LVRs
PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
17th Nov 20, 6:34am
65
PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
56
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
Gareth Vaughan delves into the Reserve Bank's mandate, economic policy settings, the housing market and the type of society New Zealanders want
15th Nov 20, 6:02am
131
Gareth Vaughan delves into the Reserve Bank's mandate, economic policy settings, the housing market and the type of society New Zealanders want
Banks are moving quickly to reinstate LVR restrictions now that they have the RBNZ's signal. The first to announce them is heavyweight ASB, which is moving 'immediately'
12th Nov 20, 5:07pm
33
Banks are moving quickly to reinstate LVR restrictions now that they have the RBNZ's signal. The first to announce them is heavyweight ASB, which is moving 'immediately'
Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
12th Nov 20, 2:58pm
71
Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
12th Nov 20, 10:13am
78
Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
Investors rushing to secure low deposit mortgages before high LVR restrictions are reintroduced may not add as much fuel to the housing market fire as people are expecting
12th Nov 20, 9:00am
27
Investors rushing to secure low deposit mortgages before high LVR restrictions are reintroduced may not add as much fuel to the housing market fire as people are expecting
Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
11th Nov 20, 3:57pm
65
Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
Grant Robertson signals he wants banks to rein in their risky mortgage lending ASAP, saying the RBNZ's decision to consider re-imposing LVR restrictions in March is 'sensible'
11th Nov 20, 11:52am
23
Grant Robertson signals he wants banks to rein in their risky mortgage lending ASAP, saying the RBNZ's decision to consider re-imposing LVR restrictions in March is 'sensible'
Westpac says the reintroduction of LVRs on new mortgage lending would probably be aimed at property investors
11th Nov 20, 10:43am
14
Westpac says the reintroduction of LVRs on new mortgage lending would probably be aimed at property investors
Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
11th Nov 20, 8:52am
114
Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
CEO David McLean says Westpac NZ is open for business but has not loosened its LVR lending limits since the Reserve Bank said it could
3rd Nov 20, 12:06pm
49
CEO David McLean says Westpac NZ is open for business but has not loosened its LVR lending limits since the Reserve Bank said it could
Grant Robertson says he has brought forward a scheduled meeting with Adrian Orr ahead of the RBNZ releasing its Monetary Policy Statement
2nd Nov 20, 5:17pm
60
Grant Robertson says he has brought forward a scheduled meeting with Adrian Orr ahead of the RBNZ releasing its Monetary Policy Statement
ANZ economists say the fear of missing out dynamic has the potential to contribute to frothiness in the housing market that ultimately cannot be sustained
2nd Nov 20, 11:58am
55
ANZ economists say the fear of missing out dynamic has the potential to contribute to frothiness in the housing market that ultimately cannot be sustained
CEO Antonia Watson says ANZ NZ doesn't currently need the RBNZ's proposed funding for lending programme, but she'd like to see more fiscal stimulus from the Government
30th Oct 20, 9:29am
49
CEO Antonia Watson says ANZ NZ doesn't currently need the RBNZ's proposed funding for lending programme, but she'd like to see more fiscal stimulus from the Government
Former RBNZ Chairman Arthur Grimes warns of 'real danger' of the RBNZ destablising asset prices, as its employment target sees it go too far lowering interest rates
29th Oct 20, 9:32am
72
Former RBNZ Chairman Arthur Grimes warns of 'real danger' of the RBNZ destablising asset prices, as its employment target sees it go too far lowering interest rates
ASB economists say 'by doing nothing' the RBNZ risks fuelling the fire of a housing market bubble, which could increase financial stability risks down the line
27th Oct 20, 12:45pm
45
ASB economists say 'by doing nothing' the RBNZ risks fuelling the fire of a housing market bubble, which could increase financial stability risks down the line
David Hargreaves says the Reserve Bank should not delay in reinstating lending restrictions on housing investors
22nd Oct 20, 8:38am
126
David Hargreaves says the Reserve Bank should not delay in reinstating lending restrictions on housing investors
ANZ chairman John Key warns against creating 'zombie companies' and 'an asset bubble that's going to burst on us'
21st Oct 20, 12:05pm
100
ANZ chairman John Key warns against creating 'zombie companies' and 'an asset bubble that's going to burst on us'
Adrian Orr says the RBNZ is seeing early signs of house prices being driven by high leverage loans and by investors rather than households
20th Oct 20, 4:16pm
118
Adrian Orr says the RBNZ is seeing early signs of house prices being driven by high leverage loans and by investors rather than households
The Reserve Bank says one option to ensure long-term availability of cash could be a public-private partnership to provide 'end to end' cash infrastructure
19th Oct 20, 2:55pm
37
The Reserve Bank says one option to ensure long-term availability of cash could be a public-private partnership to provide 'end to end' cash infrastructure
Economics forecaster Infometrics says renewed house price rises are a side-effect of the Reserve Bank's efforts to stimulate the economy
15th Oct 20, 6:00pm
38
Economics forecaster Infometrics says renewed house price rises are a side-effect of the Reserve Bank's efforts to stimulate the economy
Much of the huge financial stimulus being pumped into the economy seems as though it is being pumped into the housing market. David Hargreaves says the Reserve Bank has some serious thinking to do ahead of its last two major set piece events of the year
15th Oct 20, 8:18am
176
Much of the huge financial stimulus being pumped into the economy seems as though it is being pumped into the housing market. David Hargreaves says the Reserve Bank has some serious thinking to do ahead of its last two major set piece events of the year
ASB economists say a much more severe shortage of housing than earlier thought is a key reason for rocketing house prices; 11% house price inflation forecast for June 2021 year
14th Oct 20, 9:23am
65
ASB economists say a much more severe shortage of housing than earlier thought is a key reason for rocketing house prices; 11% house price inflation forecast for June 2021 year
Kiwibank economists believe the RBNZ will 'give with one hand' though lower mortgage rates and take a little back with the other - through tighter lending standards
12th Oct 20, 1:59pm
21
Kiwibank economists believe the RBNZ will 'give with one hand' though lower mortgage rates and take a little back with the other - through tighter lending standards