David Chaston

US election results clearer but no 'win' yet; US payrolls stay very weak; Canada payrolls ditto; RCEP summit near; China goes hard at Australia; UST 10y at 0.82%; oil down and gold up; NZ$1 = 67.8 USc; TWI-5 = 70.5

US election results clearer but no 'win' yet; US payrolls stay very weak; Canada payrolls ditto; RCEP summit near; China goes hard at Australia; UST 10y at 0.82%; oil down and gold up; NZ$1 = 67.8 USc; TWI-5 = 70.5

A review of things you need to know before you go home on Friday; a big mortgage rate cut, many TD cuts, realtor commissions jump, expected inflation rises, swaps stay very low, NZD rising, & more

A review of things you need to know before you go home on Friday; a big mortgage rate cut, many TD cuts, realtor commissions jump, expected inflation rises, swaps stay very low, NZD rising, & more

HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally

HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally

No US election result; more US jobless claims; China touts its import demand - and economic gains; Singapore retail shrinks; Australia's trade all about China; UST 10y at 0.79%; oil down and gold jumps; NZ$1 = 67.6 USc; TWI-5 = 70.5

No US election result; more US jobless claims; China touts its import demand - and economic gains; Singapore retail shrinks; Australia's trade all about China; UST 10y at 0.79%; oil down and gold jumps; NZ$1 = 67.6 USc; TWI-5 = 70.5

A review of things you need to know before you go home on Thursday; TSB cuts mortgage rates, business confidence still subdued, more public funding for businesses, more ComCom complaints, swaps stay very low, NZD firms, & more

A review of things you need to know before you go home on Thursday; TSB cuts mortgage rates, business confidence still subdued, more public funding for businesses, more ComCom complaints, swaps stay very low, NZD firms, & more

No US election result yet; jobs gains peter out; US trade deficit worse; air cargo volumes rise modestly; China services PMI expands; Aussie retail strong; UST 10y at 0.78%; oil up and gold down; NZ$1 = 66.9 USc; TWI-5 = 70.1

No US election result yet; jobs gains peter out; US trade deficit worse; air cargo volumes rise modestly; China services PMI expands; Aussie retail strong; UST 10y at 0.78%; oil up and gold down; NZ$1 = 66.9 USc; TWI-5 = 70.1

A review of things you need to know before you go home on Wednesday; Barfoot sales jump, unemployment rises sharply, dairy prices fall, swap rates fall, NZD firms, & more

A review of things you need to know before you go home on Wednesday; Barfoot sales jump, unemployment rises sharply, dairy prices fall, swap rates fall, NZD firms, & more

Markets up with guess on US election result; US data positive; China blocks Ant's IPO; China hits Australia again; RBA signals big QE; UST 10y at 0.89%; oil and gold up; NZ$1 = 67.1 USc; TWI-5 = 70.3

Markets up with guess on US election result; US data positive; China blocks Ant's IPO; China hits Australia again; RBA signals big QE; UST 10y at 0.89%; oil and gold up; NZ$1 = 67.1 USc; TWI-5 = 70.3

A review of things you need to know before you go home on Tuesday; more rate cuts, car sales in decline, too tight on the farm, house prices rise, excess bank liquidity, 2yr swap rate hits zero, NZD firms, & more

A review of things you need to know before you go home on Tuesday; more rate cuts, car sales in decline, too tight on the farm, house prices rise, excess bank liquidity, 2yr swap rate hits zero, NZD firms, & more

Sales of new cars in October continue to fall away, with no boost from rentals, NEVs or even utes. Only SUVs are still selling, even if at lower levels too

Sales of new cars in October continue to fall away, with no boost from rentals, NEVs or even utes. Only SUVs are still selling, even if at lower levels too

Global PMIs more positive than expected; China's factory PMI near 10yr high; eyes on RBA; UST 10y at 0.84%; oil stays down but gold up; NZ$1 = 66.2 USc; TWI-5 = 69.9

Global PMIs more positive than expected; China's factory PMI near 10yr high; eyes on RBA; UST 10y at 0.84%; oil stays down but gold up; NZ$1 = 66.2 USc; TWI-5 = 69.9

A review of things you need to know before you go home on Monday; mixed retail rate changes, housing consents jump, real estate listings jump, retail sales rise, swaps stay low, NZD unchanged, & more

A review of things you need to know before you go home on Monday; mixed retail rate changes, housing consents jump, real estate listings jump, retail sales rise, swaps stay low, NZD unchanged, & more

Eyes on pandemic & US election; FDI falls sharply; China starts census; China's economy expands; other Asian economies mixed; UST 10y at 0.87%; oil down further but gold holds; NZ$1 = 66.2 USc; TWI-5 = 69.8

Eyes on pandemic & US election; FDI falls sharply; China starts census; China's economy expands; other Asian economies mixed; UST 10y at 0.87%; oil down further but gold holds; NZ$1 = 66.2 USc; TWI-5 = 69.8

