David Chaston

US confidence and factories stable but Fed still making huge liquidity injections; China confirms reserve rate reduction; Singapore growth evaporates; Aussie fires wreck emissions commitments; UST 10yr yield at 1.88%; oil and gold up; NZ$1 = 66.9 USc; TW

US confidence and factories stable but Fed still making huge liquidity injections; China confirms reserve rate reduction; Singapore growth evaporates; Aussie fires wreck emissions commitments; UST 10yr yield at 1.88%; oil and gold up; NZ$1 = 66.9 USc; TW

The start of a new decade, and election year as well: time to record what you think will happen (and to check how well your 2019 predictions worked out)

The start of a new decade, and election year as well: time to record what you think will happen (and to check how well your 2019 predictions worked out)

Equity markets pull back; US capital-goods imports dive; US population stops growing; China tackles bond market reform; Aussie power system under fire threat; UST 10yr yield at 1.90%; oil and gold up; NZ$1 = 67 USc; TWI-5 = 72.1

Equity markets pull back; US capital-goods imports dive; US population stops growing; China tackles bond market reform; Aussie power system under fire threat; UST 10yr yield at 1.90%; oil and gold up; NZ$1 = 67 USc; TWI-5 = 72.1

China pisses off its neighbours; China eyes reserve ratio cut; equities end on a high; electric cars come of age; Japan struggles economically; NZ weather normal; UST 10yr yield at 1.88%; oil unchanged and gold dips; NZ$1 = 67 USc; TWI-5 = 71.9

China pisses off its neighbours; China eyes reserve ratio cut; equities end on a high; electric cars come of age; Japan struggles economically; NZ weather normal; UST 10yr yield at 1.88%; oil unchanged and gold dips; NZ$1 = 67 USc; TWI-5 = 71.9

In part II of our 2019 mortgage rate analysis, we reveal which main bank offered the lowest rates for the most time in the year, and in the key rollover and house buying seasons

In part II of our 2019 mortgage rate analysis, we reveal which main bank offered the lowest rates for the most time in the year, and in the key rollover and house buying seasons

We look at who cut what home loan rates in 2019 and whether our main banks passed on the lower OCR benefits to borrowers. And did those cuts help or hurt first home buyers?

We look at who cut what home loan rates in 2019 and whether our main banks passed on the lower OCR benefits to borrowers. And did those cuts help or hurt first home buyers?

Equity markets pause; China data resilient; China shuns Aussie coal; Japan data weakens; Sydney water storage lower; UST 10yr yield at 1.88%; oil dips and gold up; NZ$1 = 67 USc; TWI-5 = 71.9

Equity markets pause; China data resilient; China shuns Aussie coal; Japan data weakens; Sydney water storage lower; UST 10yr yield at 1.88%; oil dips and gold up; NZ$1 = 67 USc; TWI-5 = 71.9

Wall Street up modestly on strong online retail; US factory orders drop; China to repeat strong infrastructure spending; Aussie retail sales disappoint; UST 10yr yield at 1.90%; oil and gold up; NZ$1 = 66.6 USc; TWI-5 = 71.8

Wall Street up modestly on strong online retail; US factory orders drop; China to repeat strong infrastructure spending; Aussie retail sales disappoint; UST 10yr yield at 1.90%; oil and gold up; NZ$1 = 66.6 USc; TWI-5 = 71.8

We look back on an even bigger, more successful year and reveal our most popular stories

We look back on an even bigger, more successful year and reveal our most popular stories

US durable goods orders drop sharply; Canada GDP growth weakens; China slashes import tariffs; equities mark time; BNPL eats Aussie personal credit; UST 10yr yield at 1.92%; oil and gold up; NZ$1 = 66.3 USc; TWI-5 = 71.4

US durable goods orders drop sharply; Canada GDP growth weakens; China slashes import tariffs; equities mark time; BNPL eats Aussie personal credit; UST 10yr yield at 1.92%; oil and gold up; NZ$1 = 66.3 USc; TWI-5 = 71.4

The Fed's balance sheet grows sharply on giant liquidity program; US data positive; China gives new push to RCEP; Aussie GDP hit by fires, coal threat; UST 10yr yield at 1.92%; oil down and gold up; NZ$1 = 66.1 USc; TWI-5 = 71.2

The Fed's balance sheet grows sharply on giant liquidity program; US data positive; China gives new push to RCEP; Aussie GDP hit by fires, coal threat; UST 10yr yield at 1.92%; oil down and gold up; NZ$1 = 66.1 USc; TWI-5 = 71.2

Cheap money, high equity prices; France slaps SUVs; Shanghai office vacancies soar; yuan shunned; capital flight in Hong Kong; gold fraud conviction; Aussie water stress; UST 10yr 1.92%; oil and gold down; NZ$1 = 66 USc; TWI-5 = 71.2

Cheap money, high equity prices; France slaps SUVs; Shanghai office vacancies soar; yuan shunned; capital flight in Hong Kong; gold fraud conviction; Aussie water stress; UST 10yr 1.92%; oil and gold down; NZ$1 = 66 USc; TWI-5 = 71.2

