David Chaston

A review of things you need to know before you go home on Wednesday; more retail rate cuts, dairy prices hold, food prices up, CPI dusty, swaps unchanged, NZD firmer, & more

A review of things you need to know before you go home on Wednesday; more retail rate cuts, dairy prices hold, food prices up, CPI dusty, swaps unchanged, NZD firmer, & more

Dairy prices rise; US housing starts drop; US retail declines again; China steps up trade pressure on Australia; UST 10yr yield at 0.71%; oil unchanged and gold up; NZ$1 = 61 USc; TWI-5 = 66.9

Dairy prices rise; US housing starts drop; US retail declines again; China steps up trade pressure on Australia; UST 10yr yield at 0.71%; oil unchanged and gold up; NZ$1 = 61 USc; TWI-5 = 66.9

A review of things you need to know before you go home on Tuesday; minor rate changes, retail update, rating pressure, commercial property watch, swaps unchanged, NZD firm, & more

A review of things you need to know before you go home on Tuesday; minor rate changes, retail update, rating pressure, commercial property watch, swaps unchanged, NZD firm, & more

Wall Street sparked into monster rally; But Powell sees US GDP crashing; Japan enters recession; China housing back up; RCEP close to signing; UST 10yr yield at 0.74%; oil up and gold down; NZ$1 = 60.3 USc; TWI-5 = 66.2

Wall Street sparked into monster rally; But Powell sees US GDP crashing; Japan enters recession; China housing back up; RCEP close to signing; UST 10yr yield at 0.74%; oil up and gold down; NZ$1 = 60.3 USc; TWI-5 = 66.2

A review of things you need to know before you go home on Monday; more rate cuts, service sector hibernates, more high DTI lending, pushing up through 5 mln, swaps and NZD stable, & more

A review of things you need to know before you go home on Monday; more rate cuts, service sector hibernates, more high DTI lending, pushing up through 5 mln, swaps and NZD stable, & more

China retail sales weak, but industrial heartbeat stronger; ADB issues grim forecasts; US retail sales very weak, ditto industry; German GDP shrinks; UST 10yr yield at 0.64%; oil and gold up; NZ$1 = 59.3 USc; TWI-5 = 65.5

China retail sales weak, but industrial heartbeat stronger; ADB issues grim forecasts; US retail sales very weak, ditto industry; German GDP shrinks; UST 10yr yield at 0.64%; oil and gold up; NZ$1 = 59.3 USc; TWI-5 = 65.5

A conservative British think tank says we face a grave threat from China and it is time to decouple. They review the exposures built up by the Five Eyes members and find New Zealand especially vulnerable

A conservative British think tank says we face a grave threat from China and it is time to decouple. They review the exposures built up by the Five Eyes members and find New Zealand especially vulnerable

American retail sales, industrial production dive; the US Fed warns on asset prices; China's recovery weaker than hoped; the ADB sees huge drop; UST 10yr yield at 0.64%; oil and gold up; NZ$1 = 59.4 USc; TWI-5 = 65.5

American retail sales, industrial production dive; the US Fed warns on asset prices; China's recovery weaker than hoped; the ADB sees huge drop; UST 10yr yield at 0.64%; oil and gold up; NZ$1 = 59.4 USc; TWI-5 = 65.5

A review of things you need to know before you go home on Friday; many retail rate cuts, awful PMIs, house sales slow to trickle, jobless numbers jump, swaps stable, NZD unchanged, & more

A review of things you need to know before you go home on Friday; many retail rate cuts, awful PMIs, house sales slow to trickle, jobless numbers jump, swaps stable, NZD unchanged, & more

BNZ rounds out the home loan rate cut trend with their own set, matching key rivals. They also made matching term deposit rate cuts

BNZ rounds out the home loan rate cut trend with their own set, matching key rivals. They also made matching term deposit rate cuts

Unexpectedly large US jobless claims; China inbound investment rises again; Japanese machine tool orders dive; large Australia job losses; UST 10yr yield at 0.62%; oil and gold up; NZ$1 = 59.7 USc; TWI-5 = 65.9

Unexpectedly large US jobless claims; China inbound investment rises again; Japanese machine tool orders dive; large Australia job losses; UST 10yr yield at 0.62%; oil and gold up; NZ$1 = 59.7 USc; TWI-5 = 65.9

A review of things you need to know before you go home on Thursday; retail rate cuts signaled, crisis Budget unveiled, job ads plummet, migration rises, swaps hold, NZD recovers, & more

A review of things you need to know before you go home on Thursday; retail rate cuts signaled, crisis Budget unveiled, job ads plummet, migration rises, swaps hold, NZD recovers, & more

HSBC says it will cut fixed mortgage rates for its Premier rate card, but not until Thursday, May 21. However at this time, the signaled rates are among the most competitive for four popular terms

