A review of things you need to know before you sign off on Friday; more savings account rate cuts, consumer sentiment up but not yet positive, private sector jobs retreat, home loans now affordable, swaps up, NZD stable, & more

Housing is moving back to affordable levels for first home buyers - even in Auckland

Finance Minister Nicola Willis says she hopes the Reserve Bank’s OCR cut will flow through to mortgage holders, telling banks they have a stake in the economy and they should 'pass on as much as possible'

Sea level doesn’t rise at the same rate everywhere – we mapped where Antarctica’s ice melt would have the biggest impact