A final review of things you need to know just before you go home for the year; some final rate changes, consumer confidence up, houses less affordable, dairy farm sales slump, housing debt rises faster, swaps up, NZD holds high, & more

A final review of things you need to know just before you go home for the year; some final rate changes, consumer confidence up, houses less affordable, dairy farm sales slump, housing debt rises faster, swaps up, NZD holds high, & more

US data lackluster; Canada jobs jump; Swedes dump negative rates; China and US pump in liquidity; Aussie jobs up; China gets publicly assertive in Australia; UST 10yr yield at 1.91%; oil and gold up; NZ$1 = 66 USc; TWI-5 = 71.1

US data lackluster; Canada jobs jump; Swedes dump negative rates; China and US pump in liquidity; Aussie jobs up; China gets publicly assertive in Australia; UST 10yr yield at 1.91%; oil and gold up; NZ$1 = 66 USc; TWI-5 = 71.1

A review of things you need to know before you go home on Thursday; ANZ trims TD rates, GDP growth slows, dairy saves trade result, signs holiday sales may be weak, swaps rise, NZD up, & more

A review of things you need to know before you go home on Thursday; ANZ trims TD rates, GDP growth slows, dairy saves trade result, signs holiday sales may be weak, swaps rise, NZD up, & more

We update the nation's economic benchmarks for a second time, this one after the "year of delivery". Overall, there nothing here that suggests 'transformation'

We update the nation's economic benchmarks for a second time, this one after the "year of delivery". Overall, there nothing here that suggests 'transformation'

Trade deal benefits questioned; US farm bankruptcies jump; Canada inflation up; China infrastructure surge; UK audit review released; UST 10yr yield at 1.97%; oil and gold unchanged; NZ$1 = 65.8 USc; TWI-5 = 70.9

Trade deal benefits questioned; US farm bankruptcies jump; Canada inflation up; China infrastructure surge; UK audit review released; UST 10yr yield at 1.97%; oil and gold unchanged; NZ$1 = 65.8 USc; TWI-5 = 70.9

A review of things you need to know before you go home on Wednesday; no rate changes, deposit insurance still coming, dairy prices drop, public payrolls jump, swaps firm, NZD soft, & more

A review of things you need to know before you go home on Wednesday; no rate changes, deposit insurance still coming, dairy prices drop, public payrolls jump, swaps firm, NZD soft, & more

Dairy prices drop hard; US housing improves; Wall Street flat; Boeing ceases 737MAX production; China growth firms up; ASIC hits NAB very hard; UST 10yr yield at 1.88%; oil and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.8

Dairy prices drop hard; US housing improves; Wall Street flat; Boeing ceases 737MAX production; China growth firms up; ASIC hits NAB very hard; UST 10yr yield at 1.88%; oil and gold up; NZ$1 = 65.7 USc; TWI-5 = 70.8

A review of things you need to know before you go home on Tuesday; no rate changes, confidence up for Christmas, fewer real estate agents, bank satisfaction drops, swaps & NZD holds, & more

A review of things you need to know before you go home on Tuesday; no rate changes, confidence up for Christmas, fewer real estate agents, bank satisfaction drops, swaps & NZD holds, & more

Wall Street restrained on trade deal; US PMIs still modest; China expanding faster; Canada housing market up; Aussie MYEFO chops surplus; UST 10yr yield at 1.89%; oil unchanged and gold down; NZ$1 = 66 USc; TWI-5 = 70.9

Wall Street restrained on trade deal; US PMIs still modest; China expanding faster; Canada housing market up; Aussie MYEFO chops surplus; UST 10yr yield at 1.89%; oil unchanged and gold down; NZ$1 = 66 USc; TWI-5 = 70.9

A review of things you need to know before you go home on Monday; mortgage rates up and down, housing completions jump in Auckland, Harmoney cuts some rates, cash flows better, swaps down, NZD holds, & more

A review of things you need to know before you go home on Monday; mortgage rates up and down, housing completions jump in Auckland, Harmoney cuts some rates, cash flows better, swaps down, NZD holds, & more

BNZ makes some end-of-year changes to its Classic 'special' home loan rates with three raised and one lowered. Westpac also tweaked one rate

BNZ makes some end-of-year changes to its Classic 'special' home loan rates with three raised and one lowered. Westpac also tweaked one rate

China and US agree phase one deal; world trade slipping; US retail sales weak; China FDI grows; Japan sees improved growth; IMF warns Australia on debt; UST 10yr yield at 1.82%; oil and gold up; NZ$1 = 66 USc; TWI-5 = 71

China and US agree phase one deal; world trade slipping; US retail sales weak; China FDI grows; Japan sees improved growth; IMF warns Australia on debt; UST 10yr yield at 1.82%; oil and gold up; NZ$1 = 66 USc; TWI-5 = 71

Wall Street yawns after phase one trade deal; US retail sales weak. China FDI rises; Japan hopes for growth; UK diminished; IMF warns Australia; UST 10yr 1.83%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.9

Wall Street yawns after phase one trade deal; US retail sales weak. China FDI rises; Japan hopes for growth; UK diminished; IMF warns Australia; UST 10yr 1.83%; oil and gold up; NZ$1 = 65.8 USc; TWI-5 = 70.9