Lending
Westpac economists expect annual house price inflation will peak at 20% later this year, 'which is not an environment conducive to further OCR cuts'
21st Jan 21, 1:28pm
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Westpac economists expect annual house price inflation will peak at 20% later this year, 'which is not an environment conducive to further OCR cuts'
ANZ economists expect the housing market will cool 'in time', but exactly when is highly uncertain, given that momentum in the market can be slow to moderate
20th Jan 21, 1:26pm
118
ANZ economists expect the housing market will cool 'in time', but exactly when is highly uncertain, given that momentum in the market can be slow to moderate
David Hargreaves examines the largest bank's move to go further than the Reserve Bank in reining in housing investors
15th Dec 20, 2:17pm
50
David Hargreaves examines the largest bank's move to go further than the Reserve Bank in reining in housing investors
ASB, BNZ, Westpac and Kiwibank indicate they will not be matching ANZ's requirement for housing investors to have 40% deposits at this stage
15th Dec 20, 8:57am
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ASB, BNZ, Westpac and Kiwibank indicate they will not be matching ANZ's requirement for housing investors to have 40% deposits at this stage
Reserve Bank expects 'temporary, small negative effect' on economic activity after reintroduction of mortgage lending limits next March
8th Dec 20, 11:00am
50
Reserve Bank expects 'temporary, small negative effect' on economic activity after reintroduction of mortgage lending limits next March
ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
30th Nov 20, 2:10pm
86
ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
26th Nov 20, 10:13am
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The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
25th Nov 20, 3:13pm
58
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
17th Nov 20, 2:49pm
44
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
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Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
11th Nov 20, 11:26am
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David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
Why banks believe a Funding for Lending Programme wouldn't do enough to protect their profits in the face of a negative Official Cash Rate
30th Oct 20, 10:58am
7
Why banks believe a Funding for Lending Programme wouldn't do enough to protect their profits in the face of a negative Official Cash Rate
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
28th Oct 20, 3:30pm
27
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
27th Oct 20, 3:22pm
55
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
24th Sep 20, 3:24pm
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Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market
24th Sep 20, 11:03am
33
The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market
Latest Reserve Bank monthly mortgage figures show that the post lockdown bounce back in activity continued at hot pace in July
26th Aug 20, 3:19pm
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Latest Reserve Bank monthly mortgage figures show that the post lockdown bounce back in activity continued at hot pace in July
David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
20th Aug 20, 9:04am
95
David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
Adrian Orr on how a second Covid-19 outbreak will affect the RBNZ's QE programme, why he likes a negative OCR/term lending duo, and what the side-effects of all this stimulus could be
13th Aug 20, 5:44pm
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Adrian Orr on how a second Covid-19 outbreak will affect the RBNZ's QE programme, why he likes a negative OCR/term lending duo, and what the side-effects of all this stimulus could be
Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
13th Aug 20, 3:43pm
35
Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
RBNZ makes way to front load bond-buying, but recognises quantitative easing has its limits, so prepares to use a new combo of monetary policy tools
13th Aug 20, 8:58am
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RBNZ makes way to front load bond-buying, but recognises quantitative easing has its limits, so prepares to use a new combo of monetary policy tools
RBNZ to help banks enable their customers to defer mortgage repayments beyond 6 months; Details expected next week
12th Aug 20, 4:16pm
80
RBNZ to help banks enable their customers to defer mortgage repayments beyond 6 months; Details expected next week
RBNZ's Geoff Bascand doesn't want cliff end to mortgage repayment deferrals; Says the implementation of 'aspects’ of new bank capital rules shouldn't be further pushed out
31st Jul 20, 12:25pm
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RBNZ's Geoff Bascand doesn't want cliff end to mortgage repayment deferrals; Says the implementation of 'aspects’ of new bank capital rules shouldn't be further pushed out
David Hargreaves says the recent buyer trends in housing may just represent the way the market should look when freed from the distortions visited by the Reserve Bank's LVR rules
29th Jul 20, 1:52pm
37
David Hargreaves says the recent buyer trends in housing may just represent the way the market should look when freed from the distortions visited by the Reserve Bank's LVR rules
People borrowing to buy their first homes outstripped the amount of money borrowed by investors during the last month
27th Jul 20, 11:22am
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People borrowing to buy their first homes outstripped the amount of money borrowed by investors during the last month