David Hargreaves

Interest rates around the world drop sharply - many to record lows - after the US Federal Reserve signals strongly toward a future interest rate cut

Interest rates around the world drop sharply - many to record lows - after the US Federal Reserve signals strongly toward a future interest rate cut

Reserve Bank has an 'open mind' on the new cryptocurrency being launched by Facebook, but says safeguards and 'how much protection society wants' need to be considered

Reserve Bank has an 'open mind' on the new cryptocurrency being launched by Facebook, but says safeguards and 'how much protection society wants' need to be considered

New Reserve Bank paper says with the declining use of cash, Kiwis already 'left out' of the banking or digital worlds may be 'severely disadvantaged'

New Reserve Bank paper says with the declining use of cash, Kiwis already 'left out' of the banking or digital worlds may be 'severely disadvantaged'

IRD now says over half a million kiwis in schemes such as Kiwisaver were on the wrong tax rate and will collectively be billed a total of between $45-50 million

IRD now says over half a million kiwis in schemes such as Kiwisaver were on the wrong tax rate and will collectively be billed a total of between $45-50 million

Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers

Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers

ANZ economists highlight their preferred option if the Reserve Bank decides to take monetary policy beyond merely dropping the Official Cash Rate; but the ANZ economists stress that any unconventional monetary policy is risky

ANZ economists highlight their preferred option if the Reserve Bank decides to take monetary policy beyond merely dropping the Official Cash Rate; but the ANZ economists stress that any unconventional monetary policy is risky

The National Party is proposing a new Primary Sector Visa for migrant labour, as well as an expansion of the existing seasonal work scheme and expansion of working holiday visas

The National Party is proposing a new Primary Sector Visa for migrant labour, as well as an expansion of the existing seasonal work scheme and expansion of working holiday visas

David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates

David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates

Government announces Brian Roche as new chairman of NZ Transport Agency for a three year term

Government announces Brian Roche as new chairman of NZ Transport Agency for a three year term

Foreign exchange broker Russell Maher whose company Forex Brokers Ltd is in liquidation, enters no plea to fraud charges brought by the Serious Fraud Office

Foreign exchange broker Russell Maher whose company Forex Brokers Ltd is in liquidation, enters no plea to fraud charges brought by the Serious Fraud Office

ANZ economists say the Reserve Bank should not wait for any potential global crisis before lowering interest rates further if it thinks more cuts are needed

ANZ economists say the Reserve Bank should not wait for any potential global crisis before lowering interest rates further if it thinks more cuts are needed

David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead

David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead

A review of things you need to know before you go home on Wednesday; Some TD changes, find out how much money you will need, farmers are less satisfied with banks, dollar up, swaps flat

A review of things you need to know before you go home on Wednesday; Some TD changes, find out how much money you will need, farmers are less satisfied with banks, dollar up, swaps flat

Research shows a net loss of Aucklanders to the rest of the country of 33,000 during the last Auckland housing boom

Research shows a net loss of Aucklanders to the rest of the country of 33,000 during the last Auckland housing boom

Our compilation of some of the key comments made in response to the 2019 Budget

Our compilation of some of the key comments made in response to the 2019 Budget

Economists are concerned that Treasury hasn't incorporated recent slowing economic conditions in its forecasts and this could see the Government get into trouble in future years with its spending plans

Economists are concerned that Treasury hasn't incorporated recent slowing economic conditions in its forecasts and this could see the Government get into trouble in future years with its spending plans

Statistics NZ figures for April suggest house building activity both in Auckland and around the country may be starting to ease, albeit from very high levels

Statistics NZ figures for April suggest house building activity both in Auckland and around the country may be starting to ease, albeit from very high levels

BNZ economists see the likelihood of another interest rate cut increased by the results of the latest ANZ Business Outlook Survey

BNZ economists see the likelihood of another interest rate cut increased by the results of the latest ANZ Business Outlook Survey

A net 27% of respondents to the ANZ Business Outlook survey expect weaker conditions in residential construction, while the employment outlook in the sector is now at a 10-year low too

A net 27% of respondents to the ANZ Business Outlook survey expect weaker conditions in residential construction, while the employment outlook in the sector is now at a 10-year low too

The Reserve Bank says it is undertaking analysis to 'inform upcoming decision on the appropriate future role of cash' in the face of declining usage

The Reserve Bank says it is undertaking analysis to 'inform upcoming decision on the appropriate future role of cash' in the face of declining usage

The Reserve Bank says in its latest Financial Stability Report that it is 'imperative' to improve New Zealand’s financial system resilience while conditions are conducive

The Reserve Bank says in its latest Financial Stability Report that it is 'imperative' to improve New Zealand’s financial system resilience while conditions are conducive

As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years

As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years

A review of things you need to know before you go home on Monday; Kiwibank trims mortgage and TD rates, the FHBs are on the march - but there's gloom on Auckland house prices, swaps are slightly firmer, dollar little changed

A review of things you need to know before you go home on Monday; Kiwibank trims mortgage and TD rates, the FHBs are on the march - but there's gloom on Auckland house prices, swaps are slightly firmer, dollar little changed

ASB Housing Confidence Survey shows a net 12% of respondents expect Auckland house prices to decline; most respondents see now as neither a good time nor a bad time to buy a house

ASB Housing Confidence Survey shows a net 12% of respondents expect Auckland house prices to decline; most respondents see now as neither a good time nor a bad time to buy a house

Fonterra has come in slightly below market predictions with its milk price forecast for the new season; confirms closure of Australian plant; puts China farms up for review

Fonterra has come in slightly below market predictions with its milk price forecast for the new season; confirms closure of Australian plant; puts China farms up for review