FDI falls hard, recovery data good prior to new pandemic bite; Australia goes all-in on housing debt; Wall Street takes fright; UST 10y at 0.86%; oil down further but gold rises; NZ$1 = 66.1 USc; TWI-5 = 69.7

FDI falls hard, recovery data good prior to new pandemic bite; Australia goes all-in on housing debt; Wall Street takes fright; UST 10y at 0.86%; oil down further but gold rises; NZ$1 = 66.1 USc; TWI-5 = 69.7

A review of things you need to know before you go home on Friday; consumer confidence low but rising, record mortgage debt, other borrowing falls, huge jump in bank deposits, swaps stay low, NZD stable, & more

A review of things you need to know before you go home on Friday; consumer confidence low but rising, record mortgage debt, other borrowing falls, huge jump in bank deposits, swaps stay low, NZD stable, & more

US GDP recovery leaves them short; jobless benefits shrink; Toyota sees China car buying surge; ECB signals new pandemic action; UST 10y at 0.84%; oil and gold drop hard; NZ$1 = 66.1 USc; TWI-5 = 69.7

US GDP recovery leaves them short; jobless benefits shrink; Toyota sees China car buying surge; ECB signals new pandemic action; UST 10y at 0.84%; oil and gold drop hard; NZ$1 = 66.1 USc; TWI-5 = 69.7

A review of things you need to know before you go home on Thursday; business confidence up, ANZ's profit falls, KiwiSaver returns hold up, financial literacy gender gap, swaps very low, NZD softer, & more

A review of things you need to know before you go home on Thursday; business confidence up, ANZ's profit falls, KiwiSaver returns hold up, financial literacy gender gap, swaps very low, NZD softer, & more

US trade balance stay near record deficit; China Singles Day frenzy starts; more countries join carbon neutral target; equity markets dive; UST 10y at 0.76%; oil and gold drop hard; NZ$1 = 66.5 USc; TWI-5 = 69.9

US trade balance stay near record deficit; China Singles Day frenzy starts; more countries join carbon neutral target; equity markets dive; UST 10y at 0.76%; oil and gold drop hard; NZ$1 = 66.5 USc; TWI-5 = 69.9

A review of things you need to know before you go home on Wednesday; ANZ makes many cuts, public sector hiring jumps, Treasury has wildly popular syndication, swaps low, NZD firmer, & more

A review of things you need to know before you go home on Wednesday; ANZ makes many cuts, public sector hiring jumps, Treasury has wildly popular syndication, swaps low, NZD firmer, & more

US durable goods orders tame, retail sales flat; US home ownership rises; China profits rise; free banking at risk; UST 10y at 0.78%; oil and gold firmer; NZ$1 = 67.2 USc; TWI-5 = 70.3

US durable goods orders tame, retail sales flat; US home ownership rises; China profits rise; free banking at risk; UST 10y at 0.78%; oil and gold firmer; NZ$1 = 67.2 USc; TWI-5 = 70.3

ANZ takes term deposit rate offers down to levels never seen before, with no offers above 1%. Is this the death knell for term deposits?

ANZ takes term deposit rate offers down to levels never seen before, with no offers above 1%. Is this the death knell for term deposits?

A review of things you need to know before you go home on Tuesday; no retail rate changes, trade surplus grows, fewer houses built, home lending frenzy, swaps stable, NZD firm, & more

A review of things you need to know before you go home on Tuesday; no retail rate changes, trade surplus grows, fewer houses built, home lending frenzy, swaps stable, NZD firm, & more

Our best-in-class mortgage calculators give you unique insights when you are making key decisions involving borrowing in today's sky-high housing market - despite low interest rates

Our best-in-class mortgage calculators give you unique insights when you are making key decisions involving borrowing in today's sky-high housing market - despite low interest rates

Wall Street falls sharply; eyes on Q3 GDP; Singapore, China and Taiwan deliver upbeat data; Australian housing market booms; UST 10y at 0.79%; oil drops and gold firms; NZ$1 = 66.8 USc; TWI-5 = 70

Wall Street falls sharply; eyes on Q3 GDP; Singapore, China and Taiwan deliver upbeat data; Australian housing market booms; UST 10y at 0.79%; oil drops and gold firms; NZ$1 = 66.8 USc; TWI-5 = 70

China demand boosting commodity prices; Taiwan impresses; US Fed balance sheet expanding again; world PMIs still ok; pandemic gets worse in first world; UST 10y at 0.84%; oil and gold unchanged; NZ$1 = 66.9 USc; TWI-5 = 70

China demand boosting commodity prices; Taiwan impresses; US Fed balance sheet expanding again; world PMIs still ok; pandemic gets worse in first world; UST 10y at 0.84%; oil and gold unchanged; NZ$1 = 66.9 USc; TWI-5 = 70