David Chaston

A review of things you need to know before you go home on Thursday; some significant rate cuts, investors tire on low yields, businesses struggle, swaps firm, NZD soft, & more

A review of things you need to know before you go home on Thursday; some significant rate cuts, investors tire on low yields, businesses struggle, swaps firm, NZD soft, & more

This week BNZ, Kiwibank and Rabobank have cut term deposit rates and a 3% offer is only available from SBS Bank now. We update where term deposit rates are being pitched in this ever-declining space

This week BNZ, Kiwibank and Rabobank have cut term deposit rates and a 3% offer is only available from SBS Bank now. We update where term deposit rates are being pitched in this ever-declining space

BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals

BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals

US retail sales sag, inventories jump; Canada CPI stuck; China commercial property woes; EU CPI dips; US investors shun equities for bonds; UST 10yr yield at 1.75%; oil unchanged and gold up; NZ$1 = 62.9 USc; TWI-5 = 68.1

US retail sales sag, inventories jump; Canada CPI stuck; China commercial property woes; EU CPI dips; US investors shun equities for bonds; UST 10yr yield at 1.75%; oil unchanged and gold up; NZ$1 = 62.9 USc; TWI-5 = 68.1

A review of things you need to know before you go home on Wednesday; no rate changes, CPI rise beats estimates, farm sales up, dairy payout views positive, SMEs paid sooner, swaps up, NZD soft, & more

A review of things you need to know before you go home on Wednesday; no rate changes, CPI rise beats estimates, farm sales up, dairy payout views positive, SMEs paid sooner, swaps up, NZD soft, & more

Dairy prices flat; IMF downgrades growth; China reveals tariff conditions; Wall Street up on earnings; Brexit deal possible; China debt jumps; UST 10yr yield at 1.76%; oil unchanged and gold down; NZ$1 = 62.8 USc; TWI-5 = 68.2

Dairy prices flat; IMF downgrades growth; China reveals tariff conditions; Wall Street up on earnings; Brexit deal possible; China debt jumps; UST 10yr yield at 1.76%; oil unchanged and gold down; NZ$1 = 62.8 USc; TWI-5 = 68.2

Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates

Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates

A review of things you need to know before you go home on Tuesday; no rate reactions yet, house prices at record highs, immigration up +9%, tourist arrivals up strongly, swaps slip, NZD stable, & more

A review of things you need to know before you go home on Tuesday; no rate reactions yet, house prices at record highs, immigration up +9%, tourist arrivals up strongly, swaps slip, NZD stable, & more

China trade surplus rises; India inflation up; US mortgage rates down; EU industrial production falls; Wall Street opens week flat; UST 10yr yield at 1.73%; oil down and gold up; NZ$1 = 63 USc; TWI-5 = 68.4

China trade surplus rises; India inflation up; US mortgage rates down; EU industrial production falls; Wall Street opens week flat; UST 10yr yield at 1.73%; oil down and gold up; NZ$1 = 63 USc; TWI-5 = 68.4

A review of things you need to know before you go home on Monday; ANZ cuts mortgage rates, Kiwibank trims TD rates, service sector expansion rolls on, eyes on CPI, swaps up again, NZD holds, & more

A review of things you need to know before you go home on Monday; ANZ cuts mortgage rates, Kiwibank trims TD rates, service sector expansion rolls on, eyes on CPI, swaps up again, NZD holds, & more

China wins in mini deal with the US; US sentiment rises; Fed buys more USTs; Canada jobs market improves; China capital flight high; AU pressures banks; UST 10yr yield at 1.73%; oil and gold up; NZ$1 = 63.4 USc; TWI-5 = 68.7

China wins in mini deal with the US; US sentiment rises; Fed buys more USTs; Canada jobs market improves; China capital flight high; AU pressures banks; UST 10yr yield at 1.73%; oil and gold up; NZ$1 = 63.4 USc; TWI-5 = 68.7

Wall Street rises; US-China trade talks positive; US consumer sentiment rises; US Fed pumps; Canada jobs jump; China capital flight rises; UST 10yr 1.77%; oil up and gold lower; NZ$1 = 63.4 USc; TWI-5 = 68.6

Wall Street rises; US-China trade talks positive; US consumer sentiment rises; US Fed pumps; Canada jobs jump; China capital flight rises; UST 10yr 1.77%; oil up and gold lower; NZ$1 = 63.4 USc; TWI-5 = 68.6

A review of things you need to know before you go home on Friday; no rate changes, retail sales weak, factory PMIs very weak, prefab reforms, Foran comes home, swaps race higher and steeper, NZD holds, & more

A review of things you need to know before you go home on Friday; no rate changes, retail sales weak, factory PMIs very weak, prefab reforms, Foran comes home, swaps race higher and steeper, NZD holds, & more

US inflation unchanged; Wall Street up; US-China pursue mini-deal; World Bank sees China growth under 6%; EU tax haven list targets Pacific; UST 10yr yield at 1.65%; oil up and gold down; NZ$1 = 63.3 USc; TWI-5 = 68.7

