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Westpac joins ASB in pushing through higher fixed mortgage rates, as rising inflation expectations push up wholesale rates, and all eyes turn to how the RBNZ will react
18th Nov 21, 4:06pm
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Westpac joins ASB in pushing through higher fixed mortgage rates, as rising inflation expectations push up wholesale rates, and all eyes turn to how the RBNZ will react
Kiwibank pulling plug on pre-approvals for low deposit home loans as banks strive to meet new RBNZ LVR restrictions
17th Nov 21, 7:44am
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Kiwibank pulling plug on pre-approvals for low deposit home loans as banks strive to meet new RBNZ LVR restrictions
ASB raises all its fixed home loan rates giving it the highest rates on offer for most fixed terms. Options under 4% are shrinking fast, especially at the main banks
16th Nov 21, 9:02am
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ASB raises all its fixed home loan rates giving it the highest rates on offer for most fixed terms. Options under 4% are shrinking fast, especially at the main banks
Gareth Vaughan mulls whether our banks' strong profits in a time of Covid-19 induced upheaval warrant a one-off Covid tax
14th Nov 21, 6:00am
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Gareth Vaughan mulls whether our banks' strong profits in a time of Covid-19 induced upheaval warrant a one-off Covid tax
ANZ raises its mortgage rates but only to take up the space beneath its main rivals. It also raised its term deposit rates a minor amount
10th Nov 21, 7:17pm
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ANZ raises its mortgage rates but only to take up the space beneath its main rivals. It also raised its term deposit rates a minor amount
BNZ posts 74% surge in annual profit to $1.322 billion as income jumps 14% and expenses tumble 9%; Big 4 banks' combined annual profit reaches $5.493 billion
9th Nov 21, 10:27am
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BNZ posts 74% surge in annual profit to $1.322 billion as income jumps 14% and expenses tumble 9%; Big 4 banks' combined annual profit reaches $5.493 billion
Westpac raises mortgage rates again, unafraid of having the highest 1, 2 and 3 year fixed rates of any bank, probably confident others will follow
4th Nov 21, 8:23pm
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Westpac raises mortgage rates again, unafraid of having the highest 1, 2 and 3 year fixed rates of any bank, probably confident others will follow
The direction and speed from here of higher mortgage rates now depends on a set of official data and statistics being released over the rest of November
3rd Nov 21, 10:21am
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The direction and speed from here of higher mortgage rates now depends on a set of official data and statistics being released over the rest of November
Ahead of some major public policy set pieces, New Zealand's largest mortgage lender follows its rivals with higher rates, pushing its 3 year fixed rate to the highest of any bank for that term. ASB goes even higher
1st Nov 21, 7:16pm
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Ahead of some major public policy set pieces, New Zealand's largest mortgage lender follows its rivals with higher rates, pushing its 3 year fixed rate to the highest of any bank for that term. ASB goes even higher
Westpac NZ annual profit bounces back after major reversal in loan impairments
1st Nov 21, 10:23am
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Westpac NZ annual profit bounces back after major reversal in loan impairments
Volatility and a lack of liquidity causing ructions in local wholesale money markets, which isn't good news for people with home loans
29th Oct 21, 12:46pm
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Volatility and a lack of liquidity causing ructions in local wholesale money markets, which isn't good news for people with home loans
A whiff of instability and broken deal making stalks wholesale money markets, suddenly raising the stakes for indebted homeowners, especially those who need to roll over soon
28th Oct 21, 8:54pm
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A whiff of instability and broken deal making stalks wholesale money markets, suddenly raising the stakes for indebted homeowners, especially those who need to roll over soon
All the main banks have now moved fixed mortgage rates up so we can assess where they settled, who has the lowest, and note the non-rate inducements being offered by som
26th Oct 21, 9:21am
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All the main banks have now moved fixed mortgage rates up so we can assess where they settled, who has the lowest, and note the non-rate inducements being offered by som
More banks jump on the fixed mortgage rate rise bandwagon as background wholesale rates push up both locally and internationally
22nd Oct 21, 9:08am
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More banks jump on the fixed mortgage rate rise bandwagon as background wholesale rates push up both locally and internationally
The Red Bank follows ANZ with a range of interest rate increases for both home loans and term deposits
21st Oct 21, 1:25pm
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The Red Bank follows ANZ with a range of interest rate increases for both home loans and term deposits
Following the sharp wholesales rate rises, NZ's largest home loan lender takes fixed mortgage rates up to another level. It also raises term deposit rates
21st Oct 21, 8:36am
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Following the sharp wholesales rate rises, NZ's largest home loan lender takes fixed mortgage rates up to another level. It also raises term deposit rates
Not only are wholesale rates rising, but banks are coming out of a period where their mortgage margins have been suppressed. Expect the new round of rate hikes to do some catch-up
15th Oct 21, 4:23pm
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Not only are wholesale rates rising, but banks are coming out of a period where their mortgage margins have been suppressed. Expect the new round of rate hikes to do some catch-up
Wholesale rate pressure has pushed one of our largest home loan lenders to raise some key fixed rates and setting their market offerings as the highest available
14th Oct 21, 12:29pm
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Wholesale rate pressure has pushed one of our largest home loan lenders to raise some key fixed rates and setting their market offerings as the highest available
Heartland Bank raises all its home loan interest rates but still retains the claim to the lowest rates available from any bank. Home loan market awaits the RBNZ's signals next Wednesday
1st Oct 21, 10:38am
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Heartland Bank raises all its home loan interest rates but still retains the claim to the lowest rates available from any bank. Home loan market awaits the RBNZ's signals next Wednesday
ANZ moves to raise rates back up to levels first adopted by rival ASB, taking some longer term rates back closer to 5%
28th Sep 21, 6:40pm
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ANZ moves to raise rates back up to levels first adopted by rival ASB, taking some longer term rates back closer to 5%
Rising wholesale money costs are pressing banks to raise rates, but the pace of the rises vary among institutions. That means exploitable advantages are available for borrowers who need to fix now
28th Sep 21, 1:30pm
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Rising wholesale money costs are pressing banks to raise rates, but the pace of the rises vary among institutions. That means exploitable advantages are available for borrowers who need to fix now
ASB economists calculate that every one percentage point increase in mortgage interest rates would add $3.3 bln to NZ's household debt servicing costs
23rd Sep 21, 2:05pm
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ASB economists calculate that every one percentage point increase in mortgage interest rates would add $3.3 bln to NZ's household debt servicing costs
ASB sets a new tone in the mortgage market with 30 basis points rate hikes for the most popular fixed home loan terms, takes 18 month and two year rates above 3%. Westpac has matched them
16th Sep 21, 9:30am
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ASB sets a new tone in the mortgage market with 30 basis points rate hikes for the most popular fixed home loan terms, takes 18 month and two year rates above 3%. Westpac has matched them
ANZ pushes one-year, 18-month, two-year and three-year fixed-term mortgages rates higher
16th Sep 21, 7:41am
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ANZ pushes one-year, 18-month, two-year and three-year fixed-term mortgages rates higher
Are we about to go back to the future fast with as much as a sudden 100 basis points rise in fixed mortgage rate offers? The wholesale cost of money suggests that is a live possibility
15th Sep 21, 6:51pm
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Are we about to go back to the future fast with as much as a sudden 100 basis points rise in fixed mortgage rate offers? The wholesale cost of money suggests that is a live possibility