Lending
Reserve Bank Assistant Governor John McDermott says the measure of inflation the RBNZ pays attention to is running at about 1.4%; the 'neutral interest rate' is now down to 3.5%
26th Jul 17, 10:10am
10
Reserve Bank Assistant Governor John McDermott says the measure of inflation the RBNZ pays attention to is running at about 1.4%; the 'neutral interest rate' is now down to 3.5%
Reserve Bank says it will be watching the behaviour of banks and any signs of increased reliance on offshore funding
17th Jul 17, 2:36pm
6
Reserve Bank says it will be watching the behaviour of banks and any signs of increased reliance on offshore funding
KPMG report shows the banking sector's interest expense relative to average interest bearing liabilities has contracted to an all-time low
12th Jul 17, 9:27am
16
KPMG report shows the banking sector's interest expense relative to average interest bearing liabilities has contracted to an all-time low
RBNZ given free pass to chill, as retail banks expected to continue to raise mortgage and deposit rates to close funding gap
16th Jan 17, 4:18pm
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RBNZ given free pass to chill, as retail banks expected to continue to raise mortgage and deposit rates to close funding gap
Non-bank lenders warn borrowers may have to pay the price for rise in personal loan fraud
20th Dec 16, 5:02am
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Non-bank lenders warn borrowers may have to pay the price for rise in personal loan fraud
The Bankers Association has strongly disagreed with MBIE's proposed fix for a contentious rule that leaves banks open to substantial repayments to borrowers in certain circumstances
15th Dec 16, 3:58pm
The Bankers Association has strongly disagreed with MBIE's proposed fix for a contentious rule that leaves banks open to substantial repayments to borrowers in certain circumstances
The separation of bank rate setting from the OCR signals is more about a mismatch between demand for loans and supply of funding than responding to the RBNZ's policy
26th Nov 16, 11:03am
20
The separation of bank rate setting from the OCR signals is more about a mismatch between demand for loans and supply of funding than responding to the RBNZ's policy
BNZ, Westpac say they won't pass on 25 basis points RBNZ Official Cash Rate cut to borrowers, blaming rising funding costs
10th Nov 16, 9:56am
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BNZ, Westpac say they won't pass on 25 basis points RBNZ Official Cash Rate cut to borrowers, blaming rising funding costs
The Government's responding to banking industry lobbying and is mulling changes to recently enacted credit contracts rules
3rd Nov 16, 4:04pm
The Government's responding to banking industry lobbying and is mulling changes to recently enacted credit contracts rules
We asked eight of the big banks whether they provide interest-only loans for residential mortgages - and they all do
20th Jul 16, 5:00am
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We asked eight of the big banks whether they provide interest-only loans for residential mortgages - and they all do
Heated property market and dairy downturn bolster banks' bottom lines as their interest rate margins fall, according to KPMG's quarterly FIPS report
28th Apr 16, 7:58am
4
Heated property market and dairy downturn bolster banks' bottom lines as their interest rate margins fall, according to KPMG's quarterly FIPS report
Punters are splashing the cash with sales of motor vehicles at record highs but how much of the money are they borrowing, and how are vehicle financiers faring?
12th Apr 16, 5:02am
14
Punters are splashing the cash with sales of motor vehicles at record highs but how much of the money are they borrowing, and how are vehicle financiers faring?
Voluntary Responsible Borrowing Code issued by NZ Federation of Family Budgeting Services as counterpart to lenders' new Responsible Lending Code
9th Jun 15, 12:02pm
3
Voluntary Responsible Borrowing Code issued by NZ Federation of Family Budgeting Services as counterpart to lenders' new Responsible Lending Code
Elizabeth Davies finds the costs of relocating two-and-a-half hours down the road prohibitive
2nd Mar 15, 11:51am
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Elizabeth Davies finds the costs of relocating two-and-a-half hours down the road prohibitive
Elizabeth Davies sees the latest reality TV series as akin to Colosseum fighting, in which poor, desperate souls tear themselves and each other apart for our entertainment
9th Feb 15, 12:22pm
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Elizabeth Davies sees the latest reality TV series as akin to Colosseum fighting, in which poor, desperate souls tear themselves and each other apart for our entertainment
Latest bank disclosure statements show some of the big five have drastically reduced their proportion of low deposit lending
27th May 14, 9:19am
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Latest bank disclosure statements show some of the big five have drastically reduced their proportion of low deposit lending
Co-operative Bank becomes 11th lender to sign up to Government's housing scheme
17th Apr 14, 12:44pm
Co-operative Bank becomes 11th lender to sign up to Government's housing scheme
BNZ economists warn that economy is at an inflection point; businesses must consider 'a variety' of scenarios in order to be aware of the risks to their operations
11th Apr 14, 1:47pm
4
BNZ economists warn that economy is at an inflection point; businesses must consider 'a variety' of scenarios in order to be aware of the risks to their operations
Latest RBNZ figures show mortgage approvals still well down on pre-LVR limits numbers, but rate of decrease has steadied
19th Feb 14, 3:47pm
6
Latest RBNZ figures show mortgage approvals still well down on pre-LVR limits numbers, but rate of decrease has steadied
Reserve Bank Governor says he 'doesn't see a strong case' for exempting new houses from lending restrictions
25th Oct 13, 9:36am
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Reserve Bank Governor says he 'doesn't see a strong case' for exempting new houses from lending restrictions
Reserve Bank Governor Graeme Wheeler explains his reasoning for introducing 'speed limits' on high loan-to-value lending
3rd Oct 13, 8:32am
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Reserve Bank Governor Graeme Wheeler explains his reasoning for introducing 'speed limits' on high loan-to-value lending
Opinion: The Government's pushing through extensive changes to consumer credit law
27th Sep 13, 3:39pm
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Opinion: The Government's pushing through extensive changes to consumer credit law
Insurers handling 15% of all building quake claims reassure customers they are making 'significant progress'; release detailed update
3rd Sep 13, 8:29pm
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Insurers handling 15% of all building quake claims reassure customers they are making 'significant progress'; release detailed update
Growth of household debt is flat at 0.4% in the latest month; the rush to fixed rate mortgages is continuing
30th Aug 13, 3:31pm
3
Growth of household debt is flat at 0.4% in the latest month; the rush to fixed rate mortgages is continuing
Credit ratings agency Fitch sees little impact from LVR limits but says some banks may have their profitability squeezed
21st Aug 13, 3:34pm
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Credit ratings agency Fitch sees little impact from LVR limits but says some banks may have their profitability squeezed