David Chaston

SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.

SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.

A review of things you need to know before you go home on Friday; TD rates inch up, inflation expectations jump, good faith out & compulsion in, thumbs down for Fonterra, swaps firm, NZD firm, & more

A review of things you need to know before you go home on Friday; TD rates inch up, inflation expectations jump, good faith out & compulsion in, thumbs down for Fonterra, swaps firm, NZD firm, & more

US labour market improves sharply; Canada house prices to rise sharply; commodity prices up everywhere; China tries to be tough on Uighur critics; UST 10yr at 1.56%; oil slips and gold up; NZ$1 = 72.3 USc; TWI-5 = 74.1

US labour market improves sharply; Canada house prices to rise sharply; commodity prices up everywhere; China tries to be tough on Uighur critics; UST 10yr at 1.56%; oil slips and gold up; NZ$1 = 72.3 USc; TWI-5 = 74.1

A review of things you need to know before you go home on Thursday; investors as high risk borrowers, business confidence jumps, tax take leaps, consents hit record high, swaps firm, NZD firm, & more

A review of things you need to know before you go home on Thursday; investors as high risk borrowers, business confidence jumps, tax take leaps, consents hit record high, swaps firm, NZD firm, & more

US jobs growth strong; US services sector expands faster; Singapore retail recovers; Scotland voting; Aussie services expanding; NZ Parliament pokes the bear; UST 10yr at 1.58%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 74

US jobs growth strong; US services sector expands faster; Singapore retail recovers; Scotland voting; Aussie services expanding; NZ Parliament pokes the bear; UST 10yr at 1.58%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 74

A review of things you need to know before you go home on Wednesday; rate changes, houses and housing regulation, banks and profits, dairy matters, swaps stable, NZD shifty, & much more

A review of things you need to know before you go home on Wednesday; rate changes, houses and housing regulation, banks and profits, dairy matters, swaps stable, NZD shifty, & much more

A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for

A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for

Dairy prices mixed; US factory orders disappoint; Yellen sees rate raises, borrows aggressively; EU carbon price jumps; global trade expands; UST 10yr at 1.58%; oil up and gold down; NZ$1 = 71.4 USc; TWI-5 = 73.4

Dairy prices mixed; US factory orders disappoint; Yellen sees rate raises, borrows aggressively; EU carbon price jumps; global trade expands; UST 10yr at 1.58%; oil up and gold down; NZ$1 = 71.4 USc; TWI-5 = 73.4

A review of things you need to know before you go home on Tuesday; foreign buyers sell down, Crown bank balance swells, NEVs take 16% car share, ASB refunds 73,000 customers, swaps stable, NZD stable, & more

A review of things you need to know before you go home on Tuesday; foreign buyers sell down, Crown bank balance swells, NEVs take 16% car share, ASB refunds 73,000 customers, swaps stable, NZD stable, & more

US QE to run to counter 'longstanding disparities'; world's factories expanding faster; Australia, NZ and Philippines stand up to China; UST 10yr at 1.60%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.8

US QE to run to counter 'longstanding disparities'; world's factories expanding faster; Australia, NZ and Philippines stand up to China; UST 10yr at 1.60%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.8

A review of things you need to know before you go home on Monday; more mortgage rate changes, a home loan borrowing bender, new car sales still hot, swaps stable, NZD stable, & more

A review of things you need to know before you go home on Monday; more mortgage rate changes, a home loan borrowing bender, new car sales still hot, swaps stable, NZD stable, & more

China tackles excessive leverage; China PMIs flat; wide variances in GDP growth reported; US goes on a recovery spurt for both households and factories; UST 10yr at 1.63%; oil and gold unchanged; NZ$1 = 71.6 USc; TWI-5 = 73.6

China tackles excessive leverage; China PMIs flat; wide variances in GDP growth reported; US goes on a recovery spurt for both households and factories; UST 10yr at 1.63%; oil and gold unchanged; NZ$1 = 71.6 USc; TWI-5 = 73.6

Huge rises in American incomes, spending and confidence; Large improvements in US PMIs; Taiwan GDP surges; EU in double-dip recession; UST 10yr at 1.62%; oil down and gold unchanged; NZ$1 = 72.3 USc; TWI-5 = 73.5

Huge rises in American incomes, spending and confidence; Large improvements in US PMIs; Taiwan GDP surges; EU in double-dip recession; UST 10yr at 1.62%; oil down and gold unchanged; NZ$1 = 72.3 USc; TWI-5 = 73.5

