen; India hits Chinese digital again; Victoria makes huge stimulus bet; UST 10y at 0.89%; oil firmer but gold drops again; NZ$1 = 69.7 USc; TWI-5 = 72.4
25th Nov 20, 7:19am
28
Markets cheer Yellen appointment; US retail sags; China bond issues worsen; India hits Chinese digital again; Victoria makes huge stimulus bet; UST 10y at 0.89%; oil firmer but gold drops again; NZ$1 = 69.7 USc; TWI-5 = 72.4
A review of things you need to know before you go home on Tuesday; HUGE policy shift, dodgy developer fined, insurers settle up, bank margins improve, swaps jump, NZD jumps, & more
24th Nov 20, 3:59pm
29
A review of things you need to know before you go home on Tuesday; HUGE policy shift, dodgy developer fined, insurers settle up, bank margins improve, swaps jump, NZD jumps, & more
US PMI data very positive; trade pressures build; Taiwan production shines; Singapore slips into deflation; Aussie PMIs good too; UST 10y at 0.86%; oil firm but gold drops; NZ$1 = 69.1 USc; TWI-5 = 72
24th Nov 20, 7:19am
80
US PMI data very positive; trade pressures build; Taiwan production shines; Singapore slips into deflation; Aussie PMIs good too; UST 10y at 0.86%; oil firm but gold drops; NZ$1 = 69.1 USc; TWI-5 = 72
A review of things you need to know before you go home on Monday; ICBC cuts mortgage rates, retail sales up, IAG get most but not all, services take larger share, bond rates slip, NZD firmer, & more
23rd Nov 20, 3:59pm
13
A review of things you need to know before you go home on Monday; ICBC cuts mortgage rates, retail sales up, IAG get most but not all, services take larger share, bond rates slip, NZD firmer, & more
Hard commodity prices rise; China wants to join the TPP; Trump officials sabotage US economic protections; Argentina progresses a wealth tax; UST 10y at 0.82%; oil firm but gold unchanged; NZ$1 = 69.3 USc; TWI-5 = 72
23rd Nov 20, 7:19am
53
Hard commodity prices rise; China wants to join the TPP; Trump officials sabotage US economic protections; Argentina progresses a wealth tax; UST 10y at 0.82%; oil firm but gold unchanged; NZ$1 = 69.3 USc; TWI-5 = 72
US politics gets very ropey; Canadian retail rises; China household debt risks rise; China presses its advantages; Japan stumbles, Taiwan rises; EU is depressed; UST 10y at 0.83%; oil and gold up; NZ$1 = 69.4 USc; TWI-5 = 72.1
21st Nov 20, 8:34am
49
US politics gets very ropey; Canadian retail rises; China household debt risks rise; China presses its advantages; Japan stumbles, Taiwan rises; EU is depressed; UST 10y at 0.83%; oil and gold up; NZ$1 = 69.4 USc; TWI-5 = 72.1
A review of things you need to know before you go home on Friday; online spending surges, credit card spending falls, scams and stumbles, Chorus gets bond support, big national savings, bond yields fall, NZD stays high, & more
20th Nov 20, 3:59pm
18
A review of things you need to know before you go home on Friday; online spending surges, credit card spending falls, scams and stumbles, Chorus gets bond support, big national savings, bond yields fall, NZD stays high, & more
Until the onset of the pandemic, foreign investors increased their exposure here but only taking the level back to more traditional levels, after losing some interest in the prior three years
20th Nov 20, 1:03pm
18
Until the onset of the pandemic, foreign investors increased their exposure here but only taking the level back to more traditional levels, after losing some interest in the prior three years
US jobless claims signal severe concerns; US housing market avoids mess; China bond issues widen; Aussie jobless rate rises; courts hit insurers hard; UST 10y at 0.84%; oil and gold down; NZ$1 = 69 USc; TWI-5 = 71.8
20th Nov 20, 7:19am
43
US jobless claims signal severe concerns; US housing market avoids mess; China bond issues widen; Aussie jobless rate rises; courts hit insurers hard; UST 10y at 0.84%; oil and gold down; NZ$1 = 69 USc; TWI-5 = 71.8
A review of things you need to know before you go home on Thursday; BNZ closing branches, scams proliferate, Harmoney lists, farm sales up, bond yields rise, insurers lose, NZD up, & more
19th Nov 20, 3:59pm
21
A review of things you need to know before you go home on Thursday; BNZ closing branches, scams proliferate, Harmoney lists, farm sales up, bond yields rise, insurers lose, NZD up, & more