home loans
Another major bank falls into line with a 3.39% one year home loan rate while also raising its two year fixed rate by +10 bps
21st Nov 19, 8:49am
8
Another major bank falls into line with a 3.39% one year home loan rate while also raising its two year fixed rate by +10 bps
New Zealand's largest home loan bank has chosen to match the hot one year rate offer from the smallest of their major home loan rivals as wholesale rates stay low
19th Nov 19, 2:41pm
23
New Zealand's largest home loan bank has chosen to match the hot one year rate offer from the smallest of their major home loan rivals as wholesale rates stay low
Kiwibank makes a serious cut to its one year fixed home loan rate, besting all its major rivals. It also raises its one year TD rate, the first such rise for a term deposit rate in 2019, as wholesale rates turn up
15th Nov 19, 3:55pm
19
Kiwibank makes a serious cut to its one year fixed home loan rate, besting all its major rivals. It also raises its one year TD rate, the first such rise for a term deposit rate in 2019, as wholesale rates turn up
While mortgage bankers assess the wholesale money moves and await RBNZ rate and policy signals, at least one more bank is rolling out a cash incentive to get borrowers to switch
8th Nov 19, 4:37pm
2
While mortgage bankers assess the wholesale money moves and await RBNZ rate and policy signals, at least one more bank is rolling out a cash incentive to get borrowers to switch
[sponsored]
All you need to know about how to get the lowest home loan rates available in New Zealand, from China Construction Bank (NZ) Ltd
2nd Nov 19, 1:25pm
All you need to know about how to get the lowest home loan rates available in New Zealand, from China Construction Bank (NZ) Ltd
In the gritty detail of drawdowns, interest costs, and repayments David Chaston finds clear evidence that low interest rates aren't used to save borrowers money, they are used to bid up prices and debt levels
30th Oct 19, 9:44am
33
In the gritty detail of drawdowns, interest costs, and repayments David Chaston finds clear evidence that low interest rates aren't used to save borrowers money, they are used to bid up prices and debt levels
The next move lower for home loan rates is a minor tweak, this time by Kiwibank, and the main features are that it just matches rate levels of its main rivals
24th Oct 19, 4:33pm
6
The next move lower for home loan rates is a minor tweak, this time by Kiwibank, and the main features are that it just matches rate levels of its main rivals
A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too
21st Oct 19, 5:02am
19
A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too
The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line
18th Oct 19, 9:42am
24
The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line
BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals
17th Oct 19, 9:02am
4
BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals
Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates
15th Oct 19, 4:26pm
4
Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates
Mortgage rate cuts from ANZ NZ for six month, one year and two year terms
KiwiSaver provider Simplicity announces a mortgage offer for first home buyer members that features a startlingly low floating interest rate well below current fund returns, solely funded by member contributions
3rd Oct 19, 4:59am
61
KiwiSaver provider Simplicity announces a mortgage offer for first home buyer members that features a startlingly low floating interest rate well below current fund returns, solely funded by member contributions
The launch of market leading home loan rates by subsidiaries of China's main banks signals a more active role in retail banking here. We profile the institutions
18th Sep 19, 3:02pm
42
The launch of market leading home loan rates by subsidiaries of China's main banks signals a more active role in retail banking here. We profile the institutions
[sponsored]
Andrew Malcolm takes you through how to make a mortgage break decision, helping you assess whether the break fee cost is worth doing, looking at all the wider issues
8th Sep 19, 9:14am
Andrew Malcolm takes you through how to make a mortgage break decision, helping you assess whether the break fee cost is worth doing, looking at all the wider issues
ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
7th Aug 19, 2:19pm
50
ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
3rd Aug 19, 10:21am
8
SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
30th Jul 19, 4:51pm
1
The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
26th Jul 19, 2:23pm
2
By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
26th Jul 19, 10:31am
6
Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
23rd Jul 19, 4:31pm
33
Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
22nd Jul 19, 10:48am
49
BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
Although wholesale rates have bounced up after reaching record lows recently, banks continue to adjust their mortgage rates down. This time the cuts came with a matching term deposit rate cut
15th Jul 19, 10:23am
13
Although wholesale rates have bounced up after reaching record lows recently, banks continue to adjust their mortgage rates down. This time the cuts came with a matching term deposit rate cut
We are now in the depth of the Winter mortgage season. Wholesale swap rates have turned up recently. Banks are pulling back on their 'specials', keeping powder dry for the upcoming Spring campaigns
29th Jun 19, 9:32am
3
We are now in the depth of the Winter mortgage season. Wholesale swap rates have turned up recently. Banks are pulling back on their 'specials', keeping powder dry for the upcoming Spring campaigns
First home buyers were helped by big drops in house prices in Papakura and Franklin in May, but prices remained surprisingly firm in many other places
28th Jun 19, 8:15am
55
First home buyers were helped by big drops in house prices in Papakura and Franklin in May, but prices remained surprisingly firm in many other places