Sector credit

[Updated]
20th Dec 18, 3:30pm
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
[Updated]
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
20th Dec 18, 3:30pm
31st Oct 18, 3:32pm
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
31st Oct 18, 3:32pm
[Updated]
31st May 18, 3:25pm
The annual growth rate in the amount of mortgage money outstanding rose a touch last month - for the first time since late 2016
[Updated]
The annual growth rate in the amount of mortgage money outstanding rose a touch last month - for the first time since late 2016
31st May 18, 3:25pm
30th Apr 18, 3:40pm
The annual growth rate in the amount of mortgage money outstanding remained at 5.8% for the third month in a row, while non-bank lenders are experiencing a perceptible rise in mortgage lending
The annual growth rate in the amount of mortgage money outstanding remained at 5.8% for the third month in a row, while non-bank lenders are experiencing a perceptible rise in mortgage lending
30th Apr 18, 3:40pm
29th Mar 18, 3:34pm
The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
29th Mar 18, 3:34pm
31st Jan 18, 3:36pm
The rate of growth in mortgage borrowing continues to slow - but consumer borrowing is hitting growth levels last seen 12 years ago
The rate of growth in mortgage borrowing continues to slow - but consumer borrowing is hitting growth levels last seen 12 years ago
31st Jan 18, 3:36pm
30th Nov 17, 3:21pm
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
30th Nov 17, 3:21pm
[Updated]
29th Nov 17, 6:39am
Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
[Updated]
Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
29th Nov 17, 6:39am
9th Nov 17, 11:23am
RBNZ analysis suggests banks would struggle to close the recent gap between deposits and lending through increasing interest rates on deposits - suggests banks may need to curb lending
RBNZ analysis suggests banks would struggle to close the recent gap between deposits and lending through increasing interest rates on deposits - suggests banks may need to curb lending
9th Nov 17, 11:23am
24th Oct 17, 2:49pm
With no certainty of capital gains in the immediate future, recent buyers of investment properties may be forced to pay renewed attention to income versus outgoings
With no certainty of capital gains in the immediate future, recent buyers of investment properties may be forced to pay renewed attention to income versus outgoings
24th Oct 17, 2:49pm
18th Oct 17, 2:37pm
With no current Government and no permanent Reserve Bank Governor, there's potential for important decisions regarding housing to be left late
With no current Government and no permanent Reserve Bank Governor, there's potential for important decisions regarding housing to be left late
18th Oct 17, 2:37pm
4th Oct 17, 12:50pm
As the rate of mortgage borrowing growth continues to slow sharply, David Hargreaves ponders on what level of growth the RBNZ would be content with
As the rate of mortgage borrowing growth continues to slow sharply, David Hargreaves ponders on what level of growth the RBNZ would be content with
4th Oct 17, 12:50pm
6th Sep 17, 4:12pm
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
6th Sep 17, 4:12pm
31st Aug 17, 3:39pm
New RBNZ figures show the total amount of mortgage borrowing grew by the smallest amount in dollar terms for three years last month
New RBNZ figures show the total amount of mortgage borrowing grew by the smallest amount in dollar terms for three years last month
31st Aug 17, 3:39pm
21st Aug 17, 11:26am
Westpac economists say there is no compelling case at the moment for the Reserve Bank to loosen the limits on high loan to value ratio lending
Westpac economists say there is no compelling case at the moment for the Reserve Bank to loosen the limits on high loan to value ratio lending
21st Aug 17, 11:26am
16th Aug 17, 4:15pm
It's all very well talking about removing loan to value lending limits, but we need to hear what the Government would do if house prices started to rise quickly again
It's all very well talking about removing loan to value lending limits, but we need to hear what the Government would do if house prices started to rise quickly again
16th Aug 17, 4:15pm
14th Aug 17, 11:04am
David Hargreaves suggests the real estate industry is singling out the wrong target by urging exemptions from the RBNZ’s LVR rules for first home buyers
David Hargreaves suggests the real estate industry is singling out the wrong target by urging exemptions from the RBNZ’s LVR rules for first home buyers
14th Aug 17, 11:04am
31st Jul 17, 4:14pm
New RBNZ figures show mortgage borrowing growing at its slowest annual rate in well over a year; non-bank mortgage borrowing is starting to surge, however
New RBNZ figures show mortgage borrowing growing at its slowest annual rate in well over a year; non-bank mortgage borrowing is starting to surge, however
31st Jul 17, 4:14pm
17th May 17, 3:15pm
David Hargreaves crunches some of the official numbers on mortgage interest rates
David Hargreaves crunches some of the official numbers on mortgage interest rates
17th May 17, 3:15pm
6th Apr 17, 4:04pm
New RBNZ figures show over a quarter of the amount owed on mortgages in this country is for investment property, while over 40% of that money is on interest-only terms
New RBNZ figures show over a quarter of the amount owed on mortgages in this country is for investment property, while over 40% of that money is on interest-only terms
6th Apr 17, 4:04pm
5th Apr 17, 3:46pm
New figures show the previously rapidly rising mortgage borrowing surge has been stemmed; Reserve Bank begins new series of monthly statistics
New figures show the previously rapidly rising mortgage borrowing surge has been stemmed; Reserve Bank begins new series of monthly statistics
5th Apr 17, 3:46pm
8th Mar 17, 5:00pm
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
8th Mar 17, 5:00pm
6th Mar 17, 3:53pm
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
6th Mar 17, 3:53pm
1st Mar 17, 12:04pm
New figures show slowest rate of borrowing growth in a year-and-a-half, while bank deposits shrank for the first time in three years
New figures show slowest rate of borrowing growth in a year-and-a-half, while bank deposits shrank for the first time in three years
1st Mar 17, 12:04pm
31st Jan 17, 3:34pm
New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
New figures show that household borrowing increased again at the end of last year following a couple of months of slower growth
31st Jan 17, 3:34pm

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