David Hargreaves

Government says the 'end is in sight' for high-cost lenders and truck shops who trap the vulnerable in debt

Government says the 'end is in sight' for high-cost lenders and truck shops who trap the vulnerable in debt

With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market

With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market

David Hargreaves says ANZ could never fully redeem itself after what has been a tortuous sale of UDC Finance - but the final outcome is about as good as could be imagined in the circumstances

David Hargreaves says ANZ could never fully redeem itself after what has been a tortuous sale of UDC Finance - but the final outcome is about as good as could be imagined in the circumstances

Westpac economists say some recent data is tentatively suggesting that the economic situation may not be quite as severe as they had been predicting

Westpac economists say some recent data is tentatively suggesting that the economic situation may not be quite as severe as they had been predicting

Economists at the country's biggest bank say based on their bank's card data, spending has returned to 'normal' - but there's no sign of any catch-up on spending that was 'lost' during lockdown

Economists at the country's biggest bank say based on their bank's card data, spending has returned to 'normal' - but there's no sign of any catch-up on spending that was 'lost' during lockdown

ANZ Business Outlook for May: 'While the outright disruption is easing, the recession is just getting started'

ANZ Business Outlook for May: 'While the outright disruption is easing, the recession is just getting started'

Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity

Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity

The Reserve Bank says in the lead-up to the level 4 lockdown some $800 mln of extra cash was pumped into circulation

The Reserve Bank says in the lead-up to the level 4 lockdown some $800 mln of extra cash was pumped into circulation

ASB says confidence in the housing market outlook has fallen to a near eight-year low, with expectations for this to fall further in coming months

ASB says confidence in the housing market outlook has fallen to a near eight-year low, with expectations for this to fall further in coming months

Monthly mortgage borrowing more than halved in April compared with the previous month, according to new Reserve Bank figures

Monthly mortgage borrowing more than halved in April compared with the previous month, according to new Reserve Bank figures

Our national airline says there's still too much uncertainty to forecast earnings for the financial year that ends in a month, but says it hasn't needed to draw on the $900m loan facility offered by the taxpayer yet

Our national airline says there's still too much uncertainty to forecast earnings for the financial year that ends in a month, but says it hasn't needed to draw on the $900m loan facility offered by the taxpayer yet

Reserve Bank figures show credit card billings plunged 41.3% in April, bringing billings back to levels last seen in 2006

Reserve Bank figures show credit card billings plunged 41.3% in April, bringing billings back to levels last seen in 2006

David Hargreaves says the next few months will be a big test for the banks - and how the banks react is likely to be long-remembered by the public

David Hargreaves says the next few months will be a big test for the banks - and how the banks react is likely to be long-remembered by the public

Fonterra says wide ranging milk price forecast for new season reflects global uncertainty; mid price for current season now set at $7.20; earnings for current year still picked to be between 15c-25c a share

Fonterra says wide ranging milk price forecast for new season reflects global uncertainty; mid price for current season now set at $7.20; earnings for current year still picked to be between 15c-25c a share

Participants in the Reserve Bank's household expectations survey are forecasting inflation of 3.2% over the next year, while over half of them are worried about losing their jobs

Participants in the Reserve Bank's household expectations survey are forecasting inflation of 3.2% over the next year, while over half of them are worried about losing their jobs

Fletcher Building says the lockdown resulted in it losing $55 million in New Zealand during April; sees residential building consents plummeting by 30% over the next year

Fletcher Building says the lockdown resulted in it losing $55 million in New Zealand during April; sees residential building consents plummeting by 30% over the next year

David Hargreaves has a deeper dive through the Reserve Bank's latest figures on mortgage lending by debt-to-income ratio and finds that buyers across the spectrum have been stretching themselves further

David Hargreaves has a deeper dive through the Reserve Bank's latest figures on mortgage lending by debt-to-income ratio and finds that buyers across the spectrum have been stretching themselves further

New Reserve Bank figures show that household debt to income ratios continued to blow out right up till the lockdown - and first home buyers were in the frontline

New Reserve Bank figures show that household debt to income ratios continued to blow out right up till the lockdown - and first home buyers were in the frontline

ANZ economists now predict the Reserve Bank will increase the quantitative easing programme to $90 billion by August if not sooner

ANZ economists now predict the Reserve Bank will increase the quantitative easing programme to $90 billion by August if not sooner

We wrap up some of the public comments made in reaction to the 2020 Budget

We wrap up some of the public comments made in reaction to the 2020 Budget

The Reserve Bank has put forward three scenarios for how the economy might pan out depending on what level of pandemic containment measures will be required. None of the scenarios are rosy

The Reserve Bank has put forward three scenarios for how the economy might pan out depending on what level of pandemic containment measures will be required. None of the scenarios are rosy

Reserve Bank says it will be 'closely monitoring' movements in retail interest rates and bank margins; sees house prices falling 9% over the rest of this year

Reserve Bank says it will be 'closely monitoring' movements in retail interest rates and bank margins; sees house prices falling 9% over the rest of this year

ANZ Business Outlook preliminary results for May saw a rise in 'forward-looking activity indicators' but levels remain very low

ANZ Business Outlook preliminary results for May saw a rise in 'forward-looking activity indicators' but levels remain very low

Statistics New Zealand says the impact of the lockdown saw each New Zealander on average spending about $520 less in April than they did in March

Statistics New Zealand says the impact of the lockdown saw each New Zealander on average spending about $520 less in April than they did in March

Z cancels final dividend for year after reporting $88 million after-tax loss; has attained some 'covenant relief' from lenders; aims to reduce costs by up to $96 mln this year

Z cancels final dividend for year after reporting $88 million after-tax loss; has attained some 'covenant relief' from lenders; aims to reduce costs by up to $96 mln this year