A review of things you need to know before you go home on Friday; more mortgage rate changes, more confidence, more housing debt, less business borrowing demand, swaps firmer, NZD holds, & more

A review of things you need to know before you go home on Friday; more mortgage rate changes, more confidence, more housing debt, less business borrowing demand, swaps firmer, NZD holds, & more

US GDP jumps; US jobless claims slip; Canada wages up strongly; US and Germany report higher inflation; company earnings reports strong; UST 10yr at 1.65%; oil up and gold down; NZ$1 = 72.3 USc; TWI-5 = 74

US GDP jumps; US jobless claims slip; Canada wages up strongly; US and Germany report higher inflation; company earnings reports strong; UST 10yr at 1.65%; oil up and gold down; NZ$1 = 72.3 USc; TWI-5 = 74

A review of things you need to know before you go home on Thursday; ANZ changes mortgage rates, borrowing gusher, business confidence bounces back, tiny trade surplus; swaps stable, NZD firm, & much more

A review of things you need to know before you go home on Thursday; ANZ changes mortgage rates, borrowing gusher, business confidence bounces back, tiny trade surplus; swaps stable, NZD firm, & much more

Fed wants to see more inflation; US trade deficit swells; more US stimulus coming; RCEP gets Japan's ok; China tries to push steel production offshore; UST 10yr at 1.62%; oil and gold up; NZ$1 = 72.2 USc; TWI-5 = 74.2

Fed wants to see more inflation; US trade deficit swells; more US stimulus coming; RCEP gets Japan's ok; China tries to push steel production offshore; UST 10yr at 1.62%; oil and gold up; NZ$1 = 72.2 USc; TWI-5 = 74.2

New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate

New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate

A review of things you need to know before you go home on Wednesday; another TD rate rise, Canterbury building consents surge, Trustpower on the block, swaps stable, NZD stable, & more

A review of things you need to know before you go home on Wednesday; another TD rate rise, Canterbury building consents surge, Trustpower on the block, swaps stable, NZD stable, & more

US sentiment and growth recover strongly; US and China demographics change rapidly; Japan gives up on 2% inflation target; South Korea expands fast; UST 10yr at 1.62%; oil and gold little-changed; NZ$1 = 72.1 USc; TWI-5 = 73.8

US sentiment and growth recover strongly; US and China demographics change rapidly; Japan gives up on 2% inflation target; South Korea expands fast; UST 10yr at 1.62%; oil and gold little-changed; NZ$1 = 72.1 USc; TWI-5 = 73.8

A review of things you need to know before you go home on Tuesday; some retail rate changes, auction rooms quietening, Westpac warns on results, swaps stable, NZD firm, & more

A review of things you need to know before you go home on Tuesday; some retail rate changes, auction rooms quietening, Westpac warns on results, swaps stable, NZD firm, & more

Some banks are improving their term deposit rate offers slightly, but savers are yet to be impressed enough to hold more of their growing cash funds with term commitments; BNZ now joins the up trend

Some banks are improving their term deposit rate offers slightly, but savers are yet to be impressed enough to hold more of their growing cash funds with term commitments; BNZ now joins the up trend

US durable goods orders disappoint; China Huarong misses another deadline; Singapore factories struggle; mineral and food commodity prices jump; UST 10yr at 1.57%; oil unchanged and gold down; NZ$1 = 72.4 USc; TWI-5 = 74

US durable goods orders disappoint; China Huarong misses another deadline; Singapore factories struggle; mineral and food commodity prices jump; UST 10yr at 1.57%; oil unchanged and gold down; NZ$1 = 72.4 USc; TWI-5 = 74

China faces key bond market test; China tax revenues recover strongly; global factory PMIs expanding; new US houses sell fast; UST 10yr at 1.56%; oil unchanged and gold down; NZ$1 = 72 USc; TWI-5 = 73.7

China faces key bond market test; China tax revenues recover strongly; global factory PMIs expanding; new US houses sell fast; UST 10yr at 1.56%; oil unchanged and gold down; NZ$1 = 72 USc; TWI-5 = 73.7

US PMIs at reord levels; demand for Chinese bonds high; iron ore price rises again; Japan factories expanding; EU doing better; UST 10yr at 1.56%; oil up and gold down; NZ$1 = 71.9 USc; TWI-5 = 73.6

US PMIs at reord levels; demand for Chinese bonds high; iron ore price rises again; Japan factories expanding; EU doing better; UST 10yr at 1.56%; oil up and gold down; NZ$1 = 71.9 USc; TWI-5 = 73.6