HSBC says it will cut fixed mortgage rates for its Premier rate card, but not until Thursday, May 21. However at this time, the signaled rates are among the most competitive for four popular terms

Term deposit rates dive deep into unexplored territory, at record lows with the strong prospect of sinking further to very dim depths. Savers are realising you can't fight the RBNZ and its LSAP bazooka

Term deposit rates dive deep into unexplored territory, at record lows with the strong prospect of sinking further to very dim depths. Savers are realising you can't fight the RBNZ and its LSAP bazooka

US banks wary of mortgage applicants; US PPI signals deflation; Powell calls out Congress; Japan to inject cash; S&P500 down -2.2%; UST 10yr yield at 0.65%; oil down and gold up; NZ$1 = 60 USc; TWI-5 = 66

US banks wary of mortgage applicants; US PPI signals deflation; Powell calls out Congress; Japan to inject cash; S&P500 down -2.2%; UST 10yr yield at 0.65%; oil down and gold up; NZ$1 = 60 USc; TWI-5 = 66

It is becoming a 2% world in the home loan sector as markets and regulators actively open up the space to cut rates further, and savers focus on 'safety' rather than 'return' for their nest eggs

It is becoming a 2% world in the home loan sector as markets and regulators actively open up the space to cut rates further, and savers focus on 'safety' rather than 'return' for their nest eggs

A review of things you need to know before you go home on Wednesday; more sharp retail rate cuts, RBNZ doubles QE, exports hold up, swaps fall, NZD falls, & more

A review of things you need to know before you go home on Wednesday; more sharp retail rate cuts, RBNZ doubles QE, exports hold up, swaps fall, NZD falls, & more

US divided on return-to-work plan; US inflation vanishes; Canada landlords can't collect the rent; China and India go for big stimulus; Australia fights with China; UST 10yr yield at 0.68%; oil and gold up; NZ$1 = 60.9 USc; TWI-5 = 67

US divided on return-to-work plan; US inflation vanishes; Canada landlords can't collect the rent; China and India go for big stimulus; Australia fights with China; UST 10yr yield at 0.68%; oil and gold up; NZ$1 = 60.9 USc; TWI-5 = 67

Rapid fire breaks out in the mortgage wars as combatants each aim at marginally different territory. Borrowers watch as the landscape becomes very fluid very quickly

Rapid fire breaks out in the mortgage wars as combatants each aim at marginally different territory. Borrowers watch as the landscape becomes very fluid very quickly

A review of things you need to know before you go home on Tuesday; some very major retail rate cuts, IRD in the loan business, truckometer slows to a crawl, swaps unchanged, NZD soft, & more

A review of things you need to know before you go home on Tuesday; some very major retail rate cuts, IRD in the loan business, truckometer slows to a crawl, swaps unchanged, NZD soft, & more

US consumer expectations turn sharply; misunderstanding the scale of our problems; China debt levels jump; UST 10yr yield at 0.72%; oil and gold slip; NZ$1 = 60.7 USc; TWI-5 = 66.8

US consumer expectations turn sharply; misunderstanding the scale of our problems; China debt levels jump; UST 10yr yield at 0.72%; oil and gold slip; NZ$1 = 60.7 USc; TWI-5 = 66.8

New Zealand's largest bank follows two of its main rivals down with one home loan offer of 2.99%. TSB follows, going down to 2.89%. But savers pay with large term deposit rate cuts

New Zealand's largest bank follows two of its main rivals down with one home loan offer of 2.99%. TSB follows, going down to 2.89%. But savers pay with large term deposit rate cuts

A review of things you need to know before you go home on Monday; no rate changes, retail spending halves, business pessimism not getting worse, huge bond trading, swaps hold, NZD firm, & more

A review of things you need to know before you go home on Monday; no rate changes, retail spending halves, business pessimism not getting worse, huge bond trading, swaps hold, NZD firm, & more

Economies set to reopen despite pandemic risks; massive US job losses; massive US budget deficits; massive new EU stimulus; China presses it advantages; UST 10yr yield at 0.69%; oil firm and gold slips; NZ$1 = 61.4 USc; TWI-5 = 67.1

Economies set to reopen despite pandemic risks; massive US job losses; massive US budget deficits; massive new EU stimulus; China presses it advantages; UST 10yr yield at 0.69%; oil firm and gold slips; NZ$1 = 61.4 USc; TWI-5 = 67.1

Monster American job losses, in Canada too; US Govt deficit explodes; global production carnage; EU add huge credit line; equity markets rise; UST 10yr yield at 0.68%; oil unchanged and gold slips; NZ$1 = 61.3 USc; TWI-5 = 67.3

Monster American job losses, in Canada too; US Govt deficit explodes; global production carnage; EU add huge credit line; equity markets rise; UST 10yr yield at 0.68%; oil unchanged and gold slips; NZ$1 = 61.3 USc; TWI-5 = 67.3