home loans
Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
4th Jun 21, 1:20pm
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Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
4th Jun 21, 10:03am
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SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
ANZ NZ CEO Antonia Watson says growth of housing lending as a percentage of the bank's overall lending isn't a problem, but she'd like to see more borrowing for business investment
7th May 21, 9:30am
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ANZ NZ CEO Antonia Watson says growth of housing lending as a percentage of the bank's overall lending isn't a problem, but she'd like to see more borrowing for business investment
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
21st Apr 21, 7:38am
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Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
The country's key home lenders detail where they're at with COVID-19 related mortgage deferrals as the year long scheme comes to an end
8th Apr 21, 10:14am
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The country's key home lenders detail where they're at with COVID-19 related mortgage deferrals as the year long scheme comes to an end
With house prices and mortgage debt growing faster than our economy, we check our collective behaviour for how homeowners handled their borrowed financial obligations in 2020
13th Mar 21, 9:01am
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With house prices and mortgage debt growing faster than our economy, we check our collective behaviour for how homeowners handled their borrowed financial obligations in 2020
ANZ Banking Group CEO Shayne Elliott says bank's NZ staff have 'been really run off their feet' meeting record demand for home loans
18th Feb 21, 11:48am
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ANZ Banking Group CEO Shayne Elliott says bank's NZ staff have 'been really run off their feet' meeting record demand for home loans
ASB says residential property investors seeking loans must now have a 40% deposit, with bank's CEO 'concerned high levels of investor demand are unsustainable'
5th Feb 21, 5:15pm
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ASB says residential property investors seeking loans must now have a 40% deposit, with bank's CEO 'concerned high levels of investor demand are unsustainable'
Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
21st Dec 20, 2:54pm
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Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
18th Dec 20, 8:08am
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Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
Mortgage brokers say most banks have had their struggles keeping up with demand in a red hot housing market
16th Dec 20, 10:51am
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Mortgage brokers say most banks have had their struggles keeping up with demand in a red hot housing market
All the real official signals lenders get encourage them to lend for housing, and disincentive them lending to the productive economy - no matter what the officials may say. This raises real dangers says David Chaston
29th Nov 20, 6:31am
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All the real official signals lenders get encourage them to lend for housing, and disincentive them lending to the productive economy - no matter what the officials may say. This raises real dangers says David Chaston
The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
28th Nov 20, 10:11am
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The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
24th Nov 20, 4:23pm
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BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
Banks are moving quickly to reinstate LVR restrictions now that they have the RBNZ's signal. The first to announce them is heavyweight ASB, which is moving 'immediately'
12th Nov 20, 5:07pm
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Banks are moving quickly to reinstate LVR restrictions now that they have the RBNZ's signal. The first to announce them is heavyweight ASB, which is moving 'immediately'
The bank with the lowest floating home loan rate has cut it aggressively again, setting it about 200 basis points lower than most rivals - provided you apply online (and without a broker)
9th Nov 20, 11:20am
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The bank with the lowest floating home loan rate has cut it aggressively again, setting it about 200 basis points lower than most rivals - provided you apply online (and without a broker)
Our best-in-class mortgage calculators give you unique insights when you are making key decisions involving borrowing in today's sky-high housing market - despite low interest rates
27th Oct 20, 2:18pm
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Our best-in-class mortgage calculators give you unique insights when you are making key decisions involving borrowing in today's sky-high housing market - despite low interest rates
Heartland Bank CEO Chris Flood says online home loan 'trial' proved popular and bank will relaunch offers once interest rates settle down
22nd Sep 20, 5:00am
Heartland Bank CEO Chris Flood says online home loan 'trial' proved popular and bank will relaunch offers once interest rates settle down
Centrix managing director Keith McLaughlin suggests lenders will need to work with some customers who have their mortgages deferred to refinance or restructure
21st Sep 20, 1:02pm
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Centrix managing director Keith McLaughlin suggests lenders will need to work with some customers who have their mortgages deferred to refinance or restructure
New report from ratings agency S&P Global Ratings says most Asia-Pacific financial institutions will 'show a multi-fold rise in credit losses and sharp drop in earnings' in the next two to three years due to Covid-19
16th Jul 20, 1:37pm
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New report from ratings agency S&P Global Ratings says most Asia-Pacific financial institutions will 'show a multi-fold rise in credit losses and sharp drop in earnings' in the next two to three years due to Covid-19
Bank of China New Zealand Chairman Chris Tremain says despite capital constraints, the bank is well placed to compete in the residential mortgage market
9th Jul 20, 5:00am
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Bank of China New Zealand Chairman Chris Tremain says despite capital constraints, the bank is well placed to compete in the residential mortgage market
ANZ, ASB, BNZ and Westpac's advertised floating, or variable, borrowing rates unmoved so far since Kiwibank's 100 basis points rate cut
18th Jun 20, 2:16pm
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ANZ, ASB, BNZ and Westpac's advertised floating, or variable, borrowing rates unmoved so far since Kiwibank's 100 basis points rate cut
Kiwibank CEO Steve Jurkovich says 'flight to safety' has led to a glut of deposits & 'some people are finding it difficult' with low rates. Advises no 'hard stop' on mortgage deferrals
14th Jun 20, 6:02am
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Kiwibank CEO Steve Jurkovich says 'flight to safety' has led to a glut of deposits & 'some people are finding it difficult' with low rates. Advises no 'hard stop' on mortgage deferrals
Kiwibank throws a cat among the pigeons with cuts to its floating mortgage rate and other variable borrowing rates in move that could benefit small businesses
11th Jun 20, 11:10am
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Kiwibank throws a cat among the pigeons with cuts to its floating mortgage rate and other variable borrowing rates in move that could benefit small businesses
Bank of China New Zealand grows residential mortgage lending 14.4% in March year
8th Jun 20, 9:54am
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Bank of China New Zealand grows residential mortgage lending 14.4% in March year