US inflation unchanged; Wall Street up; US-China pursue mini-deal; World Bank sees China growth under 6%; EU tax haven list targets Pacific; UST 10yr yield at 1.65%; oil up and gold down; NZ$1 = 63.3 USc; TWI-5 = 68.7

A review of things you need to know before you go home on Thursday: no rate changes, food prices stir, rents up, KiwiSaver fees a concern, rejecting eWallets, swaps firm, NZD firm, & more

A review of things you need to know before you go home on Thursday: no rate changes, food prices stir, rents up, KiwiSaver fees a concern, rejecting eWallets, swaps firm, NZD firm, & more

US hiring shrinks; wholesale trade lower, inventories jump; Fed minutes focus on inflation; aircargo in decline; OECD races for BEPS solution; Aussie sentiment drops; UST 10yr yield at 1.58%; oil and gold up; NZ$1 = 62.9 USc; TWI-5 = 68.6

US hiring shrinks; wholesale trade lower, inventories jump; Fed minutes focus on inflation; aircargo in decline; OECD races for BEPS solution; Aussie sentiment drops; UST 10yr yield at 1.58%; oil and gold up; NZ$1 = 62.9 USc; TWI-5 = 68.6

A review of things you need to know before you go home on Wednesday: Co-op trims TD rates, NZ competitiveness slips, Truckometer points low, Aussies gloomier, swaps on hold, NZD firm, & more

A review of things you need to know before you go home on Wednesday: Co-op trims TD rates, NZ competitiveness slips, Truckometer points low, Aussies gloomier, swaps on hold, NZD firm, & more

Markets gloomy after US trade moves and evaporated Brexit agreement; UN nears default; China service sector weakens; Aussie business confidence weakens; UST 10yr yield at 1.55%; oil down and gold unchanged; NZ$1 = 63 USc; TWI-5 = 68.6

Markets gloomy after US trade moves and evaporated Brexit agreement; UN nears default; China service sector weakens; Aussie business confidence weakens; UST 10yr yield at 1.55%; oil down and gold unchanged; NZ$1 = 63 USc; TWI-5 = 68.6

The Co-operative Bank dives into the fixed home loan rate pool, going lower for five fixed terms and making a splash with 6 month and one year fixed rates

The Co-operative Bank dives into the fixed home loan rate pool, going lower for five fixed terms and making a splash with 6 month and one year fixed rates

A review of things you need to know before you go home on Tuesday; Co-op Bank launches low rates, slow rise in value of housing stock, Crown accounts in balance, Auckland 'smart', swaps unchanged, NZD firms, & more

A review of things you need to know before you go home on Tuesday; Co-op Bank launches low rates, slow rise in value of housing stock, Crown accounts in balance, Auckland 'smart', swaps unchanged, NZD firms, & more

Japan-US trade deal second-rate; China-US talks resume; US rail cargo traffic slumps; China retail sales up, but quality shifts; German data weak; UST 10yr yield at 1.55%; oil firm and gold down; NZ$1 = 62.9 USc; TWI-5 = 68.5

Japan-US trade deal second-rate; China-US talks resume; US rail cargo traffic slumps; China retail sales up, but quality shifts; German data weak; UST 10yr yield at 1.55%; oil firm and gold down; NZ$1 = 62.9 USc; TWI-5 = 68.5

A review of things you need to know before you go home on Monday; some TD cuts, reversing policy, holidays everywhere else, Fonterra share price jumps, swaps hold, NZD stable, & more

A review of things you need to know before you go home on Monday; some TD cuts, reversing policy, holidays everywhere else, Fonterra share price jumps, swaps hold, NZD stable, & more

FX reserves of China & India stay high; India cuts policy rate for fifth time; US jobs growth weak; US trade deficit widened; Aussie retail sales flashes warning; UST 10yr yield at 1.53%; oil firm and gold unchanged; NZ$1 = 63.2 USc; TWI-5 = 68.5

FX reserves of China & India stay high; India cuts policy rate for fifth time; US jobs growth weak; US trade deficit widened; Aussie retail sales flashes warning; UST 10yr yield at 1.53%; oil firm and gold unchanged; NZ$1 = 63.2 USc; TWI-5 = 68.5

The recent arrival of personal finance resource MoneyHub has filled a need for financial education and reliable core information for many readers. We fill in some blanks about who they are and why they are doing this

The recent arrival of personal finance resource MoneyHub has filled a need for financial education and reliable core information for many readers. We fill in some blanks about who they are and why they are doing this

US jobs growth weak; US trade deficit larger; Canada trade deficit smaller; China tech in pinch; India cuts rate; Aussie retail growth timid; UST 10yr 1.51%; oil and gold lower; NZ$1 = 63.2 USc; TWI-5 = 68.6

US jobs growth weak; US trade deficit larger; Canada trade deficit smaller; China tech in pinch; India cuts rate; Aussie retail growth timid; UST 10yr 1.51%; oil and gold lower; NZ$1 = 63.2 USc; TWI-5 = 68.6